Angel Oak Mortgage REIT, Inc. Financial Ratios — 57V Stock

Profitability (USD)

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	0.42	5.71	-51.62	13.65	11.55	17.32
Return on Assets (%)	- -	0.15	1.37	-6.8	1.28	1.26	1.75
Return on Capital (%)	- -	0.26	1.84	- -	1.88	1.54	1.96
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	43.59	7.09	54.39	121.11	63.72	62.21	73.05
Profit Margin (%)	43.59	7.09	50.56	118.92	61.45	55.87	72.18
Net Income to Common Margin (%)	43.47	6.94	50.52	118.93	61.29	55.57	71.89
Effective Tax Rate (%)	- -	- -	7.04	- -	3.56	10.19	1.19
Dvd Payout Ratio (%)	- -	10,638	57.69	-22.2	94.69	108	70.16
Sustainable Growth Rate (%)	- -	-44.31	2.41	-63.08	0.73	-0.92	5.17

Credit (USD)

Credit Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	138	82	1,470	1,643	1,460	1,771	2,223
ST Debt	- -	- -	- -	- -	- -	- -	- -
LT Debt	138	82	1,470	1,643	1,460	1,771	2,223
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	20.64	48.7	19.06	8.03	11.1	10.53	9.73
Long-Term Debt/Equity (%)	145.95	32.99	299.14	694.93	569.98	741.03	830.99
Long-Term Debt/Capital (%)	59.34	24.8	74.95	87.42	85.07	88.11	89.26
Long-Term Debt/Total Assets (%)	30.16	16.07	57.02	55.78	63.25	78.02	80.85
Total Debt/Equity (%)	145.95	32.99	299.14	694.93	569.98	741.03	830.99
Total Debt/Capital (%)	59.34	24.8	74.95	87.42	85.07	88.11	89.26
Total Debt/Total Assets (%)	30.16	16.07	57.02	55.78	63.25	78.02	80.85
Net Debt to Equity	138.14	15.44	290.84	682.55	553.73	723.97	815.44
Net Debt/Capital (%)	58.01	13.37	74.41	87.22	84.7	87.86	89.08
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	20.64	48.7	19.06	8.03	11.1	10.53	9.73
Long-Term Debt/Equity (%)	145.95	32.99	299.14	694.93	569.98	741.03	830.99
Long-Term Debt/Capital (%)	59.34	24.8	74.95	87.42	85.07	88.11	89.26
Long-Term Debt/Total Assets (%)	30.16	16.07	57.02	55.78	63.25	78.02	80.85
Total Debt/Equity (%)	145.95	32.99	299.14	694.93	569.98	741.03	830.99
Total Debt/Capital (%)	59.34	24.8	74.95	87.42	85.07	88.11	89.26
Total Debt/Total Assets (%)	30.16	16.07	57.02	55.78	63.25	78.02	80.85
CFO/Total Liabilities	18.12	13.17	-75.15	-12.22	14.93	-10.91	-16.39
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	2.55	2.69	-7.27	4.39	6.58	6.6
Days Sales Outstanding	- -	143.15	135.66	-50.24	83.15	55.48	55.34
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	124	271	220	220
- Cash & Cash Equivalents	7	44	41	29	42	41	42
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	138	82	1,470	1,643	1,460	1,771	2,223
Enterprise Value	- -	- -	- -	1,738	1,690	1,950	2,401
Total Capital	233	330	1,961	1,880	1,716	2,010	2,491
Total Debt/Capital (%)	59.34	24.8	74.95	87.42	85.07	88.11	89.26
Total Debt / EV	- -	- -	- -	0.95	0.86	0.91	0.93
EV/Sales	- -	- -	- -	- -	30.8	37.9	39.36
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	5.51	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	5.51	- -	- -
Diluted Market Cap	- -	- -	- -	122	271	229	214
Diluted Enterprise Value	- -	- -	- -	1,737	1,689	1,959	2,396
EV per Share	- -	- -	- -	69.75	67.68	82.99	96.37
TTM Sales	12	10	42	-158	55	51	61
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	66	34	-1,568	- -	306	-221	-407
TTM Free Cash Flow to Firm	66	34	-1,568	- -	306	-221	-407

Multiples (USD)

