Payoneer Global Inc.

PAYOW

PAYOWPayoneer Global Inc. US flag

NASDAQ Global Market

0.73

USD

+0.04

- -

255.06MMarket Cap

Profitability (USD)

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	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Return on Common Equity (%)	- -	- -	- -	- -	- -	- -
Return on Assets (%)	- -	-0.06	-0.84	-0.78	-0.21	1.35
Return on Capital (%)	- -	-5.23	- -	- -	16.9	-443.6
Return on Invested Capital (%)	- -	-1.75	- -	- -	30.26	11.35
Gross Margin (%)	68.72	70.21	71.92	78.56	82.45	85.29
EBITDA Margin (%)	2.29	4.4	-0.06	-2.58	-0.22	15.81
Operating Margin (%)	-0.74	1.15	-5	-6.38	-3.54	12.47
Incremental Operating Margin (%)	- -	9.66	- -	- -	- -	61.84
Pretax Margin (%)	-1.58	1.31	-4.42	-5.33	0.26	15.95
Profit Margin (%)	-2.76	-0.2	-6.87	-7.18	-1.91	11.23
Net Income to Common Margin (%)	-2.76	-0.2	-6.87	-14.28	-1.91	11.23
Effective Tax Rate (%)	- -	113.06	- -	- -	839.68	29.58
Dvd Payout Ratio (%)	- -	- -	- -	49.74	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	- -	- -	- -

Credit (USD)

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	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Total Debt	- -	60	40	23	31	43
ST Debt	- -	- -	14	9	8	7
LT Debt	- -	60	27	14	23	36
Total Debt/EBITDA	- -	4.29	-200.12	-1.88	-22.87	0.33
Net Debt/EBITDA	- -	-3.93	314.82	37.03	388.76	-4.55
Total Debt/EBIT	- -	16.48	-2.31	-0.76	-1.4	0.42
Net Debt/EBIT	- -	-15.08	3.64	14.97	23.73	-5.78
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	- -	-1.84	-1.62	-1.78	-1.59	-0.16
Long-Term Debt/Equity (%)	- -	- -	109.16	2.81	4.15	5.46
Long-Term Debt/Capital (%)	- -	251.27	-135.64	-20.19	-30.62	113.59
Long-Term Debt/Total Assets (%)	- -	3.06	0.72	0.27	0.34	0.5
Total Debt/Equity (%)	- -	-1,118.78	164.72	4.71	5.69	6.54
Total Debt/Capital (%)	- -	251.27	-204.67	-33.91	-41.91	136.07
Total Debt/Total Assets (%)	- -	3.06	1.09	0.45	0.47	0.6
Net Debt to Equity	- -	1,023.61	-259.12	-92.85	-96.68	-90.12
Net Debt/Capital (%)	- -	60.31	51.38	84.75	85.4	102.31
EBITDA	6	14	- -	-12	-1	131
EBITDA-CapEx	1	5	-5	-19	-12	123
Operating Income (Loss)	-2	4	-17	-30	-22	104

Liquidity (USD)

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	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Cash Ratio	- -	0.07	0.03	0.1	0.09	0.09
Current Ratio	- -	1.09	1.04	1.1	1.08	1.09
Quick Ratio	- -	0.11	0.05	0.12	0.1	0.1
CFO/Avg Current Liab	- -	-0.02	- -	0.01	0.02	0.03
Common Equity/Total Assets	- -	-1.84	-1.62	-1.78	-1.59	-0.16
Long-Term Debt/Equity (%)	- -	- -	109.16	2.81	4.15	5.46
Long-Term Debt/Capital (%)	- -	251.27	-135.64	-20.19	-30.62	113.59
Long-Term Debt/Total Assets (%)	- -	3.06	0.72	0.27	0.34	0.5
Total Debt/Equity (%)	- -	-1,118.78	164.72	4.71	5.69	6.54
Total Debt/Capital (%)	- -	251.27	-204.67	-33.91	-41.91	136.07
Total Debt/Total Assets (%)	- -	3.06	1.09	0.45	0.47	0.6
CFO/Total Liabilities	- -	-0.73	0.26	0.44	1.39	2.41
CFO/CapEx	-1.32	-1.56	1.91	2.9	7.99	18.85
Altman's Z-Score	- -	0.24	0.1	0.16	0.15	0.25

