Triad Business Bank

TBBC

TBBCTriad Business Bank US flag

Other OTC

6.48

USD

- -

52.18MMarket Cap

Profitability (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Return on Common Equity (%)	- -	-3.06	-0.62	-7.62	-7.67	2.41
Return on Assets (%)	- -	-0.53	-0.09	-0.9	-0.83	0.26
Return on Capital (%)	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-144.65	-19.16	-2.55	-38.99	-36.55	10.58
Profit Margin (%)	-144.66	-19.16	-3.12	-38.99	-36.55	10.58
Net Income to Common Margin (%)	-144.66	-19.16	-3.12	-38.99	-36.55	10.58
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	-3.06	-0.62	-7.62	-7.67	2.41

Credit (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Debt	25	8	10	9	24	9
ST Debt	- -	- -	- -	- -	- -	- -
LT Debt	25	8	10	9	24	9
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	20.05	15.59	13.14	10.74	10.87	11.06
Long-Term Debt/Equity (%)	55.61	14.1	26.02	23.93	56.84	17.8
Long-Term Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Long-Term Debt/Total Assets (%)	11.28	2.15	2.25	1.76	4.57	1.7
Total Debt/Equity (%)	55.61	14.1	26.02	23.93	56.84	17.8
Total Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Total Debt/Total Assets (%)	11.28	2.15	2.25	1.76	4.57	1.7
Net Debt to Equity	-91.76	-68	-78.51	-89.38	-56.71	-35
Net Debt/Capital (%)	-146.43	-141.23	-78.77	-110.92	-41.9	-35.39
EBITDA	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-1	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Cash Ratio	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	20.05	15.59	13.14	10.74	10.87	11.06
Long-Term Debt/Equity (%)	55.61	14.1	26.02	23.93	56.84	17.8
Long-Term Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Long-Term Debt/Total Assets (%)	11.28	2.15	2.25	1.76	4.57	1.7
Total Debt/Equity (%)	55.61	14.1	26.02	23.93	56.84	17.8
Total Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Total Debt/Total Assets (%)	11.28	2.15	2.25	1.76	4.57	1.7
CFO/Total Liabilities	-1.83	0.11	0.75	-0.32	0.13	0.57
CFO/CapEx	-6.19	21.97	179.97	-98.91	11.22	157.37
Altman's Z-Score	0.15	0.11	0.1	0.05	0.03	-0.01

Working Capital (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Market Capitalization	51	61	65	44	38	- -
- Cash & Cash Equivalents	41	39	30	34	24	18
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	25	8	10	9	24	9
Enterprise Value	34	30	45	19	38	-9
Total Capital	69	66	68	64	81	68
Total Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Total Debt / EV	0.73	0.27	0.22	0.47	0.63	-1.03
EV/Sales	12.47	3.7	3.85	1.74	3.23	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	90.43	14.67	- -	61.99	- -
EV/Free Cash Flow to Firm	- -	86.49	14.59	- -	56.92	- -
Diluted Market Cap	51	61	65	44	38	- -
Diluted Enterprise Value	34	30	45	19	38	-9
EV per Share	6.76	5.28	6.78	2.9	5.16	- -
TTM Sales	3	8	12	11	12	13
TTM EBITDA	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	-3	- -	3	-2	1	3
TTM Free Cash Flow to Firm	-3	- -	3	-2	1	3

