Triad Business Bank

TBBC

TBBCTriad Business Bank US flag

Other OTC

6.51

USD

+0.01

- -

52.43MMarket Cap

Profitability (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	-3.06	-0.62	-7.62	-7.67	2.41
Return on Assets (%)	- -	-0.53	-0.09	-0.9	-0.83	0.26
Return on Capital (%)	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-144.65	-19.16	-2.55	-38.99	-36.55	10.58
Profit Margin (%)	-144.66	-19.16	-3.12	-38.99	-36.55	10.58
Net Income to Common Margin (%)	-144.66	-19.16	-3.12	-38.99	-36.55	10.58
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	-3.06	-0.62	-7.62	-7.67	2.41

Credit (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	25	8	10	9	24	9
ST Debt	- -	- -	- -	- -	- -	- -
LT Debt	25	8	10	9	24	9
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	20.05	15.59	13.14	10.74	10.87	11.06
Long-Term Debt/Equity (%)	55.61	14.1	26.02	23.93	56.84	17.8
Long-Term Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Long-Term Debt/Total Assets (%)	11.28	2.15	2.25	1.76	4.57	1.7
Total Debt/Equity (%)	55.61	14.1	26.02	23.93	56.84	17.8
Total Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Total Debt/Total Assets (%)	11.28	2.15	2.25	1.76	4.57	1.7
Net Debt to Equity	-91.76	-68	-78.51	-89.38	-56.71	-35
Net Debt/Capital (%)	-146.43	-141.23	-78.77	-110.92	-41.9	-35.39
EBITDA	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-1	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	20.05	15.59	13.14	10.74	10.87	11.06
Long-Term Debt/Equity (%)	55.61	14.1	26.02	23.93	56.84	17.8
Long-Term Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Long-Term Debt/Total Assets (%)	11.28	2.15	2.25	1.76	4.57	1.7
Total Debt/Equity (%)	55.61	14.1	26.02	23.93	56.84	17.8
Total Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Total Debt/Total Assets (%)	11.28	2.15	2.25	1.76	4.57	1.7
CFO/Total Liabilities	-1.83	0.11	0.75	-0.32	0.13	0.57
CFO/CapEx	-6.19	21.97	179.97	-98.91	11.22	157.37
Altman's Z-Score	0.15	0.11	0.1	0.05	0.03	-0.01

Working Capital (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	51	61	65	44	38	- -
- Cash & Cash Equivalents	41	39	30	34	24	18
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	25	8	10	9	24	9
Enterprise Value	34	30	45	19	38	-9
Total Capital	69	66	68	64	81	68
Total Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Total Debt / EV	0.73	0.27	0.22	0.47	0.63	-1.03
EV/Sales	12.47	3.7	3.85	1.74	3.23	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	90.43	14.67	- -	61.99	- -
EV/Free Cash Flow to Firm	- -	86.49	14.59	- -	56.92	- -
Diluted Market Cap	51	61	65	44	38	- -
Diluted Enterprise Value	34	30	45	19	38	-9
EV per Share	6.76	5.28	6.78	2.9	5.16	- -
TTM Sales	3	8	12	11	12	13
TTM EBITDA	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	-3	- -	3	-2	1	3
TTM Free Cash Flow to Firm	-3	- -	3	-2	1	3

