Pontiac Bancorp, Inc.

PONT

PONTPontiac Bancorp, Inc. US flag

Other OTC

700.00

USD

- -

145.02MMarket Cap

Profitability (USD)

Profitability Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	7.9	8.72	8.7	11.27	10.27	11.99
Return on Assets (%)	- -	1.25	1.11	0.9	1.17	1.08	1.32
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	38.47	39.75	40.95	37.22	44.48	39.86	47.74
Profit Margin (%)	28.82	29.79	30.52	28.23	32.85	29.7	35.38
Net Income to Common Margin (%)	28.82	29.79	30.52	28.23	32.85	29.7	35.38
Effective Tax Rate (%)	25.08	25.06	25.47	24.14	26.14	25.49	25.9
Dvd Payout Ratio (%)	20.86	21.66	20.45	23.21	22.4	22.79	18.3
Sustainable Growth Rate (%)	- -	6.19	6.93	6.68	8.75	7.93	9.79

Credit (USD)

Credit Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	4	11	40	68	20	20
ST Debt	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	4	11	40	68	20	20
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	15.91	15.62	10.83	9.98	10.78	10.33	11.64
Long-Term Debt/Equity (%)	- -	4.1	10.78	40.56	62.11	16.4	14.29
Long-Term Debt/Capital (%)	- -	3.94	9.73	28.86	38.32	14.09	12.51
Long-Term Debt/Total Assets (%)	- -	0.64	1.17	4.05	6.69	1.69	1.66
Total Debt/Equity (%)	- -	4.1	10.78	40.56	62.11	16.4	14.29
Total Debt/Capital (%)	- -	3.94	9.73	28.86	38.32	14.09	12.51
Total Debt/Total Assets (%)	- -	0.64	1.17	4.05	6.69	1.69	1.66
Net Debt to Equity	-49.63	-88.81	-218.56	-45.19	-26.94	-92.26	-68.12
Net Debt/Capital (%)	-98.55	-580.82	202.78	-47.38	-19.93	-382.22	-147.53
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-4	-1	- -	- -	-1	-1	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	15.91	15.62	10.83	9.98	10.78	10.33	11.64
Long-Term Debt/Equity (%)	- -	4.1	10.78	40.56	62.11	16.4	14.29
Long-Term Debt/Capital (%)	- -	3.94	9.73	28.86	38.32	14.09	12.51
Long-Term Debt/Total Assets (%)	- -	0.64	1.17	4.05	6.69	1.69	1.66
Total Debt/Equity (%)	- -	4.1	10.78	40.56	62.11	16.4	14.29
Total Debt/Capital (%)	- -	3.94	9.73	28.86	38.32	14.09	12.51
Total Debt/Total Assets (%)	- -	0.64	1.17	4.05	6.69	1.69	1.66
CFO/Total Liabilities	1.86	2.11	1.43	1.31	1.73	1.61	1.76
CFO/CapEx	2.2	16.91	27.78	51.1	10.72	13.27	40.82
Altman's Z-Score	0.38	0.37	0.26	0.26	0.27	0.26	0.28

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	85	92	96	93	95	110	114
- Cash & Cash Equivalents	45	87	228	45	29	110	93
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	4	11	40	68	20	20
Enterprise Value	40	9	-120	88	134	19	41
Total Capital	90	102	116	139	177	138	156
Total Debt/Capital (%)	- -	3.94	9.73	28.86	38.32	14.09	12.51
Total Debt / EV	- -	0.44	-0.09	0.45	0.51	1	0.48
EV/Sales	1.85	0.36	- -	2.82	3.74	0.49	0.94
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	4.52	0.81	- -	7.54	8.51	1.17	2.22
EV/Free Cash Flow to Firm	3.11	0.76	- -	7.4	7.79	1.09	2.17
Diluted Market Cap	85	92	97	93	95	110	- -
Diluted Enterprise Value	40	10	-120	88	134	20	-73
EV per Share	196.46	44.18	- -	427.83	646.35	94.15	195.57
TTM Sales	22	25	29	31	36	39	43
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	9	11	12	12	16	17	18
TTM Free Cash Flow to Firm	13	12	13	12	17	18	19

