Navient Corporation Financial Ratios — NAVI Stock

Profitability (USD)

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	55.13	24.4	24.28	17.9	8.16	11.33	17.42	14.28	28.51	23.14	7.95	4.85	-3.17
Return on Assets (%)	- -	1.78	0.74	0.7	0.53	0.25	0.36	0.6	0.45	0.85	0.85	0.35	0.23	-0.16
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	43.45	52.03	50.87	50.93	43.92	34.55	27.46	38.23	31.52	42.33	47.61	24.47	18.11	-18.2
Profit Margin (%)	28.39	35.35	31.81	31.72	26.99	13.21	20.54	29.91	24.41	32.43	37.13	17.83	13.63	-13.11
Net Income to Common Margin (%)	27.79	34.85	31.65	31.72	26.99	13.21	20.54	29.91	24.41	32.43	37.13	17.83	13.63	-13.11
Effective Tax Rate (%)	34.66	37.18	37.46	37.78	38.54	61.78	25.19	21.76	22.56	23.4	22.01	27.16	24.71	- -
Dvd Payout Ratio (%)	25.85	20.47	22.02	24.42	29.52	60.27	42.03	24.62	29.85	14.92	14.11	34.21	53.44	-78.75
Sustainable Growth Rate (%)	- -	43.84	19.03	18.35	12.62	3.24	6.57	13.13	10.02	24.25	19.88	5.23	2.26	-5.67

Credit (USD)

Credit Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	148,360	138,563	127,506	114,906	109,082	98,993	88,043	82,430	76,178	66,595	57,299	47,906	45,168
ST Debt	- -	17,693	16,948	17,746	13,513	11,298	8,199	7,365	5,451	3,249	4,164	4,145	3,988	4,270
LT Debt	- -	130,667	121,615	109,760	101,393	97,784	90,794	80,678	76,979	72,929	62,431	53,154	43,918	40,898
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	- -	3.18	2.87	2.92	3.05	3	3.38	3.52	2.78	3.22	4.21	4.5	5.1	4.93
Long-Term Debt/Equity (%)	- -	2,315.97	2,896.97	2,790.74	2,723.42	2,805.85	2,559.74	2,409.02	3,145.85	2,796.36	2,097.11	1,925.87	1,662.93	1,704.79
Long-Term Debt/Capital (%)	- -	84.85	85.19	83.51	85.47	86.87	88.54	88.28	90.69	92.57	89.74	88.5	86.89	85.98
Long-Term Debt/Total Assets (%)	- -	81.9	83.1	81.88	83.7	85.04	87.15	85.01	88.06	90.48	88.19	86.61	84.8	84.01
Total Debt/Equity (%)	- -	2,629.56	3,300.69	3,241.95	3,086.38	3,130.04	2,790.89	2,628.93	3,368.61	2,920.94	2,236.98	2,076.05	1,813.93	1,882.78
Total Debt/Capital (%)	- -	96.34	97.06	97.01	96.86	96.9	96.54	96.34	97.12	96.69	95.72	95.4	94.78	94.96
Total Debt/Total Assets (%)	- -	92.99	94.68	95.12	94.86	94.86	95.02	92.77	94.3	94.51	94.07	93.36	92.5	92.78
Net Debt to Equity	- -	2,537.58	3,266.32	3,201.42	3,052.73	3,086.48	2,754.64	2,592.12	3,320.27	2,886.23	2,185.42	2,045.65	1,786.6	1,856.23
Net Debt/Capital (%)	- -	96.21	97.03	96.97	96.83	96.86	96.5	96.29	97.08	96.65	95.62	95.34	94.7	94.89
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	- -	3.18	2.87	2.92	3.05	3	3.38	3.52	2.78	3.22	4.21	4.5	5.1	4.93
Long-Term Debt/Equity (%)	- -	2,315.97	2,896.97	2,790.74	2,723.42	2,805.85	2,559.74	2,409.02	3,145.85	2,796.36	2,097.11	1,925.87	1,662.93	1,704.79
Long-Term Debt/Capital (%)	- -	84.85	85.19	83.51	85.47	86.87	88.54	88.28	90.69	92.57	89.74	88.5	86.89	85.98
Long-Term Debt/Total Assets (%)	- -	81.9	83.1	81.88	83.7	85.04	87.15	85.01	88.06	90.48	88.19	86.61	84.8	84.01
Total Debt/Equity (%)	- -	2,629.56	3,300.69	3,241.95	3,086.38	3,130.04	2,790.89	2,628.93	3,368.61	2,920.94	2,236.98	2,076.05	1,813.93	1,882.78
Total Debt/Capital (%)	- -	96.34	97.06	97.01	96.86	96.9	96.54	96.34	97.12	96.69	95.72	95.4	94.78	94.96
Total Debt/Total Assets (%)	- -	92.99	94.68	95.12	94.86	94.86	95.02	92.77	94.3	94.51	94.07	93.36	92.5	92.78
CFO/Total Liabilities	- -	1.3	1.17	1.47	1.15	1.04	1.13	1.11	1.16	0.9	0.45	1.15	0.93	0.95
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	- -	0.05	0.08	0.07	0.08	0.08	0.08	0.09	0.09	0.12	0.13	0.15	0.16	0.16

