Versailles Financial Corp.

OOTC:VERFOTC Markets

27.25

USD

0.00

(0.00%)

0.34EPS

Profitability (USD)

Profitability Ratios API ChatGPT

	2009 Y	2010 Y	2011 Y	2012 Y
As of date	06/30/2009	06/30/2010	06/30/2011	06/30/2012

Return on Common Equity (%)	- -	1.84	1.96	1.42
Return on Assets (%)	- -	0.38	0.47	0.35
Return on Capital (%)	- -	1	1.2	0.95
Return on Invested Capital (%)	- -	1	0.9	0.64
Gross Margin (%)	- -	- -	- -	- -
EBITDA Margin (%)	14.42	19.56	16.11	11.31
Operating Margin (%)	18.32	18.98	20.74	15.73
Incremental Operating Margin (%)	- -	23.16	31.15	227.77
Pretax Margin (%)	18.32	18.98	20.74	15.73
Profit Margin (%)	12.24	12.65	13.79	10.43
Net Income to Common Margin (%)	12.24	12.65	13.79	10.43
Effective Tax Rate (%)	33.17	33.34	33.52	33.69
Dvd Payout Ratio (%)	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	1.84	1.96	1.42

Credit (USD)

Credit Ratios API ChatGPT

	2009 Y	2010 Y	2011 Y	2012 Y
As of date	06/30/2009	06/30/2010	06/30/2011	06/30/2012

Total Debt	8	8	6	5
ST Debt	- -	- -	- -	- -
LT Debt	8	8	6	5
Total Debt/EBITDA	46	29.3	24.35	29.61
Net Debt/EBITDA	25.56	8.36	6.64	-4.59
Total Debt/EBIT	48.32	30.2	25.29	31.72
Net Debt/EBIT	26.85	8.62	6.9	-4.92
EBITDA to Interest Expense	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -
Common Equity/Total Assets	18.09	23.41	24.64	24.11
Long-Term Debt/Equity (%)	101.64	70.86	54.7	45.83
Long-Term Debt/Capital (%)	50.41	41.47	35.36	31.43
Long-Term Debt/Total Assets (%)	18.39	16.59	13.48	11.05
Total Debt/Equity (%)	101.64	70.86	54.7	45.83
Total Debt/Capital (%)	50.41	41.47	35.36	31.43
Total Debt/Total Assets (%)	18.39	16.59	13.48	11.05
Net Debt to Equity	56.48	20.23	14.92	-7.1
Net Debt/Capital (%)	36.09	16.83	12.98	-7.65
EBITDA	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	-1
Operating Income (Loss)	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2009 Y	2010 Y	2011 Y	2012 Y
As of date	06/30/2009	06/30/2010	06/30/2011	06/30/2012

Cash Ratio	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -
Common Equity/Total Assets	18.09	23.41	24.64	24.11
Long-Term Debt/Equity (%)	101.64	70.86	54.7	45.83
Long-Term Debt/Capital (%)	50.41	41.47	35.36	31.43
Long-Term Debt/Total Assets (%)	18.39	16.59	13.48	11.05
Total Debt/Equity (%)	101.64	70.86	54.7	45.83
Total Debt/Capital (%)	50.41	41.47	35.36	31.43
Total Debt/Total Assets (%)	18.39	16.59	13.48	11.05
CFO/Total Liabilities	1.26	0.39	1.57	0.7
CFO/CapEx	103.98	0.85	5.49	0.18
Altman's Z-Score	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2009 Y	2010 Y	2011 Y	2012 Y
As of date	06/30/2009	06/30/2010	06/30/2011	06/30/2012

Accounts Receivable Turnover	- -	9.85	11.86	13.85
Days Sales Outstanding	- -	37.06	30.77	26.36
Inventory Turnover	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -
Inventories	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2009 Y	2010 Y	2011 Y	2012 Y
As of date	06/30/2009	06/30/2010	06/30/2011	06/30/2012

