Movado Group Inc. Financial Ratios — MV4 Stock

Profitability (USD)

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Return on Common Equity (%)	8.6	14.01	11.47	10.95	9.77	7.67	-3.22	12.75	8.35	-23.43	20.4	18.44	8.16	3.72	5.36
Return on Assets (%)	6.74	11.04	9.21	8.91	7.72	5.88	-2.43	8.77	5.31	-14.24	12.37	11.67	5.35	2.47	3.61
Return on Capital (%)	8.71	- -	11.33	10.95	9.35	7.31	-3.16	11.94	7.11	- -	16.75	15.32	6.82	3.03	4.56
Return on Invested Capital (%)	8.76	- -	11.28	10.74	9.41	7.41	-3.1	11.98	5.28	- -	16.53	15.28	6.09	2.4	3.95
Gross Margin (%)	54.76	54.97	53.53	52.81	53.27	53.34	52.48	54.35	53.48	53.42	57.22	57.66	54.81	54.05	54.16
EBITDA Margin (%)	9.61	11.86	14.02	14.3	14	11.85	9.98	11.24	8.47	-25.28	17.74	16.98	8.75	4.49	5.85
Operating Margin (%)	7.17	9.76	11.88	12.18	11.78	9.77	7.61	9.15	6.13	2.72	16.04	15.53	7.3	3.06	4.44
Incremental Operating Margin (%)	53.14	42.24	28.4	22.39	- -	38.24	- -	17.02	- -	15.01	45.89	- -	84.09	258.42	54.73
Pretax Margin (%)	7.1	9.7	12.09	12.12	11.62	9.31	7.42	9.08	8.2	-28.12	16.02	15.74	8.12	4.08	5.12
Profit Margin (%)	6.83	11.29	8.92	8.82	7.58	6.34	-2.68	9.07	6.09	-22.02	12.51	12.14	6.22	2.81	3.96
Net Income to Common Margin (%)	6.83	11.29	8.92	8.82	7.58	6.34	-2.68	9.07	6.09	-22.02	12.51	12.14	6.22	2.81	3.96
Effective Tax Rate (%)	1.82	- -	25.21	27.07	33.79	31.71	136.13	0.26	26.3	- -	21.11	20.71	21.85	27.92	21.79
Dvd Payout Ratio (%)	8.97	62.54	12.71	19.42	22.21	33.88	-78.38	30.02	43.75	- -	23.5	32.88	123.58	154.93	114.23
Sustainable Growth Rate (%)	7.83	5.25	10.01	8.82	7.6	5.07	-5.75	8.92	4.69	-23.43	15.61	12.37	-1.92	-2.04	-0.76

Credit (USD)

