Oconee Federal Financial Corp. Financial Ratios — OFED Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Return on Common Equity (%)	3.29	4.92	5.08	4.75	5.72	6.31	6.45	3.55	4.3	4.38	4.61	5.02	4.56	8.31	5.2
Return on Assets (%)	0.65	1.07	1.08	1	1.08	1.09	1.14	0.63	0.73	0.74	0.77	0.75	0.59	0.99	0.64
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	3.12	4.64	9.44	7.49	6.57	6.61	7.91	7.88	6.86	7.85	11.57	9.9	6.11	5.38	2.88
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	35.26	52.77	52.93	47	44.04	37.89	39	28.37	27.46	28.67	31.02	30.53	26.63	49.05	31.17
Profit Margin (%)	22.12	32.16	33.04	30.06	27.59	27.31	30.77	18.16	22.24	23.26	24.58	24.67	21.12	45.83	24.29
Net Income to Common Margin (%)	22.12	32.16	33.04	30.06	27.59	27.31	30.77	18.16	22.24	23.26	24.58	24.67	21.12	45.83	24.29
Effective Tax Rate (%)	37.27	39.06	37.58	36.03	37.35	27.92	21.11	35.97	19.02	18.89	20.74	19.18	20.68	6.56	22.08
Dvd Payout Ratio (%)	9.66	51.28	59.85	61.45	49.69	42.93	40.2	72.85	59.52	57.69	54.12	53.96	66.89	36.61	55.03
Sustainable Growth Rate (%)	2.97	2.4	2.04	1.83	2.88	3.6	3.86	0.96	1.74	1.85	2.11	2.31	1.51	5.27	2.34

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Total Debt	- -	- -	- -	- -	- -	- -	- -	14	19	5	15	9	46	56	36
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	51	- -
LT Debt	- -	- -	- -	- -	- -	- -	- -	14	19	5	15	9	46	5	36
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	11.01	16.55	3.83	7.84	5.47	47.47	76.23	71.07
Net Debt/EBITDA	-35.35	-82.23	-32.88	-13.11	-24.36	-21.81	-14.6	3.51	-15.35	-22.62	-8.16	-0.45	40.08	51.62	30.67
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	21.43	21.97	20.58	21.35	17	17.59	17.86	17.39	16.73	17.13	16.2	13.81	12.06	11.83	12.61
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	17.09	21.52	5.66	17.03	11.96	64.08	6.03	42.42
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	14.59	17.71	5.36	14.55	10.68	39.05	3.53	29.78
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	2.97	3.6	0.97	2.76	1.65	7.73	0.71	5.35
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	17.09	21.52	5.66	17.03	11.96	64.08	71.03	42.42
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	14.59	17.71	5.36	14.55	10.68	39.05	41.53	29.78
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	2.97	3.6	0.97	2.76	1.65	7.73	8.41	5.35
Net Debt to Equity	-14.28	-57.37	-49.82	-15.45	-32.42	-32.41	-24.12	5.45	-19.96	-33.43	-17.71	-0.97	54.1	48.1	18.31
Net Debt/Capital (%)	-16.66	-134.6	-99.27	-18.27	-47.97	-47.94	-31.79	5.17	-24.94	-50.21	-21.52	-0.98	35.11	32.48	15.47
EBITDA	- -	1	1	1	1	1	1	1	1	1	2	2	1	1	1
EBITDA-CapEx	- -	- -	1	1	1	1	1	1	-1	-1	2	1	1	1	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	21.43	21.97	20.58	21.35	17	17.59	17.86	17.39	16.73	17.13	16.2	13.81	12.06	11.83	12.61
