TriCo Bancshares

TriCo Bancshares

TCBK
TriCo BancsharesUS flagNASDAQ Global Select
50.67
USD
+0.96
- -
1.63BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
8.49
8.35
8.67
9.1
9.6
8.53
10.02
10.35
11.08
12.08
12.36
11.75
12.59
12.97
Basic EPS, GAAP
1.71
1.47
1.93
1.96
1.77
2.25
3.02
2.18
3.96
3.76
3.53
3.47
3.72
3.97
Free Cash Flow per Basic Share
2.04
1.28
2.17
1.63
1.76
2.75
3.23
3.77
4.34
4.78
4.03
3.18
3.92
4.25
Dividend per Share
0.42
0.44
0.52
0.6
0.66
0.62
0.82
0.88
1
1.07
1.2
1.32
1.38
1.41
Book Value per Share
15.52
23.73
19.95
21.27
22.3
27.79
29.92
30.71
33.62
37.21
39.47
41.51
43.54
43.81
Tangible Book Value per Share
14.15
19.13
16.43
17.44
18.75
18.97
21.73
23.09
25.8
21.76
25.4
27.5
31.19
31.26
Basic Weighted Avg Shares
16
18
23
23
23
30
30
30
30
33
33
33
33
32
Sales/Revenue/Turnover
136
148
197
208
220
260
305
308
329
403
411
389
411
421
Operating Margin (%)
33.63
30.16
36.88
34.94
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
5
6
7
8
8
11
17
18
17
18
19
16
14
15
Net Income, GAAP
27
26
44
45
41
68
92
65
118
125
117
115
122
129
Effective Tax Rate (%)
40.18
41.48
39.74
38.21
47.68
26.81
27.4
25.8
28.13
27.88
27.04
25.94
26.84
27.08
Profit Margin (%)
20.11
17.65
22.23
21.59
18.43
26.32
30.15
21.06
35.72
31.16
28.55
29.55
29.55
30.6
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
48
66
69
74
179
73
103
113
134
395
762
216
80
79
Total Equity
251
418
452
477
506
827
907
925
1,000
1,046
1,160
1,221
1,328
1,324
Return on Invested Capital (%)
9.33
6.68
8.72
8.22
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
11.51
7.8
10.02
9.54
8.14
10.07
10.48
7.1
12.31
11.2
9.2
8.55
8.7
9.18

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
58
53
53
LT Finance Leases
28
27
27
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
33
32
32
Market Capitalization
1,457
1,548
1,544

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
299
157
303
Accounts Receivable, Net
32
34
33
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
8
9
8
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.43%
7.52%
8.77%
Free Cash Flow
14.59%
4.59%
21.67%
Net Income, GAAP
15.18%
17.08%
5.82%
Sales/Revenue/Turnover
7.94%
6.35%
5.81%
Total Cash Common Dividend
14.6%
11.49%
3.17%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
97
96
97
99
389
2025
97
102
106
107
411
2026
107
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.83
0.88
0.88
0.88
3.47
2025
0.8
0.84
1.05
1.04
3.72
2026
1.05
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.33
0.33
0.33
0.33
1.32
2025
0.33
0.33
0.36
0.36
1.38
2026
0.36
- -
- -
- -
- -

Company Description

APIChat
CEO
Richard Smith
Full Time Employees
1,194
Sector
Financial Services
Industry
Banks - Regional
Address
63 Constitution Drive Chico CA United States of America 95973
IPO Date
Apr 20, 1993
Website
tcbk.com
Business
TriCo Bancshares operates as a bank holding company providing a comprehensive suite of banking and financial services primarily through its wholly owned subsidiary, Tri Counties Bank. The company offers core products and services including commercial and consumer lending; mortgage banking with residential and commercial loans; agricultural financing; deposit accounts such as demand, savings, and time deposits; treasury management services; credit and debit card services; and customary banking services including safe deposit boxes. Additionally, it provides specialized wealth management and trust services, investment advisory, estate planning, retirement services, and investment management. TriCo Bancshares primarily serves individual, small business, and commercial clients across Northern and Central California, with branch networks spanning the Sacramento Valley, Gold Country, and the Bay Area. Founded in 1975 and headquartered in Chico, California, TriCo Bancshares has grown its asset base to nearly $10 billion, largely through organic expansion and strategic acquisitions. A notable recent corporate development was the completion of its merger with Valley Republic Bancorp in March 2022, which expanded its footprint into additional markets in California and enhanced lending capabilities and product offerings. The merger involved an issuance of approximately 4.1 million shares, with former Valley shareholders owning about 12% of TriCo's outstanding stock post-merger. In 2025, the company demonstrated strong financial performance, reporting a net income of $34 million in the third quarter with an earnings per share of $1.04, reflecting year-on-year growth. TriCo Bancshares also announced a 9.1% increase in its quarterly cash dividend to $0.36 per share, marking its 144th consecutive quarterly dividend and its tenth increase over the past 15 years. The company continues to emphasize local decision-making and community involvement through its financial solutions while leveraging modern digital banking tools. Overall, TriCo Bancshares operates within the financial services industry, focused on commercial and retail banking sectors. It serves diverse customer segments, including agriculture, manufacturing, professional services, and technology industries, with an emphasis on personalized service combined with technology integration. The company remains committed to community development and shareholder value creation through prudent financial management and strategic growth initiatives.

Company News

APIChat
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