Pegasystems Inc. Financial Ratios — PEGA Stock

Profitability	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Return on Common Equity (%)	-7.65	13.55	25.41	34.07	23.55	21.7	23.69	27.78	2.08	-19.59	-16.31	-20.4	- -	- -	- -
Return on Assets (%)	-1.91	2.81	5.33	7.8	5.92	5.98	7.02	11.82	1.06	-9.19	-4.74	-3.94	-23.42	4.73	6.05
Return on Capital (%)	- -	13.55	25.41	34.07	23.55	21.7	23.69	- -	- -	- -	- -	- -	- -	12.26	17.15
Return on Invested Capital (%)	- -	5.06	10.02	16.32	12.41	12.02	12.89	- -	- -	- -	- -	- -	- -	8.25	10.7
Gross Margin (%)	61.75	60.45	65.91	69.07	68.63	68.73	68.61	68.52	66.15	65.98	69.44	72.24	72.03	73.58	73.91
EBITDA Margin (%)	6.95	6.81	10.83	15.95	12.81	12.87	10.19	13.27	0.93	-12.45	-12.01	-5.46	-4.02	9.59	13.11
Operating Margin (%)	3.39	2.62	6.81	12.01	8.85	9.48	7.03	10.49	-1.91	-14.8	-14.11	-7.82	-6.65	7.17	10.74
Incremental Operating Margin (%)	-41.9	-0.62	45.55	62.88	-11	13.52	-14.09	31.39	- -	- -	- -	- -	- -	165.86	90.01
Pretax Margin (%)	-1.84	2.6	6.7	11.08	8.13	8.86	7.26	9.71	-1.29	-14.8	-12.27	-10.89	-12.28	6.66	9.53
Profit Margin (%)	-1.75	2.43	4.74	7.47	5.64	5.32	5.91	11.09	1.19	-9.92	-6.03	-5.2	-26.22	4.73	6.63
Net Income to Common Margin (%)	-1.75	2.43	4.74	7.47	5.64	5.32	5.91	11.09	1.19	-9.92	-6.03	-5.2	-26.22	4.73	6.63
Effective Tax Rate (%)	- -	6.52	29.33	32.54	30.71	39.97	18.65	- -	- -	- -	- -	- -	- -	28.95	30.46
Dvd Payout Ratio (%)	-75.39	44.47	25.97	8.99	20.67	25.31	20.38	9.41	88.84	-10.49	-15.69	-15.48	-2.85	14.69	10.28
Sustainable Growth Rate (%)	-13.42	7.52	18.81	31.01	18.68	16.21	18.86	25.16	0.23	-21.64	-18.87	-23.56	- -	- -	- -

Credit	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Total Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	53	596	686	688	581	550
LT Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	53	577	679	673	566	68
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	19	7	15	15	482
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	-0.46	-4.88	-10.36	-12.99	4.23	2.8
Net Debt/EBITDA	-3.04	-2.13	-1.55	-0.99	-1.52	-1.06	-0.91	-1.38	-13.85	0.6	-2.83	-6.51	-8.47	1.96	0.66
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	-0.39	-4.15	-7.24	-7.85	5.66	3.42
Net Debt/EBIT	-6.23	-5.53	-2.47	-1.31	-2.19	-1.44	-1.32	-1.74	6.72	0.51	-2.41	-4.55	-5.12	2.62	0.81
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	826.3	-535.29	-6.31	-8.31	-6.79	19.98	28.71
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	-363	-585.33	-7.62	-9.63	-11.33	17.54	27.58
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	-1,703.2	-636.22	-7.42	-11.91	-11.25	14.94	23.53
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	19	8	8	7	7
Common Equity/Total Assets	21.28	20.28	21.55	23.97	26.17	28.82	30.41	50.4	52.07	41.81	21.24	17.4	-5.57	-0.52	5.02
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.76	106.47	163.08	514.17	160.04	11.55
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.33	61.64	70.48	109.92	98.76	10.6
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.34	35.98	42.58	49.55	37.48	3.83
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.76	109.89	164.76	525.62	164.28	93.88
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.33	63.62	71.2	112.37	101.37	86.1
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.34	37.14	43.02	50.66	38.48	31.09
Net Debt to Equity	-36.35	-28.91	-32.78	-29.52	-38.88	-28.81	-21.02	-24.74	-18.41	-12.68	63.87	103.53	342.82	76.16	22.27
Net Debt/Capital (%)	-10,521.75	-353.91	-450.65	-165.91	-292.03	-105.81	-54.94	-46.61	-28.81	-17.27	45.29	53.65	96.05	78.45	43.26
EBITDA	23	28	50	81	76	88	78	118	8	-113	-122	-66	-53	137	196
EBITDA-CapEx	18	19	26	76	64	77	59	104	-4	-124	-148	-77	-88	121	189
Operating Income (Loss)	11	11	31	61	52	65	54	93	-17	-135	-144	-95	-88	103	161

