TriCo Bancshares

TriCo Bancshares

TCBK
TriCo BancsharesUS flagNASDAQ Global Select
54.40
USD
+0.09
- -
1.75BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
8.49
8.35
8.67
9.1
9.6
8.53
10.02
10.35
11.08
12.08
12.36
11.75
12.59
13.3
Basic EPS, GAAP
1.71
1.47
1.93
1.96
1.77
2.25
3.02
2.18
3.96
3.76
3.53
3.47
3.72
4.2
Free Cash Flow per Basic Share
2.04
1.28
2.17
1.63
1.76
2.75
3.23
3.77
4.34
4.78
4.03
3.18
3.92
4.12
Dividend per Share
0.42
0.44
0.52
0.6
0.66
0.62
0.82
0.88
1
1.07
1.2
1.32
1.38
1.44
Book Value per Share
15.61
18.41
19.85
20.87
22.03
27.2
29.7
31.12
33.64
31.39
34.86
37.03
41.07
42.03
Tangible Book Value per Share
14.12
14.92
16.41
17.4
18.72
18.97
21.69
23.09
25.8
21.76
25.39
27.6
31.52
32.4
Basic Weighted Avg Shares
16
18
23
23
23
30
30
30
30
33
33
33
33
32
Sales/Revenue/Turnover
136
148
197
208
220
260
305
308
329
403
411
389
411
429
Operating Margin (%)
33.63
30.16
36.88
34.94
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
5
6
7
8
8
11
17
18
17
18
19
16
14
15
Net Income, GAAP
27
26
44
45
41
68
92
65
118
125
117
115
122
136
Effective Tax Rate (%)
40.18
41.48
39.74
38.21
47.68
26.81
27.4
25.8
28.13
27.88
27.04
25.94
26.84
26.84
Profit Margin (%)
20.11
17.65
22.23
21.59
18.43
26.32
30.15
21.06
35.72
31.16
28.55
29.55
29.55
31.57
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
48
66
69
74
179
73
103
113
134
395
762
216
80
77
Total Equity
251
418
452
477
506
827
907
925
1,000
1,046
1,160
1,221
1,328
1,344
Return on Invested Capital (%)
9.33
6.68
8.72
8.22
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
11.41
7.8
10.07
9.64
8.25
10.25
10.62
7.08
12.22
12.26
10.64
9.65
9.54
10.38

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
53
53
52
LT Finance Leases
27
27
25
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
32
32
32
Market Capitalization
1,532
1,517
1,721

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
157
303
109
Accounts Receivable, Net
34
33
34
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
9
8
7
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.43%
7.52%
8.77%
Free Cash Flow
14.59%
4.59%
21.67%
Net Income, GAAP
15.18%
17.08%
5.82%
Sales/Revenue/Turnover
7.94%
6.35%
5.81%
Total Cash Common Dividend
14.6%
11.49%
3.17%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
97
96
97
99
389
2025
97
102
106
107
411
2026
107
110
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.83
0.88
0.88
0.88
3.47
2025
0.8
0.84
1.05
1.04
3.72
2026
1.05
1.07
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.33
0.33
0.33
0.33
1.32
2025
0.33
0.33
0.36
0.36
1.38
2026
0.36
0.36
- -
- -
- -

