SFSB INC

OOTC:SFBIOTC Markets

0.00

USD

0.00

(0.00%)

-0.88EPS

12.70MMarket Cap

Profitability (USD)

Profitability Ratios API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008

Return on Common Equity (%)	- -	1.05	0.08	0.47	-10.53
Return on Assets (%)	- -	0.14	0.01	0.06	-1.23
Return on Capital (%)	- -	0.41	0.03	0.17	- -
Return on Invested Capital (%)	- -	0.41	0.03	0.17	- -
Gross Margin (%)	- -	- -	- -	- -	- -
EBITDA Margin (%)	19.52	16.88	10.61	9.14	-95.74
Operating Margin (%)	13.13	9.64	1.1	4.88	-42
Incremental Operating Margin (%)	- -	- -	138.76	- -	- -
Pretax Margin (%)	13.13	9.64	1.1	4.88	-42
Profit Margin (%)	7.67	5.75	0.46	2.78	-47.02
Net Income to Common Margin (%)	7.67	5.75	0.46	2.78	-47.02
Effective Tax Rate (%)	41.56	40.4	58.14	43.09	- -
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	1.05	0.08	0.47	-10.53

Credit (USD)

Credit Ratios API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008

Total Debt	27	46	39	35	36
ST Debt	20	10	- -	1	11
LT Debt	7	36	39	34	25
Total Debt/EBITDA	38.57	64.81	95.13	103.47	-8.13
Net Debt/EBITDA	37.49	63.8	93	101.67	-7.76
Total Debt/EBIT	57.35	113.47	915.91	193.8	-8.1
Net Debt/EBIT	55.74	111.7	895.42	190.41	-7.73
EBITDA to Interest Expense	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -
Common Equity/Total Assets	14.1	13.33	12.84	12.64	10.7
Long-Term Debt/Equity (%)	28.74	157.86	174.38	156.19	130.64
Long-Term Debt/Capital (%)	13.23	52.7	63.16	59.81	45.65
Long-Term Debt/Total Assets (%)	4.05	21.04	22.38	19.74	13.98
Total Debt/Equity (%)	117.15	199.52	176.1	161.13	186.2
Total Debt/Capital (%)	53.95	66.61	63.78	61.71	65.06
Total Debt/Total Assets (%)	16.52	26.6	22.61	20.36	19.92
Net Debt to Equity	113.85	196.4	172.16	158.32	177.72
Net Debt/Capital (%)	53.24	66.26	63.26	61.29	63.99
EBITDA	1	1	- -	- -	-4
EBITDA-CapEx	1	1	- -	- -	-4
Operating Income (Loss)	- -	- -	- -	- -	-2

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008

Cash Ratio	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -
Common Equity/Total Assets	14.1	13.33	12.84	12.64	10.7
Long-Term Debt/Equity (%)	28.74	157.86	174.38	156.19	130.64
Long-Term Debt/Capital (%)	13.23	52.7	63.16	59.81	45.65
Long-Term Debt/Total Assets (%)	4.05	21.04	22.38	19.74	13.98
Total Debt/Equity (%)	117.15	199.52	176.1	161.13	186.2
Total Debt/Capital (%)	53.95	66.61	63.78	61.71	65.06
Total Debt/Total Assets (%)	16.52	26.6	22.61	20.36	19.92
CFO/Total Liabilities	0.76	0.19	0.43	1.01	- -
CFO/CapEx	- -	- -	- -	- -	- -
Altman's Z-Score	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008

Accounts Receivable Turnover	- -	9.11	7.45	6.6	7.56
Days Sales Outstanding	- -	40.06	48.98	55.28	48.31
Inventory Turnover	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008

Market Capitalization	32	29	29	25	16
- Cash & Cash Equivalents	1	1	1	1	2
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -
+ Total Debt	27	46	39	35	36
Enterprise Value	58	73	67	59	50
Total Capital	49	68	62	57	55
Total Debt/Capital (%)	53.95	66.61	63.78	61.71	65.06
Total Debt / EV	0.46	0.62	0.59	0.59	0.72
EV/Sales	16.4	17.64	17.19	15.9	10.86
EV/EBITDA	84.04	104.5	162	174.08	- -
EV/EBIT	124.97	182.93	1,559.74	326.04	- -
EV/Cash Flow to Firm	55.2	253.83	103.34	38.95	- -
EV/Free Cash Flow to Firm	55.2	253.83	103.34	38.95	- -
Diluted Market Cap	32	29	27	23	16
Diluted Enterprise Value	58	73	66	57	50
EV per Share	19.4	24.65	22.54	19.83	18.36
TTM Sales	4	4	4	4	5
TTM EBITDA	1	1	- -	- -	-4
TTM Operating Income	- -	- -	- -	- -	-2
TTM Cash Flow to Firm	1	- -	1	2	- -
TTM Free Cash Flow to Firm	1	- -	1	2	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008

