Silvergate Capital Corporation Financial Ratios — SICP Stock

Profitability (USD)

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022

Return on Common Equity (%)	- -	10.95	16.85	11.77	9.91	7.94	- -
Return on Assets (%)	- -	0.53	1.15	1.2	0.68	0.73	- -
Return on Capital (%)	- -	4.86	13.85	9.72	8.54	8.12	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	32.36	32.78	40.21	43.56	35.15	49.98	- -
Profit Margin (%)	19.34	17.36	29.54	31.21	29.34	45.95	- -
Net Income to Common Margin (%)	19.3	17.36	29.54	31.21	29.34	44.19	- -
Effective Tax Rate (%)	40.23	47.04	26.53	28.34	16.53	8.05	- -
Dvd Payout Ratio (%)	-0.19	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	10.95	16.85	11.77	9.91	7.94	- -

Credit (USD)

Credit Ratios API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022

Total Debt	138	37	21	69	16	16	- -
ST Debt	- -	- -	- -	- -	- -	- -	- -
LT Debt	138	37	21	69	16	16	- -
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.71	3.9	9.54	10.86	5.27	10.05	- -
Long-Term Debt/Equity (%)	209.58	49.85	10.8	29.66	5.38	0.98	- -
Long-Term Debt/Capital (%)	67.7	33.27	9.75	22.88	5.1	0.98	- -
Long-Term Debt/Total Assets (%)	14.06	1.94	1.03	3.22	0.28	0.1	- -
Total Debt/Equity (%)	209.58	49.85	10.8	29.66	5.38	0.98	- -
Total Debt/Capital (%)	67.7	33.27	9.75	22.88	5.1	0.98	- -
Total Debt/Total Assets (%)	14.06	1.94	1.03	3.22	0.28	0.1	- -
Net Debt to Equity	156.93	-1,031	-341.84	-28.17	-1,001.11	-333.91	- -
Net Debt/Capital (%)	61.08	110.74	141.35	-39.21	111.1	142.75	- -
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022

Cash Ratio	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.71	3.9	9.54	10.86	5.27	10.05	- -
Long-Term Debt/Equity (%)	209.58	49.85	10.8	29.66	5.38	0.98	- -
Long-Term Debt/Capital (%)	67.7	33.27	9.75	22.88	5.1	0.98	- -
Long-Term Debt/Total Assets (%)	14.06	1.94	1.03	3.22	0.28	0.1	- -
Total Debt/Equity (%)	209.58	49.85	10.8	29.66	5.38	0.98	- -
Total Debt/Capital (%)	67.7	33.27	9.75	22.88	5.1	0.98	- -
Total Debt/Total Assets (%)	14.06	1.94	1.03	3.22	0.28	0.1	- -
CFO/Total Liabilities	4.02	-1	-0.17	-6.69	-9.06	0.55	- -
CFO/CapEx	61.88	-16.31	-1.15	-104.59	-523.27	41.5	- -
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022

Accounts Receivable Turnover	- -	12.89	15.62	13.58	12.12	6.97	- -
Days Sales Outstanding	- -	28.33	23.37	26.87	30.12	52.4	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022

Market Capitalization	- -	- -	- -	297	1,400	4,506	551
- Cash & Cash Equivalents	35	798	674	134	2,962	5,388	- -
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	138	37	21	69	16	16	- -
Enterprise Value	- -	- -	- -	-666	-2,486	-9,492	551
Total Capital	204	111	212	300	310	1,625	- -
Total Debt/Capital (%)	67.7	33.27	9.75	22.88	5.1	0.98	- -
Total Debt / EV	- -	- -	- -	-0.1	-0.01	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	293	1,425	3,842	549
Diluted Enterprise Value	- -	- -	- -	-670	-2,460	-10,156	549
EV per Share	- -	- -	- -	- -	- -	- -	17.4
TTM Sales	36	44	76	80	89	171	- -
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	37	-18	-3	-127	-479	80	- -
TTM Free Cash Flow to Firm	36	-19	-6	-128	-480	78	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022

