Prosperity Bancshares, Inc. Financial Ratios — PPY Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	9.39	9.18	9.08	9.86	8.55	7.73	7.29	8.17	6.64	8.74	8.27	7.99	6.09	6.6	7.21
Return on Assets (%)	1.47	1.38	1.33	1.48	1.32	1.24	1.21	1.42	1.21	1.6	1.44	1.39	1.1	1.23	1.39
Return on Capital (%)	7.91	8.2	8.27	9.38	7.77	6.39	6.07	6.84	5.33	7.82	8.27	6.23	3.96	4.47	5.37
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	56.87	56.33	56.64	57.43	58.49	55.68	56.69	55.38	52.64	57.49	60.07	59.85	50.04	53.51	57.74
Profit Margin (%)	37.71	37.58	38.02	38.32	38.97	37.39	38	44.22	41.76	47.14	47.29	47.12	39.26	41.87	45.19
Net Income to Common Margin (%)	37.71	37.58	38.02	38.32	38.97	37.39	38	44.22	41.76	47.14	47.29	47.12	39.26	41.87	45.19
Effective Tax Rate (%)	33.69	33.29	32.87	33.27	33.37	32.84	32.98	20.15	20.67	18	21.28	21.26	21.54	21.75	21.73
Dvd Payout Ratio (%)	23.8	24.74	24.41	22.99	27.3	31.42	35.23	32.33	38.76	32.86	35.48	36.82	49.06	44.72	40.79
Sustainable Growth Rate (%)	7.15	6.91	6.86	7.6	6.21	5.3	4.72	5.53	4.06	5.87	5.34	5.05	3.1	3.65	4.27

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	98	342	135	176	491	991	505	1,031	1,430	- -	- -	3,700	3,725	3,200	1,950
ST Debt	- -	245	- -	- -	485	985	500	1,030	1,300	- -	- -	1,850	- -	- -	- -
LT Debt	98	97	135	176	6	6	5	1	130	- -	- -	1,850	3,725	3,200	1,950
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	15.96	14.33	14.95	15.09	15.71	16.31	16.93	17.86	18.55	18	16.99	17.78	18.37	18.8	19.8
Long-Term Debt/Equity (%)	6.24	4.63	4.84	5.43	0.18	0.16	0.14	0.03	2.17	- -	- -	27.61	52.62	43.02	25.6
Long-Term Debt/Capital (%)	5.88	3.98	4.62	5.15	0.16	0.12	0.12	0.02	1.75	- -	- -	17.79	34.48	30.08	20.38
Long-Term Debt/Total Assets (%)	1	0.66	0.72	0.82	0.03	0.03	0.02	- -	0.4	- -	- -	4.91	9.66	8.09	5.07
Total Debt/Equity (%)	6.24	16.36	4.84	5.43	14.19	27.2	13.21	25.44	23.94	- -	- -	55.23	52.62	43.02	25.6
Total Debt/Capital (%)	5.88	14.06	4.62	5.15	12.43	21.38	11.67	20.28	19.32	- -	- -	35.58	34.48	30.08	20.38
Total Debt/Total Assets (%)	1	2.34	0.72	0.82	2.23	4.44	2.24	4.54	4.44	- -	- -	9.82	9.66	8.09	5.07
Net Debt to Equity	-7.33	0.76	-8.83	-15.44	-2.05	15.23	2.97	15.31	14.34	-21.91	-39.64	48.9	46.15	16.51	2.66
Net Debt/Capital (%)	-7.92	0.75	-9.68	-18.26	-2.1	13.21	2.89	13.28	12.54	-28.05	-65.67	32.84	31.58	14.17	2.59
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	15.96	14.33	14.95	15.09	15.71	16.31	16.93	17.86	18.55	18	16.99	17.78	18.37	18.8	19.8
Long-Term Debt/Equity (%)	6.24	4.63	4.84	5.43	0.18	0.16	0.14	0.03	2.17	- -	- -	27.61	52.62	43.02	25.6
Long-Term Debt/Capital (%)	5.88	3.98	4.62	5.15	0.16	0.12	0.12	0.02	1.75	- -	- -	17.79	34.48	30.08	20.38
Long-Term Debt/Total Assets (%)	1	0.66	0.72	0.82	0.03	0.03	0.02	- -	0.4	- -	- -	4.91	9.66	8.09	5.07
Total Debt/Equity (%)	6.24	16.36	4.84	5.43	14.19	27.2	13.21	25.44	23.94	- -	- -	55.23	52.62	43.02	25.6
Total Debt/Capital (%)	5.88	14.06	4.62	5.15	12.43	21.38	11.67	20.28	19.32	- -	- -	35.58	34.48	30.08	20.38
Total Debt/Total Assets (%)	1	2.34	0.72	0.82	2.23	4.44	2.24	4.54	4.44	- -	- -	9.82	9.66	8.09	5.07
CFO/Total Liabilities	2.64	1.68	1.94	1.91	1.67	1.79	2.08	1.72	1.54	2.09	2.21	1.63	2.05	1.47	1.78
CFO/CapEx	22.98	16.86	12.82	28.84	33.22	66.78	34.8	21.18	21.68	26.3	36.52	11.94	18.93	22.36	16.89
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	12.67	12.46	12.72	15.34	14.16	13.95	13.06	12.89	11.6	13.78	14.83	14.41	11.56	11.41	11.8
Days Sales Outstanding	28.81	29.3	28.7	23.79	25.77	26.17	27.95	28.31	31.47	26.49	24.61	25.33	31.57	31.99	30.94
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6,506
- Cash & Cash Equivalents	213	326	381	677	563	436	392	411	574	1,343	2,548	424	458	1,972	1,748
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	98	342	135	176	491	991	505	1,031	1,430	- -	- -	3,700	3,725	3,200	1,950
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-3,824
Total Capital	1,665	2,431	2,922	3,421	3,954	4,633	4,329	5,084	7,400	6,131	6,427	10,399	10,804	10,638	9,566
Total Debt/Capital (%)	5.88	14.06	4.62	5.15	12.43	21.38	11.67	20.28	19.32	- -	- -	35.58	34.48	30.08	20.38
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-0.51
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6,636
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-3,694
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	376	447	582	776	736	734	716	728	796	1,122	1,098	1,113	1,068	1,145	1,201
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	218	210	308	348	311	334	391	320	403	582	695	507	646	473	550
TTM Free Cash Flow to Firm	208	197	284	336	301	329	379	305	384	560	676	464	612	452	517

