U.S. Bancorp Financial Ratios — UB5 Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	16.09	16.49	15.83	14.94	14.19	13.6	13.93	15.37	14.55	10.01	16.02	11.95	10.99	11.86	13.15
Return on Assets (%)	1.5	1.63	1.63	1.53	1.43	1.36	1.37	1.53	1.44	0.95	1.41	0.93	0.81	0.94	1.1
Return on Capital (%)	5.7	6.55	6.81	6.06	5.56	5.86	6.46	7.01	6.3	4.51	7.87	5.34	4.51	5.15	5.83
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	35.11	38.51	40.07	40.1	40.21	38.68	34.65	38.53	37.56	26.05	44.74	30.19	24.51	28.93	33.35
Profit Margin (%)	25.8	28.14	30.12	29.34	29.44	28.1	28.66	31.51	30.21	21.35	35.05	24.09	19.38	23.04	26.52
Net Income to Common Margin (%)	25.12	26.96	28.83	28.13	28.2	26.76	27.43	30.26	28.89	20.04	33.71	22.86	18.13	21.76	25.37
Effective Tax Rate (%)	27.77	28.94	26.17	26.1	26.11	26.66	16.82	17.91	19.18	17.62	21.45	20.04	20.5	19.98	20.18
Dvd Payout Ratio (%)	17.62	25.77	29.38	30.16	30.87	31.4	32.3	30.33	36.59	54.13	33.54	50.03	57.64	51.54	43.51
Sustainable Growth Rate (%)	13.25	12.24	11.18	10.43	9.81	9.33	9.43	10.71	9.22	4.59	10.64	5.97	4.65	5.75	7.43

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	54,399	47,480	45,006	60,319	58,216	46,038	47,855	52,439	61,897	50,856	41,718	69,388	62,935	65,626	68,413
ST Debt	22,446	21,964	24,957	28,059	26,138	12,715	15,596	11,099	21,730	9,559	9,593	29,559	11,455	7,624	7,649
LT Debt	31,953	25,516	20,049	32,260	32,078	33,323	32,259	41,340	40,167	41,297	32,125	39,829	51,480	58,002	60,764
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.22	9.67	9.99	9.62	9.63	9.37	9.44	9.64	9.26	8.51	8.47	6.51	7.31	7.63	8.43
Long-Term Debt/Equity (%)	91.37	63.37	47.96	73.04	68.52	69.52	64.95	80.03	76.53	76.87	58	77.74	92.31	98.24	92.56
Long-Term Debt/Capital (%)	35.75	29.08	23.09	30.87	30.54	35.46	33.08	39.71	35.12	39.49	33.08	33.02	43.37	46.53	45.32
Long-Term Debt/Total Assets (%)	9.39	7.21	5.51	8.01	7.6	7.47	6.98	8.85	8.11	7.46	5.6	5.9	7.76	8.55	8.78
Total Debt/Equity (%)	155.55	117.91	107.65	136.57	124.35	96.05	96.35	101.51	117.94	94.66	75.32	135.44	112.85	111.16	104.21
Total Debt/Capital (%)	60.87	54.11	51.84	57.73	55.43	48.99	49.07	50.38	54.12	48.63	42.96	57.53	53.02	52.64	51.03
Total Debt/Total Assets (%)	15.99	13.42	12.36	14.99	13.8	10.32	10.36	11.22	12.49	9.18	7.28	10.28	9.49	9.67	9.88
Net Debt to Equity	105.17	85.39	85.63	110.64	100.54	63.28	57.08	59.98	75.25	-21.82	23.13	30.93	3.13	15.45	32.78
Net Debt/Capital (%)	48.77	43.25	45.7	52.08	50.13	38.76	36.34	37.49	42.94	-27.91	18.79	23.62	3.03	13.39	24.69
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.22	9.67	9.99	9.62	9.63	9.37	9.44	9.64	9.26	8.51	8.47	6.51	7.31	7.63	8.43
Long-Term Debt/Equity (%)	91.37	63.37	47.96	73.04	68.52	69.52	64.95	80.03	76.53	76.87	58	77.74	92.31	98.24	92.56
Long-Term Debt/Capital (%)	35.75	29.08	23.09	30.87	30.54	35.46	33.08	39.71	35.12	39.49	33.08	33.02	43.37	46.53	45.32
Long-Term Debt/Total Assets (%)	9.39	7.21	5.51	8.01	7.6	7.47	6.98	8.85	8.11	7.46	5.6	5.9	7.76	8.55	8.78
Total Debt/Equity (%)	155.55	117.91	107.65	136.57	124.35	96.05	96.35	101.51	117.94	94.66	75.32	135.44	112.85	111.16	104.21
Total Debt/Capital (%)	60.87	54.11	51.84	57.73	55.43	48.99	49.07	50.38	54.12	48.63	42.96	57.53	53.02	52.64	51.03
Total Debt/Total Assets (%)	15.99	13.42	12.36	14.99	13.8	10.32	10.36	11.22	12.49	9.18	7.28	10.28	9.49	9.67	9.88
CFO/Total Liabilities	3.22	2.54	3.55	1.49	2.34	1.34	1.57	2.54	1.1	0.74	1.91	3.39	1.38	1.83	1.27
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