Multiples (USD)

Valuation Multiples API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	6.6	7.83	7.64	7.77	5.56	6.19	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	40	9	-120	88	134	19	41
Low Price	400	416	450	425	446.5	450	530
EV/Sales	1.85	0.36	- -	2.82	3.74	0.49	0.94
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	13.57	12.37	10.97	10.45	8.13	9.37	- -
Price/Earnings Average	13.37	11.81	10.71	11.03	8.11	8.62	- -
Price/Earnings High	13.7	12.37	10.97	22.65	8.75	9.37	- -
Price/Earnings Low	13.05	11.44	10.45	9.87	7.89	7.96	- -
Price/Book Value	0.94	0.94	0.92	0.94	0.87	0.92	0.84
Price/Book Value Average	0.93	0.9	0.9	0.99	0.87	0.85	0.82
Price/Book Value High	0.95	0.94	0.92	2.04	0.93	0.92	0.84
Price/Book Value Low	0.9	0.87	0.88	0.89	0.84	0.78	0.8
Price/Tangible Book Value	0.96	0.95	1.1	1.13	1.02	1.2	1.04
Price/Tangible Book Value Average	0.94	0.91	1.08	1.19	1.02	1.1	1.02
Price/Tangible Book Value High	0.97	0.95	1.1	2.45	1.1	1.2	1.05
Price/Tangible Book Value Low	0.92	0.88	1.05	1.07	0.99	1.02	1
Price/Sales	3.91	3.68	3.35	2.95	2.67	2.78	- -
Price/Sales Average	3.85	3.52	3.27	3.11	2.66	2.56	- -
Price/Sales High	3.95	3.68	3.35	6.39	2.87	2.78	- -
Price/Sales Low	3.76	3.41	3.19	2.79	2.59	2.36	- -
Price/Cash Flow	9.55	8.26	7.87	7.9	6.08	6.62	- -
Price/Cash Flow Average	9.41	7.89	7.68	8.33	6.06	6.09	- -
Price/Cash Flow High	9.64	8.26	7.87	17.12	6.54	6.62	- -
Price/Cash Flow Low	9.18	7.63	7.49	7.46	5.9	5.62	- -
Price/Free Cash Flow Average	6.5	7.48	7.46	8.2	5.55	5.69	- -
Price/Free Cash Flow High	6.66	7.83	7.64	16.84	5.99	6.19	- -
Price/Free Cash Flow Low	6.34	7.24	7.28	7.34	5.4	5.25	- -
EV/Sales Average	1.79	0.2	- -	2.98	3.73	0.27	0.89
EV/Sales High	1.89	0.36	- -	6.28	3.94	0.49	0.96
EV/Sales Low	1.7	0.08	- -	2.65	3.66	0.07	0.84
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -
Last Price	416	450	472.32	450	460	530	550
High Price	420	450	472.32	975	495	530	555
Enterprise Value Average	39	5	-123	93	133	11	39
Enterprise Value High	41	9	-120	196	141	19	42
Enterprise Value Low	37	2	-125	83	131	3	36

Profitability (USD)

Profitability Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	7.9	8.72	8.7	11.27	10.27	11.99
Return on Assets (%)	- -	1.25	1.11	0.9	1.17	1.08	1.32
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	38.47	39.75	40.95	37.22	44.48	39.86	47.74
Profit Margin (%)	28.82	29.79	30.52	28.23	32.85	29.7	35.38
Net Income to Common Margin (%)	28.82	29.79	30.52	28.23	32.85	29.7	35.38
Effective Tax Rate (%)	25.08	25.06	25.47	24.14	26.14	25.49	25.9
Dvd Payout Ratio (%)	20.86	21.66	20.45	23.21	22.4	22.79	18.3
Sustainable Growth Rate (%)	- -	6.19	6.93	6.68	8.75	7.93	9.79

