Paylocity Holding Corporation Financial Ratios — 1PCTY Stock

Profitability (USD)

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Return on Common Equity (%)	- -	- -	- -	-14.06	-3.39	5.03	21.42	20.67	18.39	16.28	16.65	19.34	22.04	20.04	21.97
Return on Assets (%)	0.56	0.19	-1.57	-2.24	-0.36	0.53	2.92	3.25	3.4	3.22	2.51	3.31	5.21	5.26	5.82
Return on Capital (%)	14.87	- -	- -	- -	- -	5.03	- -	20.53	14.59	- -	- -	17.56	20.67	17.89	19.23
Return on Invested Capital (%)	15.97	- -	- -	- -	- -	4.98	- -	19.92	14.4	- -	- -	17.19	19.42	17.6	19.16
Gross Margin (%)	47.19	48.68	49.31	53.57	57.48	58.67	60.48	67.1	67.58	65.5	66.34	68.75	68.5	68.77	69.19
EBITDA Margin (%)	13.42	7.25	-0.63	-3.48	4.47	9.44	12.22	19.41	18.54	15.89	15.81	18.38	23.99	25.3	28.1
Operating Margin (%)	5.02	0.04	-6.46	-9.12	-1.54	2.43	4.22	12.02	11.79	9.13	9.92	13.2	18.54	19.06	21.79
Incremental Operating Margin (%)	17.65	- -	- -	- -	13.3	15.65	11.16	44.7	10.62	- -	12.23	21.88	46.1	22.8	46.55
Pretax Margin (%)	4.67	0.02	-6.31	-9.08	-1.59	2.46	4.44	12.41	11.96	8.98	9.8	13.5	19.75	19.37	21.87
Profit Margin (%)	3.06	0.8	-6.54	-9.15	-1.67	2.24	10.22	11.51	11.48	11.14	10.65	11.99	14.74	14.24	15.23
Net Income to Common Margin (%)	1.81	-2.96	-8.64	-9.15	-1.67	2.24	10.22	11.51	11.48	11.14	10.65	11.99	14.74	14.24	15.23
Effective Tax Rate (%)	34.37	- -	- -	- -	- -	8.83	- -	7.28	3.97	- -	- -	11.22	25.36	26.51	30.35
Dvd Payout Ratio (%)	-69.14	126.93	24.3	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	-14.06	-3.39	5.03	21.42	20.67	18.39	16.28	16.65	19.34	22.04	20.04	21.97

Credit (USD)

Credit Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Total Debt	3	2	- -	- -	- -	- -	2	1	181	75	78	70	54	218	133
ST Debt	2	1	- -	- -	- -	- -	2	1	8	8	8	8	8	9	10
LT Debt	2	1	- -	- -	- -	- -	- -	- -	173	67	69	62	47	209	123
Total Debt/EBITDA	0.43	0.28	- -	- -	- -	- -	0.05	0.02	1.74	0.74	0.58	0.33	0.16	0.54	0.27
Net Debt/EBITDA	-0.79	-1.08	115.61	15.3	-8.38	-3.65	-2.97	-1.46	-1.45	-2	-1.04	-1.34	-1.19	-0.58	-0.38
Total Debt/EBIT	1.15	50.42	- -	- -	- -	- -	0.13	0.03	2.74	1.29	0.92	0.45	0.21	0.72	0.34
Net Debt/EBIT	-2.11	-194.55	11.24	5.84	24.37	-14.18	-8.6	-2.36	-2.28	-3.49	-1.65	-1.86	-1.54	-0.77	-0.49
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	-9.7	-7.04	17.26	14.93	8.6	12.98	14.12	17.07	19.79	19.75	12.76	22.81	24.33	28.11	25.01
Long-Term Debt/Equity (%)	17.51	9.4	- -	- -	- -	- -	- -	- -	44.11	14.09	11.27	7.41	4.53	16.96	10.11
Long-Term Debt/Capital (%)	12.9	8.13	- -	- -	- -	- -	- -	- -	30.18	12.18	10	6.84	4.3	14.42	9.11
Long-Term Debt/Total Assets (%)	0.55	0.25	- -	- -	- -	- -	- -	- -	8.73	2.78	1.44	1.69	1.1	4.77	2.53
Total Debt/Equity (%)	35.71	15.66	- -	- -	- -	- -	1.01	0.48	46.16	15.67	12.64	8.34	5.27	17.66	10.89
Total Debt/Capital (%)	26.31	13.54	- -	- -	- -	- -	1	0.48	31.58	13.55	11.22	7.7	5.01	15.01	9.82
Total Debt/Total Assets (%)	1.12	0.41	- -	- -	- -	- -	0.14	0.08	9.13	3.1	1.61	1.9	1.28	4.96	2.72
Net Debt to Equity	-65.45	-60.42	-86.52	-75.53	-72.34	-70.09	-64.46	-43.02	-38.39	-42.41	-22.78	-34.26	-38.9	-19.09	-15.61
Net Debt/Capital (%)	-189.46	-152.68	-641.77	-308.71	-261.51	-234.38	-176.4	-74.86	-46.64	-57.9	-25.35	-46.25	-58.6	-22.36	-17.61
EBITDA	7	6	-1	-5	10	28	46	91	104	101	135	216	337	404	498
EBITDA-CapEx	- -	- -	-12	-19	-14	-7	9	59	88	92	117	194	318	391	462
Operating Income (Loss)	3	- -	-7	-14	-4	7	16	56	66	58	85	155	260	304	386