Market Capitalization	- -	- -	5	5
- Cash & Cash Equivalents	3	5	4	6
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -
+ Total Debt	8	8	6	5
Enterprise Value	- -	- -	7	4
Total Capital	15	18	17	16
Total Debt/Capital (%)	50.41	41.47	35.36	31.43
Total Debt / EV	- -	- -	0.89	1.21
EV/Sales	- -	- -	4.4	2.76
EV/EBITDA	- -	- -	27.33	24.43
EV/EBIT	- -	- -	28.38	26.17
EV/Cash Flow to Firm	- -	- -	12.82	17.22
EV/Free Cash Flow to Firm	- -	- -	15.67	- -
Diluted Market Cap	- -	- -	5	5
Diluted Enterprise Value	- -	- -	7	4
EV per Share	- -	- -	17.17	10.52
TTM Sales	1	1	2	1
TTM EBITDA	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	- -	1	- -
TTM Free Cash Flow to Firm	- -	- -	- -	-1

Multiples (USD)

Valuation Multiples API ChatGPT

	2009 Y	2010 Y	2011 Y	2012 Y
As of date	06/30/2009	06/30/2010	06/30/2011	06/30/2012

Price/Free Cash Flow	- -	- -	11.95	-4.67
EV/EBIT	- -	- -	28.38	26.17
Enterprise Value	- -	- -	7	4
Low Price	- -	- -	12	10.2
EV/Sales	- -	- -	4.4	2.76
EV/EBITDA	- -	- -	27.33	24.43
Price/Earnings	- -	- -	24.35	31.85
Price/Earnings Average	- -	- -	26.95	31.09
Price/Earnings High	- -	- -	33.72	33.63
Price/Earnings Low	- -	- -	22.48	25.99
Price/Book Value	- -	- -	0.46	0.45
Price/Book Value Average	- -	- -	0.51	0.44
Price/Book Value High	- -	- -	0.64	0.47
Price/Book Value Low	- -	- -	0.43	0.37
Price/Tangible Book Value	- -	- -	0.46	0.45
Price/Tangible Book Value Average	- -	- -	0.51	0.44
Price/Tangible Book Value High	- -	- -	0.64	0.47
Price/Tangible Book Value Low	- -	- -	0.43	0.37
Price/Sales	- -	- -	3.36	3.32
Price/Sales Average	- -	- -	3.72	3.24
Price/Sales High	- -	- -	4.65	3.51
Price/Sales Low	- -	- -	3.1	2.71
Price/Cash Flow	- -	- -	9.78	20.7
Price/Cash Flow Average	- -	- -	10.82	20.21
Price/Cash Flow High	- -	- -	13.54	21.86
Price/Cash Flow Low	- -	- -	9.03	16.89
Price/Free Cash Flow Average	- -	- -	13.23	-4.56
Price/Free Cash Flow High	- -	- -	16.55	-4.93
Price/Free Cash Flow Low	- -	- -	11.03	-3.81
EV/Sales Average	- -	- -	4.76	2.69
EV/Sales High	- -	- -	5.68	2.95
EV/Sales Low	- -	- -	4.15	2.16
EV/EBITDA Average	- -	- -	29.53	23.75
EV/EBITDA High	- -	- -	35.28	26.06
EV/EBITDA Low	- -	- -	25.74	19.09
EV/EBIT Average	- -	- -	30.67	25.44
EV/EBIT High	- -	- -	36.64	27.91
EV/EBIT Low	- -	- -	26.72	20.45
Last Price	- -	- -	13	12.5
High Price	- -	- -	18	13.2
Enterprise Value Average	- -	- -	7	4
Enterprise Value High	- -	- -	9	4
Enterprise Value Low	- -	- -	6	3

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2009 Y	2010 Y	2011 Y	2012 Y
As of date	06/30/2009	06/30/2010	06/30/2011	06/30/2012

Shares Outstanding	- -	- -	- -	- -
Diluted Weighted Avg Shares	- -	- -	- -	- -
Basic Weighted Avg Shares	- -	- -	- -	- -
Revenue per Share	2.64	3.06	3.87	3.76
EBITDA per Share	0.38	0.6	0.62	0.43
Operating Income per Share	0.48	0.58	0.8	0.59
Basic EPS, GAAP	0.32	0.39	0.53	0.39
Basic EPS from Cont Ops	0.32	0.39	0.53	0.39
Diluted EPS, GAAP	0.32	0.39	0.53	0.39
Diluted EPS from Cont Ops	0.32	0.39	0.53	0.39
Dividend per Share	- -	- -	- -	- -
Cash Flow per Share	0.98	0.31	1.33	0.6
Free Cash Flow per Basic Share	0.97	-0.05	1.09	-2.68
Cash & Equivalents per Share	7.8	13.67	11.13	14.73
Book Value per Share	17.26	27	27.98	27.83
Tangible Book Value per Share	17.26	27	27.98	27.83

