Rocket Companies, Inc. Financial Ratios — RKT Stock

Profitability (USD)

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	- -	9.89	53.32	7.47	-2.66	4.37	-0.58
Return on Assets (%)	- -	- -	- -	0.69	0.88	0.18	-0.08	0.13	-0.16
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	1.69	1.89	1.52	0.48	0.59	1.65	3.02	2.29	4.63
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	18.96	15.15	18.34	61.64	48.76	13.05	-11.05	13.54	-3.42
Profit Margin (%)	18.93	- -	- -	1.28	2.43	0.82	-0.44	0.59	-1.09
Net Income to Common Margin (%)	18.93	- -	- -	1.28	2.43	0.82	-0.44	0.59	-1.09
Effective Tax Rate (%)	0.16	0.52	0.81	1.39	1.82	5.66	- -	4.79	- -
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	9.89	53.32	7.47	-2.66	4.37	-0.58

Credit (USD)

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	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	4,039	5,677	7,696	9,775	5,946	5,248	4,892	15,561
ST Debt	- -	165	165	375	75	673	319	160	3,279
LT Debt	- -	3,874	5,512	7,321	9,700	5,273	4,928	4,732	12,282
Total Debt/EBITDA	- -	52.51	75.74	103.56	130.83	63.24	47.71	43.29	53.66
Net Debt/EBITDA	- -	38.81	52.94	73.37	95.86	51.06	34.05	32.03	44.36
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	- -	24.02	17.45	1.31	2.03	2.87	3.25	2.86	37.73
Long-Term Debt/Equity (%)	- -	139.3	156.78	92.88	99.39	62.22	59.37	52.33	53.64
Long-Term Debt/Capital (%)	- -	56.8	59.96	46.99	49.66	36.56	36.37	33.96	31.94
Long-Term Debt/Total Assets (%)	- -	33.53	27.39	19.5	29.6	26.26	25.63	19.31	20.24
Total Debt/Equity (%)	- -	145.23	161.48	97.64	100.16	70.16	63.21	54.1	67.96
Total Debt/Capital (%)	- -	59.22	61.76	49.4	50.04	41.23	38.73	35.11	40.46
Total Debt/Total Assets (%)	- -	34.96	28.21	20.5	29.82	29.61	27.29	19.96	25.64
Net Debt to Equity	- -	107.33	112.87	69.18	73.38	56.65	45.11	40.02	56.18
Net Debt/Capital (%)	- -	51.77	50.88	40.07	41.15	35.05	30.1	28.58	35.97
EBITDA	69	77	75	74	75	94	110	113	290
EBITDA-CapEx	1	12	26	-32	-228	-14	-51	-693	-351
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	- -	24.02	17.45	1.31	2.03	2.87	3.25	2.86	37.73
Long-Term Debt/Equity (%)	- -	139.3	156.78	92.88	99.39	62.22	59.37	52.33	53.64
Long-Term Debt/Capital (%)	- -	56.8	59.96	46.99	49.66	36.56	36.37	33.96	31.94
Long-Term Debt/Total Assets (%)	- -	33.53	27.39	19.5	29.6	26.26	25.63	19.31	20.24
Total Debt/Equity (%)	- -	145.23	161.48	97.64	100.16	70.16	63.21	54.1	67.96
Total Debt/Capital (%)	- -	59.22	61.76	49.4	50.04	41.23	38.73	35.11	40.46
Total Debt/Total Assets (%)	- -	34.96	28.21	20.5	29.82	29.61	27.29	19.96	25.64
CFO/Total Liabilities	- -	16.31	-42.02	-5.66	33.65	93.25	1.02	-17	-10.39
CFO/CapEx	-3.58	22.2	-142.88	-15.77	25.57	100.44	0.69	-3.26	-6.13
Altman's Z-Score	- -	0.49	0.29	0.5	0.55	0.56	0.46	0.41	1.09

Working Capital (USD)