Credit (USD)

Credit Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	4	11	40	68	20	20
ST Debt	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	4	11	40	68	20	20
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	15.91	15.62	10.83	9.98	10.78	10.33	11.64
Long-Term Debt/Equity (%)	- -	4.1	10.78	40.56	62.11	16.4	14.29
Long-Term Debt/Capital (%)	- -	3.94	9.73	28.86	38.32	14.09	12.51
Long-Term Debt/Total Assets (%)	- -	0.64	1.17	4.05	6.69	1.69	1.66
Total Debt/Equity (%)	- -	4.1	10.78	40.56	62.11	16.4	14.29
Total Debt/Capital (%)	- -	3.94	9.73	28.86	38.32	14.09	12.51
Total Debt/Total Assets (%)	- -	0.64	1.17	4.05	6.69	1.69	1.66
Net Debt to Equity	-49.63	-88.81	-218.56	-45.19	-26.94	-92.26	-68.12
Net Debt/Capital (%)	-98.55	-580.82	202.78	-47.38	-19.93	-382.22	-147.53
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-4	-1	- -	- -	-1	-1	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	15.91	15.62	10.83	9.98	10.78	10.33	11.64
Long-Term Debt/Equity (%)	- -	4.1	10.78	40.56	62.11	16.4	14.29
Long-Term Debt/Capital (%)	- -	3.94	9.73	28.86	38.32	14.09	12.51
Long-Term Debt/Total Assets (%)	- -	0.64	1.17	4.05	6.69	1.69	1.66
Total Debt/Equity (%)	- -	4.1	10.78	40.56	62.11	16.4	14.29
Total Debt/Capital (%)	- -	3.94	9.73	28.86	38.32	14.09	12.51
Total Debt/Total Assets (%)	- -	0.64	1.17	4.05	6.69	1.69	1.66
CFO/Total Liabilities	1.86	2.11	1.43	1.31	1.73	1.61	1.76
CFO/CapEx	2.2	16.91	27.78	51.1	10.72	13.27	40.82
Altman's Z-Score	0.38	0.37	0.26	0.26	0.27	0.26	0.28

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	85	92	96	93	95	110	114
- Cash & Cash Equivalents	45	87	228	45	29	110	93
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	4	11	40	68	20	20
Enterprise Value	40	9	-120	88	134	19	41
Total Capital	90	102	116	139	177	138	156
Total Debt/Capital (%)	- -	3.94	9.73	28.86	38.32	14.09	12.51
Total Debt / EV	- -	0.44	-0.09	0.45	0.51	1	0.48
EV/Sales	1.85	0.36	- -	2.82	3.74	0.49	0.94
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	4.52	0.81	- -	7.54	8.51	1.17	2.22
EV/Free Cash Flow to Firm	3.11	0.76	- -	7.4	7.79	1.09	2.17
Diluted Market Cap	85	92	97	93	95	110	- -
Diluted Enterprise Value	40	10	-120	88	134	20	-73
EV per Share	196.46	44.18	- -	427.83	646.35	94.15	195.57
TTM Sales	22	25	29	31	36	39	43
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	9	11	12	12	16	17	18
TTM Free Cash Flow to Firm	13	12	13	12	17	18	19

Multiples (USD)

