Pinnacle Bankshares Corporation Financial Ratios — PPBN

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	3.95	4.76	8.87	6.74	8.1	8.31	7.11	9.99	9.73	6.26	8.34	14.32	15.07	12.74	13.5
Return on Assets (%)	0.31	0.39	0.75	0.6	0.75	0.74	0.62	0.91	0.91	0.45	0.47	0.83	0.98	0.89	1.02
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	3.55	3.27	3	3.01	2.52	2.37	2.77	3.32	3.27	3.65	3.91	3.37	3.04	2.89	2.86
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	10.25	13.01	23.93	20.5	24.92	25.1	23.08	24.53	24.05	17.22	16.39	27.23	28.99	26.12	28.18
Profit Margin (%)	6.93	8.89	16.3	14.12	16.88	17.14	14.69	20.21	19.71	12.63	13.74	22.36	24.01	21.49	22.82
Net Income to Common Margin (%)	6.93	8.89	16.3	14.12	16.88	17.14	14.69	20.21	19.71	12.63	13.74	22.36	24.01	21.49	22.82
Effective Tax Rate (%)	32.42	31.63	31.89	31.1	32.28	31.73	36.34	17.61	18.05	26.68	16.14	17.88	17.17	17.75	19.02
Dvd Payout Ratio (%)	- -	5.61	12.86	22.52	18.87	19.34	22.27	16.44	19.22	31.25	27.06	16.11	19.09	24.1	21.88
Sustainable Growth Rate (%)	3.95	4.5	7.73	5.22	6.57	6.7	5.53	8.35	7.86	4.3	6.08	12.01	12.19	9.67	10.55

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	4	2	3	3	2	2	1	- -	- -	10	10	10	10	10	- -
ST Debt	2	2	2	1	1	1	1	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	2	- -	2	1	1	1	- -	- -	- -	10	10	10	10	10	- -
Total Debt/EBITDA	7.35	3.86	6.68	5.97	5.33	3.85	0.99	- -	- -	11.31	8.04	8.05	8.09	8.1	- -
Net Debt/EBITDA	-61.67	-68.88	-65.98	-58.33	-38	-113.14	-23.77	-23.34	-45.42	-227.45	-232.19	-21.55	-62.98	-79.73	-90.82
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.02	8.24	8.66	9.03	9.41	8.49	8.99	9.22	9.38	5.91	5.32	6.29	6.74	7.24	7.88
Long-Term Debt/Equity (%)	7.42	- -	5.1	4.19	3.14	2.19	- -	- -	- -	17.14	16.03	17.54	14.62	12.76	- -
Long-Term Debt/Capital (%)	6.36	- -	4.75	3.86	2.94	2.06	- -	- -	- -	16.43	15.6	14.08	12.73	11.69	- -
Long-Term Debt/Total Assets (%)	0.58	- -	0.45	0.38	0.29	0.18	- -	- -	- -	1.16	0.98	1.03	0.98	0.96	- -
Total Debt/Equity (%)	14.84	6.76	10.21	8.38	6.27	4.38	1.32	- -	- -	17.14	16.03	17.54	14.62	12.76	- -
Total Debt/Capital (%)	12.72	6.2	9.5	7.72	5.88	4.11	1.27	- -	- -	16.43	15.6	14.08	12.73	11.69	- -
Total Debt/Total Assets (%)	1.17	0.54	0.91	0.76	0.59	0.36	0.12	- -	- -	1.16	0.98	1.03	0.98	0.96	- -
Net Debt to Equity	-124.49	-120.65	-100.8	-81.81	-44.68	-128.78	-31.74	-37.92	-72.95	-344.7	-463.14	-46.96	-113.79	-125.61	-137.02
Net Debt/Capital (%)	550.58	657.55	2,834.24	-445.18	-80.08	485.43	-44.62	-58.2	-239.98	133.87	123.04	-78.15	836.08	429.46	318.05
EBITDA	1	- -	- -	- -	- -	- -	1	1	1	1	1	1	1	1	1
EBITDA-CapEx	- -	- -	-1	-1	- -	-4	-4	- -	- -	-1	- -	1	- -	-1	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.02	8.24	8.66	9.03	9.41	8.49	8.99	9.22	9.38	5.91	5.32	6.29	6.74	7.24	7.88
Long-Term Debt/Equity (%)	7.42	- -	5.1	4.19	3.14	2.19	- -	- -	- -	17.14	16.03	17.54	14.62	12.76	- -
Long-Term Debt/Capital (%)	6.36	- -	4.75	3.86	2.94	2.06	- -	- -	- -	16.43	15.6	14.08	12.73	11.69	- -
Long-Term Debt/Total Assets (%)	0.58	- -	0.45	0.38	0.29	0.18	- -	- -	- -	1.16	0.98	1.03	0.98	0.96	- -
Total Debt/Equity (%)	14.84	6.76	10.21	8.38	6.27	4.38	1.32	- -	- -	17.14	16.03	17.54	14.62	12.76	- -
Total Debt/Capital (%)	12.72	6.2	9.5	7.72	5.88	4.11	1.27	- -	- -	16.43	15.6	14.08	12.73	11.69	- -
Total Debt/Total Assets (%)	1.17	0.54	0.91	0.76	0.59	0.36	0.12	- -	- -	1.16	0.98	1.03	0.98	0.96	- -
CFO/Total Liabilities	1.31	1.14	0.6	0.87	1.2	0.77	1.1	1.43	1.2	0.26	0.34	0.95	0.45	1.49	1.14
CFO/CapEx	27.7	9.88	1.32	1.81	5.4	0.78	0.92	14.76	6.64	0.9	3.12	21.54	5.18	5.81	8.05
Altman's Z-Score	0.16	0.16	0.19	0.2	0.21	0.21	0.22	0.22	0.23	0.13	0.13	0.14	0.16	0.18	0.21

