Security National Financial Corporation Financial Ratios — SNFCA

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	3.09	33.89	12.63	12.42	17.14	13.41	14	18.66	8.4	34.7	19.43	11.18	5.96	11.26	11.4
Return on Assets (%)	0.26	2.98	1.25	1.27	1.77	1.36	1.46	2.13	0.91	3.86	2.55	1.71	1	1.99	2.1
Return on Capital (%)	- -	28.98	13.03	11.15	10.25	6.6	- -	9.51	5.02	14.9	9.41	7.23	4.99	8.89	9.27
Return on Invested Capital (%)	- -	15.85	6.55	5.56	6.06	4.44	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	9.11	4.56	5.55	7.07	6.81	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	9.11	4.56	5.55	7.07	6.81	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	-12.18	28.59	60.85	27.3	13.27	3.83	75.67	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	0.77	9.11	4.56	6.1	7.5	6.47	2.72	9.36	4.93	14.84	10.95	8.8	5.12	11.14	11.99
Profit Margin (%)	0.81	7.13	3.52	3.65	4.76	4.01	5.1	7.76	3.85	11.55	8.36	6.57	4.55	8.68	9.31
Net Income to Common Margin (%)	0.81	7.13	3.52	3.65	4.76	4.01	5.1	7.76	3.85	11.55	8.36	6.57	4.55	8.68	9.31
Effective Tax Rate (%)	- -	21.73	22.78	40.14	36.46	38.14	- -	17.17	21.88	22.19	23.71	25.27	11.08	22.09	22.36
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	3.09	33.89	12.63	12.42	17.14	13.41	14	18.66	8.4	34.7	19.43	11.18	5.96	11.26	11.4

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	25	12	18	29	131	152	157	188	218	298	251	162	106	107	98
ST Debt	16	5	- -	- -	90	98	87	133	157	248	161	63	8	11	4
LT Debt	9	7	18	29	41	54	71	54	60	50	90	99	98	96	94
Total Debt/EBITDA	- -	0.56	1.86	2.33	6.61	7.34	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	-1.01	-2.03	-0.15	4.59	5.46	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	0.56	1.86	2.33	6.61	7.34	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	-1.01	-2.03	-0.15	4.59	5.46	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	5.7	3.44	4.17	4.45	4.06	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	-0.39	4.9	2.19	3.66	3.63	3.36	-0.15	-0.18	-0.25	-0.19	-0.73	-0.2	-0.23	-0.58	-0.37
EBIT to Interest Expense	- -	5.7	3.44	4.17	4.45	4.06	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	2	4	3	3	4	5	6	7	7	9	7	8	5	4	5
Common Equity/Total Assets	8	9.51	10.23	10.29	10.32	9.98	10.85	11.97	10	12.07	14.2	16.4	17.27	18.09	18.8
Long-Term Debt/Equity (%)	14.08	9.15	20.84	29.89	34.75	40.52	47.53	31.52	30.64	19.01	30.02	33.76	31.26	25.18	22.96
Long-Term Debt/Capital (%)	12.89	10.63	22.42	29.6	18.79	21.73	26.74	17.28	17.17	10.35	19.1	24.62	27.74	25.5	24.03
Long-Term Debt/Total Assets (%)	1.65	1.22	2.96	4.32	4.87	5.64	7.19	5.15	4.52	3.24	5.81	6.76	6.84	6.43	6.03
Total Debt/Equity (%)	40.86	14.92	20.84	29.89	111.29	114.77	105.98	109.14	110.61	112.82	83.83	55.23	33.73	27.95	23.98
Total Debt/Capital (%)	37.43	17.33	22.42	29.6	60.16	61.55	59.63	59.85	61.98	61.44	53.34	40.29	29.93	28.31	25.1
Total Debt/Total Assets (%)	4.78	1.99	2.96	4.32	15.59	15.97	16.03	17.85	16.3	19.23	16.24	11.07	7.38	7.14	6.3
Net Debt to Equity	12.96	-27.04	-22.69	-1.89	77.26	85.36	75.48	26.38	45.58	72.54	39.99	13.92	-6.84	-8.89	-0.97
Net Debt/Capital (%)	15.95	-61.29	-45.92	-2.73	51.18	54.35	51.27	26.48	40.16	50.59	35.28	14.53	-9.48	-14.36	-1.37
EBITDA	- -	21	10	12	20	21	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-1	18	6	11	16	17	-1	-1	-2	-2	-5	-2	-1	-2	-2
Operating Income (Loss)	- -	21	10	12	20	21	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8	9.51	10.23	10.29	10.32	9.98	10.85	11.97	10	12.07	14.2	16.4	17.27	18.09	18.8
Long-Term Debt/Equity (%)	14.08	9.15	20.84	29.89	34.75	40.52	47.53	31.52	30.64	19.01	30.02	33.76	31.26	25.18	22.96
Long-Term Debt/Capital (%)	12.89	10.63	22.42	29.6	18.79	21.73	26.74	17.28	17.17	10.35	19.1	24.62	27.74	25.5	24.03
Long-Term Debt/Total Assets (%)	1.65	1.22	2.96	4.32	4.87	5.64	7.19	5.15	4.52	3.24	5.81	6.76	6.84	6.43	6.03
Total Debt/Equity (%)	40.86	14.92	20.84	29.89	111.29	114.77	105.98	109.14	110.61	112.82	83.83	55.23	33.73	27.95	23.98
Total Debt/Capital (%)	37.43	17.33	22.42	29.6	60.16	61.55	59.63	59.85	61.98	61.44	53.34	40.29	29.93	28.31	25.1
Total Debt/Total Assets (%)	4.78	1.99	2.96	4.32	15.59	15.97	16.03	17.85	16.3	19.23	16.24	11.07	7.38	7.14	6.3
CFO/Total Liabilities	1.49	4.33	6.9	-2.17	-3.89	4.33	5.32	0.8	-6.64	-10.09	11.59	11.17	4.82	5.15	3.95
CFO/CapEx	8.97	7.42	10.27	-8.2	-7.74	9.96	48.65	5.46	-41.1	-79.49	27.71	81.52	48.54	23.21	26.93
Altman's Z-Score	0.39	0.7	0.56	0.57	0.6	0.57	0.46	0.46	0.38	0.54	0.58	0.54	0.54	0.59	0.56

