Magyar Bancorp, Inc. Financial Ratios — MGYR Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Return on Common Equity (%)	-1.17	2.38	1.2	2.59	3.92	4.57	5.67	7.54	10.14	6.82	16.87	18.59	15.72	14.03	15.57
Return on Assets (%)	-0.05	0.1	0.05	0.11	0.17	0.19	0.24	0.33	0.48	0.32	0.8	1.01	0.9	0.84	1
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	5.62	5.56	5.5	5.4	4.71	4.13	4.09	4	3.92	3.74	2.91	2.82	2.76	2.82	2.63
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-1.19	3.75	1.68	4.46	7.3	9.31	12.12	16.28	19.16	13.63	30.42	37.56	35.32	35.21	38.78
Profit Margin (%)	-1.44	3.03	1.55	3.37	5	5.79	7.14	9.44	13.47	9.6	21.34	26.63	25.35	24.69	27.41
Net Income to Common Margin (%)	-1.44	3.03	1.55	3.37	5	5.79	7.14	9.44	13.47	9.6	21.34	26.63	25.35	24.69	27.41
Effective Tax Rate (%)	- -	19.21	7.42	24.37	31.53	37.83	41.13	42.02	29.69	29.6	29.86	29.1	28.23	29.88	29.32
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	18.02	17.06	21.57	18.68
Sustainable Growth Rate (%)	-1.17	2.38	1.2	2.59	3.92	4.57	5.67	7.54	10.14	6.82	16.87	15.24	13.04	11	12.66

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Total Debt	35	37	27	26	32	36	32	36	36	67	23	20	34	32	49
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5	4	4	- -
LT Debt	35	37	27	26	32	36	32	36	36	67	23	16	30	29	49
Total Debt/EBITDA	35.85	39.04	29.23	27.75	37.39	46.32	39.1	41.26	41.55	78.93	27.97	24.27	40.36	36.03	52.35
Net Debt/EBITDA	20.41	28.3	10.04	16.59	15.96	18.3	11.73	23.41	16.9	6.66	-62.09	-12.6	-45.99	7.27	44.79
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	4.03	4.26	4.07	4.23	4.23	4.17	4.28	4.49	4.92	4.41	5.08	5.74	5.76	6.17	6.68
Long-Term Debt/Equity (%)	78.45	81.11	59.8	55.52	67.7	75.52	64.51	69.16	66.22	118.58	23.92	15.86	28.17	25.84	41.28
Long-Term Debt/Capital (%)	62.3	62.76	55.31	53.19	57.54	59.64	55.27	55.89	53.84	66.99	37.25	23.6	34.27	31.47	42.4
Long-Term Debt/Total Assets (%)	6.66	7.17	5.04	4.81	5.74	6.17	5.29	5.69	5.74	8.94	3.02	1.96	3.25	3	4.92
Total Debt/Equity (%)	78.45	81.11	59.8	55.52	67.7	75.52	64.51	69.16	66.22	118.58	23.92	20.68	32.35	29.01	41.28
Total Debt/Capital (%)	62.3	62.76	55.31	53.19	57.54	59.64	55.27	55.89	53.84	66.99	37.25	30.76	39.36	35.32	42.4
Total Debt/Total Assets (%)	6.66	7.17	5.04	4.81	5.74	6.17	5.29	5.69	5.74	8.94	3.02	2.55	3.74	3.37	4.92
Net Debt to Equity	44.67	58.79	20.54	33.18	28.9	29.83	19.35	39.24	26.93	10	-53.1	-10.73	-36.87	5.85	35.31
Net Debt/Capital (%)	48.48	54.99	29.83	40.45	36.65	36.85	27.05	41.83	32.17	14.61	414.99	-29.97	-283.98	9.93	38.64
EBITDA	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
EBITDA-CapEx	- -	1	1	1	1	1	1	1	1	1	- -	- -	1	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	4.03	4.26	4.07	4.23	4.23	4.17	4.28	4.49	4.92	4.41	5.08	5.74	5.76	6.17	6.68