Valuation Multiples API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	-0.37	0.89	-1.03	-0.53
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	1,738	1,690	1,950	2,401
Low Price	- -	- -	- -	4.88	4.92	9.18	7.67
EV/Sales	- -	- -	- -	- -	30.8	37.9	39.36
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	7.99	7.92	4.76
Price/Earnings Average	- -	- -	- -	- -	6.14	9.2	5.09
Price/Earnings High	- -	- -	- -	- -	8.08	10.91	5.84
Price/Earnings Low	- -	- -	- -	- -	3.61	7.76	4.14
Price/Book Value	- -	- -	- -	0.53	1.06	0.92	0.82
Price/Book Value Average	- -	- -	- -	0.91	0.81	1.07	0.88
Price/Book Value High	- -	- -	- -	1.31	1.07	1.27	1.01
Price/Book Value Low	- -	- -	- -	0.51	0.48	0.9	0.71
Price/Tangible Book Value	- -	- -	- -	0.53	1.06	0.92	0.82
Price/Tangible Book Value Average	- -	- -	- -	0.91	0.81	1.07	0.88
Price/Tangible Book Value High	- -	- -	- -	1.31	1.07	1.27	1.01
Price/Tangible Book Value Low	- -	- -	- -	0.51	0.48	0.9	0.71
Price/Sales	- -	- -	- -	-0.78	4.9	4.4	3.42
Price/Sales Average	- -	- -	- -	-1.35	3.76	5.11	3.66
Price/Sales High	- -	- -	- -	-1.94	4.95	6.06	4.2
Price/Sales Low	- -	- -	- -	-0.76	2.22	4.31	2.98
Price/Cash Flow	- -	- -	- -	-0.37	0.88	-1.02	-0.51
Price/Cash Flow Average	- -	- -	- -	-0.64	0.67	-1.19	-0.55
Price/Cash Flow High	- -	- -	- -	-0.92	0.89	-1.41	-0.63
Price/Cash Flow Low	- -	- -	- -	-0.36	0.4	-1	-0.45
Price/Free Cash Flow Average	- -	- -	- -	-0.64	0.68	-1.2	-0.56
Price/Free Cash Flow High	- -	- -	- -	-0.92	0.89	-1.42	-0.65
Price/Free Cash Flow Low	- -	- -	- -	-0.36	0.4	-1.01	-0.46
EV/Sales Average	- -	- -	- -	- -	29.65	38.59	39.62
EV/Sales High	- -	- -	- -	- -	30.85	39.51	40.18
EV/Sales Low	- -	- -	- -	- -	28.09	37.81	38.9
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	4.99	10.87	9.37	8.81
High Price	- -	- -	- -	12.47	10.98	12.9	10.81
Enterprise Value Average	- -	- -	- -	1,830	1,627	1,986	2,416
Enterprise Value High	- -	- -	- -	1,925	1,692	2,033	2,451
Enterprise Value Low	- -	- -	- -	1,736	1,541	1,946	2,373

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	26	26	25	25	25	24	25
Diluted Weighted Avg Shares	16	16	21	25	25	24	24
Basic Weighted Avg Shares	16	16	21	25	25	24	24
Revenue per Share	0.75	0.66	2.03	-6.43	2.22	2.13	2.58
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.33	0.05	1.02	-7.65	1.36	1.18	1.85
Basic EPS from Cont Ops	0.33	0.05	1.02	-7.65	1.36	1.19	1.86
Diluted EPS, GAAP	0.33	0.05	1.01	-7.65	1.35	1.17	1.8
Diluted EPS from Cont Ops	0.33	0.05	1.01	-7.65	1.35	1.18	1.81
Dividend per Share	- -	4.88	0.59	1.7	1.29	1.28	1.31
Cash Flow per Share	4.2	2.19	-76.11	-13.49	12.39	-9.16	-17.18
Free Cash Flow per Basic Share	4.2	2.19	-76.11	-13.49	12.39	-9.16	-17.18
Cash & Equivalents per Share	0.28	1.66	1.62	1.17	1.67	1.73	1.67
Book Value per Share	3.62	9.47	19.47	9.49	10.26	10.17	10.74
Tangible Book Value per Share	3.62	9.47	19.47	9.49	10.26	10.17	10.74