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	12.5	9.79	8.1	9.15	12.26	15.19	13.5	15.01	14.81	21.95	21.08	17.31	13.53	13.24	13.2
Days Sales Outstanding	29.21	37.28	45.07	39.88	29.77	24.03	27.04	24.31	24.64	16.63	17.32	21.09	26.97	27.56	27.66
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	15	87	57	73	90	96	84	88	101	157	185	154	199	281	212
- Cash & Cash Equivalents	17	33	38	31	40	39	45	142	128	106	131	121	127	141	102
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	25	12	18	29	131	152	157	188	218	298	251	162	106	107	98
Enterprise Value	16	24	25	44	164	182	190	128	-165	54	46	-151	-204	-120	146
Total Capital	67	69	82	98	218	247	264	313	351	485	471	401	353	377	392
Total Debt/Capital (%)	37.43	17.33	22.42	29.6	60.16	61.55	59.63	59.85	61.98	61.44	53.34	40.29	29.93	28.31	25.1
Total Debt / EV	1.57	0.49	0.73	0.66	0.8	0.84	0.83	1.46	-1.32	5.49	5.47	-1.07	-0.52	-0.89	0.68
EV/Sales	0.1	0.1	0.12	0.19	0.59	0.6	0.69	0.46	- -	0.11	0.1	- -	0.44	0.56	0.42
EV/EBITDA	- -	1.13	2.54	3.51	8.28	8.78	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	1.13	2.54	3.51	8.28	8.78	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	1.78	0.95	0.64	- -	- -	4.7	3.42	10.03	- -	- -	0.31	- -	2.42	3.12	2.97
EV/Free Cash Flow to Firm	1.64	0.85	0.59	- -	- -	4.31	3.36	9.12	- -	- -	0.3	- -	2.38	3	2.87
Diluted Market Cap	15	91	60	75	93	99	86	89	102	161	192	160	204	289	219
Diluted Enterprise Value	23	70	40	73	184	212	198	135	191	353	312	201	183	255	215
EV per Share	0.86	1.26	1.15	1.98	7.14	7.72	7.85	5.19	- -	2.26	1.88	- -	6.08	7.72	5.89
TTM Sales	160	234	215	225	280	304	277	280	283	481	473	391	319	335	345
TTM EBITDA	- -	21	10	12	20	21	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	21	10	12	20	21	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	9	25	39	-11	-25	39	56	13	-70	-123	150	136	58	61	49
TTM Free Cash Flow to Firm	10	28	42	-9	-22	42	57	14	-68	-121	155	138	59	63	51