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	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	33.21	13.09	60.86	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	10.99	27.89	6	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	2,333	1,770	864	1,967	1,644	54,560
- Cash & Cash Equivalents	- -	1,054	1,395	1,971	2,131	722	1,108	1,273	2,696
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	6	5	7,392	9,094	7,899	7,677	8,341	- -
+ Total Debt	- -	4,039	5,677	7,696	9,775	5,946	5,248	4,892	15,561
Enterprise Value	- -	2,991	4,287	15,449	18,508	13,987	13,783	13,604	67,425
Total Capital	- -	6,820	9,192	15,578	19,535	14,422	13,549	13,935	38,459
Total Debt/Capital (%)	- -	59.22	61.76	49.4	50.04	41.23	38.73	35.11	40.46
Total Debt / EV	- -	1.35	1.32	0.5	0.53	0.43	0.38	0.36	0.23
EV/Sales	- -	0.73	0.87	1	1.46	2.46	3.78	2.76	10.78
EV/EBITDA	- -	38.89	57.2	207.89	247.72	148.77	125.3	120.39	232.5
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	2.09	- -	- -	2.39	1.29	124.17	- -	- -
EV/Free Cash Flow to Firm	- -	2	- -	- -	2.3	1.28	50.67	- -	- -
Diluted Market Cap	- -	- -	- -	2,350	27,852	13,801	28,678	1,588	25,601
Diluted Enterprise Value	- -	2,991	4,287	15,467	44,590	26,924	40,494	13,548	38,466
EV per Share	- -	19.9	28.52	133.91	146.38	113.26	101.48	93.16	23.93
TTM Sales	4,072	4,080	4,932	15,464	12,684	5,685	3,646	4,932	6,257
TTM EBITDA	69	77	75	74	75	94	110	113	290
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	-243	1,431	-6,979	-1,677	7,744	10,823	111	-2,630	-3,927
TTM Free Cash Flow to Firm	-175	1,496	-6,930	-1,571	8,047	10,931	272	-1,824	-3,286

Multiples (USD)