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	17.09	21.52	5.66	17.03	11.96	64.08	6.03	42.42
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	14.59	17.71	5.36	14.55	10.68	39.05	3.53	29.78
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	2.97	3.6	0.97	2.76	1.65	7.73	0.71	5.35
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	17.09	21.52	5.66	17.03	11.96	64.08	71.03	42.42
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	14.59	17.71	5.36	14.55	10.68	39.05	41.53	29.78
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	2.97	3.6	0.97	2.76	1.65	7.73	8.41	5.35
CFO/Total Liabilities	1.38	1.75	2.11	1.57	1.45	2.04	1.55	1.58	1.24	1.19	1.08	1.22	1.21	0.18	0.7
CFO/CapEx	271.4	33.66	88.7	29.37	13.17	39.95	31.43	9.54	3	2.76	19.1	26.67	16.88	11.51	9.99
Altman's Z-Score	0.41	0.44	0.46	0.52	0.4	0.42	0.5	0.5	0.42	0.45	0.41	0.4	0.32	0.28	0.29

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Accounts Receivable Turnover	10.01	12.5	13.47	14.46	17.32	18.36	18.32	17.54	15.95	15.03	16.43	17.65	14.85	9.63	10.4
Days Sales Outstanding	36.45	29.19	27.1	25.24	21.07	19.89	19.92	20.81	22.89	24.29	22.22	20.69	24.59	37.9	35.09
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Market Capitalization	76	84	88	105	108	114	159	167	132	144	131	121	79	74	70
- Cash & Cash Equivalents	11	48	38	12	26	28	21	10	37	35	31	10	7	18	20
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	- -	- -	- -	- -	- -	14	19	5	15	9	46	56	36
Enterprise Value	65	-29	-38	-10	-29	-46	19	57	19	24	-24	-31	4	1	-17
Total Capital	80	83	76	77	81	85	86	99	107	93	103	84	118	135	120
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	14.59	17.71	5.36	14.55	10.68	39.05	41.53	29.78
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	0.26	0.99	0.21	-0.63	-0.29	13.06	42.04	-2.15
EV/Sales	6.25	- -	- -	- -	- -	- -	1.08	3.39	1.14	1.46	- -	- -	0.22	0.1	- -
EV/EBITDA	200.35	- -	- -	- -	- -	- -	13.68	42.97	16.65	18.55	- -	- -	3.64	1.81	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	15.95	- -	- -	- -	- -	- -	3.17	8.87	3.52	4.75	- -	- -	0.56	1.27	- -
EV/Free Cash Flow to Firm	15.89	- -	- -	- -	- -	- -	3.07	8.03	2.64	3.49	- -	- -	0.53	1.17	- -
Diluted Market Cap	34	79	89	102	105	113	159	167	132	147	131	121	79	72	- -
Diluted Enterprise Value	23	31	51	90	79	85	138	172	115	118	116	120	118	110	15
EV per Share	10.23	- -	- -	- -	- -	- -	3.37	9.8	3.32	4.32	- -	- -	0.63	0.23	- -
TTM Sales	10	12	12	12	16	19	18	17	17	17	17	17	16	14	17
TTM EBITDA	- -	1	1	1	1	1	1	1	1	1	2	2	1	1	1
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	4	5	6	4	6	8	6	6	5	5	5	6	6	1	4
TTM Free Cash Flow to Firm	4	5	6	5	6	8	6	7	7	7	5	6	7	1	4

