SLM Corporation Financial Ratios — SLM Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	94.33	16.24	28.67	118.09	78.27	40.36	33.33	39.54	33.31	46.39	49	14.95	16.19	14.91	16.16
Return on Assets (%)	0.32	0.12	0.27	1.64	1.95	1.48	1.43	2.01	1.95	2.78	3.87	1.62	2.01	2.05	2.49
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	0.74	2.96	1.1	1.28	1.01	1	0.99	1.02	0.88	0.84	0.79	0.95	0.98	0.95	0.81
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	28.39	50.66	54.78	45.36	49.61	43.16	43.63	41.09	44.48	64.11	75.98	34.59	43.02	43.19	50.02
Profit Margin (%)	19.43	32.25	34.05	26.4	30.99	26.07	25.65	35.81	34.58	48.92	57.25	25.72	32.13	32.9	37.54
Net Income to Common Margin (%)	18.88	29.28	31.42	24.64	28.78	23.86	24.26	34.66	33.57	48.38	57.01	25.23	31.15	31.91	36.74
Effective Tax Rate (%)	35.46	36.9	38.16	41.94	37.53	39.6	41.21	12.85	22.25	23.68	24.65	25.64	25.3	23.83	24.96
Dvd Payout Ratio (%)	26.64	-10.32	-8.47	- -	- -	- -	- -	- -	9.1	5.32	5.23	24.56	17.96	16.81	14.77
Sustainable Growth Rate (%)	69.19	17.91	31.09	118.09	78.27	40.36	33.33	39.54	30.28	43.92	46.44	11.28	13.28	12.4	13.77

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	175,407	162,103	139,420	- -	1,079	2,168	3,275	4,284	4,643	5,189	5,931	5,235	5,228	6,440	5,861
ST Debt	32,090	15,579	7,619	- -	500	- -	- -	- -	289	- -	- -	- -	- -	- -	498
LT Debt	143,317	146,524	131,801	- -	579	2,168	3,275	4,284	4,354	5,189	5,931	5,235	5,228	6,440	5,362
Total Debt/EBITDA	7,308.62	8,120.58	16,645.18	- -	121.04	226.02	293.19	309.81	316.54	344.43	369.69	302.07	293.5	364.85	362.55
Net Debt/EBITDA	7,192.21	7,925.21	16,384.57	-251.33	-149.93	25.98	155.84	124.75	-62.76	48.71	99.51	35.72	60.51	98.57	100.19
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	0.45	0.86	1.02	1.53	2.98	3.68	4.39	5.37	5.94	5.89	9.94	11.28	12.73	13.97	16.21
Long-Term Debt/Equity (%)	2,729.33	2,892.3	11,302.3	- -	27.62	92.37	132.37	144.12	131.47	202.48	275.9	303.14	277.94	298.18	218.76
Long-Term Debt/Capital (%)	81.04	89.22	94.46	- -	27.62	63.47	70.71	70.07	62.34	71.54	65.28	59.92	56.88	59.12	49.04
Long-Term Debt/Total Assets (%)	74.13	80.84	1,231.02	- -	3.81	11.7	15.04	16.08	13.32	16.86	20.3	18.17	17.92	21.42	18.03
Total Debt/Equity (%)	3,340.45	3,199.82	11,955.65	- -	51.48	92.37	132.37	144.12	140.2	202.48	275.9	303.14	277.94	298.18	239.09
Total Debt/Capital (%)	99.18	98.7	99.92	- -	51.47	63.47	70.71	70.07	66.48	71.54	65.28	59.92	56.88	59.12	53.6
Total Debt/Total Assets (%)	90.72	89.43	1,302.18	- -	7.09	11.7	15.04	16.08	14.21	16.86	20.3	18.17	17.92	21.42	19.7
Net Debt to Equity	3,287.24	3,122.84	11,768.47	-128.95	-63.78	10.62	70.36	58.04	-27.8	28.64	74.26	35.84	57.3	80.56	66.07
Net Debt/Capital (%)	99.17	98.67	99.92	147.79	418.84	16.65	56.2	48.53	-64.8	26.22	33.6	15.02	21.38	28.09	24.2
EBITDA	24	20	8	9	9	10	11	14	15	15	16	17	18	18	16
EBITDA-CapEx	24	20	8	9	9	10	11	14	15	15	16	17	18	18	16
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	0.45	0.86	1.02	1.53	2.98	3.68	4.39	5.37	5.94	5.89	9.94	11.28	12.73	13.97	16.21