Profitability (USD)

Profitability Ratios API ChatGPT

	2009 Y	2010 Y	2011 Y	2012 Y
As of date	06/30/2009	06/30/2010	06/30/2011	06/30/2012

Return on Common Equity (%)	- -	1.84	1.96	1.42
Return on Assets (%)	- -	0.38	0.47	0.35
Return on Capital (%)	- -	1	1.2	0.95
Return on Invested Capital (%)	- -	1	0.9	0.64
Gross Margin (%)	- -	- -	- -	- -
EBITDA Margin (%)	14.42	19.56	16.11	11.31
Operating Margin (%)	18.32	18.98	20.74	15.73
Incremental Operating Margin (%)	- -	23.16	31.15	227.77
Pretax Margin (%)	18.32	18.98	20.74	15.73
Profit Margin (%)	12.24	12.65	13.79	10.43
Net Income to Common Margin (%)	12.24	12.65	13.79	10.43
Effective Tax Rate (%)	33.17	33.34	33.52	33.69
Dvd Payout Ratio (%)	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	1.84	1.96	1.42

Credit (USD)

Credit Ratios API ChatGPT

	2009 Y	2010 Y	2011 Y	2012 Y
As of date	06/30/2009	06/30/2010	06/30/2011	06/30/2012

Total Debt	8	8	6	5
ST Debt	- -	- -	- -	- -
LT Debt	8	8	6	5
Total Debt/EBITDA	46	29.3	24.35	29.61
Net Debt/EBITDA	25.56	8.36	6.64	-4.59
Total Debt/EBIT	48.32	30.2	25.29	31.72
Net Debt/EBIT	26.85	8.62	6.9	-4.92
EBITDA to Interest Expense	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -
Common Equity/Total Assets	18.09	23.41	24.64	24.11
Long-Term Debt/Equity (%)	101.64	70.86	54.7	45.83
Long-Term Debt/Capital (%)	50.41	41.47	35.36	31.43
Long-Term Debt/Total Assets (%)	18.39	16.59	13.48	11.05
Total Debt/Equity (%)	101.64	70.86	54.7	45.83
Total Debt/Capital (%)	50.41	41.47	35.36	31.43
Total Debt/Total Assets (%)	18.39	16.59	13.48	11.05
Net Debt to Equity	56.48	20.23	14.92	-7.1
Net Debt/Capital (%)	36.09	16.83	12.98	-7.65
EBITDA	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	-1
Operating Income (Loss)	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2009 Y	2010 Y	2011 Y	2012 Y
As of date	06/30/2009	06/30/2010	06/30/2011	06/30/2012

Cash Ratio	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -
Common Equity/Total Assets	18.09	23.41	24.64	24.11
Long-Term Debt/Equity (%)	101.64	70.86	54.7	45.83
Long-Term Debt/Capital (%)	50.41	41.47	35.36	31.43
Long-Term Debt/Total Assets (%)	18.39	16.59	13.48	11.05
Total Debt/Equity (%)	101.64	70.86	54.7	45.83
Total Debt/Capital (%)	50.41	41.47	35.36	31.43
Total Debt/Total Assets (%)	18.39	16.59	13.48	11.05
CFO/Total Liabilities	1.26	0.39	1.57	0.7
CFO/CapEx	103.98	0.85	5.49	0.18
Altman's Z-Score	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2009 Y	2010 Y	2011 Y	2012 Y
As of date	06/30/2009	06/30/2010	06/30/2011	06/30/2012

Accounts Receivable Turnover	- -	9.85	11.86	13.85
Days Sales Outstanding	- -	37.06	30.77	26.36
Inventory Turnover	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -
Inventories	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2009 Y	2010 Y	2011 Y	2012 Y
As of date	06/30/2009	06/30/2010	06/30/2011	06/30/2012

Market Capitalization	- -	- -	5	5
- Cash & Cash Equivalents	3	5	4	6
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -
+ Total Debt	8	8	6	5
Enterprise Value	- -	- -	7	4
Total Capital	15	18	17	16
Total Debt/Capital (%)	50.41	41.47	35.36	31.43
Total Debt / EV	- -	- -	0.89	1.21
EV/Sales	- -	- -	4.4	2.76
EV/EBITDA	- -	- -	27.33	24.43
EV/EBIT	- -	- -	28.38	26.17
EV/Cash Flow to Firm	- -	- -	12.82	17.22
EV/Free Cash Flow to Firm	- -	- -	15.67	- -
Diluted Market Cap	- -	- -	5	5
Diluted Enterprise Value	- -	- -	7	4
EV per Share	- -	- -	17.17	10.52
TTM Sales	1	1	2	1
TTM EBITDA	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	- -	1	- -
TTM Free Cash Flow to Firm	- -	- -	- -	-1