Valuation Multiples API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	6.6	7.83	7.64	7.77	5.56	6.19	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	40	9	-120	88	134	19	41
Low Price	400	416	450	425	446.5	450	530
EV/Sales	1.85	0.36	- -	2.82	3.74	0.49	0.94
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	13.57	12.37	10.97	10.45	8.13	9.37	- -
Price/Earnings Average	13.37	11.81	10.71	11.03	8.11	8.62	- -
Price/Earnings High	13.7	12.37	10.97	22.65	8.75	9.37	- -
Price/Earnings Low	13.05	11.44	10.45	9.87	7.89	7.96	- -
Price/Book Value	0.94	0.94	0.92	0.94	0.87	0.92	0.84
Price/Book Value Average	0.93	0.9	0.9	0.99	0.87	0.85	0.82
Price/Book Value High	0.95	0.94	0.92	2.04	0.93	0.92	0.84
Price/Book Value Low	0.9	0.87	0.88	0.89	0.84	0.78	0.8
Price/Tangible Book Value	0.96	0.95	1.1	1.13	1.02	1.2	1.04
Price/Tangible Book Value Average	0.94	0.91	1.08	1.19	1.02	1.1	1.02
Price/Tangible Book Value High	0.97	0.95	1.1	2.45	1.1	1.2	1.05
Price/Tangible Book Value Low	0.92	0.88	1.05	1.07	0.99	1.02	1
Price/Sales	3.91	3.68	3.35	2.95	2.67	2.78	- -
Price/Sales Average	3.85	3.52	3.27	3.11	2.66	2.56	- -
Price/Sales High	3.95	3.68	3.35	6.39	2.87	2.78	- -
Price/Sales Low	3.76	3.41	3.19	2.79	2.59	2.36	- -
Price/Cash Flow	9.55	8.26	7.87	7.9	6.08	6.62	- -
Price/Cash Flow Average	9.41	7.89	7.68	8.33	6.06	6.09	- -
Price/Cash Flow High	9.64	8.26	7.87	17.12	6.54	6.62	- -
Price/Cash Flow Low	9.18	7.63	7.49	7.46	5.9	5.62	- -
Price/Free Cash Flow Average	6.5	7.48	7.46	8.2	5.55	5.69	- -
Price/Free Cash Flow High	6.66	7.83	7.64	16.84	5.99	6.19	- -
Price/Free Cash Flow Low	6.34	7.24	7.28	7.34	5.4	5.25	- -
EV/Sales Average	1.79	0.2	- -	2.98	3.73	0.27	0.89
EV/Sales High	1.89	0.36	- -	6.28	3.94	0.49	0.96
EV/Sales Low	1.7	0.08	- -	2.65	3.66	0.07	0.84
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -
Last Price	416	450	472.32	450	460	530	550
High Price	420	450	472.32	975	495	530	555
Enterprise Value Average	39	5	-123	93	133	11	39
Enterprise Value High	41	9	-120	196	141	19	42
Enterprise Value Low	37	2	-125	83	131	3	36

Shares Outstanding	- -	- -	- -	- -	- -	- -	- -
Diluted Weighted Avg Shares	- -	- -	- -	- -	- -	- -	- -
Basic Weighted Avg Shares	- -	- -	- -	- -	- -	- -	- -
Revenue per Share	106.37	122.13	141.05	152.47	172.2	190.45	- -
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	30.66	36.38	43.05	43.05	56.57	56.57	- -
Basic EPS from Cont Ops	30.66	36.38	43.05	43.05	56.57	56.57	- -
Diluted EPS, GAAP	30.5	36.2	42.8	42.93	56.53	56.27	- -
Diluted EPS from Cont Ops	30.5	36.2	42.8	42.93	56.53	56.27	- -
Dividend per Share	6.4	7.88	8.8	9.99	12.67	12.89	- -
Cash Flow per Share	43.58	54.5	60.05	56.96	75.68	80.09	- -
Free Cash Flow per Basic Share	23.74	51.28	57.89	55.85	68.62	74.05	- -
Cash & Equivalents per Share	219.54	425.46	1,117.16	216.3	142.69	530.09	448.55
Book Value per Share	442.32	479.08	511.15	478.65	529.73	574.53	658.48
Tangible Book Value per Share	434.81	472.05	428.79	398.57	451.32	442.07	529.05

Pontiac Bancorp, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)