Long-Term Debt/Equity (%)	2,729.33	2,892.3	11,302.3	- -	27.62	92.37	132.37	144.12	131.47	202.48	275.9	303.14	277.94	298.18	218.76
Long-Term Debt/Capital (%)	81.04	89.22	94.46	- -	27.62	63.47	70.71	70.07	62.34	71.54	65.28	59.92	56.88	59.12	49.04
Long-Term Debt/Total Assets (%)	74.13	80.84	1,231.02	- -	3.81	11.7	15.04	16.08	13.32	16.86	20.3	18.17	17.92	21.42	18.03
Total Debt/Equity (%)	3,340.45	3,199.82	11,955.65	- -	51.48	92.37	132.37	144.12	140.2	202.48	275.9	303.14	277.94	298.18	239.09
Total Debt/Capital (%)	99.18	98.7	99.92	- -	51.47	63.47	70.71	70.07	66.48	71.54	65.28	59.92	56.88	59.12	53.6
Total Debt/Total Assets (%)	90.72	89.43	1,302.18	- -	7.09	11.7	15.04	16.08	14.21	16.86	20.3	18.17	17.92	21.42	19.7
CFO/Total Liabilities	1.64	0.06	0.73	-3.92	-0.65	-1.23	-0.89	-0.43	-0.05	-0.65	-0.18	0.02	-0.53	-1.18	-1.46
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	0.03	0.02	0.33	0.3	0.22	0.27	0.26	0.21	0.21	0.24	0.34	0.31	0.33	0.38	0.41

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	0.86	0.19	0.42	1.78	1.71	1.44	1.3	1.26	1.29	1.3	1.56	1.51	1.4	1.26	1.28
Days Sales Outstanding	421.97	1,929.17	867.47	204.88	213.24	252.91	280.9	289.53	282.08	281.85	233.43	240.98	260.43	288.84	285.96
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	2,470	2,914	4,124	4,320	2,775	4,715	4,873	3,615	3,807	4,754	6,196	4,290	4,425	5,963	5,606
- Cash & Cash Equivalents	2,794	3,900	2,183	2,360	2,416	1,919	1,534	2,559	5,564	4,455	4,335	4,616	4,150	4,700	4,241
+ Preferred Equity and Hybrid Capital	565	565	- -	565	565	565	400	400	400	251	251	251	251	251	251
+ Minority/Non Controlling Interest	8	6	5	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	175,407	162,103	139,420	- -	1,079	2,168	3,275	4,284	4,643	5,189	5,931	5,235	5,228	6,440	5,861
Enterprise Value	175,586	161,616	141,263	2,357	1,807	5,321	6,770	5,564	2,799	3,742	5,525	2,818	3,342	6,021	7,476
Total Capital	176,856	164,232	139,534	763	2,097	3,416	4,632	6,114	6,984	7,254	9,086	8,737	9,191	10,894	10,935
Total Debt/Capital (%)	99.18	98.7	99.92	- -	51.47	63.47	70.71	70.07	66.48	71.54	65.28	59.92	56.88	59.12	53.6
Total Debt / EV	1	1	0.99	- -	0.6	0.41	0.48	0.77	1.66	1.39	1.07	1.86	1.56	1.07	0.78
EV/Sales	53.89	239.47	185.78	3.2	2.04	5.54	6.01	4.09	1.67	2.08	2.73	1.55	1.85	3.26	3.77
EV/EBITDA	7,316.1	8,096.19	16,865.25	250.99	202.69	554.71	606	402.36	190.8	248.4	344.41	162.6	187.62	341.1	462.47
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	56.99	1,623.47	2,017.47	- -	- -	- -	- -	- -	- -	- -	- -	564.52	- -	- -	- -
EV/Free Cash Flow to Firm	56.99	1,623.47	2,017.47	- -	- -	- -	- -	- -	- -	- -	- -	564.52	- -	- -	- -
Diluted Market Cap	2,500	2,914	4,212	4,405	2,818	4,771	4,956	3,654	3,837	4,797	6,293	4,341	4,475	6,066	5,707
Diluted Enterprise Value	175,686	161,688	141,453	2,610	2,046	5,585	7,097	5,779	3,317	5,782	8,140	5,211	5,804	8,057	7,578
EV per Share	339.75	339.41	321.33	5.56	4.25	12.44	15.7	12.79	6.55	9.75	17.54	10.9	14.44	27.85	36.09
TTM Sales	3,258	675	760	736	885	960	1,126	1,361	1,672	1,800	2,027	1,823	1,809	1,849	1,984
TTM EBITDA	24	20	8	9	9	10	11	14	15	15	16	17	18	18	16
