1st Source Corporation Financial Ratios — SRCE Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	9.54	9.17	9.61	9.68	9.14	8.78	9.78	11.13	11.56	9.5	13.15	13.54	13.48	12.63	13.27
Return on Assets (%)	1.09	1.11	1.19	1.22	1.15	1.08	1.2	1.35	1.42	1.17	1.54	1.47	1.46	1.5	1.76
Return on Capital (%)	7.53	7.38	7.29	7.07	6.9	6.56	7.77	9.16	9.43	7.96	11.06	11.11	10.01	9.33	10.72
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	32.18	32.49	35.87	35.45	35.45	34.46	35.65	33.78	36.97	32.25	46	44.2	43.78	44.19	47.12
Profit Margin (%)	21.02	21.3	23.48	24.38	23.01	22.35	23.93	26.5	28.3	24.7	35.2	33.97	33.83	34.26	36.49
Net Income to Common Margin (%)	21.02	21.3	23.48	24.38	23.01	22.35	23.93	26.5	28.3	24.7	35.2	33.97	33.83	34.26	36.49
Effective Tax Rate (%)	34.69	34.42	34.53	31.23	35.09	35.16	32.86	21.53	23.42	23.4	23.45	23.12	22.73	22.47	22.57
Dvd Payout Ratio (%)	33.03	33.29	31.03	30.38	31.53	33.6	30.02	31.17	31.52	36.53	26.43	26.63	26.47	26.69	24.29
Sustainable Growth Rate (%)	6.39	6.12	6.63	6.74	6.25	5.83	6.85	7.66	7.92	6.03	9.67	9.93	9.91	9.26	10.04

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	135	128	236	206	201	243	119	199	138	127	115	162	342	253	200
ST Debt	18	11	133	107	103	129	9	86	25	7	5	74	257	177	126
LT Debt	117	117	103	99	99	114	110	113	112	120	109	87	85	76	74
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.98	12.28	12.39	12.72	12.41	12.26	12.2	12.11	12.51	12.12	11.32	10.36	11.34	12.44	14.08
Long-Term Debt/Equity (%)	22.26	20.95	17.6	16.16	15.33	16.93	15.29	14.84	13.25	12.92	11.29	9.46	7.96	6.42	5.64
Long-Term Debt/Capital (%)	17.7	17.06	12.54	12.1	11.68	12.44	13.12	11.77	11.4	11.37	10.09	8.05	6.03	5.29	4.89
Long-Term Debt/Total Assets (%)	2.67	2.57	2.18	2.06	1.9	2.08	1.87	1.8	1.7	1.64	1.35	1.05	0.97	0.85	0.82
Total Debt/Equity (%)	25.74	22.83	40.32	33.57	31.26	36.11	16.51	26.07	16.25	13.68	11.83	17.48	31.98	21.39	15.21
Total Debt/Capital (%)	20.47	18.59	28.74	25.13	23.81	26.53	14.17	20.68	13.98	12.04	10.58	14.88	24.23	17.62	13.2
Total Debt/Total Assets (%)	3.08	2.8	5	4.27	3.88	4.43	2.02	3.16	2.08	1.74	1.42	1.94	3.91	2.83	2.21
Net Debt to Equity	14.02	7.93	27.07	23.02	21.14	27.41	6.26	13.64	8.33	5.71	6.22	8.31	24.72	14.88	9.95
Net Debt/Capital (%)	12.3	7.35	21.3	18.71	17.45	21.51	5.89	12	7.69	5.4	5.86	7.68	19.82	12.96	9.05
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.98	12.28	12.39	12.72	12.41	12.26	12.2	12.11	12.51	12.12	11.32	10.36	11.34	12.44	14.08
Long-Term Debt/Equity (%)	22.26	20.95	17.6	16.16	15.33	16.93	15.29	14.84	13.25	12.92	11.29	9.46	7.96	6.42	5.64
Long-Term Debt/Capital (%)	17.7	17.06	12.54	12.1	11.68	12.44	13.12	11.77	11.4	11.37	10.09	8.05	6.03	5.29	4.89
Long-Term Debt/Total Assets (%)	2.67	2.57	2.18	2.06	1.9	2.08	1.87	1.8	1.7	1.64	1.35	1.05	0.97	0.85	0.82
Total Debt/Equity (%)	25.74	22.83	40.32	33.57	31.26	36.11	16.51	26.07	16.25	13.68	11.83	17.48	31.98	21.39	15.21
Total Debt/Capital (%)	20.47	18.59	28.74	25.13	23.81	26.53	14.17	20.68	13.98	12.04	10.58	14.88	24.23	17.62	13.2
Total Debt/Total Assets (%)	3.08	2.8	5	4.27	3.88	4.43	2.02	3.16	2.08	1.74	1.42	1.94	3.91	2.83	2.21
CFO/Total Liabilities	3.23	2.33	2.1	1.72	2.21	2.04	2.7	2.89	2.85	2.42	2.34	2.37	2.45	2.5	2.88
CFO/CapEx	5.79	9.83	3.07	2.03	1.57	2.51	2.72	6.61	15.64	54.21	57.78	73.75	31.43	15.68	22.13
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

