KeyCorp Financial Ratios — KEY Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	9.04	8.53	8.87	8.67	8.63	6.28	8.89	12.79	11.06	7.92	15.94	13.59	7.14	-2.19	10.05
Return on Assets (%)	1.02	0.96	1	0.96	0.97	0.68	0.95	1.35	1.21	0.85	1.47	1.02	0.51	-0.09	0.98
Return on Capital (%)	4.23	4.57	5.09	4.81	4.52	3.17	4.43	6.23	5.72	4.29	8.4	5.62	2.57	- -	5.74
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	35.29	27.3	29.05	32.33	30.03	20.36	31.8	35.78	32.72	23.98	46.23	33.21	18.66	-6.96	31.63
Profit Margin (%)	24.39	21.83	23.17	22.88	22.51	16.64	21.38	30.31	27.78	20.69	37.3	27.28	15.56	-3.66	25.11
Net Income to Common Margin (%)	21.55	21.27	22.58	22.32	21.95	15.86	20.22	29.24	26.21	19.06	35.79	25.6	13.26	-6.92	23.14
Effective Tax Rate (%)	27.35	21.53	23.75	25.63	24.8	18.49	33.04	15.62	15.53	14.59	19.73	18.09	16.9	- -	20.66
Dvd Payout Ratio (%)	6.54	20.44	22.9	23.42	27.11	39.68	33.52	32.91	43.89	59.12	28.61	41.05	93.54	-256.21	54.07
Sustainable Growth Rate (%)	8.45	6.79	6.84	6.64	6.29	3.79	5.91	8.58	6.21	3.24	11.38	8.01	0.46	-7.79	4.62

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	9,857	7,134	7,993	8,298	10,717	13,192	14,967	14,276	13,153	14,468	12,630	24,693	22,607	14,235	10,988
ST Debt	916	313	343	423	533	808	634	544	705	759	588	5,386	3,053	2,130	1,071
LT Debt	8,941	6,821	7,650	7,875	10,184	12,384	14,333	13,732	12,448	13,709	12,042	19,307	19,554	12,105	9,917
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.83	11.18	10.77	10.91	10.99	9.95	10.17	10.13	10.44	9.44	8.33	5.77	6.45	8.38	9.7
Long-Term Debt/Equity (%)	90.11	66.17	74.13	74.7	94.66	81.26	95.39	88.05	73.06	76.24	69.12	143.5	133.59	66.6	48.66
Long-Term Debt/Capital (%)	45.2	39.1	41.77	41.8	47.42	43.56	47.79	45.97	41.23	42.25	40.07	50.61	52.5	37.35	31.61
Long-Term Debt/Total Assets (%)	10.07	7.64	8.23	8.39	10.71	9.08	10.41	9.84	8.59	8.05	6.46	10.17	10.39	6.47	5.38
Total Debt/Equity (%)	99.34	69.2	77.45	78.71	99.61	86.56	99.61	91.54	77.2	80.46	72.49	183.54	154.45	78.32	53.91
Total Debt/Capital (%)	49.84	40.9	43.65	44.04	49.9	46.4	49.9	47.79	43.57	44.59	42.03	64.73	60.7	43.92	35.03
Total Debt/Total Assets (%)	11.1	7.99	8.6	8.84	11.27	9.67	10.87	10.23	9.07	8.49	6.78	13.01	12.01	7.61	5.96
Net Debt to Equity	92.16	63.45	71.42	72.52	93.97	81.99	95.03	87.09	72.83	74.33	67.2	176.91	147.99	68.73	47.6
Net Debt/Capital (%)	47.91	38.8	41.65	42.04	48.45	45.02	48.7	46.52	42.12	42.62	40.18	63.88	59.67	40.73	32.25
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.83	11.18	10.77	10.91	10.99	9.95	10.17	10.13	10.44	9.44	8.33	5.77	6.45	8.38	9.7
Long-Term Debt/Equity (%)	90.11	66.17	74.13	74.7	94.66	81.26	95.39	88.05	73.06	76.24	69.12	143.5	133.59	66.6	48.66