Working Capital (USD)

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	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Accounts Receivable Turnover	- -	47.47	22.13	29.88	46.97	79.69
Days Sales Outstanding	- -	7.69	16.49	12.22	7.77	4.58
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	13.57	6.22	5.89	3.75	3.24
Accounts Payable Turnover Days	- -	26.89	58.66	61.95	97.35	112.68
Cash Conversion Cycle	- -	-19.2	-42.17	-49.73	-89.58	-108.1
Inventory to Cash Days	- -	7.69	16.49	12.22	7.77	4.58
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API Chat

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Market Capitalization	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	- -	115	103	466	543	617
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	60	40	23	31	43
Enterprise Value	- -	-55	-63	-443	-512	-574
Total Capital	- -	24	-20	-68	-74	32
Total Debt/Capital (%)	- -	251.27	-204.67	-33.91	-41.91	136.07
Total Debt / EV	- -	-1.09	-0.64	-0.05	-0.06	-0.08
EV/Sales	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	-55	-63	-443	-512	-574
EV per Share	- -	- -	- -	- -	- -	- -
TTM Sales	260	318	346	473	628	831
TTM EBITDA	6	14	- -	-12	-1	131
TTM Operating Income	-2	4	-17	-30	-22	104
TTM Cash Flow to Firm	-6	-14	10	20	84	159
TTM Free Cash Flow to Firm	-1	-5	15	27	94	168

Multiples (USD)

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	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Price/Free Cash Flow	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	-55	-63	-443	-512	-574
Low Price	- -	- -	0.82	1.4	0.37	0.16
EV/Sales	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -
Price/Earnings Average	- -	- -	- -	- -	- -	- -
Price/Earnings High	- -	- -	- -	- -	- -	- -
Price/Earnings Low	- -	- -	- -	- -	- -	- -
Price/Book Value	- -	- -	- -	- -	- -	- -
Price/Book Value Average	- -	- -	- -	- -	- -	- -
Price/Book Value High	- -	- -	- -	- -	- -	- -
Price/Book Value Low	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -
Price/Sales	- -	- -	- -	- -	- -	- -
Price/Sales Average	- -	- -	- -	- -	- -	- -
Price/Sales High	- -	- -	- -	- -	- -	- -
Price/Sales Low	- -	- -	- -	- -	- -	- -
Price/Cash Flow	- -	- -	- -	- -	- -	- -
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -
Price/Cash Flow High	- -	- -	- -	- -	- -	- -
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -
EV/Sales Average	- -	- -	- -	- -	- -	- -
EV/Sales High	- -	- -	- -	- -	- -	- -
EV/Sales Low	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	- -	-3.93	314.82	36.27	377.79	-4.36
EV/EBITDA High	- -	-3.93	314.82	36.27	377.79	-4.36
EV/EBITDA Low	- -	-3.93	314.82	36.27	377.79	-4.36
EV/EBIT Average	- -	-15.08	3.64	14.66	23.06	-5.54
EV/EBIT High	- -	-15.08	3.64	14.66	23.06	-5.54
EV/EBIT Low	- -	-15.08	3.64	14.66	23.06	-5.54
Last Price	- -	- -	1.9	2.38	1.03	0.34
High Price	- -	- -	2.32	4.46	2.41	1.28
Enterprise Value Average	- -	-55	-63	-443	-512	-574
Enterprise Value High	- -	-55	-63	-443	-512	-574
Enterprise Value Low	- -	-55	-63	-443	-512	-574

Profitability (USD)