No data availableFinancial data will appear here once available

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	613	536	777	819	803	1,156	1,283	1,040	1,323	1,023	1,227	1,309	1,343	1,431	1,523
- Cash & Cash Equivalents	61	83	78	65	65	59	74	95	67	74	54	85	77	77	69
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	2	20	44	53	60	79	70	43
+ Total Debt	135	128	236	206	201	243	119	199	138	127	115	162	342	253	200
Enterprise Value	-196	-301	103	169	148	489	424	156	374	-77	-522	-329	63	141	914
Total Capital	659	686	821	821	845	916	837	963	987	1,058	1,084	1,085	1,410	1,434	1,519
Total Debt/Capital (%)	20.47	18.59	28.74	25.13	23.81	26.53	14.17	20.68	13.98	12.04	10.58	14.88	24.23	17.62	13.2
Total Debt / EV	-0.69	-0.42	2.3	1.22	1.36	0.5	0.28	1.28	0.37	-1.65	-0.22	-0.49	5.43	1.79	0.22
EV/Sales	- -	- -	0.44	0.71	0.59	1.89	1.49	0.5	1.15	- -	- -	- -	0.17	0.37	2.11
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	1.18	2.34	1.47	4.99	3.03	0.97	2.27	- -	- -	- -	0.33	0.73	4.1
EV/Free Cash Flow to Firm	- -	- -	1.75	4.6	4.04	8.29	4.8	1.15	2.43	- -	- -	- -	0.35	0.78	4.29
Diluted Market Cap	614	536	778	819	808	1,164	1,282	1,046	1,328	1,029	1,242	1,311	1,353	1,430	1,530
Diluted Enterprise Value	-195	-300	103	169	152	498	423	162	379	-72	-508	-328	73	140	922
EV per Share	- -	- -	3.84	6.44	5.68	18.92	16.33	6.04	14.66	- -	- -	- -	2.57	5.77	37.52
TTM Sales	229	233	234	238	250	259	284	311	325	330	337	355	369	387	434
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	124	93	87	72	101	98	140	160	165	154	167	176	188	194	223
TTM Free Cash Flow to Firm	103	84	59	37	37	59	88	136	154	152	164	173	182	181	213

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	5.97	6.41	13.25	22.25	22.07	19.72	14.53	7.72	8.62	6.78	7.58	7.57	7.43	7.88	7.18
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-196	-301	103	169	148	489	424	156	374	-77	-522	-329	63	141	914
Low Price	16.24	17.91	19.89	25.05	26.95	27.01	42.15	38.44	39.11	26.07	38.73	42.29	38.77	47.3	52.14
EV/Sales	- -	- -	0.44	0.71	0.59	1.89	1.49	0.5	1.15	- -	- -	- -	0.17	0.37	2.11
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	12.74	10.8	14.15	14.1	14.06	20.14	18.84	12.7	14.44	12.63	10.48	10.88	10.83	10.78	9.67
Price/Earnings Average	10.68	11.19	11.6	12.58	13.77	15.39	18.24	16.29	13.01	11.48	9.86	10.07	9.08	10.3	9.51
Price/Earnings High	13.11	13.1	14.58	14.47	15.64	20.57	20.3	18.67	14.87	16.35	10.82	12.28	11.15	12.58	10.48
Price/Earnings Low	8.98	9.63	9.69	11.33	12.27	12.18	16.06	12.1	10.89	8.17	8.18	8.66	7.64	8.74	8.07
Price/Book Value	1.17	0.96	1.33	1.33	1.25	1.72	1.78	1.36	1.6	1.15	1.34	1.52	1.36	1.29	1.19
Price/Book Value Average	0.98	0.99	1.09	1.19	1.22	1.31	1.73	1.75	1.44	1.05	1.26	1.4	1.14	1.23	1.17
Price/Book Value High	1.2	1.16	1.37	1.37	1.39	1.75	1.92	2.01	1.65	1.49	1.38	1.71	1.4	1.5	1.3
Price/Book Value Low	0.83	0.85	0.91	1.07	1.09	1.04	1.52	1.3	1.2	0.75	1.05	1.21	0.96	1.04	1
Price/Tangible Book Value	1.41	1.14	1.56	1.55	1.44	1.96	2.02	1.53	1.78	1.27	1.47	1.68	1.48	1.39	1.28
Price/Tangible Book Value Average	1.18	1.18	1.28	1.38	1.41	1.5	1.96	1.97	1.6	1.16	1.39	1.55	1.24	1.33	1.26
Price/Tangible Book Value High	1.45	1.38	1.6	1.59	1.6	2.01	2.18	2.26	1.83	1.65	1.52	1.89	1.53	1.63	1.39
Price/Tangible Book Value Low	0.99	1.01	1.07	1.24	1.25	1.19	1.72	1.46	1.34	0.82	1.15	1.34	1.05	1.13	1.07
Price/Sales	2.68	2.3	3.32	3.44	3.23	4.5	4.51	3.36	4.09	3.12	3.69	3.69	3.66	3.69	3.53
Price/Sales Average	2.25	2.38	2.72	3.07	3.17	3.44	4.37	4.32	3.68	2.83	3.47	3.42	3.07	3.53	3.47
Price/Sales High	2.75	2.79	3.42	3.53	3.6	4.6	4.86	4.95	4.21	4.04	3.81	4.17	3.77	4.31	3.83
Price/Sales Low	1.89	2.05	2.28	2.76	2.82	2.72	3.84	3.21	3.08	2.02	2.88	2.94	2.58	2.99	2.94
Price/Cash Flow	4.93	5.75	8.93	11.32	8.03	11.87	9.18	6.55	8.07	6.66	7.45	7.47	7.2	7.38	6.86
Price/Cash Flow Average	4.14	5.96	7.32	10.09	7.87	9.07	8.89	8.41	7.27	6.05	7.01	6.91	6.04	7.04	6.74
Price/Cash Flow High	5.08	6.98	9.21	11.62	8.94	12.12	9.89	9.64	8.31	8.62	7.69	8.43	7.41	8.61	7.44
Price/Cash Flow Low	3.48	5.13	6.12	9.09	7.01	7.18	7.82	6.24	6.08	4.31	5.82	5.95	5.08	5.98	5.72
Price/Free Cash Flow Average	5	6.64	10.86	19.85	21.63	15.06	14.07	9.9	7.77	6.16	7.13	7.01	6.24	7.52	7.06
Price/Free Cash Flow High	6.14	7.77	13.66	22.84	24.56	20.14	15.66	11.35	8.88	8.78	7.82	8.55	7.66	9.2	7.79
Price/Free Cash Flow Low	4.21	5.71	9.08	17.87	19.27	11.93	12.38	7.36	6.5	4.39	5.92	6.03	5.24	6.38	5.99
EV/Sales Average	- -	- -	- -	0.34	0.53	0.84	1.35	1.45	0.75	- -	- -	- -	- -	0.2	2.05
EV/Sales High	- -	- -	0.54	0.8	0.95	1.99	1.84	2.08	1.27	0.68	- -	- -	0.28	0.98	2.4
EV/Sales Low	- -	- -	- -	0.03	0.18	0.13	0.82	0.34	0.15	- -	- -	- -	- -	- -	1.53
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	23.03	20.08	29.04	31.19	30.87	44.66	49.45	40.34	51.88	40.3	49.6	53.09	54.95	58.38	62.49
High Price	23.69	24.35	29.93	32.02	34.35	45.61	53.29	59.33	53.42	52.16	51.2	59.94	56.59	68.13	67.77
Enterprise Value Average	-295	-282	-37	81	132	217	383	450	243	-171	-595	-427	-153	77	889
Enterprise Value High	-179	-187	126	191	238	514	523	645	413	224	-483	-160	103	380	1,043
Enterprise Value Low	-377	-359	-142	8	46	33	234	107	48	-439	-791	-596	-332	-130	662

