Somerset Trust Holding Company

SOME

SOMESomerset Trust Holding Company US flag

Other OTC

86.00

USD

+0.90

- -

216.92MMarket Cap

Profitability (USD)

Profitability Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	9.28	10.3	17.18	18.94	16.67	14.72
Return on Assets (%)	- -	0.78	0.8	1.07	1.1	1.08	1.05
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	18.43	17.08	19.55	28.69	28.44	30.02	28.19
Profit Margin (%)	16.74	15.42	17.53	24.79	24.17	24.94	23.5
Net Income to Common Margin (%)	16.74	15.42	17.53	24.79	24.17	24.94	23.5
Effective Tax Rate (%)	9.16	9.71	10.35	13.59	15.04	16.93	16.66
Dvd Payout Ratio (%)	31.76	32.34	27.48	18.96	17.48	17	17.14
Sustainable Growth Rate (%)	- -	6.28	7.47	13.92	15.63	13.84	12.19

Credit (USD)

Credit Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	150	122	102	217	228	234	174
ST Debt	- -	- -	- -	- -	- -	- -	- -
LT Debt	150	122	102	217	228	234	174
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.82	8.13	7.5	5.1	6.48	6.53	7.73
Long-Term Debt/Equity (%)	127.45	93.17	72.91	211.4	160	154.99	92.14
Long-Term Debt/Capital (%)	56.03	48.23	42.17	67.89	61.54	60.78	47.95
Long-Term Debt/Total Assets (%)	11.24	7.57	5.47	10.78	10.37	10.12	7.13
Total Debt/Equity (%)	127.45	93.17	72.91	211.4	160	154.99	92.14
Total Debt/Capital (%)	56.03	48.23	42.17	67.89	61.54	60.78	47.95
Total Debt/Total Assets (%)	11.24	7.57	5.47	10.78	10.37	10.12	7.13
Net Debt to Equity	-22.63	-52.42	-107.75	-38.82	-29.75	-29.75	-24.16
Net Debt/Capital (%)	-11.05	-37.24	-165.37	-14.24	-12.92	-13.21	-14.38
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-7	-7	-6	-7	-15	-8	-29
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.82	8.13	7.5	5.1	6.48	6.53	7.73
Long-Term Debt/Equity (%)	127.45	93.17	72.91	211.4	160	154.99	92.14
Long-Term Debt/Capital (%)	56.03	48.23	42.17	67.89	61.54	60.78	47.95
Long-Term Debt/Total Assets (%)	11.24	7.57	5.47	10.78	10.37	10.12	7.13
Total Debt/Equity (%)	127.45	93.17	72.91	211.4	160	154.99	92.14
Total Debt/Capital (%)	56.03	48.23	42.17	67.89	61.54	60.78	47.95
Total Debt/Total Assets (%)	11.24	7.57	5.47	10.78	10.37	10.12	7.13
CFO/Total Liabilities	1.36	0.82	1.01	1.27	1.24	0.96	1.63
CFO/CapEx	2.26	1.83	2.99	3.73	1.76	2.46	1.27
Altman's Z-Score	0.22	0.19	0.18	0.18	0.18	0.19	0.21

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	111	102	116	101	106	114	169
- Cash & Cash Equivalents	27	69	151	40	42	45	46
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	150	122	102	217	228	234	174
Enterprise Value	235	155	68	278	292	304	297
Total Capital	268	253	242	320	371	386	363
Total Debt/Capital (%)	56.03	48.23	42.17	67.89	61.54	60.78	47.95
Total Debt / EV	0.64	0.79	1.51	0.78	0.78	0.77	0.58
EV/Sales	3.53	2.07	0.85	3.31	3.03	3.09	2.79
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	14.14	12.75	3.87	11.46	11.42	14.57	8.12
EV/Free Cash Flow to Firm	9.81	8.25	2.9	9.03	7.27	10.35	4.55
Diluted Market Cap	108	101	116	101	106	114	169
Diluted Enterprise Value	232	154	67	278	292	304	297
EV per Share	92.97	61.4	26.76	110.39	115.61	120.37	117.87
TTM Sales	66	75	80	84	96	98	106
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	17	12	17	24	26	21	37
TTM Free Cash Flow to Firm	24	19	23	31	40	29	65