Multiples (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	-18.68	174.3	21.16	-28.86	56.84	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	34	30	45	19	38	-9
Low Price	9.75	9.2	9.31	6.06	4.9	4.96
EV/Sales	12.47	3.7	3.85	1.74	3.23	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -
Price/Earnings Average	-13.06	-37.22	-185.73	-12.1	-9.21	- -
Price/Earnings High	-19.12	-47.55	-210.61	-15.17	-12.44	- -
Price/Earnings Low	-12.43	-33.62	-169.04	-9.33	-8.41	- -
Price/Book Value	1.14	1.05	1.11	0.8	0.67	- -
Price/Book Value Average	1.18	1	1.15	0.95	0.69	- -
Price/Book Value High	1.72	1.28	1.31	1.19	0.94	- -
Price/Book Value Low	1.12	0.91	1.05	0.73	0.63	- -
Price/Tangible Book Value	1.13	1.07	1.69	1.17	0.9	- -
Price/Tangible Book Value Average	1.16	1.02	1.76	1.39	0.94	- -
Price/Tangible Book Value High	1.7	1.31	1.99	1.74	1.27	- -
Price/Tangible Book Value Low	1.1	0.92	1.6	1.07	0.86	- -
Price/Sales	18.35	7.46	5.58	3.96	3.23	- -
Price/Sales Average	18.9	7.13	5.8	4.72	3.37	- -
Price/Sales High	27.66	9.11	6.58	5.92	4.55	- -
Price/Sales Low	17.98	6.44	5.28	3.64	3.07	- -
Price/Cash Flow	-15.66	182.24	21.28	-28.57	61.9	- -
Price/Cash Flow Average	-16.13	174.29	22.12	-34	64.5	- -
Price/Cash Flow High	-23.61	222.62	25.09	-42.64	87.14	- -
Price/Cash Flow Low	-15.35	157.43	20.14	-26.23	58.9	- -
Price/Free Cash Flow Average	-19.24	166.7	22	-34.35	59.22	- -
Price/Free Cash Flow High	-28.16	212.93	24.95	-43.07	80.01	- -
Price/Free Cash Flow Low	-18.3	150.57	20.02	-26.5	54.08	- -
EV/Sales Average	13.02	3.37	4.07	2.5	3.37	- -
EV/Sales High	21.78	5.35	4.85	3.69	4.55	- -
EV/Sales Low	12.1	2.68	3.55	1.42	3.08	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -
Last Price	9.95	10.65	9.84	6.6	5.15	5.95
High Price	15	13.01	11.6	9.85	7.25	6.33
Enterprise Value Average	36	28	47	28	40	-9
Enterprise Value High	60	44	56	41	54	-9
Enterprise Value Low	33	22	41	16	36	-9

Profitability (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	-3.06	-0.62	-7.62	-7.67	2.41
Return on Assets (%)	- -	-0.53	-0.09	-0.9	-0.83	0.26
Return on Capital (%)	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-144.65	-19.16	-2.55	-38.99	-36.55	10.58
Profit Margin (%)	-144.66	-19.16	-3.12	-38.99	-36.55	10.58
Net Income to Common Margin (%)	-144.66	-19.16	-3.12	-38.99	-36.55	10.58
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	-3.06	-0.62	-7.62	-7.67	2.41

Credit (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	25	8	10	9	24	9
ST Debt	- -	- -	- -	- -	- -	- -
LT Debt	25	8	10	9	24	9
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	20.05	15.59	13.14	10.74	10.87	11.06
Long-Term Debt/Equity (%)	55.61	14.1	26.02	23.93	56.84	17.8
Long-Term Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Long-Term Debt/Total Assets (%)	11.28	2.15	2.25	1.76	4.57	1.7
Total Debt/Equity (%)	55.61	14.1	26.02	23.93	56.84	17.8
Total Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Total Debt/Total Assets (%)	11.28	2.15	2.25	1.76	4.57	1.7
Net Debt to Equity	-91.76	-68	-78.51	-89.38	-56.71	-35
Net Debt/Capital (%)	-146.43	-141.23	-78.77	-110.92	-41.9	-35.39
EBITDA	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-1	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	20.05	15.59	13.14	10.74	10.87	11.06
Long-Term Debt/Equity (%)	55.61	14.1	26.02	23.93	56.84	17.8
Long-Term Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Long-Term Debt/Total Assets (%)	11.28	2.15	2.25	1.76	4.57	1.7
Total Debt/Equity (%)	55.61	14.1	26.02	23.93	56.84	17.8
Total Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Total Debt/Total Assets (%)	11.28	2.15	2.25	1.76	4.57	1.7
CFO/Total Liabilities	-1.83	0.11	0.75	-0.32	0.13	0.57
CFO/CapEx	-6.19	21.97	179.97	-98.91	11.22	157.37
Altman's Z-Score	0.15	0.11	0.1	0.05	0.03	-0.01

Working Capital (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	51	61	65	44	38	- -
- Cash & Cash Equivalents	41	39	30	34	24	18
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	25	8	10	9	24	9
Enterprise Value	34	30	45	19	38	-9
Total Capital	69	66	68	64	81	68
Total Debt/Capital (%)	36.01	12.14	14.6	14.08	29.59	13.29
Total Debt / EV	0.73	0.27	0.22	0.47	0.63	-1.03
EV/Sales	12.47	3.7	3.85	1.74	3.23	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	90.43	14.67	- -	61.99	- -
EV/Free Cash Flow to Firm	- -	86.49	14.59	- -	56.92	- -
Diluted Market Cap	51	61	65	44	38	- -
Diluted Enterprise Value	34	30	45	19	38	-9
EV per Share	6.76	5.28	6.78	2.9	5.16	- -
TTM Sales	3	8	12	11	12	13
TTM EBITDA	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	-3	- -	3	-2	1	3
TTM Free Cash Flow to Firm	-3	- -	3	-2	1	3