Long-Term Debt/Capital (%)	45.2	39.1	41.77	41.8	47.42	43.56	47.79	45.97	41.23	42.25	40.07	50.61	52.5	37.35	31.61
Long-Term Debt/Total Assets (%)	10.07	7.64	8.23	8.39	10.71	9.08	10.41	9.84	8.59	8.05	6.46	10.17	10.39	6.47	5.38
Total Debt/Equity (%)	99.34	69.2	77.45	78.71	99.61	86.56	99.61	91.54	77.2	80.46	72.49	183.54	154.45	78.32	53.91
Total Debt/Capital (%)	49.84	40.9	43.65	44.04	49.9	46.4	49.9	47.79	43.57	44.59	42.03	64.73	60.7	43.92	35.03
Total Debt/Total Assets (%)	11.1	7.99	8.6	8.84	11.27	9.67	10.87	10.23	9.07	8.49	6.78	13.01	12.01	7.61	5.96
CFO/Total Liabilities	2.27	1.65	1.87	1.59	1.34	1.39	1.48	2.02	2.27	1.1	0.68	2.53	1.67	0.39	1.35
CFO/CapEx	9.96	7.92	15.47	13.61	15.08	11.65	16.21	25.31	34.19	26.56	17.47	41.38	20.44	10.22	20.64
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

No data availableFinancial data will appear here once available

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	11,873	12,062	11,199	19,538	21,842	14,983	19,813	15,727	21,677	16,250	13,750	18,691	23,224
- Cash & Cash Equivalents	694	584	617	653	607	677	671	678	732	1,091	913	887	941	1,743	1,287
+ Preferred Equity and Hybrid Capital	291	291	291	291	290	1,665	1,025	1,450	1,900	1,900	1,900	2,500	2,500	2,500	2,500
+ Minority/Non Controlling Interest	17	38	17	12	13	- -	2	1	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	9,857	7,134	7,993	8,298	10,717	13,192	14,967	14,276	13,153	14,468	12,630	24,693	22,607	14,235	10,988
Enterprise Value	- -	- -	1,621	2,381	4,687	10,731	14,579	8,042	11,019	-12,746	-21,080	1,007	-10,086	-21,528	21,705
Total Capital	19,779	17,443	18,313	18,840	21,476	28,432	29,992	29,872	30,191	32,449	30,053	38,147	37,244	32,411	31,369
Total Debt/Capital (%)	49.84	40.9	43.65	44.04	49.9	46.4	49.9	47.79	43.57	44.59	42.03	64.73	60.7	43.92	35.03
Total Debt / EV	- -	- -	4.93	3.48	2.29	1.23	1.03	1.78	1.19	-1.14	-0.6	24.52	-2.24	-0.66	0.51
EV/Sales	- -	- -	0.41	0.61	1.15	2.26	2.4	1.31	1.78	- -	- -	0.14	- -	- -	2.98
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	1.05	1.8	4.14	6.35	8.03	3.21	3.79	- -	- -	0.23	- -	- -	9.83
EV/Free Cash Flow to Firm	- -	- -	1.12	1.95	4.44	6.95	8.56	3.34	3.91	- -	- -	0.23	- -	- -	10.33
Diluted Market Cap	- -	- -	12,164	12,326	11,316	16,990	22,241	15,500	20,321	15,711	22,344	16,245	13,694	16,036	23,342
Diluted Enterprise Value	- -	- -	1,912	2,645	4,804	8,183	14,978	8,559	11,527	-12,762	-20,413	1,002	-10,142	-24,183	21,823
EV per Share	- -	- -	1.82	2.77	5.61	9.94	13.64	7.89	11.28	- -	- -	1.08	- -	- -	19.69
TTM Sales	3,772	3,930	3,928	3,934	4,069	4,755	6,063	6,157	6,180	6,490	7,038	7,026	6,215	4,396	7,285
