Security National Financial Corporation Financial Ratios — SNFCA

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	2.14	23.7	9.05	8.89	12.43	9.74	10.04	13.54	5.91	24.14	14.02	8.67	4.79	8.38	8.12
Return on Assets (%)	0.26	2.98	1.25	1.27	1.77	1.36	1.46	2.13	0.91	3.86	2.55	1.71	1	1.99	2.1
Return on Capital (%)	- -	22.07	9.9	8.62	8.64	5.76	- -	8.25	4.31	12.76	8.08	6.27	4.31	7.15	7.15
Return on Invested Capital (%)	- -	15.85	6.55	5.56	6.06	4.44	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	9.11	4.56	5.55	7.07	6.81	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	9.11	4.56	5.55	7.07	6.81	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	-12.18	28.59	60.85	27.3	13.27	3.83	75.67	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	0.77	9.11	4.56	6.1	7.5	6.47	2.72	9.36	4.93	14.84	10.95	8.8	5.12	11.14	11.99
Profit Margin (%)	0.81	7.13	3.52	3.65	4.76	4.01	5.1	7.76	3.85	11.55	8.36	6.57	4.55	8.68	9.31
Net Income to Common Margin (%)	0.81	7.13	3.52	3.65	4.76	4.01	5.1	7.76	3.85	11.55	8.36	6.57	4.55	8.68	9.31
Effective Tax Rate (%)	- -	21.73	22.78	40.14	36.46	38.14	- -	17.17	21.88	22.19	23.71	25.27	11.08	22.09	22.36
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	2.14	23.7	9.05	8.89	12.43	9.74	10.04	13.54	5.91	24.14	14.02	8.67	4.79	8.38	8.12

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	25	12	18	29	131	152	157	188	218	298	251	162	106	107	98
ST Debt	16	5	- -	- -	90	98	87	133	157	248	161	63	8	11	4
LT Debt	9	7	18	29	41	54	71	54	60	50	90	99	98	96	94
Total Debt/EBITDA	- -	0.56	1.86	2.33	6.61	7.34	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	-1.01	-2.03	-0.15	4.59	5.46	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	0.56	1.86	2.33	6.61	7.34	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	-1.01	-2.03	-0.15	4.59	5.46	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	5.7	3.44	4.17	4.45	4.06	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	-0.39	4.9	2.19	3.66	3.63	3.36	-0.15	-0.18	-0.25	-0.19	-0.73	-0.2	-0.23	-0.58	-0.37
EBIT to Interest Expense	- -	5.7	3.44	4.17	4.45	4.06	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	2	4	3	3	4	5	6	7	7	9	7	8	5	4	5
Common Equity/Total Assets	11.71	13.36	14.18	14.47	14.01	13.92	15.13	16.35	14.74	17.04	19.37	20.04	21.87	25.55	26.27
Long-Term Debt/Equity (%)	14.08	9.15	20.84	29.89	34.75	40.52	47.53	31.52	30.64	19.01	30.02	33.76	31.26	25.18	22.96
Long-Term Debt/Capital (%)	9.99	7.96	17.25	23.01	16.45	18.87	23.08	15.07	14.55	8.93	16.33	21.75	23.38	19.68	18.52
Long-Term Debt/Total Assets (%)	1.65	1.22	2.96	4.32	4.87	5.64	7.19	5.15	4.52	3.24	5.81	6.76	6.84	6.43	6.03
Total Debt/Equity (%)	40.86	14.92	20.84	29.89	111.29	114.77	105.98	109.14	110.61	112.82	83.83	55.23	33.73	27.95	23.98
Total Debt/Capital (%)	29.01	12.99	17.25	23.01	52.67	53.44	51.45	52.19	52.52	53.01	45.6	35.58	25.23	21.84	19.34
Total Debt/Total Assets (%)	4.78	1.99	2.96	4.32	15.59	15.97	16.03	17.85	16.3	19.23	16.24	11.07	7.38	7.14	6.3
Net Debt to Equity	12.96	-27.04	-22.69	-1.89	77.26	85.36	75.48	26.38	45.58	72.54	39.99	13.92	-6.84	-8.89	-0.97
Net Debt/Capital (%)	11.47	-37.07	-29.36	-1.93	43.59	46.05	43.01	20.87	31.29	42.03	28.56	12.22	-7.34	-9.75	-0.97
EBITDA	- -	21	10	12	20	21	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-1	18	6	11	16	17	-1	-1	-2	-2	-5	-2	-1	-2	-2
Operating Income (Loss)	- -	21	10	12	20	21	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.71	13.36	14.18	14.47	14.01	13.92	15.13	16.35	14.74	17.04	19.37	20.04	21.87	25.55	26.27
Long-Term Debt/Equity (%)	14.08	9.15	20.84	29.89	34.75	40.52	47.53	31.52	30.64	19.01	30.02	33.76	31.26	25.18	22.96
Long-Term Debt/Capital (%)	9.99	7.96	17.25	23.01	16.45	18.87	23.08	15.07	14.55	8.93	16.33	21.75	23.38	19.68	18.52
Long-Term Debt/Total Assets (%)	1.65	1.22	2.96	4.32	4.87	5.64	7.19	5.15	4.52	3.24	5.81	6.76	6.84	6.43	6.03
Total Debt/Equity (%)	40.86	14.92	20.84	29.89	111.29	114.77	105.98	109.14	110.61	112.82	83.83	55.23	33.73	27.95	23.98
Total Debt/Capital (%)	29.01	12.99	17.25	23.01	52.67	53.44	51.45	52.19	52.52	53.01	45.6	35.58	25.23	21.84	19.34
Total Debt/Total Assets (%)	4.78	1.99	2.96	4.32	15.59	15.97	16.03	17.85	16.3	19.23	16.24	11.07	7.38	7.14	6.3
CFO/Total Liabilities	1.49	4.33	6.9	-2.17	-3.89	4.33	5.32	0.8	-6.64	-10.09	11.59	11.17	4.82	5.15	3.95
CFO/CapEx	8.97	7.42	10.27	-8.2	-7.74	9.96	48.65	5.46	-41.1	-79.49	27.71	81.52	48.54	23.21	26.93
Altman's Z-Score	0.41	0.81	0.63	0.58	0.6	0.57	0.46	0.46	0.38	0.54	0.59	0.55	0.55	0.61	0.57