Liquidity	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Cash Ratio	0.76	0.78	0.79	0.82	0.92	0.82	0.47	0.76	0.63	0.18	1.01	0.75	0.55	0.73	0.68
Current Ratio	1.63	1.63	1.8	1.83	1.71	1.67	1.48	2.2	1.84	1.34	2.12	1.73	1.57	1.78	1.23
Quick Ratio	1.51	1.53	1.7	1.72	1.61	1.63	1.44	2.06	1.69	1.19	2.06	1.67	1.5	1.71	1.19
CFO/Avg Current Liab	0.2	0.31	0.29	0.47	0.49	0.27	0.14	0.54	0.33	-0.12	- -	0.08	0.04	0.39	0.42
Common Equity/Total Assets	21.28	20.28	21.55	23.97	26.17	28.82	30.41	50.4	52.07	41.81	21.24	17.4	-5.57	-0.52	5.02
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.76	106.47	163.08	514.17	160.04	11.55
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.33	61.64	70.48	109.92	98.76	10.6
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.34	35.98	42.58	49.55	37.48	3.83
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.76	109.89	164.76	525.62	164.28	93.88
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.33	63.62	71.2	112.37	101.37	86.1
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.34	37.14	43.02	50.66	38.48	31.09
CFO/Total Liabilities	12.98	23.02	21.47	30.49	35.24	22.24	12.51	44.34	28.91	-9.46	-0.05	3.32	1.82	18.82	29.25
CFO/CapEx	3.2	4.05	1.85	14.42	9.01	6.15	2.09	11.52	8.77	-3.97	-0.02	3.74	0.63	12.98	44.86
Altman's Z-Score	7.92	5.97	4.8	6.58	5.54	6.55	7.67	8.63	8.3	9.75	7.09	5.75	2.39	3.72	5.48