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	2.64	1.32	1.43	1.35	1.15	0.92	0.96	0.82	1.08	0.84	0.6	0.48	0.35
Days Sales Outstanding	- -	138.41	276.81	255.63	269.37	316.22	395.46	380.82	445.65	337.68	436.45	612.99	752.79	1,032.77
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	8,687	3,996	4,781	3,503	2,176	2,941	1,836	3,268	2,138	2,113	1,369	1,244
- Cash & Cash Equivalents	- -	5,190	1,443	1,594	1,253	1,518	1,286	1,233	1,183	905	1,535	839	722	637
+ Preferred Equity and Hybrid Capital	- -	565	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	5	- -	24	24	31	28	13	14	11	- -	- -	- -	- -
+ Total Debt	- -	148,360	138,563	127,506	114,906	109,082	98,993	88,043	82,430	76,178	66,595	57,299	47,906	45,168
Enterprise Value	- -	143,631	145,801	129,927	118,455	111,096	99,911	89,764	83,097	78,552	67,198	58,573	48,553	45,775
Total Capital	- -	154,002	142,761	131,439	118,629	112,567	102,540	91,392	84,877	78,786	69,572	60,059	50,547	47,567
Total Debt/Capital (%)	- -	96.34	97.06	97.01	96.86	96.9	96.54	96.34	97.12	96.69	95.72	95.4	94.78	94.96
Total Debt / EV	- -	1.03	0.95	0.98	0.97	0.98	0.99	0.98	0.99	0.97	0.99	0.98	0.99	0.99
EV/Sales	- -	35.81	40.79	41.88	46.95	50.25	51.96	44.97	49.23	35.53	38.69	45.8	50.52	75.04
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	71.82	87.62	68.02	87.94	95.94	87.64	88.09	84.19	111.9	220.32	86.65	105.78	103.8
EV/Free Cash Flow to Firm	- -	71.82	87.62	68.02	87.94	95.94	87.64	88.09	84.19	111.9	220.32	86.65	105.78	103.8
Diluted Market Cap	- -	- -	9,184	4,374	5,290	3,743	2,326	3,187	1,915	3,650	2,369	2,290	1,475	1,287
Diluted Enterprise Value	- -	143,740	146,304	130,310	118,967	111,338	100,061	90,010	83,176	78,934	67,429	58,750	48,659	45,818
EV per Share	- -	339.76	362.69	372.28	407.06	422.42	404.5	417.51	444.37	510.08	516.91	516.05	471.27	478.45
TTM Sales	3,307	4,011	3,574	3,102	2,523	2,211	1,923	1,996	1,688	2,211	1,737	1,279	961	610
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	2,636	2,000	1,664	1,910	1,347	1,158	1,140	1,019	987	702	305	676	459	441
TTM Free Cash Flow to Firm	2,636	2,000	1,664	1,910	1,347	1,158	1,140	1,019	987	702	305	676	459	441