Price/Free Cash Flow	30.58	99.24	41.64	15.1	-3,894.7
EV/EBIT	124.97	182.93	1,559.74	326.04	- -
Enterprise Value	58	73	67	59	50
Low Price	10.75	8.4	9.1	7.5	5.8
EV/Sales	16.4	17.64	17.19	15.9	10.86
EV/EBITDA	84.04	104.5	162	174.08	- -
Price/Earnings	118.47	120	1,501.33	222.03	- -
Price/Earnings Average	118.47	116.1	1,510.95	238.3	- -
Price/Earnings High	121.23	136.88	1,571.71	263.74	- -
Price/Earnings Low	118.47	105	1,423.14	201.84	- -
Price/Book Value	1.41	1.25	1.28	1.13	0.82
Price/Book Value Average	1.41	1.21	1.29	1.21	0.95
Price/Book Value High	1.45	1.43	1.34	1.34	1.17
Price/Book Value Low	1.41	1.1	1.21	1.03	0.82
Price/Tangible Book Value	1.41	1.25	1.28	1.13	0.82
Price/Tangible Book Value Average	1.41	1.21	1.29	1.21	0.95
Price/Tangible Book Value High	1.45	1.43	1.34	1.34	1.17
Price/Tangible Book Value Low	1.41	1.1	1.21	1.03	0.82
Price/Sales	9.09	6.9	6.93	6.16	3.4
Price/Sales Average	9.09	6.67	6.97	6.61	3.93
Price/Sales High	9.3	7.87	7.25	7.32	4.84
Price/Sales Low	9.09	6.03	6.57	5.6	3.4
Price/Cash Flow	30.58	99.24	41.64	15.1	-3,894.7
Price/Cash Flow Average	30.58	96.01	41.91	16.2	-4,494.78
Price/Cash Flow High	31.29	113.19	43.59	17.93	-5,539.87
Price/Cash Flow Low	30.58	86.83	39.47	13.72	-3,894.7
Price/Free Cash Flow Average	30.58	96.01	41.91	16.2	-4,494.78
Price/Free Cash Flow High	31.29	113.19	43.59	17.93	-5,539.87
Price/Free Cash Flow Low	30.58	86.83	39.47	13.72	-3,894.7
EV/Sales Average	16.4	17.41	17.24	16.39	11.39
EV/Sales High	16.62	18.6	17.54	17.15	12.31
EV/Sales Low	16.4	16.78	16.81	15.3	10.86
EV/EBITDA Average	84.04	103.17	162.44	179.39	- -
EV/EBITDA High	85.13	110.22	165.24	187.69	- -
EV/EBITDA Low	84.04	99.41	158.41	167.5	- -
EV/EBIT Average	124.97	180.62	1,564	335.98	- -
EV/EBIT High	126.58	192.95	1,590.88	351.53	- -
EV/EBIT Low	124.97	174.03	1,525.14	313.71	- -
Last Price	10.75	9.6	9.6	8.25	5.8
High Price	11	10.95	10.05	9.8	8.25
Enterprise Value Average	58	72	67	61	52
Enterprise Value High	58	77	68	64	56
Enterprise Value Low	58	70	66	57	50

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008

Shares Outstanding	3	3	3	3	3
Diluted Weighted Avg Shares	3	3	3	3	3
Basic Weighted Avg Shares	3	3	3	3	3
Revenue per Share	1.18	1.39	1.39	1.34	1.7
EBITDA per Share	0.23	0.23	0.15	0.12	-1.63
Operating Income per Share	0.16	0.13	0.02	0.07	-0.72
Basic EPS, GAAP	0.09	0.08	0.01	0.04	-0.8
Basic EPS from Cont Ops	0.09	0.08	0.01	0.04	-0.8
Diluted EPS, GAAP	0.09	0.08	0.01	0.04	-0.8
Diluted EPS from Cont Ops	0.09	0.08	0.01	0.04	-0.8
Dividend per Share	- -	- -	- -	- -	- -
Cash Flow per Share	0.35	0.1	0.23	0.55	- -
Free Cash Flow per Basic Share	0.35	0.1	0.23	0.55	- -
Cash & Equivalents per Share	0.25	0.24	0.3	0.21	0.6
Book Value per Share	7.6	7.66	7.52	7.32	7.07
Tangible Book Value per Share	7.6	7.66	7.52	7.32	7.07

