Offerpad Solutions Inc. Financial Ratios — OPAD Stock

Profitability (USD)

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	- -	-78.33	-104.82	-83.2	-108.03
Return on Assets (%)	- -	- -	0.81	-13.65	-19.46	-17.95	-19.83
Return on Capital (%)	- -	- -	3.31	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	2.91	- -	- -	- -	- -
Gross Margin (%)	6.91	8.25	10.04	4.62	5.34	7.86	7.4
EBITDA Margin (%)	-3.07	-1.25	0.98	-3.2	-7.89	-4.94	-5.71
Operating Margin (%)	-3.1	-1.29	0.95	-3.22	-7.94	-5.01	-5.88
Incremental Operating Margin (%)	- -	- -	3.33	- -	- -	- -	- -
Pretax Margin (%)	-4.81	-2.16	0.32	-3.75	-8.91	-6.76	-8.09
Profit Margin (%)	-4.83	-2.17	0.31	-3.76	-8.92	-6.77	-8.17
Net Income to Common Margin (%)	-4.83	-2.17	0.31	-3.76	-8.92	-6.77	-8.17
Effective Tax Rate (%)	- -	- -	2.56	- -	- -	- -	- -
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	-78.33	-104.82	-83.2	-108.03

Credit (USD)

Credit Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	182	1,028	668	259	238	94
ST Debt	- -	177	1,028	668	259	238	79
LT Debt	- -	5	- -	- -	- -	- -	15
Total Debt/EBITDA	- -	-13.64	50.65	-5.29	-2.5	-5.24	-2.9
Net Debt/EBITDA	- -	-10.34	42.21	-4.5	-1.75	-4.28	-2.04
Total Debt/EBIT	- -	-13.21	51.99	-5.25	-2.49	-5.17	-2.81
Net Debt/EBIT	- -	-10.01	43.33	-4.47	-1.74	-4.22	-1.98
EBITDA to Interest Expense	-1.8	-1.33	1.28	-2.75	-5.5	-2.43	-2.42
EBITDA-CapEx/Interest Expense	-1.86	-1.61	0.42	-2.77	-5.5	-2.72	-2.5
EBIT to Interest Expense	-1.83	-1.37	1.25	-2.77	-5.54	-2.46	-2.49
Interest Expense	18	10	16	46	19	19	13
Common Equity/Total Assets	- -	-60.74	19.04	14.77	26.8	15.22	24.69
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	38.33
Long-Term Debt/Capital (%)	- -	12.26	- -	- -	- -	- -	11.09
Long-Term Debt/Total Assets (%)	- -	2	- -	- -	- -	- -	9.47
Total Debt/Equity (%)	- -	-126.82	398.94	548.36	254.97	499.87	245.51
Total Debt/Capital (%)	- -	472.87	79.96	84.58	71.83	83.33	71.06
Total Debt/Total Assets (%)	- -	77.02	75.94	81	68.34	76.09	60.63
Net Debt to Equity	- -	-96.15	332.49	466.72	178.09	407.57	173.17
Net Debt/Capital (%)	- -	-2,496.19	76.79	82.09	63.53	79.98	62.73
EBITDA	-33	-13	20	-126	-104	-45	-32
EBITDA-CapEx	-34	-16	7	-127	-104	-51	-33
Operating Income (Loss)	-33	-14	20	-127	-104	-46	-33

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	0.23	0.16	0.14	0.28	0.17	0.3
Current Ratio	- -	1.19	1.26	1.16	1.35	1.17	1.48
Quick Ratio	- -	0.24	0.16	0.14	0.31	0.19	0.39
CFO/Avg Current Liab	- -	- -	-1.47	0.35	0.54	0.08	0.39
Common Equity/Total Assets	- -	-60.74	19.04	14.77	26.8	15.22	24.69
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	38.33
Long-Term Debt/Capital (%)	- -	12.26	- -	- -	- -	- -	11.09
Long-Term Debt/Total Assets (%)	- -	2	- -	- -	- -	- -	9.47
Total Debt/Equity (%)	- -	-126.82	398.94	548.36	254.97	499.87	245.51
Total Debt/Capital (%)	- -	472.87	79.96	84.58	71.83	83.33	71.06
Total Debt/Total Assets (%)	- -	77.02	75.94	81	68.34	76.09	60.63
CFO/Total Liabilities	- -	40.85	-84.15	43.43	94.14	7.85	57.32
CFO/CapEx	-104.88	54.19	-67.36	285.42	2,060.09	3.85	61.92
Altman's Z-Score	- -	6.14	2.99	4.12	1.99	0.73	-1.06