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	1,793	1,299	1,547	1,320	1,131	1,689	1,815	2,506	2,906	1,673	1,153	4,469	2,903	- -	2,208
TTM Free Cash Flow to Firm	1,613	1,135	1,447	1,223	1,056	1,544	1,703	2,407	2,821	1,610	1,087	4,361	2,761	- -	2,101

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	8.41	10.08	10.72	11	13.06	6.44	7.2	9.76	20.56	3.73	4.96	26.77	11.11
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	1,621	2,381	4,687	10,731	14,579	8,042	11,019	-12,746	-21,080	1,007	-10,086	-21,528	21,705
Low Price	- -	- -	9.17	12.16	12.18	9.99	16.47	14.33	15	8.13	16.42	15.61	8.59	12.84	12.69
EV/Sales	- -	- -	0.41	0.61	1.15	2.26	2.4	1.31	1.78	- -	- -	0.14	- -	- -	2.98
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	13.62	13.93	12.56	22.28	17.87	8.5	12.42	12.61	8.77	8.95	16.52	- -	13.73
Price/Earnings Average	- -	- -	10.8	13.46	12.87	15.67	16.04	11.5	10.68	10.82	7.96	10.25	14.21	- -	11.33
Price/Earnings High	- -	- -	13.62	14.41	14.48	23.17	17.9	12.81	12.6	15.92	9.13	13.98	22.6	- -	13.88
Price/Earnings Low	- -	- -	9.37	12.07	11.42	12.3	14.4	8.29	9.19	6.36	6.17	8.02	9.67	- -	8.27
Price/Book Value	- -	- -	1.19	1.18	1.07	1.44	1.56	1.06	1.31	0.98	1.4	1.48	1.13	1.19	1.3
Price/Book Value Average	- -	- -	0.94	1.14	1.1	1.01	1.4	1.43	1.13	0.84	1.27	1.7	0.97	1.11	1.07
Price/Book Value High	- -	- -	1.19	1.22	1.23	1.5	1.56	1.6	1.33	1.23	1.45	2.32	1.55	1.42	1.31
Price/Book Value Low	- -	- -	0.82	1.02	0.97	0.79	1.26	1.03	0.97	0.49	0.98	1.33	0.66	0.91	0.78
Price/Tangible Book Value	- -	- -	1.33	1.33	1.2	1.82	1.98	1.32	1.62	1.19	1.71	2	1.47	1.45	1.54
Price/Tangible Book Value Average	- -	- -	1.06	1.28	1.23	1.28	1.78	1.79	1.39	1.02	1.55	2.3	1.27	1.35	1.27
Price/Tangible Book Value High	- -	- -	1.33	1.37	1.38	1.89	1.98	2	1.64	1.5	1.78	3.13	2.02	1.73	1.55
Price/Tangible Book Value Low	- -	- -	0.92	1.15	1.09	1	1.59	1.29	1.2	0.6	1.2	1.8	0.86	1.1	0.93
Price/Sales	- -	- -	3.08	3.11	2.76	3.53	3.61	2.48	3.25	2.4	3.14	2.29	2.19	3.65	3.18
Price/Sales Average	- -	- -	2.44	3	2.83	2.49	3.24	3.36	2.8	2.06	2.85	2.62	1.88	3.39	2.62
Price/Sales High	- -	- -	3.08	3.22	3.18	3.67	3.62	3.75	3.3	3.03	3.27	3.58	3	4.35	3.21
Price/Sales Low	- -	- -	2.12	2.69	2.51	1.95	2.91	2.42	2.41	1.21	2.21	2.05	1.28	2.77	1.91
Price/Cash Flow	- -	- -	7.81	9.27	9.91	9.94	12.07	6.1	6.92	9.32	19.17	3.6	4.69	24.15	10.48
Price/Cash Flow Average	- -	- -	6.2	8.95	10.16	7	10.83	8.26	5.96	8	17.39	4.13	4.03	22.46	8.65
Price/Cash Flow High	- -	- -	7.81	9.58	11.43	10.34	12.09	9.2	7.02	11.77	19.94	5.63	6.41	28.81	10.6
Price/Cash Flow Low	- -	- -	5.37	8.03	9.01	5.49	9.73	5.95	5.12	4.7	13.49	3.23	2.74	18.36	6.31