Long-Term Debt/Equity (%)	78.45	81.11	59.8	55.52	67.7	75.52	64.51	69.16	66.22	118.58	23.92	15.86	28.17	25.84	41.28
Long-Term Debt/Capital (%)	62.3	62.76	55.31	53.19	57.54	59.64	55.27	55.89	53.84	66.99	37.25	23.6	34.27	31.47	42.4
Long-Term Debt/Total Assets (%)	6.66	7.17	5.04	4.81	5.74	6.17	5.29	5.69	5.74	8.94	3.02	1.96	3.25	3	4.92
Total Debt/Equity (%)	78.45	81.11	59.8	55.52	67.7	75.52	64.51	69.16	66.22	118.58	23.92	20.68	32.35	29.01	41.28
Total Debt/Capital (%)	62.3	62.76	55.31	53.19	57.54	59.64	55.27	55.89	53.84	66.99	37.25	30.76	39.36	35.32	42.4
Total Debt/Total Assets (%)	6.66	7.17	5.04	4.81	5.74	6.17	5.29	5.69	5.74	8.94	3.02	2.55	3.74	3.37	4.92
CFO/Total Liabilities	3.34	2.76	2.22	1.15	2.48	1.59	0.65	0.81	1.01	0.12	1.37	1.6	1.06	0.75	1.18
CFO/CapEx	11.38	40.84	41.01	40.32	150.64	46.27	12.04	16.27	109.23	5.54	22.05	28.94	27.46	7.78	18.1
Altman's Z-Score	0.11	0.12	0.13	0.14	0.15	0.14	0.16	0.16	0.16	0.13	0.17	0.19	0.16	0.17	0.2

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Accounts Receivable Turnover	8.95	8.82	9.25	9.94	10.64	11.04	10.96	10.46	10.31	7.41	7.58	8.48	7.78	6.71	6.56
Days Sales Outstanding	40.77	41.39	39.46	36.72	34.3	33.05	33.31	34.89	35.4	49.28	48.13	43.03	46.9	54.37	55.63
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Market Capitalization	16	22	32	40	48	47	59	58	56	39	69	84	66	78	107
- Cash & Cash Equivalents	15	10	18	10	18	22	22	15	21	62	75	31	73	26	7
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	35	37	27	26	32	36	32	36	36	67	23	20	34	32	49
Enterprise Value	36	31	25	43	55	56	57	55	54	30	5	64	17	69	133
Total Capital	56	58	49	48	55	60	58	64	67	101	63	66	86	91	116
Total Debt/Capital (%)	62.3	62.76	55.31	53.19	57.54	59.64	55.27	55.89	53.84	66.99	37.25	30.76	39.36	35.32	42.4
Total Debt / EV	0.96	1.16	1.07	0.59	0.57	0.64	0.56	0.64	0.66	2.21	5.07	0.32	1.98	0.47	0.37
EV/Sales	2.1	1.87	1.51	2.53	3.09	2.99	2.87	2.58	2.45	1.34	0.16	2.16	0.56	2.18	3.75
EV/EBITDA	37.33	33.57	27.39	46.92	65.61	72.53	70.13	64.41	62.54	35.7	5.52	76.68	20.34	77.32	142.4
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	2.27	2.45	2.33	7.75	4.43	6.63	15.89	12	9.41	37.45	0.5	5.74	2.01	10.89	12.84
EV/Free Cash Flow to Firm	2.09	2.39	2.27	7.56	4.41	6.49	14.67	11.3	9.32	31.72	0.48	5.55	1.94	9.65	12.17
Diluted Market Cap	16	22	32	40	48	47	59	58	56	39	69	84	66	78	108
Diluted Enterprise Value	36	48	41	55	62	62	69	78	71	45	18	74	27	84	150
EV per Share	6.27	5.55	4.85	7.51	9.27	9.83	9.65	9.56	9.27	5.29	0.76	9.5	2.66	10.87	21.46
TTM Sales	17	17	17	17	18	19	20	22	22	23	29	30	30	32	36
TTM EBITDA	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	16	13	11	6	13	9	4	5	6	1	9	11	8	6	10
