Skyward Specialty Insurance Group, Inc.

SKWD

SKWDSkyward Specialty Insurance Group, Inc. US flag

NASDAQ Global Select

42.73

USD

-1.37

- -

1.73BMarket Cap

Profitability (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Return on Common Equity (%)	- -	- -	- -	- -	- -	93.15
Return on Assets (%)	- -	1.88	1.76	3.23	3.56	3.99
Return on Capital (%)	- -	-118.92	1,220.93	143.49	68.7	54.43
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-21.11	9.02	7.82	12.3	13.31	15.25
Profit Margin (%)	-16.67	7.15	6.19	9.6	10.35	11.98
Net Income to Common Margin (%)	-16.67	7.15	6.19	9.6	10.35	11.98
Effective Tax Rate (%)	- -	20.68	20.86	21.91	22.2	21.44
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	- -	- -	93.15

Credit (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Debt	128	129	129	129	163	120
ST Debt	- -	- -	- -	50	43	- -
LT Debt	128	129	129	79	120	120
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	-0.37	-0.47	-0.36	-0.32	-0.44	-0.94
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	6	5	6	10	9	8
Common Equity/Total Assets	-9.39	-6.83	-4.45	-0.72	2.61	5.58
Long-Term Debt/Equity (%)	42.36	30.17	30.5	11.9	15.05	11.88
Long-Term Debt/Capital (%)	-235.62	-798.52	550.08	73.28	45.97	30.96
Long-Term Debt/Total Assets (%)	6.59	6.07	5.44	2.66	3.21	2.5
Total Debt/Equity (%)	42.36	30.17	30.5	19.47	20.47	11.88
Total Debt/Capital (%)	-235.62	-798.52	550.08	119.84	62.5	30.96
Total Debt/Total Assets (%)	6.59	6.07	5.44	4.36	4.36	2.5
Net Debt to Equity	21.43	20.28	19.72	9.5	5.16	-4.81
Net Debt/Capital (%)	-55.09	-148.48	-377.06	151.36	29.56	-22.18
EBITDA	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-2	-2	-2	-3	-4	-7
Operating Income (Loss)	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Cash Ratio	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	-9.39	-6.83	-4.45	-0.72	2.61	5.58
Long-Term Debt/Equity (%)	42.36	30.17	30.5	11.9	15.05	11.88
Long-Term Debt/Capital (%)	-235.62	-798.52	550.08	73.28	45.97	30.96
Long-Term Debt/Total Assets (%)	6.59	6.07	5.44	2.66	3.21	2.5
Total Debt/Equity (%)	42.36	30.17	30.5	19.47	20.47	11.88
Total Debt/Capital (%)	-235.62	-798.52	550.08	119.84	62.5	30.96
Total Debt/Total Assets (%)	6.59	6.07	5.44	4.36	4.36	2.5
CFO/Total Liabilities	2.72	10.36	10.76	14.75	10.39	10.79
CFO/CapEx	21.58	81.38	89.87	107.09	72.23	54.75
Altman's Z-Score	0.1	0.16	0.22	0.62	0.77	0.71

Working Capital (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Accounts Receivable Turnover	- -	0.82	0.93	1.2	1.17	1
Days Sales Outstanding	- -	443.35	392.6	304.94	310.89	365.66
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Market Capitalization	- -	- -	- -	1,221	2,024	2,065
- Cash & Cash Equivalents	63	42	45	66	122	169
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	128	129	129	129	163	120
Enterprise Value	-171	-536	-646	-4	498	634
Total Capital	-55	-16	23	107	260	388
Total Debt/Capital (%)	-235.62	-798.52	550.08	119.84	62.5	30.96
Total Debt / EV	-0.75	-0.24	-0.2	-29.81	0.33	0.19
EV/Sales	- -	- -	- -	0.54	0.43	0.45
EV/EBITDA	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	1.4	1.59	1.53
EV/Free Cash Flow to Firm	- -	- -	- -	1.39	1.57	1.5
Diluted Market Cap	- -	- -	- -	1,298	2,091	2,137
Diluted Enterprise Value	65	86	83	1,361	2,132	2,088
EV per Share	- -	- -	- -	13.47	12.44	15.68
TTM Sales	448	536	636	895	1,148	1,419
TTM EBITDA	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	49	179	214	346	313	414
TTM Free Cash Flow to Firm	51	181	216	349	317	422