Profitability (USD)

Profitability Ratios API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008

Return on Common Equity (%)	- -	1.05	0.08	0.47	-10.53
Return on Assets (%)	- -	0.14	0.01	0.06	-1.23
Return on Capital (%)	- -	0.41	0.03	0.17	- -
Return on Invested Capital (%)	- -	0.41	0.03	0.17	- -
Gross Margin (%)	- -	- -	- -	- -	- -
EBITDA Margin (%)	19.52	16.88	10.61	9.14	-95.74
Operating Margin (%)	13.13	9.64	1.1	4.88	-42
Incremental Operating Margin (%)	- -	- -	138.76	- -	- -
Pretax Margin (%)	13.13	9.64	1.1	4.88	-42
Profit Margin (%)	7.67	5.75	0.46	2.78	-47.02
Net Income to Common Margin (%)	7.67	5.75	0.46	2.78	-47.02
Effective Tax Rate (%)	41.56	40.4	58.14	43.09	- -
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	1.05	0.08	0.47	-10.53

Credit (USD)

Credit Ratios API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008

Total Debt	27	46	39	35	36
ST Debt	20	10	- -	1	11
LT Debt	7	36	39	34	25
Total Debt/EBITDA	38.57	64.81	95.13	103.47	-8.13
Net Debt/EBITDA	37.49	63.8	93	101.67	-7.76
Total Debt/EBIT	57.35	113.47	915.91	193.8	-8.1
Net Debt/EBIT	55.74	111.7	895.42	190.41	-7.73
EBITDA to Interest Expense	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -
Common Equity/Total Assets	14.1	13.33	12.84	12.64	10.7
Long-Term Debt/Equity (%)	28.74	157.86	174.38	156.19	130.64
Long-Term Debt/Capital (%)	13.23	52.7	63.16	59.81	45.65
Long-Term Debt/Total Assets (%)	4.05	21.04	22.38	19.74	13.98
Total Debt/Equity (%)	117.15	199.52	176.1	161.13	186.2
Total Debt/Capital (%)	53.95	66.61	63.78	61.71	65.06
Total Debt/Total Assets (%)	16.52	26.6	22.61	20.36	19.92
Net Debt to Equity	113.85	196.4	172.16	158.32	177.72
Net Debt/Capital (%)	53.24	66.26	63.26	61.29	63.99
EBITDA	1	1	- -	- -	-4
EBITDA-CapEx	1	1	- -	- -	-4
Operating Income (Loss)	- -	- -	- -	- -	-2

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008

Cash Ratio	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -
Common Equity/Total Assets	14.1	13.33	12.84	12.64	10.7
Long-Term Debt/Equity (%)	28.74	157.86	174.38	156.19	130.64
Long-Term Debt/Capital (%)	13.23	52.7	63.16	59.81	45.65
Long-Term Debt/Total Assets (%)	4.05	21.04	22.38	19.74	13.98
Total Debt/Equity (%)	117.15	199.52	176.1	161.13	186.2
Total Debt/Capital (%)	53.95	66.61	63.78	61.71	65.06
Total Debt/Total Assets (%)	16.52	26.6	22.61	20.36	19.92
CFO/Total Liabilities	0.76	0.19	0.43	1.01	- -
CFO/CapEx	- -	- -	- -	- -	- -
Altman's Z-Score	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008

Accounts Receivable Turnover	- -	9.11	7.45	6.6	7.56
Days Sales Outstanding	- -	40.06	48.98	55.28	48.31
Inventory Turnover	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008

Market Capitalization	32	29	29	25	16
- Cash & Cash Equivalents	1	1	1	1	2
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -
+ Total Debt	27	46	39	35	36
Enterprise Value	58	73	67	59	50
Total Capital	49	68	62	57	55
Total Debt/Capital (%)	53.95	66.61	63.78	61.71	65.06
Total Debt / EV	0.46	0.62	0.59	0.59	0.72
EV/Sales	16.4	17.64	17.19	15.9	10.86
EV/EBITDA	84.04	104.5	162	174.08	- -
EV/EBIT	124.97	182.93	1,559.74	326.04	- -
EV/Cash Flow to Firm	55.2	253.83	103.34	38.95	- -
EV/Free Cash Flow to Firm	55.2	253.83	103.34	38.95	- -
Diluted Market Cap	32	29	27	23	16
Diluted Enterprise Value	58	73	66	57	50
EV per Share	19.4	24.65	22.54	19.83	18.36
TTM Sales	4	4	4	4	5
TTM EBITDA	1	1	- -	- -	-4
TTM Operating Income	- -	- -	- -	- -	-2
TTM Cash Flow to Firm	1	- -	1	2	- -
TTM Free Cash Flow to Firm	1	- -	1	2	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008