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	14.71	15.03	16.5	16.32	17.56	17.39	16.72	16.36	17.09	16.66	19.22	15.91	13.09	13.15	14.57
Days Sales Outstanding	24.81	24.29	22.12	22.37	20.78	20.99	21.83	22.31	21.36	21.91	18.99	22.95	27.88	27.77	25.05
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	12	12	23	27	30	44	45	42	49	38	54	42	53	69	101
- Cash & Cash Equivalents	38	36	35	29	18	49	13	16	33	211	299	37	88	108	123
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	4	2	3	3	2	2	1	- -	- -	10	10	10	10	10	- -
Enterprise Value	-40	-37	-33	-23	-8	-27	-9	-22	-27	-209	-356	-226	-259	-205	-174
Total Capital	31	31	34	35	37	39	40	43	47	61	64	71	79	86	84
Total Debt/Capital (%)	12.72	6.2	9.5	7.72	5.88	4.11	1.27	- -	- -	16.43	15.6	14.08	12.73	11.69	- -
Total Debt / EV	-0.1	-0.05	-0.1	-0.12	-0.29	-0.06	-0.06	- -	- -	-0.05	-0.03	-0.04	-0.04	-0.05	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	12	12	23	27	30	44	46	43	50	38	54	42	53	69	101
Diluted Enterprise Value	-21	-21	-9	1	15	-3	33	27	16	-163	-235	15	-25	-29	-21
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	15	15	16	15	16	18	19	21	22	24	32	37	41	43	47
TTM EBITDA	1	- -	- -	- -	- -	- -	1	1	1	1	1	1	1	1	1
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	4	4	2	3	4	3	4	6	5	2	3	9	4	14	11
TTM Free Cash Flow to Firm	4	4	3	4	5	7	9	7	6	4	4	9	5	17	12

