QC Holdings, Inc.

QC Holdings, Inc.

QCCO
QC Holdings, Inc.US flagOther OTC
1.92
USD
- -
- -
33.36MMarket Cap
2002 Y
2003 Y
2004 Y
2005 Y
2006 Y
2007 Y
2008 Y
2009 Y
2010 Y
2011 Y
2012 Y
2013 Y
2014 Y
TTM
Revenue per Share
3.57
5.83
7.45
7.45
8.62
10.97
12.45
11.87
10.11
8.57
8.85
8.99
8.75
8.06
Basic EPS, GAAP
0.41
0.87
1.16
0.26
0.46
0.76
0.76
1.14
0.69
0.6
0.31
-0.81
0.31
0.01
Free Cash Flow per Basic Share
0.35
0.83
- -
-0.25
0.33
0.9
0.82
1.56
1.03
0.97
1.19
0.01
0.63
0.47
Dividend per Share
- -
0.03
0.2
- -
- -
2.92
0.3
0.31
0.31
0.21
0.21
0.15
0.05
0.05
Book Value per Share
0.7
1.35
2.32
2.06
2.48
0.5
1
1.86
2.25
2.67
2.75
1.76
2.01
1.86
Tangible Book Value per Share
0.59
0.24
6.24
5.05
4.52
1.87
1.86
2.81
3.19
2.92
3.32
3.7
3.98
3.85
Basic Weighted Avg Shares
19
16
16
21
20
19
18
17
17
17
17
17
17
17
Sales/Revenue/Turnover
68
93
118
153
172
212
223
207
175
146
152
156
153
140
Operating Margin (%)
29.83
25.56
24.1
18.02
9.69
13.04
13.85
17.11
14.31
14.5
12.26
8.23
7.82
2.2
Depreciation Expense
1
2
2
5
6
7
7
7
6
5
4
4
3
2
Net Income, GAAP
8
14
18
5
9
15
14
20
12
10
5
-14
5
- -
Effective Tax Rate (%)
39.18
38.51
38.09
38.22
39.81
39.31
42.24
38.92
36.54
37.59
40.64
- -
39.75
103.75
Profit Margin (%)
11.6
14.99
15.63
3.52
5.35
6.9
6.1
9.58
6.84
6.97
3.53
-8.96
3.49
0.07
Working Capital
- -
29
83
74
58
53
46
56
49
46
46
48
55
52
LT Debt
8
19
- -
- -
- -
46
38
28
17
14
3
3
3
- -
Total Equity
17
9
106
111
105
52
49
66
72
79
82
66
70
68
Return on Invested Capital (%)
58.24
38.39
23.13
15.27
8.5
13.31
14.27
17.67
13.2
11.07
9.78
- -
8.21
-0.15
Return on Capital (%)
52.37
34.27
41.9
13.6
17.05
20
18.59
24.42
15.44
12.7
8.23
- -
11.72
0.14
Return on Common Equity (%)
118.22
80.17
63.33
13.6
20.07
49.33
98.21
78.79
33.5
24.09
11.58
-35.9
16.26
0.28

Capital Structure

FRC

in mil. unless spec.
Mar'15
Jun'15
Sep'15
ST Debt
- -
1
7
LT Borrowings
3
3
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
17
17
17
Market Capitalization
30
26
23

Working Capital

FRC

in mil. unless spec.
Mar'15
Jun'15
Sep'15
Total Current Assets
68
67
70
Cash, Cash Equivalents & STI
17
11
13
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
9
9
17
Payables & Accruals
3
3
4
ST Debt
- -
1
7
Deferred Revenue
2
2
3

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-1.35%
2.12%
6.75%
Free Cash Flow
3,543.02%
1,346.46%
6,849.37%
Net Income, GAAP
-50.25%
-120.08%
-138.2%
Sales/Revenue/Turnover
3.59%
-5.43%
-1.96%
Total Cash Common Dividend
- -
-25.24%
-66.87%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2013
37
36
41
35
156
2014
38
36
39
39
153
2015
35
32
34
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2013
0.12
0.02
-0.06
-0.88
-0.81
2014
0.2
0.01
0.01
0.08
0.31
2015
0.06
-0.06
-0.09
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2013
0.05
0.05
0.05
- -
0.15
2014
- -
- -
- -
0.05
0.05
2015
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Darrin J. Andersen
Full Time Employees
1,270
Sector
Financial Services
Industry
Banks - Regional
Address
8208 Melrose Drive Lenexa KS United States of America 66214
IPO Date
Jul 16, 2004
Website
qchi.com
Business
QC Holdings, Inc. (QCCO) provides alternative financial services and credit solutions to underserved consumers and small businesses in the United States and Canada. The company offers installment loans, deferred deposit loans, title-collateralized loans, check cashing, bill pay, wire transfer and money order services, debit cards, prepaid cards, online lending including personal loans under the 310-LOAN and LendNation brands, equity-based financing for small businesses, and invoice factoring services. It operates more than 325 retail locations in 12 U.S. states as LendNation, 19 retail locations in Canada, and online platforms as Speedy Cash. Founded in 1984 and headquartered in Lenexa, Kansas, QC Holdings serves consumers seeking short-term credit options and small businesses needing working capital solutions. In June 2025, Prospect Capital Corporation completed the acquisition of QC Holdings in an all-cash transaction valued at approximately $115 million, delisting its common stock from the OTC market while retaining headquarters and management led by President and CEO Darrin Andersen.