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	3,081	100	70	-437	-85	-199	-171	-103	-16	-183	-50	5	-145	-329	-399
TTM Free Cash Flow to Firm	3,081	100	70	-437	-85	-199	-171	-103	-16	-183	-50	5	-145	-329	-399

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	0.81	29.27	60.15	-10.08	-33.13	-23.97	-28.95	-35.56	-245.34	-26.26	-127.07	869.58	-30.94	-18.41	-14.32
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	175,586	161,616	141,263	2,357	1,807	5,321	6,770	5,564	2,799	3,742	5,525	2,818	3,342	6,021	7,476
Low Price	3.89	4.59	5.92	7.53	6.23	5.09	9.65	7.95	7.76	5.6	12.03	13.72	10.81	18.04	23.81
EV/Sales	53.89	239.47	185.78	3.2	2.04	5.54	6.01	4.09	1.67	2.08	2.73	1.55	1.85	3.26	3.77
EV/EBITDA	7,316.1	8,096.19	16,865.25	250.99	202.69	554.71	606	402.36	190.8	248.4	344.41	162.6	187.62	341.1	462.47
Price/Earnings	4.02	14.75	17.26	23.83	10.89	20.58	17.83	7.66	6.78	5.46	5.36	9.33	7.85	10.11	7.69
Price/Earnings Average	4.36	13.51	14.9	20.97	14.65	13.42	17.76	10.22	7.21	3.85	4.91	9.56	6.17	8.01	8.41
Price/Earnings High	5.13	15.47	17.61	24.49	17.98	21.76	20.83	11.49	8.78	5.53	5.83	11.73	7.95	10.35	9.94
Price/Earnings Low	3.27	11.06	10.89	17.61	10.41	9.51	15.23	7.33	5.91	2.47	3.28	7.71	4.44	6.61	6.76
Price/Book Value	2.82	1.87	37.83	21.82	6.13	6.91	5.09	2.53	1.96	2.62	2.13	1.32	1.19	1.42	1.16
Price/Book Value Average	3.06	1.71	32.65	19.2	8.24	4.5	5.07	3.37	2.09	1.85	1.95	1.35	0.94	1.12	1.27
Price/Book Value High	3.6	1.96	38.6	22.42	10.11	7.3	5.95	3.79	2.54	2.66	2.32	1.66	1.21	1.45	1.5
Price/Book Value Low	2.29	1.4	23.88	16.12	5.86	3.19	4.35	2.42	1.71	1.18	1.31	1.09	0.67	0.93	1.02
Price/Tangible Book Value	0.59	0.72	3.56	3.42	1.81	2.65	2.35	1.41	1.31	2.06	3.26	3.16	2.83	3.23	2.62
Price/Tangible Book Value Average	0.64	0.66	3.07	3.01	2.44	1.73	2.34	1.87	1.39	1.45	2.99	3.24	2.23	2.56	2.87
Price/Tangible Book Value High	0.75	0.75	3.63	3.52	2.99	2.8	2.74	2.11	1.69	2.08	3.55	3.97	2.87	3.31	3.38
Price/Tangible Book Value Low	0.48	0.54	2.24	2.53	1.73	1.22	2.01	1.34	1.14	0.93	2	2.61	1.6	2.11	2.3
Price/Sales	0.76	4.32	5.42	5.87	3.13	4.91	4.33	2.66	2.28	2.64	3.06	2.35	2.45	3.23	2.82
Price/Sales Average	0.82	3.96	4.68	5.17	4.21	3.2	4.31	3.54	2.42	1.86	2.8	2.41	1.92	2.55	3.09
Price/Sales High	0.97	4.53	5.53	6.03	5.17	5.19	5.05	3.98	2.95	2.68	3.33	2.96	2.48	3.3	3.65
Price/Sales Low	0.62	3.24	3.42	4.34	3	2.27	3.69	2.54	1.98	1.19	1.87	1.94	1.38	2.11	2.49
Price/Cash Flow	0.8	29.27	58.89	-9.89	-32.62	-23.69	-28.47	-35.19	-243.41	-26.03	-125.11	859.39	-30.59	-18.1	-14.06
Price/Cash Flow Average	0.87	26.82	50.83	-8.7	-43.85	-15.45	-28.35	-46.94	-258.83	-18.35	-114.6	880.7	-24.05	-14.34	-15.39
Price/Cash Flow High	1.02	30.71	60.09	-10.16	-53.83	-25.05	-33.26	-52.76	-314.98	-26.36	-136.12	1,080.97	-30.97	-18.54	-18.18
Price/Cash Flow Low	0.65	21.95	37.17	-7.31	-31.17	-10.94	-24.31	-33.66	-211.99	-11.76	-76.52	710.29	-17.3	-11.84	-12.37
Price/Free Cash Flow Average	0.88	26.82	51.92	-8.87	-44.54	-15.63	-28.83	-47.44	-260.88	-18.52	-116.39	891.14	-24.33	-14.59	-15.67