Working Capital	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Accounts Receivable Turnover	5.75	5.42	4.93	4.27	4.64	4.36	3.66	3.92	4.42	4.79	4.9	6.08	6.02	5.16	4.94
Days Sales Outstanding	63.45	67.38	74.05	85.4	78.64	83.78	99.73	93.07	82.62	76.21	74.53	60.03	60.64	70.74	73.83
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	23.24	19.18	22.12	44.97	43.95	24.5	17.66	17.6	17.83	18.26	14.98	17.11	22.02	25.67	44.61
Accounts Payable Turnover Days	15.7	19.03	16.5	8.12	8.3	14.9	20.66	20.74	20.48	19.99	24.36	21.33	16.57	14.22	8.18
Cash Conversion Cycle	47.75	48.35	57.55	77.28	70.34	68.88	79.07	72.33	62.14	56.22	50.17	38.7	44.06	56.52	65.64
Inventory to Cash Days	63.45	67.38	74.05	85.4	78.64	83.78	99.73	93.07	82.62	76.21	74.53	60.03	60.64	70.74	73.83
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Market Capitalization	1,302	1,062	830	1,813	1,547	2,063	2,706	3,604	3,717	6,239	10,620	9,037	2,794	4,057	7,944
- Cash & Cash Equivalents	71	60	78	80	115	93	71	162	114	68	172	160	145	230	337
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	53	596	686	688	581	550
Enterprise Value	1,215	950	708	1,656	1,336	1,844	2,573	3,380	3,509	6,223	10,751	9,360	3,184	4,215	7,754
Total Capital	72	77	95	129	154	181	199	510	512	464	936	963	612	573	638
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.33	63.62	71.2	112.37	101.37	86.1
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.01	0.06	0.07	0.22	0.14	0.07
EV/Sales	3.61	2.28	1.53	3.25	2.26	2.7	3.38	3.8	3.94	6.83	10.57	7.72	2.42	2.94	5.18
EV/EBITDA	51.92	33.5	14.15	20.4	17.68	21	33.12	28.67	424.72	- -	- -	- -	- -	30.68	39.51
EV/EBIT	106.48	87.09	22.51	27.09	25.58	28.48	48.04	36.27	- -	- -	- -	- -	- -	41.04	48.22
EV/Cash Flow to Firm	65.97	23.87	16.24	20.52	12.94	27.2	64.52	21.36	33.63	- -	1,201.38	218.09	81.69	18.93	22.11
EV/Free Cash Flow to Firm	50.28	19.14	10.53	19.19	11.64	23.4	43.63	19.65	30.19	- -	313.28	175.37	42.82	17.6	21.64
Diluted Market Cap	1,302	1,116	853	1,861	1,592	2,132	2,826	3,855	3,930	6,239	10,620	9,037	2,794	4,142	8,351
Diluted Enterprise Value	1,231	1,056	775	1,781	1,477	2,039	2,756	3,693	3,815	6,223	11,044	9,563	3,336	4,493	8,564
EV per Share	16.4	12.67	9.35	21.81	17.5	24.11	33.7	43.65	44.67	78.72	133.83	115.01	38.86	50.68	90.94
TTM Sales	337	417	462	509	590	683	762	888	892	911	1,018	1,212	1,318	1,433	1,497
TTM EBITDA	23	28	50	81	76	88	78	118	8	-113	-122	-66	-53	137	196
TTM Operating Income	11	11	31	61	52	65	54	93	-17	-135	-144	-95	-88	103	161
TTM Cash Flow to Firm	18	40	44	81	103	68	40	158	104	-42	9	43	39	223	351
TTM Free Cash Flow to Firm	24	50	67	86	115	79	59	172	116	-31	34	53	74	239	358