Multiples (USD)

Valuation Multiples API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	5.52	2.29	3.93	3.23	2.04	3.13	1.94	5.2	7.77	3.39	3.21	2.92
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	143,631	145,801	129,927	118,455	111,096	99,911	89,764	83,097	78,552	67,198	58,573	48,553	45,775
Low Price	- -	- -	15	10.62	8.2	11.48	8.23	8.64	4.07	9.87	12.45	14.1	12.78	10.53
EV/Sales	- -	35.81	40.79	41.88	46.95	50.25	51.96	44.97	49.23	35.53	38.69	45.8	50.52	75.04
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	7.97	4.36	7.64	12.57	5.8	5.28	4.59	5.02	3.62	9.96	11.08	- -
Price/Earnings Average	- -	- -	6.7	6.36	6.13	13.59	8.59	4.96	4.33	4.22	3.58	9.27	13.04	-16.21
Price/Earnings High	- -	- -	8.38	8.54	8.35	16.08	9.89	6.05	7.24	5.63	4.98	10.53	15.62	-19.84
Price/Earnings Low	- -	- -	5.53	4.05	3.81	10.83	5.41	3.34	1.9	2.33	2.74	7.54	10.65	-13
Price/Book Value	- -	- -	2.07	1.02	1.29	1.01	0.62	0.88	0.75	1.26	0.72	0.77	0.52	0.52
Price/Book Value Average	- -	- -	1.74	1.49	1.04	1.1	0.92	0.83	0.71	1.06	0.71	0.71	0.61	0.52
Price/Book Value High	- -	- -	2.17	2	1.41	1.3	1.05	1.01	1.19	1.41	0.99	0.81	0.73	0.64
Price/Book Value Low	- -	- -	1.44	0.95	0.65	0.87	0.58	0.56	0.31	0.59	0.54	0.58	0.5	0.42
Price/Tangible Book Value	- -	- -	2.27	1.25	1.58	1.32	0.8	1.14	1.08	1.75	0.94	1.02	0.62	0.63
Price/Tangible Book Value Average	- -	- -	1.91	1.82	1.27	1.43	1.18	1.07	1.02	1.47	0.93	0.95	0.73	0.64
Price/Tangible Book Value High	- -	- -	2.38	2.44	1.72	1.7	1.36	1.31	1.71	1.96	1.29	1.08	0.88	0.78
Price/Tangible Book Value Low	- -	- -	1.57	1.16	0.79	1.14	0.74	0.72	0.45	0.81	0.71	0.78	0.6	0.51
Price/Sales	- -	- -	2.52	1.38	2.06	1.66	1.19	1.58	1.12	1.63	1.35	1.78	1.51	2.1
Price/Sales Average	- -	- -	2.12	2.02	1.65	1.79	1.76	1.48	1.06	1.37	1.33	1.65	1.78	2.13
Price/Sales High	- -	- -	2.65	2.71	2.25	2.12	2.03	1.81	1.77	1.82	1.85	1.88	2.13	2.6
Price/Sales Low	- -	- -	1.75	1.28	1.03	1.43	1.11	1	0.46	0.76	1.02	1.34	1.45	1.7
Price/Cash Flow	- -	- -	5.42	2.25	3.86	3.17	2.01	3.09	1.92	5.12	7.66	3.36	3.16	2.91
Price/Cash Flow Average	- -	- -	4.55	3.28	3.1	3.43	2.98	2.9	1.81	4.31	7.56	3.13	3.72	2.94
Price/Cash Flow High	- -	- -	5.69	4.4	4.22	4.06	3.43	3.54	3.02	5.75	10.52	3.55	4.46	3.6
Price/Cash Flow Low	- -	- -	3.76	2.08	1.93	2.73	1.88	1.95	0.79	2.38	5.8	2.54	3.04	2.36
Price/Free Cash Flow Average	- -	- -	4.64	3.34	3.15	3.5	3.02	2.93	1.83	4.38	7.67	3.15	3.78	2.95
Price/Free Cash Flow High	- -	- -	5.8	4.48	4.29	4.14	3.48	3.58	3.06	5.83	10.67	3.58	4.53	3.61
Price/Free Cash Flow Low	- -	- -	3.83	2.12	1.96	2.79	1.91	1.98	0.8	2.42	5.88	2.57	3.09	2.36
EV/Sales Average	- -	35.84	40.41	42.48	46.58	50.38	52.5	44.88	49.17	35.29	38.67	45.68	50.78	75.06
EV/Sales High	- -	35.84	40.92	43.12	47.13	50.69	52.75	45.19	49.86	35.71	39.15	45.89	51.11	75.52
EV/Sales Low	- -	35.84	40.05	41.79	46	50.03	51.88	44.43	48.59	34.74	38.39	45.4	50.47	74.65
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	21.61	11.45	16.43	13.32	8.81	13.68	9.82	21.22	16.45	18.62	13.29	13
High Price	- -	- -	22.71	22.41	17.95	17.05	15.03	15.67	15.5	23.8	22.59	19.69	18.74	16.07
Enterprise Value Average	- -	143,740	144,422	131,762	117,510	111,383	100,959	89,582	82,992	78,034	67,171	58,428	48,796	45,787
Enterprise Value High	- -	143,740	146,249	133,757	118,900	112,079	101,447	90,192	84,160	78,949	67,997	58,695	49,115	46,068
Enterprise Value Low	- -	143,740	143,150	129,642	116,063	110,614	99,768	88,681	82,022	76,804	66,678	58,060	48,501	45,538