Multiples (USD)

Valuation Multiples API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	4.52	5.37	4.97	3.27	2.64	3.89	2.58
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	235	155	68	278	292	304	297
Low Price	40	32	38.1	35.8	37	36.15	42.75
EV/Sales	3.53	2.07	0.85	3.31	3.03	3.09	2.79
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	9.7	8.75	8.29	4.83	4.56	4.66	6.76
Price/Earnings Average	9.44	8.02	7.68	5.23	4.48	4.24	5.47
Price/Earnings High	10.37	14.13	8.99	6.03	5.18	4.84	6.96
Price/Earnings Low	8.82	6.95	6.85	4.32	4.02	3.72	4.31
Price/Book Value	0.94	0.78	0.83	0.98	0.74	0.75	0.9
Price/Book Value Average	0.92	0.71	0.77	1.06	0.73	0.69	0.72
Price/Book Value High	1.01	1.25	0.9	1.22	0.84	0.78	0.92
Price/Book Value Low	0.86	0.62	0.69	0.88	0.65	0.6	0.57
Price/Tangible Book Value	0.94	0.78	0.83	0.98	0.74	0.76	0.9
Price/Tangible Book Value Average	0.92	0.71	0.77	1.06	0.73	0.69	0.72
Price/Tangible Book Value High	1.01	1.25	0.9	1.22	0.84	0.78	0.92
Price/Tangible Book Value Low	0.86	0.62	0.69	0.88	0.65	0.6	0.57
Price/Sales	1.62	1.35	1.45	1.2	1.1	1.16	1.59
Price/Sales Average	1.58	1.24	1.35	1.3	1.08	1.06	1.28
Price/Sales High	1.74	2.18	1.58	1.49	1.25	1.21	1.63
Price/Sales Low	1.48	1.07	1.2	1.07	0.97	0.93	1.01
Price/Cash Flow	6.51	8.31	6.63	4.14	4.15	5.48	4.61
Price/Cash Flow Average	6.33	7.61	6.14	4.49	4.08	4.98	3.73
Price/Cash Flow High	6.96	13.42	7.19	5.17	4.71	5.69	4.75
Price/Cash Flow Low	5.92	6.6	5.48	3.71	3.65	4.37	2.94
Price/Free Cash Flow Average	4.39	4.92	4.61	3.54	2.6	3.54	2.09
Price/Free Cash Flow High	4.83	8.68	5.39	4.08	3	4.04	2.66
Price/Free Cash Flow Low	4.11	4.27	4.11	2.93	2.33	3.11	1.65
EV/Sales Average	3.48	1.96	0.74	3.41	3.01	2.99	2.49
EV/Sales High	3.64	2.9	0.97	3.61	3.18	3.14	2.84
EV/Sales Low	3.38	1.79	0.59	3.18	2.9	2.86	2.22
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -
Last Price	44	40.25	46.1	40	42.01	45.27	67.01
High Price	47	65	50	49.9	47.72	47	69
Enterprise Value Average	231	146	59	287	290	293	265
Enterprise Value High	242	217	77	303	306	308	302
Enterprise Value Low	224	134	47	268	279	281	236

Profitability (USD)

Profitability Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	9.28	10.3	17.18	18.94	16.67	14.72
Return on Assets (%)	- -	0.78	0.8	1.07	1.1	1.08	1.05
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	18.43	17.08	19.55	28.69	28.44	30.02	28.19
Profit Margin (%)	16.74	15.42	17.53	24.79	24.17	24.94	23.5
Net Income to Common Margin (%)	16.74	15.42	17.53	24.79	24.17	24.94	23.5
Effective Tax Rate (%)	9.16	9.71	10.35	13.59	15.04	16.93	16.66
Dvd Payout Ratio (%)	31.76	32.34	27.48	18.96	17.48	17	17.14
Sustainable Growth Rate (%)	- -	6.28	7.47	13.92	15.63	13.84	12.19