No data availableFinancial data will appear here once available

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	60,035	73,607	81,417	75,815	87,139	89,553	73,339	91,066	69,190	83,225	66,631	67,830	74,937	84,812
- Cash & Cash Equivalents	13,962	8,252	8,477	10,654	11,147	15,705	19,505	21,453	22,405	62,580	28,905	53,542	61,192	56,502	46,890
+ Preferred Equity and Hybrid Capital	2,606	4,769	4,756	4,756	5,501	5,501	5,419	5,984	5,984	5,983	6,371	6,808	6,808	6,808	6,808
+ Minority/Non Controlling Interest	993	1,269	694	689	686	635	626	628	630	630	469	466	465	462	458
+ Total Debt	54,399	47,480	45,006	60,319	58,216	46,038	47,855	52,439	61,897	50,856	41,718	69,388	62,935	65,626	68,413
Enterprise Value	- -	67,204	75,757	80,788	68,092	58,079	56,500	46,879	14,828	-72,359	-29,528	17,699	7,478	5,659	22,760
Total Capital	89,370	87,747	86,813	104,487	105,033	93,971	97,521	104,096	114,380	104,581	97,105	120,620	118,706	124,666	134,064
Total Debt/Capital (%)	60.87	54.11	51.84	57.73	55.43	48.99	49.07	50.38	54.12	48.63	42.96	57.53	53.02	52.64	51.03
Total Debt / EV	- -	0.71	0.59	0.75	0.85	0.79	0.85	1.12	4.17	-0.7	-1.41	3.92	8.42	11.6	3.01
EV/Sales	- -	3.35	3.91	4.05	3.41	2.77	2.6	2.08	0.65	- -	- -	0.73	0.27	0.21	0.8
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	8.44	6.62	15.15	7.75	10.88	8.73	4.44	3.03	- -	- -	0.84	0.89	0.5	2.86
EV/Free Cash Flow to Firm	- -	8.44	6.62	15.15	7.75	10.88	8.73	4.44	3.03	- -	- -	0.84	0.89	0.5	2.86
Diluted Market Cap	- -	60,888	74,586	82,654	76,980	88,526	91,032	74,691	93,966	69,323	83,590	64,847	67,177	74,995	84,954
Diluted Enterprise Value	- -	68,057	76,736	82,025	69,257	59,466	57,979	48,231	17,728	-72,226	-29,163	15,915	6,825	5,717	22,902
EV per Share	- -	35.95	41.52	45.24	39.02	34.22	34.13	29.15	9.67	- -	- -	11.56	4.8	3.63	14.63
TTM Sales	18,883	20,064	19,378	19,939	19,969	20,956	21,697	22,521	22,883	23,226	22,721	24,184	28,013	27,335	28,540
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	9,820	7,958	11,446	5,332	8,782	5,336	6,472	10,564	4,889	3,716	9,870	21,119	8,393	11,350	7,970
TTM Free Cash Flow to Firm	9,820	7,958	11,446	5,332	8,782	5,336	6,472	10,564	4,889	3,716	9,870	21,119	8,393	11,350	7,970