Shares Outstanding	- -	423	402	349	291	263	247	215	187	154	130	114	103	96
Diluted Weighted Avg Shares	483	449	425	382	322	281	264	233	195	172	144	123	111	99
Basic Weighted Avg Shares	476	440	417	375	317	275	260	231	193	170	142	122	109	99
Revenue per Share	6.95	9.12	8.57	8.28	7.97	8.03	7.4	8.66	8.77	13.04	12.23	10.49	8.8	6.18
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.93	3.18	2.71	2.63	2.15	1.06	1.52	2.59	2.14	4.23	4.54	1.87	1.2	-0.81
Basic EPS from Cont Ops	1.97	2.98	2.73	2.62	2.15	1.06	1.52	2.59	2.14	4.23	4.54	1.87	1.2	-0.81
Diluted EPS, GAAP	1.9	3.11	2.66	2.58	2.11	1.04	1.5	2.56	2.11	4.17	4.48	1.85	1.18	-0.81
Diluted EPS from Cont Ops	1.94	2.92	2.68	2.57	2.11	1.04	1.5	2.56	2.11	4.17	4.48	1.85	1.18	-0.81
Dividend per Share	0.54	0.65	0.61	0.64	0.63	0.64	0.64	0.64	0.64	0.63	0.64	0.64	0.64	0.64
Cash Flow per Share	5.54	4.55	3.99	5.1	4.25	4.2	4.39	4.42	5.13	4.14	2.15	5.54	4.2	4.47
Free Cash Flow per Basic Share	5.54	4.55	3.99	5.1	4.25	4.2	4.39	4.42	5.13	4.14	2.15	5.54	4.2	4.47
Cash & Equivalents per Share	- -	12.53	3.6	4.58	4.32	5.78	5.21	5.73	6.33	5.88	11.81	7.39	7.01	6.66
Book Value per Share	- -	12	10.44	11.2	12.71	13.13	14.25	15.52	13.01	16.86	22.9	24.32	25.63	25.07
Tangible Book Value per Share	- -	10.99	9.52	9.18	10.41	10.05	11.06	12	9.08	12.16	17.48	18.19	21.39	20.54

Navient Corporation

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)