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	12.5	9.79	8.1	9.15	12.26	15.19	13.5	15.01	14.81	21.95	21.08	17.31	13.53	13.24	13.2
Days Sales Outstanding	29.21	37.28	45.07	39.88	29.77	24.03	27.04	24.31	24.64	16.63	17.32	21.09	26.97	27.56	27.66
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	31	186	118	78	95	98	85	89	111	167	196	161	217	311	234
- Cash & Cash Equivalents	17	33	38	31	40	39	45	142	128	106	131	121	127	141	102
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	25	12	18	29	131	152	157	188	218	298	251	162	106	107	98
Enterprise Value	32	124	86	49	169	183	191	129	-155	64	57	-144	-185	-90	168
Total Capital	86	92	106	126	249	285	306	359	414	562	551	454	418	489	509
Total Debt/Capital (%)	29.01	12.99	17.25	23.01	52.67	53.44	51.45	52.19	52.52	53.01	45.6	35.58	25.23	21.84	19.34
Total Debt / EV	0.78	0.1	0.21	0.6	0.78	0.83	0.83	1.46	-1.41	4.67	4.43	-1.12	-0.57	-1.19	0.59
EV/Sales	0.2	0.53	0.4	0.22	0.6	0.6	0.69	0.46	- -	0.13	0.12	- -	0.44	0.56	0.49
EV/EBITDA	- -	5.79	8.77	3.9	8.52	8.84	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	5.79	8.77	3.9	8.52	8.84	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	3.58	4.88	2.22	- -	- -	4.74	3.43	10.07	- -	- -	0.38	- -	2.42	3.12	3.42
EV/Free Cash Flow to Firm	3.3	4.36	2.03	- -	- -	4.34	3.37	9.15	- -	- -	0.37	- -	2.38	3	3.31
Diluted Market Cap	16	96	63	79	98	103	90	94	107	169	202	168	214	303	230
Diluted Enterprise Value	24	74	43	77	189	217	202	139	197	361	322	209	193	269	226
EV per Share	0.83	3.02	1.91	2.06	6.98	7.67	7.82	5.18	- -	2.5	2.19	- -	6.08	7.72	6.14
TTM Sales	160	234	215	225	280	304	277	280	283	481	473	391	319	335	345
TTM EBITDA	- -	21	10	12	20	21	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	21	10	12	20	21	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	9	25	39	-11	-25	39	56	13	-70	-123	150	136	58	61	49
TTM Free Cash Flow to Firm	10	28	42	-9	-22	42	57	14	-68	-121	155	138	59	63	51