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	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Return on Common Equity (%)	- -	- -	- -	- -	- -	- -
Return on Assets (%)	- -	-0.06	-0.84	-0.78	-0.21	1.35
Return on Capital (%)	- -	-5.23	- -	- -	16.9	-443.6
Return on Invested Capital (%)	- -	-1.75	- -	- -	30.26	11.35
Gross Margin (%)	68.72	70.21	71.92	78.56	82.45	85.29
EBITDA Margin (%)	2.29	4.4	-0.06	-2.58	-0.22	15.81
Operating Margin (%)	-0.74	1.15	-5	-6.38	-3.54	12.47
Incremental Operating Margin (%)	- -	9.66	- -	- -	- -	61.84
Pretax Margin (%)	-1.58	1.31	-4.42	-5.33	0.26	15.95
Profit Margin (%)	-2.76	-0.2	-6.87	-7.18	-1.91	11.23
Net Income to Common Margin (%)	-2.76	-0.2	-6.87	-14.28	-1.91	11.23
Effective Tax Rate (%)	- -	113.06	- -	- -	839.68	29.58
Dvd Payout Ratio (%)	- -	- -	- -	49.74	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	- -	- -	- -

Credit (USD)

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	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Total Debt	- -	60	40	23	31	43
ST Debt	- -	- -	14	9	8	7
LT Debt	- -	60	27	14	23	36
Total Debt/EBITDA	- -	4.29	-200.12	-1.88	-22.87	0.33
Net Debt/EBITDA	- -	-3.93	314.82	37.03	388.76	-4.55
Total Debt/EBIT	- -	16.48	-2.31	-0.76	-1.4	0.42
Net Debt/EBIT	- -	-15.08	3.64	14.97	23.73	-5.78
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	- -	-1.84	-1.62	-1.78	-1.59	-0.16
Long-Term Debt/Equity (%)	- -	- -	109.16	2.81	4.15	5.46
Long-Term Debt/Capital (%)	- -	251.27	-135.64	-20.19	-30.62	113.59
Long-Term Debt/Total Assets (%)	- -	3.06	0.72	0.27	0.34	0.5
Total Debt/Equity (%)	- -	-1,118.78	164.72	4.71	5.69	6.54
Total Debt/Capital (%)	- -	251.27	-204.67	-33.91	-41.91	136.07
Total Debt/Total Assets (%)	- -	3.06	1.09	0.45	0.47	0.6
Net Debt to Equity	- -	1,023.61	-259.12	-92.85	-96.68	-90.12
Net Debt/Capital (%)	- -	60.31	51.38	84.75	85.4	102.31
EBITDA	6	14	- -	-12	-1	131
EBITDA-CapEx	1	5	-5	-19	-12	123
Operating Income (Loss)	-2	4	-17	-30	-22	104

Liquidity (USD)

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	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Cash Ratio	- -	0.07	0.03	0.1	0.09	0.09
Current Ratio	- -	1.09	1.04	1.1	1.08	1.09
Quick Ratio	- -	0.11	0.05	0.12	0.1	0.1
CFO/Avg Current Liab	- -	-0.02	- -	0.01	0.02	0.03
Common Equity/Total Assets	- -	-1.84	-1.62	-1.78	-1.59	-0.16
Long-Term Debt/Equity (%)	- -	- -	109.16	2.81	4.15	5.46
Long-Term Debt/Capital (%)	- -	251.27	-135.64	-20.19	-30.62	113.59
Long-Term Debt/Total Assets (%)	- -	3.06	0.72	0.27	0.34	0.5
Total Debt/Equity (%)	- -	-1,118.78	164.72	4.71	5.69	6.54
Total Debt/Capital (%)	- -	251.27	-204.67	-33.91	-41.91	136.07
Total Debt/Total Assets (%)	- -	3.06	1.09	0.45	0.47	0.6
CFO/Total Liabilities	- -	-0.73	0.26	0.44	1.39	2.41
CFO/CapEx	-1.32	-1.56	1.91	2.9	7.99	18.85
Altman's Z-Score	- -	0.24	0.1	0.16	0.15	0.25

Working Capital (USD)

API Chat

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Accounts Receivable Turnover	- -	47.47	22.13	29.88	46.97	79.69
Days Sales Outstanding	- -	7.69	16.49	12.22	7.77	4.58
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	13.57	6.22	5.89	3.75	3.24
Accounts Payable Turnover Days	- -	26.89	58.66	61.95	97.35	112.68
Cash Conversion Cycle	- -	-19.2	-42.17	-49.73	-89.58	-108.1
Inventory to Cash Days	- -	7.69	16.49	12.22	7.77	4.58
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API Chat