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	7.65	6.52	15.5	8.77	16.59	14.07	7.07	19.22	18.66	8.47	3.07	8	6.61	10.66
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	67,204	75,757	80,788	68,092	58,079	56,500	46,879	14,828	-72,359	-29,528	17,699	7,478	5,659	22,760
Low Price	- -	31.14	32.3	38.79	39.27	37.27	49.45	44.33	45.7	28.45	42.44	38.77	27.32	37.87	34.38
EV/Sales	- -	3.35	3.91	4.05	3.41	2.77	2.6	2.08	0.65	- -	- -	0.73	0.27	0.21	0.8
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	11.2	13.28	14.66	13.61	15.73	15.24	10.93	14.19	14.88	10.91	11.72	13.23	12.6	11.72
Price/Earnings Average	- -	11.48	11.48	13.53	13.58	13.15	14.86	12.61	12.77	13.21	10.93	13.23	11.4	11.54	9.93
Price/Earnings High	- -	12.29	13.28	14.77	14.48	16.15	15.9	13.93	14.57	19.36	12.23	17.21	15.38	14.14	11.91
Price/Earnings Low	- -	10.87	10.63	12.47	12.3	11.42	13.94	10.63	10.93	9.22	8.25	10.44	8.3	9.93	7.39
Price/Book Value	- -	1.75	2.02	2.1	1.87	2.08	2.05	1.63	1.99	1.47	1.71	1.52	1.4	1.45	1.45
Price/Book Value Average	- -	1.8	1.75	1.94	1.86	1.74	2	1.88	1.79	1.3	1.72	1.71	1.21	1.33	1.23
Price/Book Value High	- -	1.92	2.02	2.12	1.99	2.14	2.14	2.07	2.04	1.91	1.92	2.23	1.63	1.62	1.48
Price/Book Value Low	- -	1.7	1.62	1.79	1.69	1.51	1.88	1.58	1.53	0.91	1.3	1.35	0.88	1.14	0.92
Price/Tangible Book Value	- -	2.68	3.12	3.11	2.72	2.99	2.89	2.27	2.76	2.02	2.41	2.73	2.27	2.22	2.08
Price/Tangible Book Value Average	- -	2.75	2.69	2.87	2.71	2.5	2.82	2.62	2.48	1.79	2.41	3.08	1.95	2.04	1.76
Price/Tangible Book Value High	- -	2.94	3.12	3.13	2.89	3.07	3.02	2.89	2.83	2.62	2.7	4	2.64	2.5	2.11
Price/Tangible Book Value Low	- -	2.6	2.49	2.65	2.45	2.17	2.64	2.21	2.13	1.25	1.82	2.43	1.42	1.75	1.31
Price/Sales	- -	3.02	3.83	4.12	3.84	4.21	4.18	3.31	4.1	2.98	3.68	2.68	2.4	2.74	2.97
Price/Sales Average	- -	3.09	3.31	3.81	3.83	3.52	4.08	3.82	3.69	2.65	3.68	3.02	2.07	2.51	2.52
Price/Sales High	- -	3.31	3.83	4.15	4.08	4.32	4.36	4.22	4.21	3.88	4.12	3.93	2.79	3.08	3.02
Price/Sales Low	- -	2.93	3.07	3.51	3.47	3.06	3.82	3.22	3.16	1.85	2.78	2.39	1.5	2.16	1.88
Price/Cash Flow	- -	7.61	6.48	15.42	8.73	16.53	14.02	7.05	19.2	18.64	8.46	3.07	8	6.6	10.65
Price/Cash Flow Average	- -	7.8	5.6	14.24	8.71	13.82	13.67	8.14	17.27	16.54	8.48	3.46	6.9	6.05	9.02
Price/Cash Flow High	- -	8.35	6.48	15.53	9.28	16.97	14.62	8.99	19.7	24.25	9.5	4.51	9.31	7.41	10.82
Price/Cash Flow Low	- -	7.38	5.19	13.12	7.89	12	12.81	6.86	14.78	11.55	6.4	2.73	5.02	5.2	6.72
Price/Free Cash Flow Average	- -	7.84	5.63	14.31	8.75	13.87	13.72	8.16	17.29	16.56	8.49	3.47	6.9	6.05	9.03
Price/Free Cash Flow High	- -	8.39	6.52	15.62	9.33	17.03	14.67	9.01	19.73	24.26	9.5	4.51	9.31	7.41	10.83
Price/Free Cash Flow Low	- -	7.42	5.22	13.19	7.92	12.04	12.86	6.87	14.8	11.56	6.41	2.74	5.02	5.21	6.72
EV/Sales Average	- -	3.42	3.4	3.74	3.4	2.09	2.5	2.58	0.25	- -	- -	1.09	- -	- -	0.34
EV/Sales High	- -	3.64	3.91	4.08	3.65	2.88	2.78	2.97	0.75	- -	- -	2.02	0.66	0.54	0.85
EV/Sales Low	- -	3.26	3.15	3.44	3.04	1.63	2.25	1.99	- -	- -	- -	0.43	- -	- -	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	32.11	40.34	45.59	43.44	51.35	54.09	45.6	59.36	45.91	56.1	43.52	43.54	48.04	54.53
High Price	- -	35.22	40.34	45.93	46.22	52.72	56.41	58.09	60.93	59.71	62.94	63.9	50.64	53.89	55.41
Enterprise Value Average	- -	68,662	65,792	74,552	67,937	43,787	54,279	58,142	5,672	-80,148	-29,366	26,265	-1,897	-645	9,765
Enterprise Value High	- -	73,002	75,757	81,402	72,944	60,410	60,334	66,976	17,238	-51,554	-19,382	48,894	18,541	14,779	24,131
Enterprise Value Low	- -	65,391	61,086	68,648	60,805	34,187	48,821	44,831	-6,122	-98,671	-49,794	10,426	-17,790	-10,216	-8,570