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	488.66	928.32	213.99	133.33	96.35
Days Sales Outstanding	- -	- -	0.75	0.39	1.71	2.74	3.79
Inventory Turnover	- -	- -	2.86	4.2	2.64	3.45	3.41
Days Inventory Outstanding	- -	- -	127.76	87.01	138.05	105.77	106.9
Accounts Payable Turnover	- -	- -	660.7	597.87	178.47	228.39	225.91
Accounts Payable Turnover Days	- -	- -	0.55	0.61	2.05	1.6	1.62
Cash Conversion Cycle	- -	- -	127.95	86.79	137.71	106.91	109.07
Inventory to Cash Days	- -	- -	-127.01	-86.61	-136.35	-103.03	-103.11
Inventories	- -	171	1,133	665	277	214	94
Raw Materials	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	171	1,133	665	277	214	94
Other Inventory	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	1,550	2,383	175	279	78	45
- Cash & Cash Equivalents	- -	44	170	97	76	43	27
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	182	1,028	668	259	238	94
Enterprise Value	- -	1,687	3,241	746	463	273	112
Total Capital	- -	38	1,285	790	361	286	132
Total Debt/Capital (%)	- -	472.87	79.96	84.58	71.83	83.33	71.06
Total Debt / EV	- -	0.11	0.32	0.9	0.56	0.87	0.84
EV/Sales	- -	1.59	1.57	0.19	0.35	0.3	0.2
EV/EBITDA	- -	- -	159.72	- -	- -	- -	- -
EV/EBIT	- -	- -	163.95	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	637	917	113	270	78	37
Diluted Enterprise Value	- -	774	1,774	684	454	273	105
EV per Share	- -	1,796.66	1,305.56	294.19	169.89	99.79	30.18
TTM Sales	1,076	1,064	2,070	3,952	1,314	919	568
TTM EBITDA	-33	-13	20	-126	-104	-45	-32
TTM Operating Income	-33	-14	20	-127	-104	-46	-33
TTM Cash Flow to Firm	- -	- -	-906	- -	- -	- -	- -
TTM Free Cash Flow to Firm	- -	- -	-920	- -	- -	- -	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	4.19	-0.98	0.37	1.03	5.06	0.57
EV/EBIT	- -	- -	163.95	- -	- -	- -	- -
Enterprise Value	- -	1,687	3,241	746	463	273	112
Low Price	- -	1,522.5	940.65	56.28	60	25.7	9.1
EV/Sales	- -	1.59	1.57	0.19	0.35	0.3	0.2
EV/EBITDA	- -	- -	159.72	- -	- -	- -	- -
Price/Earnings	- -	- -	117.47	- -	- -	- -	- -
Price/Earnings Average	- -	- -	177.64	- -	- -	- -	- -
Price/Earnings High	- -	- -	384.9	- -	- -	- -	- -
Price/Earnings Low	- -	- -	115.1	- -	- -	- -	- -
Price/Book Value	- -	-10.82	9.25	1.44	2.74	1.64	1.18
Price/Book Value Average	- -	-10.58	13.99	8.98	2.58	3.22	2.02
Price/Book Value High	- -	-12.78	30.31	21.7	5.18	5.87	6.18
Price/Book Value Low	- -	-9.98	9.06	1.17	1.61	1.48	0.89
Price/Tangible Book Value	- -	-10.82	9.25	1.44	2.74	1.64	1.18
Price/Tangible Book Value Average	- -	-10.58	13.99	8.98	2.58	3.22	2.02
Price/Tangible Book Value High	- -	-12.78	30.31	21.7	5.18	5.87	6.18
Price/Tangible Book Value Low	- -	-9.98	9.06	1.17	1.61	1.48	0.89
Price/Sales	- -	0.6	0.37	0.03	0.21	0.09	0.07
Price/Sales Average	- -	0.58	0.55	0.18	0.19	0.17	0.11
Price/Sales High	- -	0.71	1.2	0.43	0.39	0.3	0.35
Price/Sales Low	- -	0.55	0.36	0.02	0.12	0.08	0.05
Price/Cash Flow	- -	4.11	-0.82	0.37	1.03	3.75	0.56
Price/Cash Flow Average	- -	4.02	-1.24	2.31	0.97	7.37	0.96
Price/Cash Flow High	- -	4.86	-2.7	5.58	1.95	13.45	2.95
Price/Cash Flow Low	- -	3.79	-0.81	0.3	0.61	3.38	0.42
Price/Free Cash Flow Average	- -	4.09	-1.48	2.32	0.97	9.96	0.98
Price/Free Cash Flow High	- -	4.95	-3.21	5.6	1.95	18.16	2.99
Price/Free Cash Flow Low	- -	3.86	-0.96	0.3	0.61	4.57	0.43
EV/Sales Average	- -	1.55	2.15	0.42	0.34	0.38	0.25
EV/Sales High	- -	1.85	4.19	0.81	0.54	0.52	0.53
EV/Sales Low	- -	1.47	1.54	0.18	0.26	0.29	0.18
EV/EBITDA Average	- -	- -	219.88	- -	- -	- -	- -
EV/EBITDA High	- -	- -	427.09	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	157.35	- -	- -	- -	- -
EV/EBIT Average	- -	- -	225.69	- -	- -	- -	- -
EV/EBIT High	- -	- -	438.39	- -	- -	- -	- -
EV/EBIT Low	- -	- -	161.52	- -	- -	- -	- -
Last Price	- -	1,650	960	69.07	102.5	28.5	12.1
High Price	- -	1,950	3,145.5	1,042.5	193.5	102.2	63.5
Enterprise Value Average	- -	1,653	4,461	1,666	446	349	145
Enterprise Value High	- -	1,969	8,665	3,216	710	475	304
Enterprise Value Low	- -	1,568	3,193	714	347	266	101