Price/Free Cash Flow High	1.04	30.71	61.37	-10.36	-54.68	-25.34	-33.82	-53.32	-317.48	-26.6	-138.24	1,093.79	-31.33	-18.86	-18.5
Price/Free Cash Flow Low	0.66	21.95	37.96	-7.45	-31.66	-11.07	-24.73	-34.02	-213.67	-11.87	-77.71	718.71	-17.49	-12.05	-12.6
EV/Sales Average	53.98	239.22	185.17	2.73	3.34	4.05	6.21	5.1	2.11	2.41	3.71	2.89	2.66	3.63	4.03
EV/Sales High	54.13	239.79	186.02	3.59	4.3	6.04	6.95	5.54	2.63	3.22	4.24	3.44	3.21	4.38	4.59
EV/Sales Low	53.77	238.5	183.91	1.9	2.12	3.12	5.6	4.1	1.67	1.74	2.78	2.42	2.12	3.19	3.43
EV/EBITDA Average	7,327.73	8,087.58	16,810.06	213.75	331.76	405.47	626.02	502.4	240.49	287.9	468.9	303.88	269.91	380.4	495.23
EV/EBITDA High	7,347.65	8,106.95	16,887.42	281.63	426.96	604.56	701.19	545.66	300.37	385.01	535.33	361.56	326.14	458.71	563.83
EV/EBITDA Low	7,299.85	8,063.3	16,695.84	148.87	210.76	311.93	564.15	403.78	190.55	208	351.36	254.79	215.05	333.77	420.83
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	4.78	6.12	9.38	10.19	6.52	11.02	11.3	8.31	8.91	12.39	19.67	16.6	19.12	27.58	27.06
High Price	6.11	6.42	9.57	10.47	10.76	11.65	13.2	12.46	11.53	12.55	21.4	20.88	19.36	28.24	34.97
Enterprise Value Average	175,866	161,444	140,801	2,007	2,958	3,889	6,993	6,948	3,528	4,338	7,522	5,267	4,807	6,715	8,006
Enterprise Value High	176,344	161,831	141,449	2,644	3,807	5,799	7,833	7,546	4,406	5,800	8,588	6,266	5,809	8,097	9,115
Enterprise Value Low	175,196	160,960	139,844	1,398	1,879	2,992	6,302	5,584	2,795	3,134	5,637	4,416	3,830	5,892	6,803

Shares Outstanding	509	453	429	424	426	429	432	436	421	375	279	241	220	210	199
Diluted Weighted Avg Shares	523	476	449	432	432	433	439	440	431	387	320	262	234	220	211
Basic Weighted Avg Shares	517	476	440	424	426	428	431	435	427	384	315	258	231	216	207
Revenue per Share	6.3	1.42	1.73	1.74	2.08	2.24	2.61	3.13	3.91	4.69	6.44	7.06	7.82	8.55	9.58
EBITDA per Share	0.05	0.04	0.02	0.02	0.02	0.02	0.03	0.03	0.03	0.04	0.05	0.07	0.08	0.08	0.08
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.19	0.42	0.54	0.43	0.6	0.54	0.63	1.08	1.31	2.27	3.67	1.78	2.44	2.73	3.52
Basic EPS from Cont Ops	1.16	0.45	0.59	0.46	0.64	0.59	0.67	1.12	1.35	2.3	3.68	1.81	2.51	2.81	3.6
Diluted EPS, GAAP	1.18	0.42	0.53	0.42	0.59	0.53	0.62	1.07	1.3	2.25	3.61	1.76	2.41	2.68	3.46
Diluted EPS from Cont Ops	1.14	0.45	0.57	0.45	0.63	0.58	0.66	1.11	1.34	2.27	3.63	1.79	2.48	2.77	3.53
Dividend per Share	0.33	- -	- -	0.03	0.05	0.05	0.04	0.04	0.16	0.15	0.21	0.47	0.51	0.54	0.6
Cash Flow per Share	5.96	0.21	0.16	-1.03	-0.2	-0.47	-0.4	-0.24	-0.04	-0.48	-0.16	0.02	-0.63	-1.52	-1.92
Free Cash Flow per Basic Share	5.96	0.21	0.16	-1.03	-0.2	-0.47	-0.4	-0.24	-0.04	-0.48	-0.16	0.02	-0.63	-1.52	-1.92
Cash & Equivalents per Share	5.54	8.34	5.2	5.96	6.14	4.97	4.12	6.29	14.16	16.81	21.75	26.92	28.35	30.68	20.47
Book Value per Share	1.7	3.27	0.25	0.47	1.06	1.6	2.22	3.29	4.54	4.73	9.22	12.58	16.04	19.44	23.28
Tangible Book Value per Share	8.14	8.51	2.64	2.98	3.59	4.16	4.81	5.91	6.81	6.02	6.03	5.25	6.75	8.53	10.33

SLM Corporation

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)