Multiples (USD)

Valuation Multiples API ChatGPT

	2009 Y	2010 Y	2011 Y	2012 Y
As of date	06/30/2009	06/30/2010	06/30/2011	06/30/2012

Price/Free Cash Flow	- -	- -	11.95	-4.67
EV/EBIT	- -	- -	28.38	26.17
Enterprise Value	- -	- -	7	4
Low Price	- -	- -	12	10.2
EV/Sales	- -	- -	4.4	2.76
EV/EBITDA	- -	- -	27.33	24.43
Price/Earnings	- -	- -	24.35	31.85
Price/Earnings Average	- -	- -	26.95	31.09
Price/Earnings High	- -	- -	33.72	33.63
Price/Earnings Low	- -	- -	22.48	25.99
Price/Book Value	- -	- -	0.46	0.45
Price/Book Value Average	- -	- -	0.51	0.44
Price/Book Value High	- -	- -	0.64	0.47
Price/Book Value Low	- -	- -	0.43	0.37
Price/Tangible Book Value	- -	- -	0.46	0.45
Price/Tangible Book Value Average	- -	- -	0.51	0.44
Price/Tangible Book Value High	- -	- -	0.64	0.47
Price/Tangible Book Value Low	- -	- -	0.43	0.37
Price/Sales	- -	- -	3.36	3.32
Price/Sales Average	- -	- -	3.72	3.24
Price/Sales High	- -	- -	4.65	3.51
Price/Sales Low	- -	- -	3.1	2.71
Price/Cash Flow	- -	- -	9.78	20.7
Price/Cash Flow Average	- -	- -	10.82	20.21
Price/Cash Flow High	- -	- -	13.54	21.86
Price/Cash Flow Low	- -	- -	9.03	16.89
Price/Free Cash Flow Average	- -	- -	13.23	-4.56
Price/Free Cash Flow High	- -	- -	16.55	-4.93
Price/Free Cash Flow Low	- -	- -	11.03	-3.81
EV/Sales Average	- -	- -	4.76	2.69
EV/Sales High	- -	- -	5.68	2.95
EV/Sales Low	- -	- -	4.15	2.16
EV/EBITDA Average	- -	- -	29.53	23.75
EV/EBITDA High	- -	- -	35.28	26.06
EV/EBITDA Low	- -	- -	25.74	19.09
EV/EBIT Average	- -	- -	30.67	25.44
EV/EBIT High	- -	- -	36.64	27.91
EV/EBIT Low	- -	- -	26.72	20.45
Last Price	- -	- -	13	12.5
High Price	- -	- -	18	13.2
Enterprise Value Average	- -	- -	7	4
Enterprise Value High	- -	- -	9	4
Enterprise Value Low	- -	- -	6	3

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2009 Y	2010 Y	2011 Y	2012 Y
As of date	06/30/2009	06/30/2010	06/30/2011	06/30/2012

Shares Outstanding	- -	- -	- -	- -
Diluted Weighted Avg Shares	- -	- -	- -	- -
Basic Weighted Avg Shares	- -	- -	- -	- -
Revenue per Share	2.64	3.06	3.87	3.76
EBITDA per Share	0.38	0.6	0.62	0.43
Operating Income per Share	0.48	0.58	0.8	0.59
Basic EPS, GAAP	0.32	0.39	0.53	0.39
Basic EPS from Cont Ops	0.32	0.39	0.53	0.39
Diluted EPS, GAAP	0.32	0.39	0.53	0.39
Diluted EPS from Cont Ops	0.32	0.39	0.53	0.39
Dividend per Share	- -	- -	- -	- -
Cash Flow per Share	0.98	0.31	1.33	0.6
Free Cash Flow per Basic Share	0.97	-0.05	1.09	-2.68
Cash & Equivalents per Share	7.8	13.67	11.13	14.73
Book Value per Share	17.26	27	27.98	27.83
Tangible Book Value per Share	17.26	27	27.98	27.83