Multiples (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Price/Free Cash Flow	-18.68	174.3	21.16	-28.86	56.84	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	34	30	45	19	38	-9
Low Price	9.75	9.2	9.31	6.06	4.9	4.96
EV/Sales	12.47	3.7	3.85	1.74	3.23	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -
Price/Earnings Average	-13.06	-37.22	-185.73	-12.1	-9.21	- -
Price/Earnings High	-19.12	-47.55	-210.61	-15.17	-12.44	- -
Price/Earnings Low	-12.43	-33.62	-169.04	-9.33	-8.41	- -
Price/Book Value	1.14	1.05	1.11	0.8	0.67	- -
Price/Book Value Average	1.18	1	1.15	0.95	0.69	- -
Price/Book Value High	1.72	1.28	1.31	1.19	0.94	- -
Price/Book Value Low	1.12	0.91	1.05	0.73	0.63	- -
Price/Tangible Book Value	1.13	1.07	1.69	1.17	0.9	- -
Price/Tangible Book Value Average	1.16	1.02	1.76	1.39	0.94	- -
Price/Tangible Book Value High	1.7	1.31	1.99	1.74	1.27	- -
Price/Tangible Book Value Low	1.1	0.92	1.6	1.07	0.86	- -
Price/Sales	18.35	7.46	5.58	3.96	3.23	- -
Price/Sales Average	18.9	7.13	5.8	4.72	3.37	- -
Price/Sales High	27.66	9.11	6.58	5.92	4.55	- -
Price/Sales Low	17.98	6.44	5.28	3.64	3.07	- -
Price/Cash Flow	-15.66	182.24	21.28	-28.57	61.9	- -
Price/Cash Flow Average	-16.13	174.29	22.12	-34	64.5	- -
Price/Cash Flow High	-23.61	222.62	25.09	-42.64	87.14	- -
Price/Cash Flow Low	-15.35	157.43	20.14	-26.23	58.9	- -
Price/Free Cash Flow Average	-19.24	166.7	22	-34.35	59.22	- -
Price/Free Cash Flow High	-28.16	212.93	24.95	-43.07	80.01	- -
Price/Free Cash Flow Low	-18.3	150.57	20.02	-26.5	54.08	- -
EV/Sales Average	13.02	3.37	4.07	2.5	3.37	- -
EV/Sales High	21.78	5.35	4.85	3.69	4.55	- -
EV/Sales Low	12.1	2.68	3.55	1.42	3.08	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -
Last Price	9.95	10.65	9.84	6.6	5.15	5.95
High Price	15	13.01	11.6	9.85	7.25	6.33
Enterprise Value Average	36	28	47	28	40	-9
Enterprise Value High	60	44	56	41	54	-9
Enterprise Value Low	33	22	41	16	36	-9

Profitability (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Return on Common Equity (%)	- -	-3.06	-0.62	-7.62	-7.67	2.41
Return on Assets (%)	- -	-0.53	-0.09	-0.9	-0.83	0.26
Return on Capital (%)	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-144.65	-19.16	-2.55	-38.99	-36.55	10.58
Profit Margin (%)	-144.66	-19.16	-3.12	-38.99	-36.55	10.58
Net Income to Common Margin (%)	-144.66	-19.16	-3.12	-38.99	-36.55	10.58
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	-3.06	-0.62	-7.62	-7.67	2.41

Credit (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Debt	25	8	10	9	24	9
ST Debt	- -	- -	- -	- -	- -	- -
LT Debt	25	8	10	9	24	9
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	20.05	15.59	13.14	10.74	10.87	11.06
Long-Term Debt/Equity (%)	55.61	14.1	26.02	23.93	56.84	17.8
Long-Term Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Long-Term Debt/Total Assets (%)	11.28	2.15	2.25	1.76	4.57	1.7
Total Debt/Equity (%)	55.61	14.1	26.02	23.93	56.84	17.8
Total Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Total Debt/Total Assets (%)	11.28	2.15	2.25	1.76	4.57	1.7
Net Debt to Equity	-91.76	-68	-78.51	-89.38	-56.71	-35
Net Debt/Capital (%)	-146.43	-141.23	-78.77	-110.92	-41.9	-35.39
EBITDA	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-1	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Cash Ratio	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	20.05	15.59	13.14	10.74	10.87	11.06
Long-Term Debt/Equity (%)	55.61	14.1	26.02	23.93	56.84	17.8
Long-Term Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Long-Term Debt/Total Assets (%)	11.28	2.15	2.25	1.76	4.57	1.7
Total Debt/Equity (%)	55.61	14.1	26.02	23.93	56.84	17.8
Total Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Total Debt/Total Assets (%)	11.28	2.15	2.25	1.76	4.57	1.7
CFO/Total Liabilities	-1.83	0.11	0.75	-0.32	0.13	0.57
CFO/CapEx	-6.19	21.97	179.97	-98.91	11.22	157.37
Altman's Z-Score	0.15	0.11	0.1	0.05	0.03	-0.01

Working Capital (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API Chat

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Market Capitalization	51	61	65	44	38	- -
- Cash & Cash Equivalents	41	39	30	34	24	18
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	25	8	10	9	24	9
Enterprise Value	34	30	45	19	38	-9
Total Capital	69	66	68	64	81	68
Total Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Total Debt / EV	0.73	0.27	0.22	0.47	0.63	-1.03
EV/Sales	12.47	3.7	3.85	1.74	3.23	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	90.43	14.67	- -	61.99	- -
EV/Free Cash Flow to Firm	- -	86.49	14.59	- -	56.92	- -
Diluted Market Cap	51	61	65	44	38	- -
Diluted Enterprise Value	34	30	45	19	38	-9
EV per Share	6.76	5.28	6.78	2.9	5.16	- -
TTM Sales	3	8	12	11	12	13
TTM EBITDA	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	-3	- -	3	-2	1	3
TTM Free Cash Flow to Firm	-3	- -	3	-2	1	3

