Stifel Financial Corp. Financial Ratios — SF-PB Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Return on Common Equity (%)	32.17	40.91	34.4	27.6	11.97	9.11	17.96	31.76	27.72	24.88	32.42	20.97	14.7	19.21	16.18
Return on Assets (%)	1.84	2.33	2.03	1.9	0.81	0.5	0.9	1.72	1.83	1.97	2.72	1.86	1.39	1.88	1.68
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	2.46	2.23	2.38	1.92	2.06	2.27	1.55	1.36	1.65	1.64	1.36	1.62	1.9	1.75	1.74
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	10.1	14.68	9.57	13.39	6.18	5.63	9.35	17.91	18.19	17.62	22.81	20.42	16.47	18.92	15.94
Profit Margin (%)	6.15	8.86	8.37	8.11	4.03	3.22	6.34	13.21	13.62	13.62	17.63	15.28	12.18	14.9	12.52
Net Income to Common Margin (%)	6.15	8.86	8.37	8.11	4.03	3.07	6.02	12.89	13.09	12.88	16.87	14.42	11.31	14.14	11.83
Effective Tax Rate (%)	39	36.76	6.65	38.4	34.78	42.83	32.15	26.27	24.89	22.68	22.7	25.19	26.06	21.23	21.51
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	7.89	9.01	9.66	9.76	8.4	21.4	33.59	27.37	31.91
Sustainable Growth Rate (%)	32.17	40.91	34.4	27.6	11.97	9.11	16.55	28.9	25.04	22.45	29.7	16.48	9.76	13.95	11.02

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Debt	282	771	463	708	1,060	1,740	2,083	1,797	1,327	1,172	1,173	1,175	2,001	1,544	1,528
ST Debt	- -	59	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	282	712	463	708	1,060	1,740	2,083	1,797	1,327	1,172	1,173	1,175	2,001	1,544	1,528
Total Debt/EBITDA	8.4	22.06	10.04	16.99	22.48	30.23	46.68	44.41	24.4	19.38	18.4	16.73	24.57	17.96	16.06
Net Debt/EBITDA	3.4	10.5	-5.49	0.43	5.28	14.37	31.08	-3.46	3.39	-18.3	-12.39	-14.61	-29.48	-26.07	-19.93
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	5.76	5.63	6.1	7.63	6.12	4.64	4.88	5.62	7.04	7.87	8.15	8.56	9.05	9.55	10.13
Long-Term Debt/Equity (%)	21.65	47.65	22.5	30.47	42.52	63.55	72.81	56.19	36.16	27.66	23.31	22.04	37.8	27.15	25.57
Long-Term Debt/Capital (%)	49.71	61.22	45.73	49.35	56.49	62.65	63.56	53.56	38.75	30.83	25.33	23.28	32.8	25.56	23.9
Long-Term Debt/Total Assets (%)	5.69	10.22	5.14	7.43	7.95	9.1	9.74	7.33	5.39	4.41	3.45	3.16	5.3	3.87	3.7
Total Debt/Equity (%)	21.65	51.6	22.5	30.47	42.52	63.55	72.81	56.19	36.16	27.66	23.31	22.04	37.8	27.15	25.57
Total Debt/Capital (%)	49.71	66.29	45.73	49.35	56.49	62.65	63.56	53.56	38.75	30.83	25.33	23.28	32.8	25.56	23.9
Total Debt/Total Assets (%)	5.69	11.07	5.14	7.43	7.95	9.1	9.74	7.33	5.39	4.41	3.45	3.16	5.3	3.87	3.7
Net Debt to Equity	8.77	24.57	-12.31	0.76	9.98	30.22	48.48	-4.38	5.03	-26.11	-15.69	-19.24	-45.36	-39.42	-31.74
Net Debt/Capital (%)	28.6	48.36	-85.47	2.38	23.36	44.37	53.74	-9.87	8.08	-72.68	-29.59	-36.04	-95.14	-71.79	-49.6
EBITDA	34	35	46	42	47	58	45	40	54	60	64	70	81	86	95
EBITDA-CapEx	-26	16	14	15	-23	29	16	-68	-104	-13	-124	-12	29	12	33
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	5.76	5.63	6.1	7.63	6.12	4.64	4.88	5.62	7.04	7.87	8.15	8.56	9.05	9.55	10.13
Long-Term Debt/Equity (%)	21.65	47.65	22.5	30.47	42.52	63.55	72.81	56.19	36.16	27.66	23.31	22.04	37.8	27.15	25.57
Long-Term Debt/Capital (%)	49.71	61.22	45.73	49.35	56.49	62.65	63.56	53.56	38.75	30.83	25.33	23.28	32.8	25.56	23.9
Long-Term Debt/Total Assets (%)	5.69	10.22	5.14	7.43	7.95	9.1	9.74	7.33	5.39	4.41	3.45	3.16	5.3	3.87	3.7
Total Debt/Equity (%)	21.65	51.6	22.5	30.47	42.52	63.55	72.81	56.19	36.16	27.66	23.31	22.04	37.8	27.15	25.57
Total Debt/Capital (%)	49.71	66.29	45.73	49.35	56.49	62.65	63.56	53.56	38.75	30.83	25.33	23.28	32.8	25.56	23.9
Total Debt/Total Assets (%)	5.69	11.07	5.14	7.43	7.95	9.1	9.74	7.33	5.39	4.41	3.45	3.16	5.3	3.87	3.7
CFO/Total Liabilities	1.24	-4.83	10.1	3.48	-2.42	-2.69	3.67	2.48	2.99	7.43	3.01	3.63	1.54	1.43	3.16
CFO/CapEx	0.76	-14.03	21.76	9.4	-3.75	-15.65	24.1	4.89	3.97	22.65	4.63	14.06	9.61	6.65	17.99
Altman's Z-Score	0.39	0.32	0.33	0.37	0.28	0.21	0.21	0.21	0.24	0.26	0.26	0.25	0.25	0.27	0.28