Multiples	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Price/Earnings	- -	105.05	37.98	47.65	46.52	56.81	60.12	36.57	350.09	- -	- -	- -	- -	59.83	80.09
Price/Earnings Average	-190.75	129.96	48.83	32.92	46.18	49.11	46.23	39.69	417.43	-60.28	-134.33	-162.77	-13.19	56.35	57.56
Price/Earnings High	-249.3	176.43	69.2	51.45	57.04	63.68	62.92	50.95	502.82	-69.78	-184.42	-192.11	-26.49	72.64	84.19
Price/Earnings Low	-127.98	99.71	32.89	22.74	35.6	40.44	34.56	27.78	319.75	-39.56	-49.75	-130.67	-6.89	40.85	37.88
Price/Book Value	18.13	13.72	8.77	14.1	10.06	11.4	13.59	7.06	7.26	15.15	31.17	32.59	-36.91	-515.65	89.5
Price/Book Value Average	15.65	16.97	11.27	9.74	9.98	9.86	10.45	7.66	8.66	13.24	24.2	37.01	-60.23	-485.68	64.33
Price/Book Value High	20.45	23.04	15.98	15.22	12.33	12.78	14.23	9.84	10.43	15.33	33.22	43.68	-120.97	-626.12	94.08
Price/Book Value Low	10.5	13.02	7.59	6.73	7.7	8.12	7.82	5.36	6.63	8.69	8.96	29.71	-31.45	-352.12	42.33
Price/Tangible Book Value	14.29	8.93	5.26	10.56	7.65	8.5	12.38	6.54	7.05	14.17	23.75	28.23	72.45	15.3	15.87
Price/Tangible Book Value Average	12.33	11.05	6.77	7.29	7.6	7.35	9.52	7.1	8.4	12.38	18.44	32.06	118.23	14.41	11.41
Price/Tangible Book Value High	16.11	14.99	9.59	11.4	9.38	9.53	12.96	9.11	10.12	14.33	25.31	37.83	237.47	18.57	16.68
Price/Tangible Book Value Low	8.27	8.47	4.56	5.04	5.86	6.05	7.12	4.97	6.44	8.13	6.83	25.73	61.74	10.44	7.51
Price/Sales	3.87	2.55	1.8	3.56	2.62	3.02	3.55	4.06	4.17	6.85	10.44	7.46	2.12	2.83	5.31
Price/Sales Average	3.34	3.15	2.31	2.46	2.6	2.61	2.73	4.4	4.97	5.98	8.1	8.47	3.46	2.67	3.81
Price/Sales High	4.36	4.28	3.28	3.85	3.21	3.39	3.72	5.65	5.99	6.92	11.12	9.99	6.95	3.44	5.58
Price/Sales Low	2.24	2.42	1.56	1.7	2.01	2.15	2.04	3.08	3.81	3.93	3	6.8	1.81	1.93	2.51
Price/Cash Flow	70.71	26.67	19.06	22.46	14.98	30.43	67.87	22.77	35.62	-147.97	-18,863.98	231.02	125.07	18.63	22.96
Price/Cash Flow Average	61.03	32.99	24.5	15.52	14.87	26.31	52.19	24.72	42.47	-129.28	-14,643.26	262.31	204.08	17.54	16.51
Price/Cash Flow High	79.76	44.79	34.73	24.25	18.37	34.11	71.03	31.73	51.16	-149.65	-20,103.98	309.59	409.92	22.62	24.14
Price/Cash Flow Low	40.94	25.31	16.5	10.72	11.46	21.66	39.02	17.3	32.53	-84.84	-5,423.75	210.57	106.58	12.72	10.86
Price/Free Cash Flow	53.89	22.48	12.69	21.57	13.87	27.05	47.94	22.42	33.8	-197.71	428.14	182.3	48.4	17.66	23.62
Price/Free Cash Flow Average	46.51	27.8	16.31	14.9	13.77	23.38	36.86	24.33	40.31	-172.74	332.35	206.98	78.98	16.63	16.97
Price/Free Cash Flow High	60.78	37.75	23.12	23.28	17.01	30.31	50.17	31.23	48.55	-199.96	456.28	244.29	158.64	21.44	24.82
Price/Free Cash Flow Low	31.2	21.33	10.99	10.29	10.62	19.25	27.56	17.03	30.88	-113.36	123.1	166.16	41.25	12.06	11.17
EV/Sales	3.61	2.28	1.53	3.25	2.26	2.7	3.38	3.8	3.94	6.83	10.57	7.72	2.42	2.94	5.18
EV/Sales Average	3.13	3.01	2.14	2.3	2.41	2.48	2.64	4.22	4.84	5.96	8.52	8.9	3.87	2.91	3.96
EV/Sales High	4.15	4.14	3.11	3.69	3.02	3.25	3.62	5.47	5.86	6.91	11.54	10.43	7.36	3.68	5.72
EV/Sales Low	2.03	2.27	1.39	1.54	1.81	2.02	1.95	2.9	3.68	3.91	3.42	7.23	2.22	2.18	2.65
EV/EBITDA	51.92	33.5	14.15	20.4	17.68	21	33.12	28.67	424.72	- -	- -	- -	- -	30.68	39.51
EV/EBITDA Average	44.99	44.17	19.81	14.44	18.8	19.25	25.88	31.8	522.5	-47.9	-70.95	-163.09	-96.35	30.37	30.18
EV/EBITDA High	59.73	60.72	28.72	23.12	23.58	25.27	35.55	41.22	632.22	-55.47	-96.11	-191.05	-183.19	38.42	43.64
EV/EBITDA Low	29.19	33.39	12.84	9.67	14.15	15.66	19.12	21.84	396.99	-31.38	-28.46	-132.49	-55.22	22.73	20.23
EV/EBIT	106.48	87.09	22.51	27.09	25.58	28.48	48.04	36.27	- -	- -	- -	- -	- -	41.04	48.22
EV/EBIT Average	92.27	114.84	31.51	19.18	27.21	26.11	37.55	40.23	-253.49	-40.3	-60.39	-113.86	-58.19	40.62	36.83
EV/EBIT High	122.5	157.87	45.69	30.7	34.13	34.28	51.58	52.15	-306.72	-46.67	-81.81	-133.39	-110.64	51.38	53.25
EV/EBIT Low	59.85	86.82	20.42	12.84	20.48	21.25	27.74	27.63	-192.6	-26.41	-24.23	-92.5	-33.35	30.39	24.69
Last Price	17.58	14.16	10.97	23.87	20.27	26.97	35.45	46.54	47.31	78.92	132.2	111.04	34.09	48.78	93.17
High Price	19.83	23.78	19.99	25.77	24.85	30.23	37.1	64.85	67.95	79.82	140.89	148.8	111.73	59.23	97.94
Low Price	10.18	13.44	9.5	11.39	15.51	19.2	20.38	35.35	43.21	45.25	38.01	101.21	29.05	33.31	44.07
Enterprise Value	1,215	950	708	1,656	1,336	1,844	2,573	3,380	3,509	6,223	10,751	9,360	3,184	4,215	7,754
Enterprise Value Average	1,053	1,253	990	1,172	1,421	1,691	2,010	3,749	4,317	5,435	8,668	10,786	5,101	4,172	5,922
Enterprise Value High	1,398	1,723	1,436	1,877	1,782	2,220	2,762	4,859	5,224	6,294	11,742	12,636	9,699	5,277	8,563
Enterprise Value Low	683	948	642	785	1,069	1,376	1,485	2,575	3,280	3,561	3,477	8,763	2,923	3,121	3,970