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	1	1	2	3	3	3	4
Diluted Weighted Avg Shares	1	- -	1	2	3	3	3
Basic Weighted Avg Shares	1	- -	1	2	3	3	3
Revenue per Share	1,145.57	2,758.81	2,619.25	2,418.32	498.17	335.21	183.24
EBITDA per Share	-35.16	-34.54	25.67	-77.28	-39.3	-16.57	-10.46
Operating Income per Share	-35.56	-35.66	25.01	-77.9	-39.57	-16.8	-10.78
Basic EPS, GAAP	-55.32	-59.93	8.17	-90.93	-44.43	-22.68	-14.97
Basic EPS from Cont Ops	-55.32	-59.93	8.17	-90.93	-44.43	-22.68	-14.97
Diluted EPS, GAAP	-55.32	-59.93	6.77	-90.93	-44.43	-22.68	-14.97
Diluted EPS from Cont Ops	-55.32	-59.93	6.77	-90.93	-44.43	-22.68	-14.97
Dividend per Share	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	-116.03	401.45	-1,166.29	186.87	99.16	7.6	21.56
Free Cash Flow per Basic Share	-117.14	394.04	-1,183.6	186.21	99.11	5.63	21.21
Cash & Equivalents per Share	- -	46.78	68.42	38.33	27.9	15.71	7.13
Book Value per Share	- -	-152.54	103.77	48.04	37.37	17.4	10.27
Tangible Book Value per Share	- -	-152.54	103.77	48.04	37.37	17.4	10.27