Price/Free Cash Flow Average	- -	- -	6.67	9.74	10.99	7.74	11.72	8.71	6.2	8.38	18.65	4.27	4.27	24.89	9.17
Price/Free Cash Flow High	- -	- -	8.41	10.42	12.36	11.45	13.08	9.71	7.31	12.32	21.38	5.82	6.78	31.94	11.24
Price/Free Cash Flow Low	- -	- -	5.78	8.73	9.74	6.07	10.53	6.28	5.33	4.92	14.46	3.34	2.9	20.35	6.69
EV/Sales Average	- -	- -	- -	0.5	1.22	1.04	2.04	2.17	1.34	- -	- -	0.48	- -	- -	2.42
EV/Sales High	- -	- -	0.41	0.71	1.57	2.42	2.41	2.54	1.83	- -	- -	1.44	- -	- -	3.02
EV/Sales Low	- -	- -	- -	0.2	0.9	0.42	1.71	1.25	0.95	- -	- -	- -	- -	- -	1.71
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	13.33	14.04	13.4	18.1	20.43	14.7	20.28	16.12	23.34	17.41	14.68	16.89	21.07
High Price	- -	- -	13.33	14.52	15.45	18.83	20.47	22.15	20.57	20.34	24.28	27.2	20.08	20.15	21.3
Enterprise Value Average	- -	- -	-835	1,975	4,969	4,939	12,345	13,332	8,252	-14,975	-23,087	3,375	-12,008	-22,839	17,643
Enterprise Value High	- -	- -	1,621	2,795	6,400	11,516	14,617	15,643	11,305	-8,622	-20,206	10,146	-5,029	-17,918	21,967
Enterprise Value Low	- -	- -	-2,088	770	3,670	1,978	10,343	7,666	5,865	-20,538	-27,504	-675	-15,789	-26,012	12,471

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	953	926	891	859	836	1,079	1,069	1,020	977	976	929	933	937	1,107	1,102
Diluted Weighted Avg Shares	936	943	913	878	844	939	1,089	1,055	1,002	975	957	933	933	950	1,108
Basic Weighted Avg Shares	932	939	907	871	837	928	1,072	1,041	992	968	947	924	927	950	1,099
Revenue per Share	4.05	4.19	4.33	4.51	4.86	5.12	5.66	5.92	6.23	6.71	7.43	7.6	6.7	4.63	6.63
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.87	0.89	0.98	1.01	1.07	0.81	1.14	1.73	1.63	1.28	2.66	1.95	0.89	-0.32	1.53
Basic EPS from Cont Ops	1.04	0.9	0.96	1.09	1.1	0.85	1.2	1.79	1.72	1.37	2.76	2.07	1.04	-0.17	1.66
Diluted EPS, GAAP	0.87	0.89	0.97	1	1.06	0.8	1.13	1.71	1.62	1.27	2.63	1.93	0.88	-0.32	1.52
Diluted EPS from Cont Ops	1.03	0.89	0.95	1.08	1.09	0.84	1.19	1.76	1.7	1.36	2.73	2.05	1.03	-0.17	1.65
Dividend per Share	0.18	0.2	0.24	0.28	0.32	0.36	0.45	0.63	0.81	0.86	0.87	0.92	0.98	0.98	0.96
Cash Flow per Share	1.92	1.38	1.71	1.51	1.35	1.82	1.69	2.41	2.93	1.73	1.22	4.83	3.13	0.7	2.01
Free Cash Flow per Basic Share	1.73	1.21	1.6	1.4	1.26	1.66	1.59	2.31	2.84	1.66	1.15	4.72	2.98	0.63	1.91
Cash & Equivalents per Share	21.22	17.95	20.83	21.27	20.98	21.93	21.75	22.23	24.4	45.95	61.68	45.47	52.26	51.46	13.61
Book Value per Share	10.09	10.78	11.24	11.91	12.51	12.58	13.09	13.87	15.49	16.48	16.71	11.74	12.96	14.16	16.22
Tangible Book Value per Share	9.11	9.54	10	10.57	11.16	9.96	10.33	11.1	12.51	13.56	13.67	8.69	9.96	11.65	13.72