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Accounts Receivable Turnover	4.88	2.99	3.8	4.28	2.2	1.68	2.06	2.31	2.58	3.23	4.48	4.17	4.86	5.64	5.37
Days Sales Outstanding	74.73	122.22	95.97	85.23	166.08	217.39	177.29	158.19	141.5	112.99	81.52	87.48	75.11	64.67	67.99
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	168	404	717	690	811	913	696	1,937	1,143	2,279	1,963	2,200	3,577	2,918	2,569
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	150	150	150	310	535	685	685	685	685	685
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	30	55	- -	- -	- -	- -	- -	- -
+ Total Debt	282	771	463	708	1,060	1,740	2,083	1,797	1,327	1,172	1,173	1,175	2,001	1,544	1,528
Enterprise Value	-1,100	-1,258	-2,010	-1,496	-1,381	-2,204	-2,236	-3,030	-2,705	-2,802	-2,219	-1,976	-995	-767	-460
Total Capital	567	1,163	1,013	1,434	1,876	2,778	3,278	3,354	3,424	3,802	4,632	5,045	6,102	6,040	6,393
Total Debt/Capital (%)	49.71	66.29	45.73	49.35	56.49	62.65	63.56	53.56	38.75	30.83	25.33	23.28	32.8	25.56	23.9
Total Debt / EV	-0.26	-0.61	-0.23	-0.47	-0.77	-0.79	-0.93	-0.59	-0.49	-0.42	-0.53	-0.59	-2.01	-2.01	-3.32
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	114	367	-253	18	249	977	1,537	40	549	-572	-105	-340	-891	-689	-356
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	1,368	1,565	1,936	2,172	2,289	2,531	2,882	2,983	3,293	3,696	4,677	4,334	4,291	4,907	5,464
TTM EBITDA	34	35	46	42	47	58	45	40	54	60	64	70	81	86	95
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	45	-264	702	250	-262	-441	680	530	627	1,662	872	1,157	499	490	1,117
TTM Free Cash Flow to Firm	105	-245	734	277	-192	-413	708	638	785	1,735	1,060	1,240	551	564	1,179

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-1,100	-1,258	-2,010	-1,496	-1,381	-2,204	-2,236	-3,030	-2,705	-2,802	-2,219	-1,976	-995	-767	-460
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	24.98	12.45	26.13	21.87	18.67	23.38	22.22
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales Average	0.08	0.23	- -	0.01	0.11	0.39	0.53	0.01	0.17	- -	- -	- -	- -	- -	- -
EV/Sales High	0.08	0.23	- -	0.01	0.11	0.39	0.53	0.01	0.17	- -	- -	- -	- -	- -	- -
EV/Sales Low	0.08	0.23	- -	0.01	0.11	0.39	0.53	0.01	0.17	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	3.4	10.5	-5.49	0.43	5.28	16.98	34.44	0.99	10.1	-9.45	-1.64	-4.85	-10.94	-8.02	-3.74
EV/EBITDA High	3.4	10.5	-5.49	0.43	5.28	16.98	34.44	0.99	10.1	-9.45	-1.64	-4.85	-10.94	-8.02	-3.74
EV/EBITDA Low	3.4	10.5	-5.49	0.43	5.28	16.98	34.44	0.99	10.1	-9.45	-1.64	-4.85	-10.94	-8.02	-3.74
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	26.98	27.82	26.99	23	24.69	24.4	23.74
High Price	- -	- -	- -	- -	- -	- -	- -	- -	27.85	28.14	28.1	27	25.57	25.73	25.45
Enterprise Value Average	114	367	-253	18	249	977	1,537	40	549	-572	-105	-340	-891	-689	-356
Enterprise Value High	114	367	-253	18	249	977	1,537	40	549	-572	-105	-340	-891	-689	-356
Enterprise Value Low	114	367	-253	18	249	977	1,537	40	549	-572	-105	-340	-891	-689	-356

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Shares Outstanding	117	124	143	149	151	150	159	159	154	155	157	158	152	153	152
Diluted Weighted Avg Shares	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic Weighted Avg Shares	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Revenue per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS from Cont Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted EPS, GAAP	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted EPS from Cont Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow per Basic Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash & Equivalents per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Book Value per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Tangible Book Value per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Stifel Financial Corp.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)