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	2.07	3.76	1.56	-7.2	-4	2.65	1.99	11.33	-1.45	-1.32	1.35	1.27	3.9	5.07	4.86
EV/EBIT	- -	5.79	8.77	3.9	8.52	8.84	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	32	124	86	49	169	183	191	129	-155	64	57	-144	-185	-90	168
Low Price	0.54	0.64	2.48	2.07	3.08	2.68	3.1	2.81	3.35	2.88	6.04	4.98	5.1	5.9	7.32
EV/Sales	0.2	0.53	0.4	0.22	0.6	0.6	0.69	0.46	- -	0.13	0.12	- -	0.44	0.56	0.49
EV/EBITDA	- -	5.79	8.77	3.9	8.52	8.84	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	12.03	5.44	7.89	9.29	7.08	8.31	6.25	4.28	9.73	2.97	4.92	6.3	14.39	10.12	6.93
Price/Earnings Average	11.87	2.07	11.67	7.21	6.92	7.17	7.37	4.37	8.55	2.21	4.61	6.9	12.06	7.19	7.59
Price/Earnings High	18.28	7.11	25.16	9.57	8.96	9.57	9.75	5.31	10.28	3.2	5.44	8.61	15.61	11.43	10.36
Price/Earnings Low	8.12	0.76	7.46	5.84	5.56	5.45	5.59	3.36	7.65	1.31	3.93	4.98	9	5.21	5.91
Price/Book Value	0.51	2.33	1.35	0.8	0.81	0.74	0.57	0.52	0.57	0.63	0.65	0.55	0.69	0.81	0.57
Price/Book Value Average	0.5	0.89	1.99	0.62	0.79	0.64	0.67	0.53	0.5	0.47	0.61	0.6	0.58	0.58	0.63
Price/Book Value High	0.77	3.05	4.3	0.82	1.02	0.85	0.89	0.64	0.6	0.68	0.72	0.75	0.75	0.92	0.85
Price/Book Value Low	0.34	0.33	1.27	0.5	0.63	0.48	0.51	0.41	0.45	0.28	0.52	0.43	0.43	0.42	0.49
Price/Tangible Book Value	0.51	2.44	1.44	0.9	0.93	0.88	0.68	0.6	0.64	0.74	0.82	0.57	0.72	0.84	0.59
Price/Tangible Book Value Average	0.5	0.93	2.13	0.7	0.91	0.76	0.8	0.61	0.56	0.55	0.77	0.63	0.61	0.6	0.64
Price/Tangible Book Value High	0.78	3.18	4.59	0.92	1.17	1.01	1.06	0.74	0.67	0.8	0.91	0.78	0.78	0.95	0.88
Price/Tangible Book Value Low	0.35	0.34	1.36	0.56	0.73	0.58	0.61	0.47	0.5	0.33	0.66	0.45	0.45	0.43	0.5
Price/Sales	0.1	0.39	0.28	0.34	0.34	0.33	0.32	0.33	0.37	0.34	0.41	0.41	0.65	0.88	0.64
Price/Sales Average	0.1	0.15	0.41	0.26	0.33	0.29	0.38	0.34	0.33	0.25	0.39	0.45	0.55	0.62	0.71
Price/Sales High	0.15	0.51	0.89	0.35	0.43	0.38	0.5	0.41	0.4	0.37	0.45	0.57	0.71	0.99	0.96
Price/Sales Low	0.07	0.05	0.26	0.21	0.26	0.22	0.28	0.26	0.29	0.15	0.33	0.33	0.41	0.45	0.55
Price/Cash Flow	2.28	4.06	1.63	-6.12	-3.36	2.85	1.99	13.24	-1.4	-1.27	1.35	1.24	3.87	5.14	4.89
Price/Cash Flow Average	2.25	1.55	2.42	-4.75	-3.29	2.46	2.35	13.51	-1.23	-0.95	1.26	1.36	3.25	3.65	5.36
Price/Cash Flow High	3.46	5.3	5.21	-6.31	-4.25	3.28	3.1	16.42	-1.48	-1.37	1.49	1.7	4.2	5.81	7.31
Price/Cash Flow Low	1.54	0.57	1.54	-3.85	-2.64	1.87	1.78	10.39	-1.1	-0.56	1.07	0.98	2.42	2.65	4.17
Price/Free Cash Flow Average	2.04	1.43	2.31	-5.59	-3.91	2.28	2.35	11.56	-1.27	-0.98	1.26	1.39	3.27	3.6	5.32
Price/Free Cash Flow High	3.14	4.91	4.98	-7.42	-5.06	3.05	3.1	14.05	-1.53	-1.42	1.49	1.74	4.23	5.72	7.27
Price/Free Cash Flow Low	1.4	0.53	1.48	-4.53	-3.14	1.73	1.78	8.89	-1.14	-0.58	1.08	1.01	2.44	2.61	4.15
EV/Sales Average	0.24	0.21	0.72	0.26	0.66	0.65	0.76	0.49	0.66	0.66	0.64	0.56	0.51	0.56	0.73
EV/Sales High	0.34	0.95	1.66	0.35	0.75	0.74	0.88	0.56	0.73	0.77	0.71	0.67	0.67	0.94	1
EV/Sales Low	0.18	0.02	0.43	0.21	0.59	0.58	0.68	0.41	0.63	0.55	0.58	0.43	0.36	0.38	0.57
EV/EBITDA Average	- -	2.31	15.78	4.67	9.27	9.52	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	10.37	36.35	6.25	10.65	10.88	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	0.21	9.36	3.76	8.35	8.54	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	2.31	15.78	4.67	9.27	9.52	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	10.37	36.35	6.25	10.65	10.88	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	0.21	9.36	3.76	8.35	8.54	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	0.8	4.54	2.62	3.29	3.92	4.09	3.47	3.58	4.26	6.54	7.57	6.3	8.16	11.46	8.58
High Price	1.22	5.93	8.36	3.39	4.96	4.71	5.41	4.44	4.5	7.05	8.37	8.61	8.85	12.94	12.83
Enterprise Value Average	38	49	155	58	184	197	212	136	188	316	303	217	161	187	253
Enterprise Value High	55	221	357	78	211	226	244	155	207	371	337	261	214	317	347
Enterprise Value Low	29	5	92	47	166	177	188	115	177	265	276	168	115	126	196