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Cash Ratio	0.03	0.02	0.18	0.13	0.07	0.11	0.11	0.11	0.2	0.11	0.03	0.1	0.13	0.14	0.08
Current Ratio	1.01	1.01	1.16	1.11	1.05	1.09	1.08	1.1	1.18	1.09	1.03	1.1	1.13	1.14	1.09
Quick Ratio	0.04	0.02	0.18	0.14	0.07	0.11	0.11	0.11	0.21	0.11	0.04	0.11	0.14	0.15	0.09
CFO/Avg Current Liab	0.03	0.02	0.02	0.02	0.04	0.06	0.09	0.08	0.08	0.08	0.05	0.08	0.13	0.14	0.17
Common Equity/Total Assets	-9.7	-7.04	17.26	14.93	8.6	12.98	14.12	17.07	19.79	19.75	12.76	22.81	24.33	28.11	25.01
Long-Term Debt/Equity (%)	17.51	9.4	- -	- -	- -	- -	- -	- -	44.11	14.09	11.27	7.41	4.53	16.96	10.11
Long-Term Debt/Capital (%)	12.9	8.13	- -	- -	- -	- -	- -	- -	30.18	12.18	10	6.84	4.3	14.42	9.11
Long-Term Debt/Total Assets (%)	0.55	0.25	- -	- -	- -	- -	- -	- -	8.73	2.78	1.44	1.69	1.1	4.77	2.53
Total Debt/Equity (%)	35.71	15.66	- -	- -	- -	- -	1.01	0.48	46.16	15.67	12.64	8.34	5.27	17.66	10.89
Total Debt/Capital (%)	26.31	13.54	- -	- -	- -	- -	1	0.48	31.58	13.55	11.22	7.7	5.01	15.01	9.82
Total Debt/Total Assets (%)	1.12	0.41	- -	- -	- -	- -	0.14	0.08	9.13	3.1	1.61	1.9	1.28	4.96	2.72
CFO/Total Liabilities	3.1	1.69	1.65	1.81	2.6	6.26	7.56	7.69	7.07	6.44	3.7	9.91	11.97	13.25	14.56
CFO/CapEx	1.2	1.05	0.65	0.84	1.35	1.77	2.62	3.66	6.8	13.2	8.58	12.9	21.34	31.99	14.75
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.05	2.08

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Accounts Receivable Turnover	81.2	124.17	145.3	163.23	165.02	161.25	137.46	119.74	120.96	113.61	77.44	75.23	81.73	72	58.45
Days Sales Outstanding	4.49	2.94	2.51	2.24	2.21	2.26	2.66	3.05	3.02	3.21	4.71	4.85	4.47	5.07	6.25
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10,049	5,508
- Cash & Cash Equivalents	9	8	79	81	86	103	137	132	251	202	140	289	402	398	272
+ Preferred Equity and Hybrid Capital	37	37	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	3	2	- -	- -	- -	- -	2	1	181	75	78	70	54	218	133
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9,869	5,369
Total Capital	12	12	91	108	120	148	215	309	574	552	691	913	1,088	1,452	1,354
Total Debt/Capital (%)	26.31	13.54	- -	- -	- -	- -	1	0.48	31.58	13.55	11.22	7.7	5.01	15.01	9.82
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.02	0.02
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.19	3.03
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	24.45	10.79
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	32.46	13.91
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	23.6	10.07
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	24.36	10.8
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10,264	5,663
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10,083	5,524
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	178.24	100.78
TTM Sales	55	77	109	153	231	300	378	468	561	636	853	1,175	1,403	1,595	1,771
TTM EBITDA	7	6	-1	-5	10	28	46	91	104	101	135	216	337	404	498
TTM Operating Income	3	- -	-7	-14	-4	7	16	56	66	58	85	155	260	304	386
TTM Cash Flow to Firm	9	- -	- -	- -	- -	62	- -	115	113	- -	- -	283	385	418	533
TTM Free Cash Flow to Firm	1	- -	- -	- -	- -	27	- -	84	96	- -	- -	261	367	405	497