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.84
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-3,824
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	60.58
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.22
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.14
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	14
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.59
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.85
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.85
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.98
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.74
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.6
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.59
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.83
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.39
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.52
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.49
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.33
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.79
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.08
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.83
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	10.46
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	12.75
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.7
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.12
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	69.91
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	80.06
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-3,867
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-2,879
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-4,692

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	47	56	66	70	70	69	69	70	95	93	92	91	94	95	93
Diluted Weighted Avg Shares	47	52	61	69	70	70	69	70	74	93	93	92	93	95	95
Basic Weighted Avg Shares	47	52	60	69	70	70	69	70	74	93	93	92	93	95	95
Revenue per Share	8.02	8.63	9.64	11.27	10.5	10.53	10.31	10.42	10.83	12.06	11.85	12.15	11.5	12.05	12.66
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	3.03	3.24	3.66	4.32	4.09	3.94	3.92	4.61	4.52	5.68	5.6	5.73	4.51	5.05	5.72
Basic EPS from Cont Ops	3.03	3.24	3.66	4.32	4.09	3.94	3.92	4.61	4.52	5.68	5.6	5.73	4.51	5.05	5.72
Diluted EPS, GAAP	3.01	3.23	3.65	4.32	4.09	3.94	3.92	4.61	4.52	5.68	5.6	5.73	4.51	5.05	5.72
Diluted EPS from Cont Ops	3.01	3.23	3.65	4.32	4.09	3.94	3.92	4.61	4.52	5.68	5.6	5.73	4.51	5.05	5.72
Dividend per Share	0.72	0.8	0.89	0.99	1.12	1.24	1.38	1.49	1.75	1.87	1.99	2.11	2.21	2.26	2.33
Cash Flow per Share	4.65	4.05	5.09	5.06	4.44	4.8	5.62	4.59	5.48	6.26	7.5	5.53	6.96	4.98	5.79
Free Cash Flow per Basic Share	4.45	3.81	4.69	4.88	4.3	4.73	5.46	4.37	5.23	6.02	7.29	5.07	6.59	4.75	5.45
Cash & Equivalents per Share	11.41	9.79	8.15	11.79	9.51	9.46	8.77	7.08	9.09	21.55	33.23	9.64	9.57	24.24	131.96
Book Value per Share	33.41	37.01	42.19	46.5	49.45	52.41	55.03	58.02	63.02	66.23	69.73	73.37	75.54	78.07	81.84
Tangible Book Value per Share	13.25	14.99	16.25	18.8	22.06	24.4	27.12	30.34	28.08	30.53	34	37.41	38.62	40.61	43.64