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Price/Free Cash Flow	8.31	14.85	14.14	22.04	17.01	13.51	25.08	23.74	18.24	21.23	25.3	20.42	11.83	63.1	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	65	-29	-38	-10	-29	-46	19	57	19	24	-24	-31	4	1	-17
Low Price	11	10.9	12.28	14.69	17	16.5	19.25	25.55	22.26	15.25	20.7	20.12	13.35	10.36	11.75
EV/Sales	6.25	- -	- -	- -	- -	- -	1.08	3.39	1.14	1.46	- -	- -	0.22	0.1	- -
EV/EBITDA	200.35	- -	- -	- -	- -	- -	13.68	42.97	16.65	18.55	- -	- -	3.64	1.81	- -
Price/Earnings	14.78	19.59	21.87	27.7	22.96	21.24	28.21	53.98	35.08	37.71	31.99	29.48	23.68	11.48	- -
Price/Earnings Average	14.95	17.5	21.84	26.23	23.87	20.71	24.06	53.65	39.46	33.69	33.81	32.12	36.88	11.75	- -
Price/Earnings High	16.58	19.59	27.02	31.44	26.83	22.52	29.75	56.87	44.33	40.97	36.94	36.74	45.14	14.59	- -
Price/Earnings Low	13.51	16.42	18.13	22.53	21.21	17.91	19.75	47.66	34.02	22.32	28.32	27.38	22.32	9.44	- -
Price/Book Value	0.95	1.01	1.15	1.37	1.34	1.34	1.84	1.97	1.5	1.64	1.48	1.61	1.11	0.93	0.84
Price/Book Value Average	0.96	0.9	1.15	1.3	1.39	1.3	1.57	1.96	1.68	1.46	1.57	1.76	1.72	0.96	0.89
Price/Book Value High	1.07	1.01	1.42	1.55	1.57	1.42	1.94	2.07	1.89	1.78	1.71	2.01	2.11	1.19	1
Price/Book Value Low	0.87	0.84	0.96	1.11	1.24	1.13	1.29	1.74	1.45	0.97	1.31	1.5	1.04	0.77	0.81
Price/Tangible Book Value	0.95	1.01	1.15	1.37	1.43	1.41	1.94	2.07	1.56	1.7	1.54	1.68	1.15	0.97	0.87
Price/Tangible Book Value Average	0.96	0.9	1.15	1.3	1.48	1.38	1.66	2.06	1.76	1.52	1.62	1.83	1.8	0.99	0.92
Price/Tangible Book Value High	1.07	1.01	1.42	1.55	1.67	1.5	2.05	2.18	1.98	1.85	1.78	2.1	2.2	1.23	1.04
Price/Tangible Book Value Low	0.87	0.84	0.96	1.11	1.32	1.19	1.36	1.83	1.52	1.01	1.36	1.56	1.09	0.8	0.84
Price/Sales	3.27	6.3	7.22	8.33	6.34	5.8	8.68	9.81	7.8	8.77	7.86	7.27	5	5.26	- -
Price/Sales Average	3.31	5.63	7.22	7.89	6.58	5.66	7.4	9.75	8.77	7.84	8.31	7.93	7.79	5.39	- -
Price/Sales High	3.67	6.3	8.93	9.45	7.4	6.15	9.15	10.33	9.86	9.53	9.08	9.07	9.54	6.69	- -
Price/Sales Low	2.99	5.28	5.99	6.77	5.85	4.89	6.08	8.66	7.57	5.19	6.96	6.76	4.71	4.33	- -
Price/Cash Flow	8.35	15.26	14.23	22.58	18.08	13.67	25.43	25.68	24.01	28.61	26.39	21.17	12.53	68.58	- -
Price/Cash Flow Average	8.44	13.64	14.21	21.39	18.79	13.33	21.68	25.52	27.01	25.56	27.9	23.07	19.51	70.22	- -
Price/Cash Flow High	9.36	15.26	17.58	25.63	21.12	14.5	26.82	27.06	30.34	31.08	30.48	26.39	23.88	87.14	- -
Price/Cash Flow Low	7.63	12.8	11.8	18.36	16.7	11.53	17.8	22.68	23.29	16.93	23.37	19.66	11.81	56.39	- -
Price/Free Cash Flow Average	8.41	13.27	14.12	20.88	17.68	13.18	21.39	23.59	20.52	18.97	26.74	22.25	18.43	64.61	- -