Multiples (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Price/Free Cash Flow	- -	- -	- -	3.8	6.76	5.14
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	-171	-536	-646	-4	498	634
Low Price	- -	- -	- -	17.5	29.4	41.28
EV/Sales	- -	- -	- -	0.54	0.43	0.45
EV/EBITDA	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	14.2	17.04	12.15
Price/Earnings Average	- -	- -	- -	10.37	13.29	12.11
Price/Earnings High	- -	- -	- -	14.47	18.75	15.46
Price/Earnings Low	- -	- -	- -	7.33	9.91	9.81
Price/Book Value	- -	- -	- -	-57.29	20.76	7.72
Price/Book Value Average	- -	- -	- -	-41.84	16.2	7.7
Price/Book Value High	- -	- -	- -	-58.39	22.85	9.82
Price/Book Value Low	- -	- -	- -	-29.59	12.08	6.23
Price/Tangible Book Value	- -	- -	- -	2.13	2.86	2.24
Price/Tangible Book Value Average	- -	- -	- -	1.56	2.24	2.24
Price/Tangible Book Value High	- -	- -	- -	2.17	3.15	2.85
Price/Tangible Book Value Low	- -	- -	- -	1.1	1.67	1.81
Price/Sales	- -	- -	- -	1.36	1.76	1.46
Price/Sales Average	- -	- -	- -	1	1.38	1.45
Price/Sales High	- -	- -	- -	1.39	1.94	1.85
Price/Sales Low	- -	- -	- -	0.7	1.03	1.18
Price/Cash Flow	- -	- -	- -	3.61	6.64	5.06
Price/Cash Flow Average	- -	- -	- -	2.64	5.18	5.05
Price/Cash Flow High	- -	- -	- -	3.68	7.3	6.44
Price/Cash Flow Low	- -	- -	- -	1.86	3.86	4.09
Price/Free Cash Flow Average	- -	- -	- -	2.78	5.27	5.13
Price/Free Cash Flow High	- -	- -	- -	3.88	7.44	6.54
Price/Free Cash Flow Low	- -	- -	- -	1.96	3.93	4.15
EV/Sales Average	0.15	0.16	0.13	1.07	1.41	1.42
EV/Sales High	0.15	0.16	0.13	1.46	1.98	1.82
EV/Sales Low	0.15	0.16	0.13	0.77	1.06	1.14
EV/EBITDA Average	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	33.88	50.54	51.11
High Price	- -	- -	- -	34.53	55.62	65.05
Enterprise Value Average	65	86	83	954	1,620	2,011
Enterprise Value High	65	86	83	1,307	2,269	2,580
Enterprise Value Low	65	86	83	693	1,219	1,619

Profitability (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Return on Common Equity (%)	- -	- -	- -	- -	- -	93.15
Return on Assets (%)	- -	1.88	1.76	3.23	3.56	3.99
Return on Capital (%)	- -	-118.92	1,220.93	143.49	68.7	54.43
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-21.11	9.02	7.82	12.3	13.31	15.25
Profit Margin (%)	-16.67	7.15	6.19	9.6	10.35	11.98
Net Income to Common Margin (%)	-16.67	7.15	6.19	9.6	10.35	11.98
Effective Tax Rate (%)	- -	20.68	20.86	21.91	22.2	21.44
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	- -	- -	93.15

Credit (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Debt	128	129	129	129	163	120
ST Debt	- -	- -	- -	50	43	- -
LT Debt	128	129	129	79	120	120
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	-0.37	-0.47	-0.36	-0.32	-0.44	-0.94
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	6	5	6	10	9	8
Common Equity/Total Assets	-9.39	-6.83	-4.45	-0.72	2.61	5.58
Long-Term Debt/Equity (%)	42.36	30.17	30.5	11.9	15.05	11.88
Long-Term Debt/Capital (%)	-235.62	-798.52	550.08	73.28	45.97	30.96
Long-Term Debt/Total Assets (%)	6.59	6.07	5.44	2.66	3.21	2.5
Total Debt/Equity (%)	42.36	30.17	30.5	19.47	20.47	11.88
Total Debt/Capital (%)	-235.62	-798.52	550.08	119.84	62.5	30.96
Total Debt/Total Assets (%)	6.59	6.07	5.44	4.36	4.36	2.5
Net Debt to Equity	21.43	20.28	19.72	9.5	5.16	-4.81
Net Debt/Capital (%)	-55.09	-148.48	-377.06	151.36	29.56	-22.18
EBITDA	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-2	-2	-2	-3	-4	-7
Operating Income (Loss)	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Cash Ratio	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	-9.39	-6.83	-4.45	-0.72	2.61	5.58
Long-Term Debt/Equity (%)	42.36	30.17	30.5	11.9	15.05	11.88
Long-Term Debt/Capital (%)	-235.62	-798.52	550.08	73.28	45.97	30.96
Long-Term Debt/Total Assets (%)	6.59	6.07	5.44	2.66	3.21	2.5
Total Debt/Equity (%)	42.36	30.17	30.5	19.47	20.47	11.88
Total Debt/Capital (%)	-235.62	-798.52	550.08	119.84	62.5	30.96
Total Debt/Total Assets (%)	6.59	6.07	5.44	4.36	4.36	2.5
CFO/Total Liabilities	2.72	10.36	10.76	14.75	10.39	10.79
CFO/CapEx	21.58	81.38	89.87	107.09	72.23	54.75
Altman's Z-Score	0.1	0.16	0.22	0.62	0.77	0.71