Credit (USD)

Credit Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	150	122	102	217	228	234	174
ST Debt	- -	- -	- -	- -	- -	- -	- -
LT Debt	150	122	102	217	228	234	174
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.82	8.13	7.5	5.1	6.48	6.53	7.73
Long-Term Debt/Equity (%)	127.45	93.17	72.91	211.4	160	154.99	92.14
Long-Term Debt/Capital (%)	56.03	48.23	42.17	67.89	61.54	60.78	47.95
Long-Term Debt/Total Assets (%)	11.24	7.57	5.47	10.78	10.37	10.12	7.13
Total Debt/Equity (%)	127.45	93.17	72.91	211.4	160	154.99	92.14
Total Debt/Capital (%)	56.03	48.23	42.17	67.89	61.54	60.78	47.95
Total Debt/Total Assets (%)	11.24	7.57	5.47	10.78	10.37	10.12	7.13
Net Debt to Equity	-22.63	-52.42	-107.75	-38.82	-29.75	-29.75	-24.16
Net Debt/Capital (%)	-11.05	-37.24	-165.37	-14.24	-12.92	-13.21	-14.38
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-7	-7	-6	-7	-15	-8	-29
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.82	8.13	7.5	5.1	6.48	6.53	7.73
Long-Term Debt/Equity (%)	127.45	93.17	72.91	211.4	160	154.99	92.14
Long-Term Debt/Capital (%)	56.03	48.23	42.17	67.89	61.54	60.78	47.95
Long-Term Debt/Total Assets (%)	11.24	7.57	5.47	10.78	10.37	10.12	7.13
Total Debt/Equity (%)	127.45	93.17	72.91	211.4	160	154.99	92.14
Total Debt/Capital (%)	56.03	48.23	42.17	67.89	61.54	60.78	47.95
Total Debt/Total Assets (%)	11.24	7.57	5.47	10.78	10.37	10.12	7.13
CFO/Total Liabilities	1.36	0.82	1.01	1.27	1.24	0.96	1.63
CFO/CapEx	2.26	1.83	2.99	3.73	1.76	2.46	1.27
Altman's Z-Score	0.22	0.19	0.18	0.18	0.18	0.19	0.21

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	111	102	116	101	106	114	169
- Cash & Cash Equivalents	27	69	151	40	42	45	46
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	150	122	102	217	228	234	174
Enterprise Value	235	155	68	278	292	304	297
Total Capital	268	253	242	320	371	386	363
Total Debt/Capital (%)	56.03	48.23	42.17	67.89	61.54	60.78	47.95
Total Debt / EV	0.64	0.79	1.51	0.78	0.78	0.77	0.58
EV/Sales	3.53	2.07	0.85	3.31	3.03	3.09	2.79
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	14.14	12.75	3.87	11.46	11.42	14.57	8.12
EV/Free Cash Flow to Firm	9.81	8.25	2.9	9.03	7.27	10.35	4.55
Diluted Market Cap	108	101	116	101	106	114	169
Diluted Enterprise Value	232	154	67	278	292	304	297
EV per Share	92.97	61.4	26.76	110.39	115.61	120.37	117.87
TTM Sales	66	75	80	84	96	98	106
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	17	12	17	24	26	21	37
TTM Free Cash Flow to Firm	24	19	23	31	40	29	65

Multiples (USD)