Per Share Data Items	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Shares Outstanding	74	75	76	76	76	76	77	78	79	80	81	82	82	84	86
Diluted Weighted Avg Shares	74	79	78	78	79	79	80	83	83	79	80	81	82	85	90
Basic Weighted Avg Shares	74	75	76	76	76	77	76	77	79	79	80	81	82	83	85
Revenue per Share	4.54	5.56	6.1	6.7	7.73	8.92	9.98	11.47	11.35	11.53	12.67	14.89	16.08	17.23	17.56
EBITDA per Share	0.32	0.38	0.66	1.07	0.99	1.15	1.02	1.52	0.11	-1.44	-1.52	-0.81	-0.65	1.65	2.3
Operating Income per Share	0.15	0.15	0.42	0.8	0.68	0.85	0.7	1.2	-0.22	-1.71	-1.79	-1.16	-1.07	1.23	1.89
Basic EPS, GAAP	-0.08	0.13	0.29	0.5	0.44	0.47	0.59	1.27	0.14	-1.14	-0.76	-0.77	-4.22	0.82	1.16
Basic EPS from Cont Ops	-0.08	0.13	0.29	0.5	0.44	0.47	0.59	1.27	0.14	-1.14	-0.76	-0.77	-4.22	0.82	1.16
Diluted EPS, GAAP	-0.08	0.13	0.28	0.49	0.42	0.46	0.56	1.19	0.13	-1.14	-0.76	-0.77	-4.22	0.8	1.11
Diluted EPS from Cont Ops	-0.08	0.13	0.28	0.49	0.42	0.46	0.56	1.19	0.13	-1.14	-0.76	-0.77	-4.22	0.8	1.11
Dividend per Share	0.06	0.06	0.08	0.05	0.09	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12
Cash Flow per Share	0.25	0.53	0.58	1.06	1.35	0.89	0.52	2.04	1.33	-0.53	-0.01	0.48	0.27	2.62	4.06
Free Cash Flow per Basic Share	0.17	0.4	0.26	0.99	1.2	0.74	0.27	1.87	1.18	-0.67	-0.32	0.35	-0.16	2.42	3.97
Cash & Equivalents per Share	1.18	1.49	1.62	2.06	2.77	2.86	1.75	2.89	2.64	0.86	5.79	4.46	3.63	5.09	8.68
Book Value per Share	0.97	1.03	1.25	1.69	2.02	2.37	2.61	6.59	6.51	5.21	4.24	3.41	-0.92	-0.09	1.04
Tangible Book Value per Share	1.23	1.59	2.08	2.26	2.65	3.17	2.86	7.12	6.71	5.57	5.57	3.93	0.47	3.19	5.87

Pegasystems Inc.

Profitability

Credit

Liquidity

Working Capital

Enterprise Value

Multiples

Per Share Data Items