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	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	-1.5	3.46	1.26	105.43	-0.87	-7.79
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	2,991	4,287	15,449	18,508	13,987	13,783	13,604	67,425
Low Price	- -	- -	- -	17.5	13.84	5.97	6.99	10.78	10.06
EV/Sales	- -	0.73	0.87	1	1.46	2.46	3.78	2.76	10.78
EV/EBITDA	- -	38.89	57.2	207.89	247.72	148.77	125.3	120.39	232.5
Price/Earnings	- -	- -	- -	11.43	5.93	18.18	- -	54.76	- -
Price/Earnings Average	- -	- -	- -	12.41	8.03	24	-74.43	71.1	-298.61
Price/Earnings High	- -	- -	- -	19.46	18.22	39.64	-122.13	103.98	-438.71
Price/Earnings Low	- -	- -	- -	9.89	5.86	15.51	-56.2	52.43	-195.63
Price/Book Value	- -	- -	- -	4.76	2.66	1.5	3.15	2.34	2.38
Price/Book Value Average	- -	- -	- -	5.16	3.6	1.98	2.01	3.04	1.89
Price/Book Value High	- -	- -	- -	8.1	8.17	3.27	3.3	4.45	2.78
Price/Book Value Low	- -	- -	- -	4.12	2.63	1.28	1.52	2.24	1.24
Price/Tangible Book Value	- -	- -	- -	-0.96	-0.29	-0.11	-0.28	-0.2	-5.82
Price/Tangible Book Value Average	- -	- -	- -	-1.05	-0.4	-0.15	-0.18	-0.26	-4.61
Price/Tangible Book Value High	- -	- -	- -	-1.64	-0.9	-0.25	-0.29	-0.38	-6.78
Price/Tangible Book Value Low	- -	- -	- -	-0.83	-0.29	-0.1	-0.13	-0.19	-3.02
Price/Sales	- -	- -	- -	0.15	0.14	0.15	0.51	0.32	4.09
Price/Sales Average	- -	- -	- -	0.16	0.2	0.2	0.33	0.42	3.25
Price/Sales High	- -	- -	- -	0.25	0.44	0.32	0.54	0.61	4.77
Price/Sales Low	- -	- -	- -	0.13	0.14	0.13	0.25	0.31	2.13
Price/Cash Flow	- -	- -	- -	-1.35	0.24	0.08	16.78	-0.6	-6.52
Price/Cash Flow Average	- -	- -	- -	-1.46	0.32	0.1	10.73	-0.78	-5.17
Price/Cash Flow High	- -	- -	- -	-2.3	0.73	0.17	17.6	-1.15	-7.6
Price/Cash Flow Low	- -	- -	- -	-1.17	0.23	0.07	8.1	-0.58	-3.39
Price/Free Cash Flow Average	- -	- -	- -	-1.62	4.69	1.67	67.4	-1.13	-6.18
Price/Free Cash Flow High	- -	- -	- -	-2.55	10.63	2.75	110.6	-1.65	-9.08
Price/Free Cash Flow Low	- -	- -	- -	-1.29	3.42	1.08	50.9	-0.83	-4.05
EV/Sales Average	- -	0.73	0.87	1.01	1.51	2.51	3.59	2.86	8.97
EV/Sales High	- -	0.73	0.87	1.11	1.75	2.64	3.81	3.06	12.22
EV/Sales Low	- -	0.73	0.87	0.98	1.46	2.44	3.5	2.74	6.59
EV/EBITDA Average	- -	38.89	57.2	210.56	256.1	151.71	118.85	124.73	193.58
EV/EBITDA High	- -	38.89	57.2	229.93	296.8	159.62	126.17	133.47	263.6
EV/EBITDA Low	- -	38.89	57.2	203.66	247.45	147.41	116.05	119.77	142.12
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	20.22	14	7	14.48	11.26	19.36
High Price	- -	- -	- -	34.42	43	15.26	15.19	21.38	22.56
Enterprise Value Average	- -	2,991	4,287	15,648	19,134	14,263	13,073	14,095	56,138
Enterprise Value High	- -	2,991	4,287	17,088	22,174	15,007	13,879	15,082	76,443
Enterprise Value Low	- -	2,991	4,287	15,135	18,488	13,860	12,765	13,534	41,216

Shares Outstanding	- -	150	150	115	126	123	136	146	2,818
Diluted Weighted Avg Shares	104	101	101	116	1,989	1,972	1,981	141	1,322
Basic Weighted Avg Shares	100	100	100	112	131	121	129	141	1,322
Revenue per Share	40.57	40.64	49.14	138.16	97.14	47.15	28.34	34.97	4.73
EBITDA per Share	0.69	0.77	0.75	0.66	0.57	0.78	0.86	0.8	0.22
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	7.68	- -	- -	1.77	2.36	0.38	-0.12	0.21	-0.05
Basic EPS from Cont Ops	7.68	6.13	8.94	83.98	46.5	5.8	-3.03	4.51	-0.18
Diluted EPS, GAAP	7.43	- -	- -	1.7	0.15	0.02	-0.01	0.21	-0.05
Diluted EPS from Cont Ops	7.43	6.07	8.86	80.86	3.05	0.36	-0.2	4.51	-0.18
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	-2.42	14.26	-69.53	-14.99	59.3	89.76	0.86	-18.65	-2.97
Free Cash Flow per Basic Share	-3.09	13.62	-70.01	-15.94	56.99	88.87	-0.39	-24.36	-3.45
Cash & Equivalents per Share	- -	7.01	9.28	17.08	16.86	5.85	8.16	8.72	0.96
Book Value per Share	- -	18.46	23.35	4.25	5.26	4.67	4.6	4.81	8.13
Tangible Book Value per Share	- -	-3.01	3.96	-20.97	-47.59	-61.78	-51.92	-55.87	-3.33

Rocket Companies, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)