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	1.97	3.58	1.49	-6.86	-3.81	2.52	1.89	10.79	-1.38	-1.26	1.28	1.21	3.71	4.83	4.63
EV/EBIT	- -	1.13	2.54	3.51	8.28	8.78	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	16	24	25	44	164	182	190	128	-165	54	46	-151	-204	-120	146
Low Price	0.54	0.64	2.48	2.07	3.08	2.68	3.1	2.81	3.35	2.88	6.04	4.98	5.1	5.9	7.32
EV/Sales	0.1	0.1	0.12	0.19	0.59	0.6	0.69	0.46	- -	0.11	0.1	- -	0.44	0.56	0.42
EV/EBITDA	- -	1.13	2.54	3.51	8.28	8.78	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	11.46	5.18	7.51	8.85	6.74	7.92	5.96	4.07	9.26	2.83	4.69	6	13.71	9.64	6.6
Price/Earnings Average	11.31	1.97	11.11	6.86	6.59	6.83	7.02	4.16	8.14	2.1	4.39	6.57	11.49	6.85	7.22
Price/Earnings High	17.41	6.77	23.96	9.11	8.53	9.11	9.29	5.05	9.79	3.05	5.18	8.2	14.87	10.88	9.87
Price/Earnings Low	7.73	0.73	7.11	5.57	5.3	5.19	5.32	3.2	7.29	1.25	3.74	4.74	8.57	4.96	5.63
Price/Book Value	0.36	1.52	0.9	1.05	1.04	1.02	0.79	0.7	0.76	0.84	0.84	0.64	0.8	1.04	0.72
Price/Book Value Average	0.35	0.58	1.33	0.82	1.01	0.88	0.93	0.72	0.66	0.63	0.79	0.7	0.67	0.74	0.79
Price/Book Value High	0.54	1.99	2.87	1.09	1.31	1.17	1.23	0.87	0.8	0.91	0.93	0.88	0.87	1.17	1.08
Price/Book Value Low	0.24	0.21	0.85	0.66	0.82	0.67	0.7	0.55	0.59	0.37	0.67	0.51	0.5	0.53	0.62
Price/Tangible Book Value	0.25	1.13	0.69	0.84	0.88	0.87	0.68	0.6	0.58	0.7	0.78	0.55	0.66	0.76	0.53
Price/Tangible Book Value Average	0.24	0.43	1.03	0.65	0.86	0.75	0.8	0.61	0.51	0.52	0.73	0.6	0.55	0.54	0.58
Price/Tangible Book Value High	0.37	1.48	2.21	0.87	1.11	1	1.05	0.74	0.61	0.76	0.86	0.75	0.72	0.86	0.8
Price/Tangible Book Value Low	0.17	0.16	0.66	0.53	0.69	0.57	0.6	0.47	0.45	0.31	0.62	0.43	0.41	0.39	0.45
Price/Sales	0.09	0.37	0.26	0.32	0.32	0.32	0.3	0.32	0.36	0.33	0.39	0.39	0.62	0.84	0.61
Price/Sales Average	0.09	0.14	0.39	0.25	0.31	0.27	0.36	0.32	0.31	0.24	0.37	0.43	0.52	0.59	0.67
Price/Sales High	0.14	0.48	0.84	0.33	0.41	0.37	0.47	0.39	0.38	0.35	0.43	0.54	0.68	0.94	0.92
Price/Sales Low	0.06	0.05	0.25	0.2	0.25	0.21	0.27	0.25	0.28	0.14	0.31	0.31	0.39	0.43	0.52
Price/Cash Flow	2.17	3.86	1.55	-5.83	-3.2	2.71	1.9	12.61	-1.33	-1.21	1.28	1.18	3.69	4.9	4.66
Price/Cash Flow Average	2.14	1.47	2.3	-4.52	-3.13	2.34	2.24	12.86	-1.17	-0.9	1.2	1.29	3.09	3.48	5.1
Price/Cash Flow High	3.29	5.05	4.96	-6.01	-4.05	3.13	2.96	15.63	-1.41	-1.31	1.42	1.61	4	5.53	6.97
Price/Cash Flow Low	1.46	0.54	1.47	-3.67	-2.52	1.78	1.69	9.89	-1.05	-0.53	1.02	0.93	2.3	2.52	3.97
Price/Free Cash Flow Average	1.95	1.36	2.2	-5.32	-3.72	2.17	2.23	11.01	-1.21	-0.93	1.2	1.33	3.11	3.43	5.07
Price/Free Cash Flow High	2.99	4.68	4.74	-7.07	-4.82	2.9	2.95	13.38	-1.46	-1.36	1.42	1.66	4.02	5.45	6.92
Price/Free Cash Flow Low	1.33	0.5	1.41	-4.31	-2.99	1.65	1.69	8.47	-1.08	-0.55	1.02	0.96	2.32	2.49	3.95
EV/Sales Average	0.14	0.05	0.3	0.24	0.64	0.65	0.76	0.48	0.63	0.64	0.62	0.54	0.46	0.49	0.66
EV/Sales High	0.19	0.39	0.75	0.32	0.73	0.74	0.88	0.55	0.69	0.75	0.69	0.64	0.61	0.84	0.91
EV/Sales Low	0.11	- -	0.16	0.2	0.58	0.58	0.68	0.41	0.6	0.54	0.57	0.42	0.32	0.33	0.51
EV/EBITDA Average	- -	0.53	6.56	4.37	9.03	9.47	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	4.29	16.48	5.85	10.33	10.81	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	-0.44	3.46	3.52	8.16	8.5	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	0.53	6.56	4.37	9.03	9.47	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	4.29	16.48	5.85	10.33	10.81	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	-0.44	3.46	3.52	8.16	8.5	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	0.8	4.54	2.62	3.29	3.92	4.09	3.47	3.58	4.26	6.54	7.57	6.3	8.16	11.46	8.58
High Price	1.22	5.93	8.36	3.39	4.96	4.71	5.41	4.44	4.5	7.05	8.37	8.61	8.85	12.94	12.83
Enterprise Value Average	23	11	64	55	179	196	211	135	178	309	293	210	145	166	228
Enterprise Value High	31	92	162	73	205	224	243	155	196	361	325	251	194	283	313
Enterprise Value Low	18	-9	34	44	162	176	187	115	169	261	268	163	103	111	177