Multiples (USD)

API Chat

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Price/Free Cash Flow	-18.68	174.3	21.16	-28.86	56.84	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	34	30	45	19	38	-9
Low Price	9.75	9.2	9.31	6.06	4.9	4.96
EV/Sales	12.47	3.7	3.85	1.74	3.23	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -
Price/Earnings Average	-13.06	-37.22	-185.73	-12.1	-9.21	- -
Price/Earnings High	-19.12	-47.55	-210.61	-15.17	-12.44	- -
Price/Earnings Low	-12.43	-33.62	-169.04	-9.33	-8.41	- -
Price/Book Value	1.14	1.05	1.11	0.8	0.67	- -
Price/Book Value Average	1.18	1	1.15	0.95	0.69	- -
Price/Book Value High	1.72	1.28	1.31	1.19	0.94	- -
Price/Book Value Low	1.12	0.91	1.05	0.73	0.63	- -
Price/Tangible Book Value	1.13	1.07	1.69	1.17	0.9	- -
Price/Tangible Book Value Average	1.16	1.02	1.76	1.39	0.94	- -
Price/Tangible Book Value High	1.7	1.31	1.99	1.74	1.27	- -
Price/Tangible Book Value Low	1.1	0.92	1.6	1.07	0.86	- -
Price/Sales	18.35	7.46	5.58	3.96	3.23	- -
Price/Sales Average	18.9	7.13	5.8	4.72	3.37	- -
Price/Sales High	27.66	9.11	6.58	5.92	4.55	- -
Price/Sales Low	17.98	6.44	5.28	3.64	3.07	- -
Price/Cash Flow	-15.66	182.24	21.28	-28.57	61.9	- -
Price/Cash Flow Average	-16.13	174.29	22.12	-34	64.5	- -
Price/Cash Flow High	-23.61	222.62	25.09	-42.64	87.14	- -
Price/Cash Flow Low	-15.35	157.43	20.14	-26.23	58.9	- -
Price/Free Cash Flow Average	-19.24	166.7	22	-34.35	59.22	- -
Price/Free Cash Flow High	-28.16	212.93	24.95	-43.07	80.01	- -
Price/Free Cash Flow Low	-18.3	150.57	20.02	-26.5	54.08	- -
EV/Sales Average	13.02	3.37	4.07	2.5	3.37	- -
EV/Sales High	21.78	5.35	4.85	3.69	4.55	- -
EV/Sales Low	12.1	2.68	3.55	1.42	3.08	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -
Last Price	9.95	10.65	9.84	6.6	5.15	5.95
High Price	15	13.01	11.6	9.85	7.25	6.33
Enterprise Value Average	36	28	47	28	40	-9
Enterprise Value High	60	44	56	41	54	-9
Enterprise Value Low	33	22	41	16	36	-9

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Shares Outstanding	5	7	7	7	8	8
Diluted Weighted Avg Shares	5	6	7	7	7	- -
Basic Weighted Avg Shares	5	6	7	7	7	- -
Revenue per Share	0.54	1.43	1.76	1.66	1.59	- -
EBITDA per Share	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	-0.78	-0.27	-0.06	-0.65	-0.58	- -
Basic EPS from Cont Ops	-0.78	-0.27	-0.06	-0.65	-0.58	- -
Diluted EPS, GAAP	-0.78	-0.27	-0.06	-0.65	-0.58	- -
Diluted EPS from Cont Ops	-0.78	-0.27	-0.06	-0.65	-0.58	- -
Dividend per Share	- -	- -	- -	- -	- -	- -
Cash Flow per Share	-0.64	0.06	0.46	-0.23	0.08	- -
Free Cash Flow per Basic Share	-0.74	0.06	0.46	-0.23	0.08	- -
Cash & Equivalents per Share	8.1	6.77	4.57	5.05	3.25	- -
Book Value per Share	8.72	10.16	8.86	8.25	7.74	- -
Tangible Book Value per Share	8.82	9.95	5.82	5.65	5.73	- -

Triad Business Bank

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)