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	27	27	27	26	26	26	26	26	26	25	25	25	24	25	24
Diluted Weighted Avg Shares	27	27	27	26	26	26	26	26	26	26	25	25	25	24	24
Basic Weighted Avg Shares	27	27	27	26	26	26	26	26	26	26	25	25	25	24	24
Revenue per Share	8.6	8.73	8.74	9.08	9.55	9.92	10.97	11.99	12.7	12.92	13.45	14.37	15	15.8	17.71
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.81	1.86	2.05	2.21	2.2	2.22	2.62	3.18	3.59	3.19	4.73	4.88	5.08	5.41	6.46
Basic EPS from Cont Ops	1.81	1.86	2.05	2.21	2.2	2.22	2.62	3.18	3.59	3.19	4.74	4.88	5.08	5.41	6.46
Diluted EPS, GAAP	1.81	1.86	2.05	2.21	2.2	2.22	2.62	3.18	3.59	3.19	4.73	4.88	5.08	5.41	6.46
Diluted EPS from Cont Ops	1.81	1.86	2.05	2.21	2.2	2.22	2.62	3.18	3.59	3.19	4.74	4.88	5.08	5.41	6.46
Dividend per Share	0.6	0.62	0.64	0.67	0.69	0.75	0.79	0.99	1.13	1.17	1.25	1.3	1.34	1.44	1.57
Cash Flow per Share	4.67	3.49	3.25	2.76	3.84	3.76	5.39	6.16	6.43	6.05	6.66	7.11	7.63	7.91	9.11
Free Cash Flow per Basic Share	3.86	3.14	2.19	1.4	1.4	2.26	3.4	5.23	6.02	5.94	6.55	7.01	7.39	7.41	8.7
Cash & Equivalents per Share	35.46	36.15	34.02	32.61	32.92	35.13	37.69	42.08	43.43	50.09	77.51	75.41	69.58	65.79	34.96
Book Value per Share	19.67	20.95	21.88	23.41	24.75	26	27.7	29.56	32.47	34.93	37.04	35.04	40.5	45.31	52.32
Tangible Book Value per Share	16.38	17.67	18.65	20.16	21.49	22.75	24.47	26.3	29.18	31.62	33.64	31.63	37.06	41.89	48.88