Price/Free Cash Flow	- -	- -	- -	-2.28	-2.97	49.36	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	-666	-2,486	-9,492	551
Low Price	- -	- -	- -	12.25	7.6	56	15.35
EV/Sales	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	11.5	53.34	50.21	- -
Price/Earnings Average	- -	- -	- -	11.18	13.49	43.25	- -
Price/Earnings High	- -	- -	- -	12.25	56.03	81.06	- -
Price/Earnings Low	- -	- -	- -	8.85	5.46	18.97	- -
Price/Book Value	- -	- -	- -	1.29	4.76	2.8	- -
Price/Book Value Average	- -	- -	- -	1.25	1.2	2.41	- -
Price/Book Value High	- -	- -	- -	1.37	4.99	4.52	- -
Price/Book Value Low	- -	- -	- -	0.99	0.49	1.06	- -
Price/Tangible Book Value	- -	- -	- -	1.29	4.76	2.8	- -
Price/Tangible Book Value Average	- -	- -	- -	1.25	1.2	2.41	- -
Price/Tangible Book Value High	- -	- -	- -	1.37	4.99	4.52	- -
Price/Tangible Book Value Low	- -	- -	- -	0.99	0.49	1.06	- -
Price/Sales	- -	- -	- -	3.59	15.65	22.19	- -
Price/Sales Average	- -	- -	- -	3.49	3.96	19.11	- -
Price/Sales High	- -	- -	- -	3.82	16.44	35.82	- -
Price/Sales Low	- -	- -	- -	2.76	1.6	8.38	- -
Price/Cash Flow	- -	- -	- -	-2.25	-2.9	47.53	- -
Price/Cash Flow Average	- -	- -	- -	-2.19	-0.73	40.95	- -
Price/Cash Flow High	- -	- -	- -	-2.4	-3.04	76.74	- -
Price/Cash Flow Low	- -	- -	- -	-1.73	-0.3	17.96	- -
Price/Free Cash Flow Average	- -	- -	- -	-2.22	-0.75	42.52	- -
Price/Free Cash Flow High	- -	- -	- -	-2.43	-3.12	79.68	- -
Price/Free Cash Flow Low	- -	- -	- -	-1.76	-0.3	18.65	- -
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -
EV/Sales High	- -	- -	- -	- -	- -	- -	- -
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	15.91	74.31	148.2	17.4
High Price	- -	- -	- -	16.95	78.05	239.26	162.65
Enterprise Value Average	- -	- -	- -	-674	-3,531	-10,116	2,699
Enterprise Value High	- -	- -	- -	-646	-2,415	-6,723	5,149
Enterprise Value Low	- -	- -	- -	-734	-3,742	-12,295	486

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022

Shares Outstanding	19	19	19	19	19	30	32
Diluted Weighted Avg Shares	19	19	19	18	19	26	32
Basic Weighted Avg Shares	19	19	19	18	19	26	32
Revenue per Share	1.95	2.36	4.06	4.43	4.75	6.68	- -
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.38	0.41	1.2	1.38	1.39	2.95	- -
Basic EPS from Cont Ops	0.38	0.41	1.2	1.38	1.39	3.07	- -
Diluted EPS, GAAP	0.38	0.41	1.2	1.35	1.36	2.91	- -
Diluted EPS from Cont Ops	0.38	0.41	1.2	1.35	1.36	3.03	- -
Dividend per Share	- -	- -	- -	- -	- -	0.12	- -
Cash Flow per Share	1.97	-0.98	-0.16	-7.06	-25.64	3.12	- -
Free Cash Flow per Basic Share	1.94	-1.04	-0.31	-7.13	-25.69	3.04	- -
Cash & Equivalents per Share	6.65	53.18	55.44	55.25	207.13	460.92	- -
Book Value per Share	3.54	3.97	10.28	12.38	15.63	52.92	- -
Tangible Book Value per Share	3.54	3.97	10.28	12.38	15.63	52.92	- -