TTM Free Cash Flow to Firm	17	13	11	6	13	9	4	5	6	1	10	12	9	7	11

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Price/Free Cash Flow	0.95	1.65	2.85	7.01	3.82	5.45	15.25	11.77	9.66	40.96	7.17	7.26	7.49	10.93	9.86
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	36	31	25	43	55	56	57	55	54	30	5	64	17	69	133
Low Price	2.47	1.88	2.93	5.79	6.66	7.79	8.26	9.84	8.95	6.14	6.6	11.12	9.64	9	12.1
EV/Sales	2.1	1.87	1.51	2.53	3.09	2.99	2.87	2.58	2.45	1.34	0.16	2.16	0.56	2.18	3.75
EV/EBITDA	37.33	33.57	27.39	46.92	65.61	72.53	70.13	64.41	62.54	35.7	5.52	76.68	20.34	77.32	142.4
Price/Earnings	- -	42.67	121.6	69.6	53.53	43.47	41.79	28.46	18.84	17.97	11.34	10.62	8.54	10.02	11
Price/Earnings Average	-76.82	35.89	88.26	63.53	48.87	42.87	41.94	29.21	19.23	22.13	9.55	10.26	9.6	9.04	9.51
Price/Earnings High	-133.52	52.22	129.8	75.3	60.87	47.42	51	32.17	21.69	30.82	12.21	11.31	11.21	10.33	12.13
Price/Earnings Low	-57.56	20.89	58.6	57.9	44.4	41	34.42	28.11	17.55	16.16	6.53	9.5	8.03	7.32	7.71
Price/Book Value	0.78	1	1.46	1.78	2.06	1.94	2.3	2.06	1.82	1.18	1.76	1.84	1.26	1.33	1.61
Price/Book Value Average	0.91	0.84	1.06	1.63	1.88	1.92	2.31	2.11	1.86	1.46	1.48	1.77	1.42	1.2	1.39
Price/Book Value High	1.57	1.23	1.55	1.93	2.34	2.12	2.81	2.33	2.09	2.03	1.9	1.95	1.65	1.37	1.78
Price/Book Value Low	0.68	0.49	0.7	1.48	1.71	1.83	1.9	2.04	1.69	1.07	1.02	1.64	1.19	0.97	1.13
Price/Tangible Book Value	0.37	0.48	0.7	0.87	1.03	0.99	1.2	1.12	1.03	0.69	0.71	0.85	0.63	0.71	0.9
Price/Tangible Book Value Average	0.43	0.41	0.51	0.79	0.94	0.98	1.21	1.15	1.05	0.85	0.6	0.82	0.71	0.64	0.78
Price/Tangible Book Value High	0.75	0.59	0.75	0.94	1.17	1.08	1.47	1.27	1.19	1.19	0.77	0.91	0.82	0.73	1
Price/Tangible Book Value Low	0.32	0.24	0.34	0.72	0.85	0.94	0.99	1.11	0.96	0.62	0.41	0.76	0.59	0.52	0.63
Price/Sales	0.95	1.29	1.89	2.35	2.67	2.52	2.98	2.69	2.54	1.72	2.42	2.83	2.17	2.47	3.01
Price/Sales Average	1.1	1.09	1.37	2.14	2.44	2.48	2.99	2.76	2.59	2.12	2.04	2.73	2.43	2.23	2.61
Price/Sales High	1.92	1.58	2.02	2.54	3.04	2.75	3.64	3.04	2.92	2.96	2.61	3.01	2.84	2.55	3.32
Price/Sales Low	0.83	0.63	0.91	1.95	2.22	2.37	2.46	2.65	2.36	1.55	1.39	2.53	2.04	1.81	2.11
Price/Cash Flow	1.03	1.69	2.92	7.18	3.84	5.57	16.51	12.5	9.75	48.36	7.49	7.51	7.76	12.34	10.33
Price/Cash Flow Average	1.2	1.42	2.12	6.55	3.51	5.49	16.57	12.83	9.95	59.55	6.31	7.25	8.73	11.13	8.93
Price/Cash Flow High	2.08	2.07	3.12	7.77	4.37	6.08	20.15	14.13	11.22	82.91	8.07	7.99	10.18	12.73	11.39
Price/Cash Flow Low	0.9	0.83	1.41	5.97	3.19	5.25	13.6	12.35	9.08	43.47	4.32	6.72	7.3	9.01	7.24
Price/Free Cash Flow Average	1.1	1.39	2.07	6.4	3.48	5.38	15.3	12.08	9.86	50.44	6.04	7.01	8.42	9.86	8.52