Shares Outstanding	1,910	1,869	1,825	1,786	1,745	1,697	1,656	1,608	1,534	1,507	1,484	1,531	1,558	1,560	1,555
Diluted Weighted Avg Shares	1,923	1,896	1,849	1,813	1,772	1,724	1,683	1,638	1,583	1,510	1,490	1,490	1,543	1,561	1,558
Basic Weighted Avg Shares	1,914	1,887	1,839	1,803	1,764	1,718	1,677	1,634	1,581	1,509	1,489	1,489	1,543	1,560	1,557
Revenue per Share	9.87	10.63	10.54	11.06	11.32	12.2	12.94	13.78	14.47	15.39	15.26	16.24	18.15	17.52	18.33
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	2.48	2.87	3.04	3.11	3.19	3.26	3.55	4.17	4.18	3.08	5.14	3.71	3.29	3.81	4.65
Basic EPS from Cont Ops	2.5	2.91	3.12	3.28	3.36	3.46	3.73	4.36	4.39	3.3	5.36	3.92	3.54	4.06	4.88
Diluted EPS, GAAP	2.47	2.85	3.02	3.09	3.18	3.25	3.54	4.16	4.18	3.08	5.14	3.71	3.29	3.81	4.65
Diluted EPS from Cont Ops	2.49	2.9	3.1	3.26	3.35	3.45	3.72	4.35	4.39	3.3	5.36	3.92	3.54	4.05	4.88
Dividend per Share	0.49	0.82	1	1.09	1.14	1.21	1.32	1.45	1.74	1.89	1.94	2.07	2.15	2.21	2.25
Cash Flow per Share	5.13	4.22	6.22	2.96	4.98	3.11	3.86	6.47	3.09	2.46	6.63	14.18	5.44	7.28	5.12
Free Cash Flow per Basic Share	5.13	4.22	6.22	2.96	4.98	3.11	3.86	6.47	3.09	2.46	6.63	14.18	5.44	7.28	5.12
Cash & Equivalents per Share	30.93	24.79	26.47	37.18	41.33	47.87	52.52	53.17	94.35	132.05	108.74	82.04	83.8	91.15	88.55
Book Value per Share	16.43	18.31	19.92	21.68	23.28	24.63	26.35	28.01	29.9	31.26	32.72	28.71	31.13	33.19	37.54
Tangible Book Value per Share	10.32	11.97	12.95	14.66	16	17.18	18.7	20.07	21.5	22.78	23.29	15.96	19.21	21.6	26.26

U.S. Bancorp

Profitability (USD)

Credit (USD)

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Enterprise Value (USD)

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Per Share Data Items (USD)