Valuation Multiples API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	4.52	5.37	4.97	3.27	2.64	3.89	2.58
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	235	155	68	278	292	304	297
Low Price	40	32	38.1	35.8	37	36.15	42.75
EV/Sales	3.53	2.07	0.85	3.31	3.03	3.09	2.79
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	9.7	8.75	8.29	4.83	4.56	4.66	6.76
Price/Earnings Average	9.44	8.02	7.68	5.23	4.48	4.24	5.47
Price/Earnings High	10.37	14.13	8.99	6.03	5.18	4.84	6.96
Price/Earnings Low	8.82	6.95	6.85	4.32	4.02	3.72	4.31
Price/Book Value	0.94	0.78	0.83	0.98	0.74	0.75	0.9
Price/Book Value Average	0.92	0.71	0.77	1.06	0.73	0.69	0.72
Price/Book Value High	1.01	1.25	0.9	1.22	0.84	0.78	0.92
Price/Book Value Low	0.86	0.62	0.69	0.88	0.65	0.6	0.57
Price/Tangible Book Value	0.94	0.78	0.83	0.98	0.74	0.76	0.9
Price/Tangible Book Value Average	0.92	0.71	0.77	1.06	0.73	0.69	0.72
Price/Tangible Book Value High	1.01	1.25	0.9	1.22	0.84	0.78	0.92
Price/Tangible Book Value Low	0.86	0.62	0.69	0.88	0.65	0.6	0.57
Price/Sales	1.62	1.35	1.45	1.2	1.1	1.16	1.59
Price/Sales Average	1.58	1.24	1.35	1.3	1.08	1.06	1.28
Price/Sales High	1.74	2.18	1.58	1.49	1.25	1.21	1.63
Price/Sales Low	1.48	1.07	1.2	1.07	0.97	0.93	1.01
Price/Cash Flow	6.51	8.31	6.63	4.14	4.15	5.48	4.61
Price/Cash Flow Average	6.33	7.61	6.14	4.49	4.08	4.98	3.73
Price/Cash Flow High	6.96	13.42	7.19	5.17	4.71	5.69	4.75
Price/Cash Flow Low	5.92	6.6	5.48	3.71	3.65	4.37	2.94
Price/Free Cash Flow Average	4.39	4.92	4.61	3.54	2.6	3.54	2.09
Price/Free Cash Flow High	4.83	8.68	5.39	4.08	3	4.04	2.66
Price/Free Cash Flow Low	4.11	4.27	4.11	2.93	2.33	3.11	1.65
EV/Sales Average	3.48	1.96	0.74	3.41	3.01	2.99	2.49
EV/Sales High	3.64	2.9	0.97	3.61	3.18	3.14	2.84
EV/Sales Low	3.38	1.79	0.59	3.18	2.9	2.86	2.22
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -
Last Price	44	40.25	46.1	40	42.01	45.27	67.01
High Price	47	65	50	49.9	47.72	47	69
Enterprise Value Average	231	146	59	287	290	293	265
Enterprise Value High	242	217	77	303	306	308	302
Enterprise Value Low	224	134	47	268	279	281	236

Shares Outstanding	3	3	3	3	3	3	3
Diluted Weighted Avg Shares	2	3	3	3	3	3	3
Basic Weighted Avg Shares	2	3	3	3	3	3	3
Revenue per Share	27.08	29.85	31.73	33.4	38.12	38.93	42.21
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	4.53	4.6	5.56	8.28	9.21	9.71	9.92
Basic EPS from Cont Ops	4.53	4.6	5.56	8.28	9.21	9.71	9.92
Diluted EPS, GAAP	4.53	4.6	5.56	8.28	9.21	9.71	9.92
Diluted EPS from Cont Ops	4.53	4.6	5.56	8.28	9.21	9.71	9.92
Dividend per Share	1.44	1.49	1.53	1.57	1.61	1.65	1.7
Cash Flow per Share	6.76	4.85	6.96	9.65	10.12	8.26	14.52
Free Cash Flow per Basic Share	3.77	2.2	4.63	7.06	4.36	4.9	3.11
Cash & Equivalents per Share	10.57	27.2	59.8	15.83	16.81	17.84	18.08
Book Value per Share	46.72	51.9	55.5	40.78	56.5	59.96	74.82
Tangible Book Value per Share	46.64	51.83	55.49	40.78	56.5	59.96	74.81

Somerset Trust Holding Company

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)