Price/Free Cash Flow High	1.91	2.02	3.04	7.58	4.34	5.95	18.61	13.31	11.12	70.23	7.72	7.73	9.83	11.28	10.87
Price/Free Cash Flow Low	0.82	0.81	1.37	5.83	3.16	5.14	12.56	11.63	9	36.82	4.13	6.5	7.04	7.99	6.91
EV/Sales Average	2.25	2.66	1.92	3.04	3.19	3.24	3.47	3.7	3.25	2.37	0.23	2.38	1.16	2.44	3.79
EV/Sales High	3.07	3.15	2.57	3.44	3.79	3.5	4.12	3.98	3.58	3.21	0.8	2.66	1.57	2.76	4.5
EV/Sales Low	1.97	2.21	1.46	2.85	2.97	3.13	2.94	3.59	3.03	1.8	- -	2.18	0.77	2.01	3.29
EV/EBITDA Average	40.05	47.83	34.98	56.27	67.84	78.42	84.87	92.27	83.05	63.42	7.87	84.26	42.14	86.29	143.85
EV/EBITDA High	54.55	56.73	46.73	63.62	80.57	84.79	100.67	99.26	91.49	85.68	27.39	94.13	56.87	97.64	171.11
EV/EBITDA Low	35.13	39.67	26.6	52.75	63.09	75.79	71.75	89.7	77.26	48.09	-14.2	77.11	27.73	71.26	125.07
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	2.84	3.84	6.08	6.96	8.03	8.26	10.03	9.96	9.61	6.83	11.45	12.43	10.25	12.32	17.27
High Price	5.73	4.7	6.49	7.53	9.13	9.01	12.24	11.26	11.06	11.71	12.33	13.23	13.45	12.71	19.04
Enterprise Value Average	39	45	32	52	57	61	69	79	72	54	7	71	35	77	135
Enterprise Value High	53	53	43	58	68	66	82	85	80	73	23	79	48	87	160
Enterprise Value Low	34	37	25	48	53	59	59	77	67	41	-12	65	23	63	117

Shares Outstanding	6	6	6	6	6	6	6	6	6	6	7	7	7	7	6
Diluted Weighted Avg Shares	6	6	5	6	6	6	6	6	6	6	6	7	6	6	6
Basic Weighted Avg Shares	6	6	5	6	6	6	6	6	6	6	6	7	6	6	6
Revenue per Share	2.99	2.97	3.22	2.96	3	3.28	3.36	3.71	3.79	3.96	4.73	4.39	4.73	4.98	5.73
EBITDA per Share	0.17	0.17	0.18	0.16	0.14	0.14	0.14	0.15	0.15	0.15	0.14	0.12	0.13	0.14	0.15
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	-0.04	0.09	0.05	0.1	0.15	0.19	0.24	0.35	0.51	0.38	1.01	1.17	1.2	1.23	1.57
Basic EPS from Cont Ops	-0.04	0.09	0.05	0.1	0.15	0.19	0.24	0.35	0.51	0.38	1.01	1.17	1.2	1.23	1.57
Diluted EPS, GAAP	-0.04	0.09	0.05	0.1	0.15	0.19	0.24	0.35	0.51	0.38	1.01	1.17	1.2	1.23	1.56
Diluted EPS from Cont Ops	-0.04	0.09	0.05	0.1	0.15	0.19	0.24	0.35	0.51	0.38	1.01	1.17	1.2	1.23	1.56
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.21	0.2	0.27	0.29
Cash Flow per Share	2.76	2.27	2.08	0.97	2.09	1.48	0.61	0.8	0.99	0.14	1.53	1.65	1.32	1	1.67
Free Cash Flow per Basic Share	2.52	2.21	2.03	0.95	2.08	1.45	0.56	0.75	0.98	0.12	1.46	1.6	1.27	0.87	1.58
Cash & Equivalents per Share	2.59	4.74	6.41	3.89	4.04	4.71	5.76	6.52	6.5	13.24	14.54	5.93	12.87	6.51	3.7
Book Value per Share	3.64	3.83	4.18	3.91	3.9	4.25	4.35	4.83	5.28	5.76	6.49	6.77	8.13	9.28	10.72
Tangible Book Value per Share	7.67	7.96	8.65	8	7.8	8.31	8.34	8.86	9.3	9.86	16.11	14.55	16.31	17.47	19.12

Magyar Bancorp, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)