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	2.86	3.11	6.73	6.09	6.31	6.24	4.9	6.53	7.86	8.88	12.7	4.62	10.25	4.09	8.12
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-40	-37	-33	-23	-8	-27	-9	-22	-27	-209	-356	-226	-259	-205	-174
Low Price	6.67	7.71	8.31	15.1	17.41	18.25	26.73	26.11	26.77	18.01	22.01	18.9	18.01	23.58	28.67
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	11.49	9.34	8.62	12.53	10.94	14.65	16.4	10.14	11.2	12.45	12.23	5.07	5.39	7.52	9.39
Price/Earnings Average	10.87	9.85	7.16	12.27	9.86	10.21	15.8	11.07	11.03	12.44	12.24	5.81	4.56	6.97	7.23
Price/Earnings High	13.72	11.8	9.13	13.02	10.94	14.65	17.13	12.93	12.33	18.61	13.37	6.67	5.62	7.64	9.59
Price/Earnings Low	9.39	8.67	4.74	10.63	9.67	9.26	14.86	9.65	9.43	9.75	10.9	4.99	4.05	5.68	5.92
Price/Book Value	0.44	0.43	0.74	0.82	0.86	1.18	1.13	0.97	1.05	0.75	0.99	0.69	0.77	0.91	1.2
Price/Book Value Average	0.42	0.46	0.61	0.81	0.77	0.82	1.09	1.06	1.03	0.75	0.99	0.78	0.65	0.85	0.93
Price/Book Value High	0.53	0.55	0.78	0.86	0.86	1.18	1.18	1.24	1.15	1.12	1.08	0.9	0.8	0.93	1.23
Price/Book Value Low	0.36	0.4	0.4	0.7	0.76	0.74	1.02	0.92	0.88	0.59	0.88	0.67	0.58	0.69	0.76
Price/Tangible Book Value	0.46	0.45	0.73	0.84	0.88	1.22	1.18	1.02	1.1	0.68	0.89	0.76	0.79	0.9	1.15
Price/Tangible Book Value Average	0.44	0.48	0.6	0.82	0.79	0.85	1.13	1.11	1.08	0.68	0.89	0.87	0.67	0.83	0.88
Price/Tangible Book Value High	0.55	0.57	0.77	0.87	0.88	1.22	1.23	1.29	1.21	1.01	0.97	1	0.82	0.91	1.17
Price/Tangible Book Value Low	0.38	0.42	0.4	0.71	0.77	0.77	1.07	0.97	0.92	0.53	0.79	0.75	0.59	0.68	0.72
Price/Sales	0.8	0.83	1.4	1.77	1.85	2.51	2.41	2.05	2.21	1.57	1.68	1.13	1.3	1.62	2.14
Price/Sales Average	0.75	0.88	1.17	1.73	1.66	1.75	2.32	2.24	2.17	1.57	1.68	1.3	1.1	1.5	1.65
Price/Sales High	0.95	1.05	1.49	1.84	1.85	2.51	2.52	2.61	2.43	2.35	1.84	1.49	1.35	1.64	2.19
Price/Sales Low	0.65	0.77	0.77	1.5	1.63	1.59	2.18	1.95	1.86	1.23	1.5	1.12	0.97	1.22	1.35
Price/Cash Flow	2.96	3.43	11.74	9.34	7.43	14.16	10.11	6.91	8.99	18.61	16.74	4.83	12.21	4.79	9.12
Price/Cash Flow Average	2.8	3.61	9.75	9.15	6.7	9.87	9.73	7.54	8.85	18.61	16.75	5.53	10.33	4.44	7.03
Price/Cash Flow High	3.53	4.33	12.44	9.71	7.43	14.16	10.55	8.81	9.9	27.82	18.3	6.35	12.72	4.87	9.32
Price/Cash Flow Low	2.42	3.18	6.46	7.92	6.57	8.95	9.16	6.57	7.57	14.57	14.92	4.75	9.16	3.62	5.75
Price/Free Cash Flow Average	2.7	3.28	5.59	5.96	5.68	4.35	4.72	7.13	7.75	8.88	12.71	5.29	8.67	3.79	6.25
Price/Free Cash Flow High	3.41	3.93	7.13	6.33	6.31	6.24	5.11	8.33	8.66	13.28	13.88	6.08	10.67	4.16	8.29
Price/Free Cash Flow Low	2.33	2.89	3.7	5.16	5.57	3.94	4.44	6.21	6.63	6.95	11.32	4.55	7.69	3.09	5.11
EV/Sales Average	- -	- -	- -	- -	0.71	- -	1.66	1.46	0.69	- -	- -	0.57	- -	- -	- -
EV/Sales High	- -	- -	- -	0.08	0.89	- -	1.86	1.84	0.94	- -	- -	0.77	- -	- -	- -
EV/Sales Low	- -	- -	- -	- -	0.68	- -	1.53	1.17	0.37	- -	- -	0.39	- -	- -	- -
EV/EBITDA Average	-40.42	-42.1	-27.08	-0.75	28.06	-39.38	60.04	44.01	21.02	-184.34	-189.14	17.02	-26.94	-27.93	-33.05
EV/EBITDA High	-34.85	-36.79	-16.39	2.77	35.32	-7.32	67.1	55.32	28.86	-162.99	-185.17	22.72	-18.62	-22.92	-14.22
EV/EBITDA Low	-43.32	-45.31	-40.22	-8.46	26.8	-46.27	55.09	35.34	11.39	-193.69	-193.86	11.58	-31.02	-37.5	-43.58
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	8.16	8.31	15.1	17.8	19.7	28.88	29.5	27.45	31.77	23	24.7	19.2	24.01	31.2	45.5
High Price	9.75	10.5	16	18.5	19.7	28.88	30.8	35	35	34.39	27	25.25	25	31.72	46.49
Enterprise Value Average	-22	-21	-13	- -	11	-16	31	30	15	-163	-235	21	-33	-34	-45
Enterprise Value High	-19	-18	-8	1	14	-3	35	38	21	-144	-230	28	-23	-28	-19
Enterprise Value Low	-24	-22	-20	-4	11	-19	29	24	8	-171	-241	14	-38	-46	-59