Shares Outstanding	37	39	43	22	23	23	23	24	25	24	25	24	25	26	26
Diluted Weighted Avg Shares	19	20	23	23	24	24	25	25	24	25	25	25	25	25	25
Basic Weighted Avg Shares	19	19	22	22	23	24	24	25	24	24	24	24	24	24	25
Revenue per Share	8.61	12.28	9.9	10.19	12.21	12.9	11.43	11.33	11.95	20.02	19.32	15.97	13.08	13.7	13.97
EBITDA per Share	- -	1.12	0.45	0.56	0.86	0.88	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	1.12	0.45	0.56	0.86	0.88	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.07	0.88	0.35	0.37	0.58	0.52	0.58	0.88	0.46	2.31	1.61	1.05	0.6	1.19	1.3
Basic EPS from Cont Ops	0.07	0.88	0.35	0.37	0.58	0.52	0.58	0.88	0.46	2.31	1.61	1.05	0.6	1.19	1.3
Diluted EPS, GAAP	0.07	0.83	0.33	0.36	0.56	0.51	0.57	0.87	0.46	2.26	1.55	1.01	0.58	1.16	1.26
Diluted EPS from Cont Ops	0.07	0.83	0.33	0.36	0.56	0.51	0.57	0.87	0.46	2.26	1.55	1.01	0.58	1.16	1.26
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	0.37	1.17	1.69	-0.56	-1.22	1.51	1.83	0.28	-3.19	-5.39	5.91	5.33	2.21	2.34	1.84
Free Cash Flow per Basic Share	0.33	1.02	1.52	-0.63	-1.38	1.36	1.79	0.23	-3.27	-5.46	5.7	5.27	2.17	2.24	1.77
Cash & Equivalents per Share	1.3	3.9	2.32	2.62	2.48	2.82	2.12	5.99	20.42	16.67	15.96	19.08	20.88	20.7	6.67
Book Value per Share	2.26	2.98	2.91	3.12	3.78	4.03	4.4	5.1	5.63	7.77	8.98	9.8	10.15	11.04	11.88
Tangible Book Value per Share	3.27	4	3.78	3.92	4.45	4.7	5.14	6	7.37	9.31	9.72	11.5	12.37	15.09	16.13

Security National Financial Corporation

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)