Company Description

CEO
Richard Smith
Full Time Employees
1,114
Sector
Financial Services
Industry
Banks - Regional
Address
63 Constitution Drive Chico CA United States of America 95973
IPO Date
Apr 20, 1993
Website
tcbk.com
Business
TriCo Bancshares operates as a bank holding company providing a comprehensive suite of banking and financial services primarily through its wholly owned subsidiary, Tri Counties Bank. The company offers core products and services including commercial and consumer lending; mortgage banking with residential and commercial loans; agricultural financing; deposit accounts such as demand, savings, and time deposits; treasury management services; credit and debit card services; and customary banking services including safe deposit boxes. Additionally, it provides specialized wealth management and trust services, investment advisory, estate planning, retirement services, and investment management. TriCo Bancshares primarily serves individual, small business, and commercial clients across Northern and Central California, with branch networks spanning the Sacramento Valley, Gold Country, and the Bay Area. Founded in 1975 and headquartered in Chico, California, TriCo Bancshares has grown its asset base to nearly $10 billion, largely through organic expansion and strategic acquisitions. A notable recent corporate development was the completion of its merger with Valley Republic Bancorp in March 2022, which expanded its footprint into additional markets in California and enhanced lending capabilities and product offerings. The merger involved an issuance of approximately 4.1 million shares, with former Valley shareholders owning about 12% of TriCo's outstanding stock post-merger. In 2025, the company demonstrated strong financial performance, reporting a net income of $34 million in the third quarter with an earnings per share of $1.04, reflecting year-on-year growth. TriCo Bancshares also announced a 9.1% increase in its quarterly cash dividend to $0.36 per share, marking its 144th consecutive quarterly dividend and its tenth increase over the past 15 years. The company continues to emphasize local decision-making and community involvement through its financial solutions while leveraging modern digital banking tools. Overall, TriCo Bancshares operates within the financial services industry, focused on commercial and retail banking sectors. It serves diverse customer segments, including agriculture, manufacturing, professional services, and technology industries, with an emphasis on personalized service combined with technology integration. The company remains committed to community development and shareholder value creation through prudent financial management and strategic growth initiatives.

Company News

  • Why TriCo (TCBK) is a Top Dividend Stock for Your Portfolio

  • TriCo Bancshares Announces Quarterly Cash Dividend

  • TriCo (TCBK) is a Top Dividend Stock Right Now: Should You Buy?

  • Tri Counties Bank Releases Small Business Cybersecurity Study

  • Tri Counties Bank Releases Small Business Cybersecurity Study

  • Are CBZ, SAFT, NEUP, TCBK Obtaining Fair Deals for their Shareholders?

  • BRODSKY & SMITH SHAREHOLDER UPDATE: Notifying Investors of the Following Investigations: MarketAxess Holdings Inc. (Nasdaq – MKTX), CBIZ, Inc. (NYSE – CBZ), Sanara MedTech Inc. (Nasdaq – SMTI), TriCo Bancshares (Nasdaq – TCBK)

  • TriCo (TCBK) Could Be a Great Choice

  • BRODSKY & SMITH SHAREHOLDER UPDATE: Notifying Investors of the Following Investigations: MarketAxess Holdings Inc. (Nasdaq – MKTX), CBIZ, Inc. (NYSE – CBZ), Sanara MedTech Inc. (Nasdaq – SMTI), TriCo Bancshares (Nasdaq – TCBK)

  • Sterlington Advises TriCo Bancshares Senior Management Team on $2.02 Billion Acquisition by First Hawaiian

  • Halper Sadeh LLC is Investigating Whether VEEE, NXTC, TCBK, FHB are Obtaining Fair Deals for their Shareholders

  • The M&A Class Action Firm Encourages $hareholders To Contact Monteverde Concerning The Merger—VEEE, NXTC, TCBK, and FHB

  • TriCo (TCBK) Tops Q2 Earnings and Revenue Estimates

  • TriCo Bancshares Reports Second Quarter 2026 Net Income of $34.2 Million, Diluted EPS of $1.06 Following Merger Announcement

  • TriCo Bancshares Reports Second Quarter 2026 Net Income of $34.2 Million, Diluted EPS of $1.06 Following Merger Announcement

  • $HAREHOLDER ALERT: The M&A Class Action Firm Launches Legal Inquiry for the Merger--VEEE, NXTC, TCBK, and FHB

  • Are CRNX, VEEE, NXTC, TCBK Obtaining Fair Deals for their Shareholders?

  • BRODSKY & SMITH SHAREHOLDER UPDATE: Notifying Investors of the Following Investigations: TriCo Bancshares (Nasdaq – TCBK), Twin Vee PowerCats Co. (Nasdaq -VEEE), Crinetics Pharmaceuticals, Inc. (Nasdaq – CRNX), Element Solutions Inc. (NYSE – ESI)

  • Shareholder Alert: Ademi LLP investigates whether TriCo Bancshares is obtaining a Fair Price for Public Shareholders

  • $HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of TriCo Bancshares (NASDAQ: TCBK)