Price/Free Cash Flow High	9.33	14.85	17.47	25.02	19.88	14.33	26.45	25.01	23.05	23.07	29.22	25.45	22.56	80.17	- -
Price/Free Cash Flow Low	7.6	12.45	11.72	17.93	15.72	11.39	17.56	20.96	17.69	12.57	22.4	18.97	11.15	51.88	- -
EV/Sales Average	6.33	2.17	4.06	7.26	5.28	4.36	6.37	10.22	7.83	5.99	7.41	7.92	10.25	8.3	5.17
EV/Sales High	7.14	2.88	5.76	8.9	6.13	4.87	8.15	10.81	8.93	7.67	8.19	9.07	12	9.63	5.72
EV/Sales Low	5.62	1.8	2.85	6.1	4.51	3.57	5.02	9.11	6.61	3.37	6.06	6.75	7.17	7.21	4.8
EV/EBITDA Average	203.11	46.66	43.06	96.93	80.28	65.98	80.58	129.62	114.16	76.28	64.09	80.01	167.76	154.24	179.61
EV/EBITDA High	229.15	62	61.05	118.76	93.28	73.65	103.11	137.2	130.13	97.65	70.79	91.6	196.37	178.96	198.58
EV/EBITDA Low	180.17	38.7	30.15	81.39	68.66	54.1	63.53	115.54	96.32	42.89	52.37	68.14	117.36	134.02	166.74
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	12.03	13	14.81	18.06	18.4	19.57	27.5	28.94	22.95	25.77	23.38	21.66	14.16	12.6	12.1
High Price	13.5	13	18.3	20.5	21.5	20.75	29	30.49	29	28	27	27	27	16.01	14.5
Enterprise Value Average	66	27	50	88	86	84	114	171	131	100	123	132	163	113	90
Enterprise Value High	74	36	70	108	100	93	146	181	149	127	135	151	190	131	100
Enterprise Value Low	58	22	35	74	74	69	90	152	111	56	100	112	114	98	84

Shares Outstanding	6	6	6	6	6	6	6	6	6	6	6	6	6	6	6
Diluted Weighted Avg Shares	3	6	6	6	6	6	6	6	6	6	6	6	6	6	- -
Basic Weighted Avg Shares	3	6	6	6	6	6	6	6	6	6	6	6	6	6	- -
Revenue per Share	3.68	2.06	2.05	2.17	2.9	3.37	3.17	2.95	2.94	2.94	2.97	2.98	2.83	2.39	- -
EBITDA per Share	0.11	0.1	0.19	0.16	0.19	0.22	0.25	0.23	0.2	0.23	0.34	0.29	0.17	0.13	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.81	0.66	0.68	0.65	0.8	0.92	0.97	0.54	0.65	0.68	0.73	0.73	0.6	1.1	- -
Basic EPS from Cont Ops	0.81	0.66	0.68	0.65	0.8	0.92	0.97	0.54	0.65	0.68	0.73	0.73	0.6	1.1	- -
Diluted EPS, GAAP	0.81	0.66	0.67	0.65	0.79	0.91	0.96	0.52	0.65	0.68	0.72	0.73	0.6	1.1	- -
Diluted EPS from Cont Ops	0.81	0.66	0.67	0.65	0.79	0.91	0.96	0.52	0.65	0.68	0.72	0.73	0.6	1.1	- -
Dividend per Share	0.08	0.34	0.41	0.4	0.4	0.4	0.39	0.39	0.39	0.39	0.4	0.4	0.4	0.4	- -
Cash Flow per Share	1.44	0.85	1.04	0.8	1.02	1.43	1.08	1.13	0.96	0.9	0.89	1.02	1.13	0.18	- -
Free Cash Flow per Basic Share	1.44	0.83	1.03	0.77	0.94	1.4	1.05	1.01	0.64	0.57	0.84	0.98	1.06	0.17	- -
Cash & Equivalents per Share	1.8	17.46	21.26	19.83	23.35	27.37	24.13	21.65	22.93	22.34	30.33	28.72	21.73	21.96	21.09
Book Value per Share	12.64	12.92	12.86	13.19	13.73	14.63	14.91	14.7	15.33	15.75	15.75	13.42	12.8	13.49	14.47
Tangible Book Value per Share	12.64	12.92	12.86	13.19	12.91	13.88	14.17	13.99	14.68	15.17	15.21	12.88	12.27	12.98	13.97

Oconee Federal Financial Corp.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)