Credit Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Total Debt	- -	- -	- -	- -	40	30	25	50	149	106	76	89	92	95	79
ST Debt	- -	- -	- -	- -	5	5	25	- -	15	16	14	18	16	19	21
LT Debt	- -	- -	- -	- -	35	25	- -	50	134	90	63	71	76	76	58
Total Debt/EBITDA	- -	- -	- -	- -	0.48	0.46	0.44	0.66	2.51	-0.82	0.59	0.7	1.58	3.23	2
Net Debt/EBITDA	-4.05	-2.8	-1.97	-2.38	-2.26	-3.46	-3.35	-1.83	-2.26	1.58	-2.13	-1.99	-4.51	-7.11	-5.87
Total Debt/EBIT	- -	- -	- -	- -	0.57	0.56	0.58	0.81	3.46	-0.74	0.65	0.77	1.9	4.73	2.64
Net Debt/EBIT	-5.43	-3.4	-2.33	-2.8	-2.68	-4.19	-4.39	-2.24	-3.12	1.43	-2.36	-2.18	-5.41	-10.42	-7.73
EBITDA to Interest Expense	35.22	138.14	183.43	171.69	75.08	44.73	37.52	99.04	63.84	-65.35	188.89	244.01	116.93	59.97	77.41
EBITDA-CapEx/Interest Expense	35.06	137.49	182.78	171.45	74.49	44.51	37.15	98.4	63.57	-65.35	188.89	244.01	116.93	59.97	77.41
EBIT to Interest Expense	26.28	113.7	155.37	146.19	63.22	36.87	28.61	80.67	46.23	7.04	170.77	223.14	97.53	40.93	58.83
Interest Expense	1	- -	- -	- -	1	1	2	1	1	2	1	1	- -	- -	1
Common Equity/Total Assets	77.11	80.49	80.07	82.71	75.29	77.98	72.88	65.38	62.14	59.13	62.12	64.44	66.87	66.01	68.52
Long-Term Debt/Equity (%)	- -	- -	- -	- -	7.93	5.27	- -	10.05	25.22	20.85	13.15	13.89	15.04	15.61	11.38
Long-Term Debt/Capital (%)	- -	- -	- -	- -	7.27	4.96	- -	9.13	19.7	16.74	11.33	11.84	12.73	13.06	9.86
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	5.98	4.11	- -	6.62	15.79	12.46	8.24	9	10.1	10.35	7.82
Total Debt/Equity (%)	- -	- -	- -	- -	9.07	6.33	5.32	10.05	28.07	24.54	16.02	17.35	18.13	19.6	15.42
Total Debt/Capital (%)	- -	- -	- -	- -	8.31	5.95	5.05	9.13	21.92	19.7	13.81	14.79	15.35	16.39	13.36
Total Debt/Total Assets (%)	- -	- -	- -	- -	6.84	4.94	3.87	6.62	17.57	14.67	10.04	11.25	12.17	13	10.59
Net Debt to Equity	-46.24	-39.44	-33.83	-41.27	-42.66	-47.74	-40.36	-27.91	-25.26	-47.12	-58.09	-49.28	-51.58	-43.12	-45.18
Net Debt/Capital (%)	-86	-65.12	-51.13	-70.26	-74.39	-91.35	-67.66	-38.71	-27.15	-65.01	-100.27	-72.39	-77.51	-56.37	-64.33
EBITDA	45	60	80	84	83	65	57	76	59	-128	130	126	58	29	39
EBITDA-CapEx	45	60	80	84	83	65	56	76	59	-128	130	126	58	29	39
Operating Income (Loss)	34	49	68	71	70	54	43	62	43	14	117	116	48	20	30

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Cash Ratio	2.07	2.28	2.28	3.04	2.92	3.59	2.14	1.69	1.7	1.75	1.83	1.77	2.35	1.85	2.04
Current Ratio	4.94	5.91	5.81	7.27	6.26	7.07	4.8	4.15	4.25	3.93	3.66	3.98	4.77	4.34	4.58
Quick Ratio	2.79	3.12	3.1	4.16	3.83	4.53	2.97	2.43	2.44	2.55	2.49	2.51	3.23	2.76	2.98
CFO/Avg Current Liab	1.14	0.48	0.69	0.8	1.04	0.78	0.64	0.81	0.29	0.58	0.94	0.37	0.6	-0.01	0.51
Common Equity/Total Assets	77.11	80.49	80.07	82.71	75.29	77.98	72.88	65.38	62.14	59.13	62.12	64.44	66.87	66.01	68.52
Long-Term Debt/Equity (%)	- -	- -	- -	- -	7.93	5.27	- -	10.05	25.22	20.85	13.15	13.89	15.04	15.61	11.38
Long-Term Debt/Capital (%)	- -	- -	- -	- -	7.27	4.96	- -	9.13	19.7	16.74	11.33	11.84	12.73	13.06	9.86
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	5.98	4.11	- -	6.62	15.79	12.46	8.24	9	10.1	10.35	7.82
Total Debt/Equity (%)	- -	- -	- -	- -	9.07	6.33	5.32	10.05	28.07	24.54	16.02	17.35	18.13	19.6	15.42
Total Debt/Capital (%)	- -	- -	- -	- -	8.31	5.95	5.05	9.13	21.92	19.7	13.81	14.79	15.35	16.39	13.36
Total Debt/Total Assets (%)	- -	- -	- -	- -	6.84	4.94	3.87	6.62	17.57	14.67	10.04	11.25	12.17	13	10.59
CFO/Total Liabilities	75.83	38.52	48.41	60.36	51.77	43.46	31.26	33.23	10.12	23.64	46.05	19.61	30.9	-0.61	24.93
CFO/CapEx	423.95	136.07	191.28	505.05	114.71	177.3	98.42	175.14	125.76	- -	- -	- -	- -	- -	- -
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.15	3.54	3.81