Multiples (USD)

Valuation Multiples API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	25.33	11.39
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	32.46	13.91
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9,869	5,369
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	174.89	95
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.19	3.03
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	24.45	10.79
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	44.47	20.73
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	46.27	28.09
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	49.36	44.42
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	42.85	19.05
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.14	4.51
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.47	6.11
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.04	9.66
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.85	4.14
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	15.1	8.99
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	15.71	12.18
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.76	19.26
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.55	8.26
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.33	3.16
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.59	4.28
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.03	6.76
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.1	2.9
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	24.15	10.49
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	25.13	14.21
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	26.81	22.47
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	23.27	9.64
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	26.36	15.43
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	28.12	24.41
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	24.41	10.47
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.44	4.13
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.88	6.58
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.96	2.78
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	25.46	14.71
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	27.19	23.43
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	23.54	9.89
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	33.8	18.97
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	36.09	30.22
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	31.26	12.75
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	181.5	103.39
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	201.45	221.56
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10,275	7,324
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10,974	11,664
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9,503	4,922

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Shares Outstanding	49	49	50	51	51	52	53	53	54	55	55	56	56	55	53
Diluted Weighted Avg Shares	44	44	37	50	51	54	55	55	56	56	56	57	57	57	55
Basic Weighted Avg Shares	44	44	37	50	51	51	52	53	54	54	55	56	56	56	54
Revenue per Share	1.25	1.75	2.96	3.05	4.53	5.84	7.2	8.84	10.48	11.7	15.49	21.09	24.95	28.67	32.75
EBITDA per Share	0.17	0.13	-0.02	-0.11	0.2	0.55	0.88	1.72	1.94	1.86	2.45	3.88	5.99	7.25	9.2
Operating Income per Share	0.06	- -	-0.19	-0.28	-0.07	0.14	0.3	1.06	1.24	1.07	1.54	2.78	4.63	5.46	7.14
Basic EPS, GAAP	0.02	-0.05	-0.26	-0.28	-0.08	0.13	0.74	1.02	1.2	1.3	1.65	2.53	3.68	4.08	4.99
Basic EPS from Cont Ops	0.04	0.01	-0.19	-0.28	-0.08	0.13	0.74	1.02	1.2	1.3	1.65	2.53	3.68	4.08	4.99
Diluted EPS, GAAP	0.02	-0.05	-0.26	-0.28	-0.08	0.12	0.7	0.97	1.15	1.26	1.61	2.49	3.63	4.02	4.92
Diluted EPS from Cont Ops	0.04	0.01	-0.19	-0.28	-0.08	0.12	0.7	0.97	1.15	1.26	1.61	2.49	3.63	4.02	4.92
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	0.19	0.14	0.2	0.22	0.65	1.21	1.87	2.17	2.1	2.3	2.82	5.08	6.84	7.52	9.86
Free Cash Flow per Basic Share	0.03	0.01	-0.1	-0.04	0.17	0.53	1.16	1.58	1.79	2.12	2.49	4.68	6.52	7.28	9.19
Cash & Equivalents per Share	0.18	0.16	1.59	1.6	1.69	2	2.61	3.05	5.31	3.79	2.53	5.16	7.24	7.19	5.1
Book Value per Share	-0.57	-0.54	1.84	2.12	2.34	2.85	4.03	5.8	7.3	8.74	11.12	15.07	18.61	22.28	22.93
Tangible Book Value per Share	-0.64	-0.6	1.55	1.62	1.79	2.23	3.21	4.9	5.97	7.06	7.32	11.09	14.04	12.02	11.5