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Market Capitalization	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	- -	115	103	466	543	617
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	60	40	23	31	43
Enterprise Value	- -	-55	-63	-443	-512	-574
Total Capital	- -	24	-20	-68	-74	32
Total Debt/Capital (%)	- -	251.27	-204.67	-33.91	-41.91	136.07
Total Debt / EV	- -	-1.09	-0.64	-0.05	-0.06	-0.08
EV/Sales	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	-55	-63	-443	-512	-574
EV per Share	- -	- -	- -	- -	- -	- -
TTM Sales	260	318	346	473	628	831
TTM EBITDA	6	14	- -	-12	-1	131
TTM Operating Income	-2	4	-17	-30	-22	104
TTM Cash Flow to Firm	-6	-14	10	20	84	159
TTM Free Cash Flow to Firm	-1	-5	15	27	94	168

Multiples (USD)

API Chat

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Price/Free Cash Flow	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	-55	-63	-443	-512	-574
Low Price	- -	- -	0.82	1.4	0.37	0.16
EV/Sales	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -
Price/Earnings Average	- -	- -	- -	- -	- -	- -
Price/Earnings High	- -	- -	- -	- -	- -	- -
Price/Earnings Low	- -	- -	- -	- -	- -	- -
Price/Book Value	- -	- -	- -	- -	- -	- -
Price/Book Value Average	- -	- -	- -	- -	- -	- -
Price/Book Value High	- -	- -	- -	- -	- -	- -
Price/Book Value Low	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -
Price/Sales	- -	- -	- -	- -	- -	- -
Price/Sales Average	- -	- -	- -	- -	- -	- -
Price/Sales High	- -	- -	- -	- -	- -	- -
Price/Sales Low	- -	- -	- -	- -	- -	- -
Price/Cash Flow	- -	- -	- -	- -	- -	- -
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -
Price/Cash Flow High	- -	- -	- -	- -	- -	- -
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -
EV/Sales Average	- -	- -	- -	- -	- -	- -
EV/Sales High	- -	- -	- -	- -	- -	- -
EV/Sales Low	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	- -	-3.93	314.82	36.27	377.79	-4.36
EV/EBITDA High	- -	-3.93	314.82	36.27	377.79	-4.36
EV/EBITDA Low	- -	-3.93	314.82	36.27	377.79	-4.36
EV/EBIT Average	- -	-15.08	3.64	14.66	23.06	-5.54
EV/EBIT High	- -	-15.08	3.64	14.66	23.06	-5.54
EV/EBIT Low	- -	-15.08	3.64	14.66	23.06	-5.54
Last Price	- -	- -	1.9	2.38	1.03	0.34
High Price	- -	- -	2.32	4.46	2.41	1.28
Enterprise Value Average	- -	-55	-63	-443	-512	-574
Enterprise Value High	- -	-55	-63	-443	-512	-574
Enterprise Value Low	- -	-55	-63	-443	-512	-574

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Shares Outstanding	- -	338	338	340	353	358
Diluted Weighted Avg Shares	- -	- -	- -	- -	- -	- -
Basic Weighted Avg Shares	- -	- -	- -	- -	- -	- -
Revenue per Share	- -	- -	- -	- -	- -	- -
EBITDA per Share	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	- -	- -	- -	- -	- -	- -
Basic EPS from Cont Ops	- -	- -	- -	- -	- -	- -
Diluted EPS, GAAP	- -	- -	- -	- -	- -	- -
Diluted EPS from Cont Ops	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -
Cash Flow per Share	- -	- -	- -	- -	- -	- -
Free Cash Flow per Basic Share	- -	- -	- -	- -	- -	- -
Cash & Equivalents per Share	- -	- -	- -	- -	- -	- -
Book Value per Share	- -	- -	- -	- -	- -	- -
Tangible Book Value per Share	- -	- -	- -	- -	- -	- -

Payoneer Global Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)