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Accounts Receivable Turnover	7.64	8.14	8.77	8.22	8.2	8.02	7.58	8.13	8.63	6.52	8.69	8.01	7.37	7.28	6.87
Days Sales Outstanding	47.77	44.82	41.63	44.4	44.52	45.52	48.18	44.88	42.29	55.98	41.98	45.57	49.53	50.12	53.13
Inventory Turnover	1.23	1.38	1.52	1.57	1.67	1.63	1.77	1.96	1.94	1.46	2	1.82	1.77	1.93	1.95
Days Inventory Outstanding	295.76	265.36	240.05	231.98	218.78	223.32	206.15	186.49	188.46	250.65	182.23	200.69	206.73	188.82	186.87
Accounts Payable Turnover	7.09	8.27	10.02	8.69	9.79	9.12	10.41	10.28	8.96	6.82	8.65	8.73	8.26	9.04	11.16
Accounts Payable Turnover Days	51.51	44.12	36.41	42.03	37.27	40	35.06	35.51	40.73	53.53	42.18	41.8	44.18	40.4	32.72
Cash Conversion Cycle	292.02	266.07	245.27	234.35	226.03	228.84	219.27	195.86	190.01	253.09	182.03	204.47	212.08	198.54	207.27
Inventory to Cash Days	-247.99	-220.54	-198.42	-187.58	-174.26	-177.8	-157.96	-141.61	-146.17	-194.67	-140.24	-155.12	-157.2	-138.7	-133.74
Inventories	164	167	181	171	162	153	152	165	171	153	160	186	154	157	158
Raw Materials	58	53	55	50	41	38	37	40	42	31	30	29	26	24	27
Work In Process	8	9	8	6	4	2	2	2	4	5	2	3	4	4	3
Finished Goods	98	105	118	115	118	112	113	124	126	117	128	155	124	129	128
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	628	434	495
- Cash & Cash Equivalents	182	168	158	200	228	256	215	190	186	224	277	252	262	209	231
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	3	2	3	2	1	- -	- -	4	4	5	4	3	2	2	1
+ Total Debt	- -	- -	- -	- -	40	30	25	50	149	106	76	89	92	95	79
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	460	322	344
Total Capital	394	426	466	484	481	504	495	551	679	535	554	599	600	578	589
Total Debt/Capital (%)	- -	- -	- -	- -	8.31	5.95	5.05	9.13	21.92	19.7	13.81	14.79	15.35	16.39	13.36
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.2	0.29	0.23
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.69	0.49	0.51
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.92	10.99	8.77
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.5	16.1	11.54
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.97	- -	5.9
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.97	- -	5.9
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	642	443	507
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	474	331	356
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.78	14.55	15.59
TTM Sales	468	505	570	587	595	553	568	680	701	506	732	744	664	653	671
TTM EBITDA	45	60	80	84	83	65	57	76	59	-128	130	126	58	29	39
TTM Operating Income	34	49	68	71	70	54	43	62	43	14	117	116	48	20	30
TTM Cash Flow to Firm	87	- -	55	60	75	59	54	87	33	- -	131	55	77	-1	58
TTM Free Cash Flow to Firm	87	- -	55	60	75	59	54	86	33	- -	131	55	77	-1	58

Multiples (USD)