Multiples (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	-18.68	174.3	21.16	-28.86	56.84	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	34	30	45	19	38	-9
Low Price	9.75	9.2	9.31	6.06	4.9	4.96
EV/Sales	12.47	3.7	3.85	1.74	3.23	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -
Price/Earnings Average	-13.06	-37.22	-185.73	-12.1	-9.21	- -
Price/Earnings High	-19.12	-47.55	-210.61	-15.17	-12.44	- -
Price/Earnings Low	-12.43	-33.62	-169.04	-9.33	-8.41	- -
Price/Book Value	1.14	1.05	1.11	0.8	0.67	- -
Price/Book Value Average	1.18	1	1.15	0.95	0.69	- -
Price/Book Value High	1.72	1.28	1.31	1.19	0.94	- -
Price/Book Value Low	1.12	0.91	1.05	0.73	0.63	- -
Price/Tangible Book Value	1.13	1.07	1.69	1.17	0.9	- -
Price/Tangible Book Value Average	1.16	1.02	1.76	1.39	0.94	- -
Price/Tangible Book Value High	1.7	1.31	1.99	1.74	1.27	- -
Price/Tangible Book Value Low	1.1	0.92	1.6	1.07	0.86	- -
Price/Sales	18.35	7.46	5.58	3.96	3.23	- -
Price/Sales Average	18.9	7.13	5.8	4.72	3.37	- -
Price/Sales High	27.66	9.11	6.58	5.92	4.55	- -
Price/Sales Low	17.98	6.44	5.28	3.64	3.07	- -
Price/Cash Flow	-15.66	182.24	21.28	-28.57	61.9	- -
Price/Cash Flow Average	-16.13	174.29	22.12	-34	64.5	- -
Price/Cash Flow High	-23.61	222.62	25.09	-42.64	87.14	- -
Price/Cash Flow Low	-15.35	157.43	20.14	-26.23	58.9	- -
Price/Free Cash Flow Average	-19.24	166.7	22	-34.35	59.22	- -
Price/Free Cash Flow High	-28.16	212.93	24.95	-43.07	80.01	- -
Price/Free Cash Flow Low	-18.3	150.57	20.02	-26.5	54.08	- -
EV/Sales Average	13.02	3.37	4.07	2.5	3.37	- -
EV/Sales High	21.78	5.35	4.85	3.69	4.55	- -
EV/Sales Low	12.1	2.68	3.55	1.42	3.08	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -
Last Price	9.95	10.65	9.84	6.6	5.15	5.95
High Price	15	13.01	11.6	9.85	7.25	6.33
Enterprise Value Average	36	28	47	28	40	-9
Enterprise Value High	60	44	56	41	54	-9
Enterprise Value Low	33	22	41	16	36	-9

Shares Outstanding	5	7	7	7	8	8
Diluted Weighted Avg Shares	5	6	7	7	7	- -
Basic Weighted Avg Shares	5	6	7	7	7	- -
Revenue per Share	0.54	1.43	1.76	1.66	1.59	- -
EBITDA per Share	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	-0.78	-0.27	-0.06	-0.65	-0.58	- -
Basic EPS from Cont Ops	-0.78	-0.27	-0.06	-0.65	-0.58	- -
Diluted EPS, GAAP	-0.78	-0.27	-0.06	-0.65	-0.58	- -
Diluted EPS from Cont Ops	-0.78	-0.27	-0.06	-0.65	-0.58	- -
Dividend per Share	- -	- -	- -	- -	- -	- -
Cash Flow per Share	-0.64	0.06	0.46	-0.23	0.08	- -
Free Cash Flow per Basic Share	-0.74	0.06	0.46	-0.23	0.08	- -
Cash & Equivalents per Share	8.1	6.77	4.57	5.05	3.25	- -
Book Value per Share	8.72	10.16	8.86	8.25	7.74	- -
Tangible Book Value per Share	8.82	9.95	5.82	5.65	5.73	- -

Triad Business Bank

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

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Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)