Shares Outstanding	1	2	- -	2	2	2	2	2	2	2	2	2	2	2	2
Diluted Weighted Avg Shares	1	2	2	2	2	2	2	2	2	2	2	2	2	2	2
Basic Weighted Avg Shares	1	2	2	2	2	2	2	2	2	2	2	2	2	2	2
Revenue per Share	10.25	10	10.75	10.06	10.67	11.5	12.24	13.39	14.39	14.63	14.7	16.93	18.54	19.31	21.24
EBITDA per Share	0.36	0.33	0.32	0.3	0.27	0.27	0.34	0.44	0.47	0.53	0.57	0.57	0.56	0.56	0.61
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.71	0.89	1.75	1.42	1.8	1.97	1.8	2.71	2.84	1.85	2.02	3.78	4.45	4.15	4.85
Basic EPS from Cont Ops	0.71	0.89	1.75	1.42	1.8	1.97	1.8	2.71	2.84	1.85	2.02	3.78	4.45	4.15	4.85
Diluted EPS, GAAP	0.71	0.89	1.74	1.4	1.79	1.96	1.78	2.68	2.82	1.84	2.02	3.78	4.45	4.15	4.85
Diluted EPS from Cont Ops	0.71	0.89	1.74	1.4	1.79	1.96	1.78	2.68	2.82	1.84	2.02	3.78	4.45	4.15	4.85
Dividend per Share	- -	0.05	0.23	0.32	0.34	0.38	0.4	0.44	0.55	0.58	0.55	0.61	0.85	1	1.06
Cash Flow per Share	2.76	2.42	1.29	1.91	2.65	2.04	2.92	3.97	3.54	1.24	1.48	3.98	1.97	6.51	4.99
Free Cash Flow per Basic Share	2.66	2.18	0.31	0.85	2.16	-0.59	-0.25	3.7	3	-0.13	1	3.79	1.59	5.39	4.37
Cash & Equivalents per Share	37.65	33.93	38.92	35.07	26.15	47.57	35.78	41.64	49.28	155.3	193.66	127.63	146.58	128.53	123.72
Book Value per Share	18.35	19.11	20.54	21.63	22.96	24.52	26.11	28.23	30.32	30.7	24.97	28.02	31.25	34.15	37.79
Tangible Book Value per Share	17.65	18.32	20.76	21.23	22.5	23.62	25.03	27.04	28.99	33.93	27.89	25.36	30.45	34.77	39.64

Pinnacle Bankshares Corporation

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)