Valuation Multiples API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.36	-294.28	8.75
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.5	16.1	11.54
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	460	322	344
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	24.47	18.15	13.08
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.69	0.49	0.51
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.92	10.99	8.77
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	15.24	23.61	18.63
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.78	28.33	14.97
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	16.48	35.65	19.13
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.15	21.89	10.87
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.24	0.9	0.97
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.2	1.08	0.78
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.34	1.36	1
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.07	0.84	0.57
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.26	0.91	0.98
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.22	1.09	0.79
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.36	1.38	1.01
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.09	0.84	0.57
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.95	0.66	0.74
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.92	0.8	0.59
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.03	1	0.76
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.82	0.62	0.43
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.2	-288.33	8.54
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.96	-345.86	6.86
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.87	-435.31	8.77
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.08	-267.28	4.98
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.11	-352.99	7.03
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.04	-444.29	8.98
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.22	-272.79	5.11
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.66	0.63	0.37
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.77	0.83	0.53
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.56	0.44	0.21
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.59	13.94	6.29
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.8	18.52	9.11
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.44	9.91	3.52
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.11	20.42	8.28
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.55	27.14	11.98
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.72	14.51	4.63
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	28.35	19.58	22.4
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	30.66	29.56	23.01
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	441	409	247
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	512	543	357
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	374	291	138

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Shares Outstanding	25	25	25	25	23	23	23	23	23	23	23	22	22	22	22
Diluted Weighted Avg Shares	25	26	26	26	24	23	23	24	23	23	24	23	23	23	23
Basic Weighted Avg Shares	25	26	26	26	24	23	23	23	23	23	23	22	22	22	22
Revenue per Share	18.78	19.66	22.08	22.9	25.07	23.81	24.62	29.52	30.45	21.83	32	33.62	29.9	29.5	30.41
EBITDA per Share	1.8	2.33	3.1	3.28	3.51	2.82	2.46	3.32	2.58	-5.52	5.68	5.71	2.62	1.32	1.78
Operating Income per Share	1.35	1.92	2.62	2.79	2.95	2.32	1.87	2.7	1.87	0.59	5.13	5.22	2.18	0.9	1.35
Basic EPS, GAAP	1.28	2.22	1.97	2.02	1.9	1.51	-0.66	2.68	1.85	-4.81	4	4.08	1.86	0.83	1.2
Basic EPS from Cont Ops	1.31	2.25	2	2.02	1.93	1.51	-0.66	2.67	1.84	-4.79	4.04	4.2	1.9	0.87	1.22
Diluted EPS, GAAP	1.27	2.22	1.97	2.02	1.9	1.51	-0.66	2.61	1.83	-4.8	3.87	3.94	1.83	0.81	1.17
Diluted EPS from Cont Ops	1.3	2.25	1.99	2.02	1.93	1.51	-0.66	2.61	1.82	-4.78	3.91	4.05	1.86	0.85	1.19
Dividend per Share	0.12	1.43	0.26	0.39	0.43	0.51	0.52	0.8	0.8	- -	0.96	1.42	2.39	1.4	1.41
Cash Flow per Share	3.45	1.51	2.11	2.33	3.14	2.5	2.37	3.74	1.39	2.95	5.71	2.45	3.46	-0.07	2.62
Free Cash Flow per Basic Share	3.44	1.5	2.1	2.32	3.11	2.49	2.35	3.72	1.38	2.95	5.71	2.45	3.46	-0.07	2.62
Cash & Equivalents per Share	7.29	6.6	7.53	8.09	9.95	11.17	9.36	8.25	8.07	9.65	12.11	11.36	11.83	9.41	10.44
Book Value per Share	15.67	16.65	18.29	19.52	19.2	20.65	20.5	21.57	22.87	18.33	20.65	22.93	22.83	21.73	23.05
Tangible Book Value per Share	15.67	16.65	18.29	19.52	19.2	20.58	16.87	13.57	15.11	17.6	20.06	22.49	22.49	21.48	22.86