Price/Free Cash Flow	30.58	99.24	41.64	15.1	-3,894.7
EV/EBIT	124.97	182.93	1,559.74	326.04	- -
Enterprise Value	58	73	67	59	50
Low Price	10.75	8.4	9.1	7.5	5.8
EV/Sales	16.4	17.64	17.19	15.9	10.86
EV/EBITDA	84.04	104.5	162	174.08	- -
Price/Earnings	118.47	120	1,501.33	222.03	- -
Price/Earnings Average	118.47	116.1	1,510.95	238.3	- -
Price/Earnings High	121.23	136.88	1,571.71	263.74	- -
Price/Earnings Low	118.47	105	1,423.14	201.84	- -
Price/Book Value	1.41	1.25	1.28	1.13	0.82
Price/Book Value Average	1.41	1.21	1.29	1.21	0.95
Price/Book Value High	1.45	1.43	1.34	1.34	1.17
Price/Book Value Low	1.41	1.1	1.21	1.03	0.82
Price/Tangible Book Value	1.41	1.25	1.28	1.13	0.82
Price/Tangible Book Value Average	1.41	1.21	1.29	1.21	0.95
Price/Tangible Book Value High	1.45	1.43	1.34	1.34	1.17
Price/Tangible Book Value Low	1.41	1.1	1.21	1.03	0.82
Price/Sales	9.09	6.9	6.93	6.16	3.4
Price/Sales Average	9.09	6.67	6.97	6.61	3.93
Price/Sales High	9.3	7.87	7.25	7.32	4.84
Price/Sales Low	9.09	6.03	6.57	5.6	3.4
Price/Cash Flow	30.58	99.24	41.64	15.1	-3,894.7
Price/Cash Flow Average	30.58	96.01	41.91	16.2	-4,494.78
Price/Cash Flow High	31.29	113.19	43.59	17.93	-5,539.87
Price/Cash Flow Low	30.58	86.83	39.47	13.72	-3,894.7
Price/Free Cash Flow Average	30.58	96.01	41.91	16.2	-4,494.78
Price/Free Cash Flow High	31.29	113.19	43.59	17.93	-5,539.87
Price/Free Cash Flow Low	30.58	86.83	39.47	13.72	-3,894.7
EV/Sales Average	16.4	17.41	17.24	16.39	11.39
EV/Sales High	16.62	18.6	17.54	17.15	12.31
EV/Sales Low	16.4	16.78	16.81	15.3	10.86
EV/EBITDA Average	84.04	103.17	162.44	179.39	- -
EV/EBITDA High	85.13	110.22	165.24	187.69	- -
EV/EBITDA Low	84.04	99.41	158.41	167.5	- -
EV/EBIT Average	124.97	180.62	1,564	335.98	- -
EV/EBIT High	126.58	192.95	1,590.88	351.53	- -
EV/EBIT Low	124.97	174.03	1,525.14	313.71	- -
Last Price	10.75	9.6	9.6	8.25	5.8
High Price	11	10.95	10.05	9.8	8.25
Enterprise Value Average	58	72	67	61	52
Enterprise Value High	58	77	68	64	56
Enterprise Value Low	58	70	66	57	50

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y
As of date	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008

Shares Outstanding	3	3	3	3	3
Diluted Weighted Avg Shares	3	3	3	3	3
Basic Weighted Avg Shares	3	3	3	3	3
Revenue per Share	1.18	1.39	1.39	1.34	1.7
EBITDA per Share	0.23	0.23	0.15	0.12	-1.63
Operating Income per Share	0.16	0.13	0.02	0.07	-0.72
Basic EPS, GAAP	0.09	0.08	0.01	0.04	-0.8
Basic EPS from Cont Ops	0.09	0.08	0.01	0.04	-0.8
Diluted EPS, GAAP	0.09	0.08	0.01	0.04	-0.8
Diluted EPS from Cont Ops	0.09	0.08	0.01	0.04	-0.8
Dividend per Share	- -	- -	- -	- -	- -
Cash Flow per Share	0.35	0.1	0.23	0.55	- -
Free Cash Flow per Basic Share	0.35	0.1	0.23	0.55	- -
Cash & Equivalents per Share	0.25	0.24	0.3	0.21	0.6
Book Value per Share	7.6	7.66	7.52	7.32	7.07
Tangible Book Value per Share	7.6	7.66	7.52	7.32	7.07