Working Capital (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Accounts Receivable Turnover	- -	0.82	0.93	1.2	1.17	1
Days Sales Outstanding	- -	443.35	392.6	304.94	310.89	365.66
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Market Capitalization	- -	- -	- -	1,221	2,024	2,065
- Cash & Cash Equivalents	63	42	45	66	122	169
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	128	129	129	129	163	120
Enterprise Value	-171	-536	-646	-4	498	634
Total Capital	-55	-16	23	107	260	388
Total Debt/Capital (%)	-235.62	-798.52	550.08	119.84	62.5	30.96
Total Debt / EV	-0.75	-0.24	-0.2	-29.81	0.33	0.19
EV/Sales	- -	- -	- -	0.54	0.43	0.45
EV/EBITDA	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	1.4	1.59	1.53
EV/Free Cash Flow to Firm	- -	- -	- -	1.39	1.57	1.5
Diluted Market Cap	- -	- -	- -	1,298	2,091	2,137
Diluted Enterprise Value	65	86	83	1,361	2,132	2,088
EV per Share	- -	- -	- -	13.47	12.44	15.68
TTM Sales	448	536	636	895	1,148	1,419
TTM EBITDA	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	49	179	214	346	313	414
TTM Free Cash Flow to Firm	51	181	216	349	317	422

Multiples (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Price/Free Cash Flow	- -	- -	- -	3.8	6.76	5.14
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	-171	-536	-646	-4	498	634
Low Price	- -	- -	- -	17.5	29.4	41.28
EV/Sales	- -	- -	- -	0.54	0.43	0.45
EV/EBITDA	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	14.2	17.04	12.15
Price/Earnings Average	- -	- -	- -	10.37	13.29	12.11
Price/Earnings High	- -	- -	- -	14.47	18.75	15.46
Price/Earnings Low	- -	- -	- -	7.33	9.91	9.81
Price/Book Value	- -	- -	- -	-57.29	20.76	7.72
Price/Book Value Average	- -	- -	- -	-41.84	16.2	7.7
Price/Book Value High	- -	- -	- -	-58.39	22.85	9.82
Price/Book Value Low	- -	- -	- -	-29.59	12.08	6.23
Price/Tangible Book Value	- -	- -	- -	2.13	2.86	2.24
Price/Tangible Book Value Average	- -	- -	- -	1.56	2.24	2.24
Price/Tangible Book Value High	- -	- -	- -	2.17	3.15	2.85
Price/Tangible Book Value Low	- -	- -	- -	1.1	1.67	1.81
Price/Sales	- -	- -	- -	1.36	1.76	1.46
Price/Sales Average	- -	- -	- -	1	1.38	1.45
Price/Sales High	- -	- -	- -	1.39	1.94	1.85
Price/Sales Low	- -	- -	- -	0.7	1.03	1.18
Price/Cash Flow	- -	- -	- -	3.61	6.64	5.06
Price/Cash Flow Average	- -	- -	- -	2.64	5.18	5.05
Price/Cash Flow High	- -	- -	- -	3.68	7.3	6.44
Price/Cash Flow Low	- -	- -	- -	1.86	3.86	4.09
Price/Free Cash Flow Average	- -	- -	- -	2.78	5.27	5.13
Price/Free Cash Flow High	- -	- -	- -	3.88	7.44	6.54
Price/Free Cash Flow Low	- -	- -	- -	1.96	3.93	4.15
EV/Sales Average	0.15	0.16	0.13	1.07	1.41	1.42
EV/Sales High	0.15	0.16	0.13	1.46	1.98	1.82
EV/Sales Low	0.15	0.16	0.13	0.77	1.06	1.14
EV/EBITDA Average	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	33.88	50.54	51.11
High Price	- -	- -	- -	34.53	55.62	65.05
Enterprise Value Average	65	86	83	954	1,620	2,011
Enterprise Value High	65	86	83	1,307	2,269	2,580
Enterprise Value Low	65	86	83	693	1,219	1,619

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Shares Outstanding	38	38	38	40	40	41
Diluted Weighted Avg Shares	38	38	38	38	41	42
Basic Weighted Avg Shares	38	38	38	36	40	40
Revenue per Share	11.91	14.25	16.93	24.85	28.65	35.12
EBITDA per Share	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	-1.99	1.02	1.05	2.39	2.97	4.21
Basic EPS from Cont Ops	-1.99	1.02	1.05	2.39	2.97	4.21
Diluted EPS, GAAP	-1.99	1.02	1.05	2.24	2.87	4.07
Diluted EPS from Cont Ops	-1.99	1.02	1.05	2.24	2.87	4.07
Dividend per Share	- -	- -	- -	- -	- -	- -
Cash Flow per Share	1.19	4.66	5.56	9.39	7.62	10.1
Free Cash Flow per Basic Share	1.13	4.6	5.5	9.3	7.51	9.91
Cash & Equivalents per Share	7.96	17.68	20.59	37.57	42.16	38.4
Book Value per Share	-4.87	-3.85	-2.8	-0.59	2.43	6.62
Tangible Book Value per Share	5.83	8.9	8.82	15.89	17.64	22.81

Skyward Specialty Insurance Group, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)