Shares Outstanding	39	41	45	24	24	24	24	25	26	26	26	26	27	27	27
Diluted Weighted Avg Shares	20	21	24	24	25	25	26	26	25	26	27	27	26	26	27
Basic Weighted Avg Shares	19	20	23	23	24	25	25	26	25	25	26	26	26	26	26
Revenue per Share	8.2	11.69	9.43	9.7	11.63	12.29	10.89	10.79	11.38	19.06	18.4	15.21	12.46	13.04	13.3
EBITDA per Share	- -	1.07	0.43	0.54	0.82	0.84	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	1.07	0.43	0.54	0.82	0.84	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.07	0.83	0.33	0.35	0.55	0.49	0.55	0.84	0.44	2.2	1.54	1	0.57	1.13	1.24
Basic EPS from Cont Ops	0.07	0.83	0.33	0.35	0.55	0.49	0.55	0.84	0.44	2.2	1.54	1	0.57	1.13	1.24
Diluted EPS, GAAP	0.07	0.79	0.32	0.34	0.53	0.48	0.54	0.83	0.43	2.15	1.48	0.96	0.55	1.1	1.2
Diluted EPS from Cont Ops	0.07	0.79	0.32	0.34	0.53	0.48	0.54	0.83	0.43	2.15	1.48	0.96	0.55	1.1	1.2
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	0.35	1.12	1.61	-0.54	-1.17	1.43	1.74	0.27	-3.04	-5.13	5.63	5.08	2.11	2.23	1.75
Free Cash Flow per Basic Share	0.31	0.97	1.45	-0.6	-1.32	1.29	1.71	0.22	-3.11	-5.2	5.42	5.02	2.06	2.13	1.69
Cash & Equivalents per Share	0.62	1.82	1.12	2.46	2.35	2.79	2.11	5.96	18.51	15.71	15.08	18.28	19.08	18.71	6.04
Book Value per Share	1.59	1.95	1.95	4.12	4.86	5.55	6.1	6.93	7.53	10.35	11.57	11.46	11.74	14.09	15.02
Tangible Book Value per Share	1.57	1.86	1.82	3.67	4.23	4.65	5.11	5.97	6.68	8.78	9.19	11.01	11.3	13.64	14.6

Security National Financial Corporation

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)