Usio, Inc. Financial Ratios — USIO Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Assets (%)	10.21	25.34	-4.83	8.66	1.57	-1.74	-4.39	-5.57	-7.88	-4.03	-0.3	-4.74	-0.46	3.09	-2.08
Return on Capital (%)	-0.65	-2.39	- -	- -	-2.06	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	94.23	86.67	- -	- -	8.98	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	35.72	43	18.82	31.19	34.51	31.33	25.86	22.26	21.1	22.87	25.24	21.02	23.88	23.65	23.06
EBITDA Margin (%)	7.83	19.03	-13.97	17.07	8.9	-5.96	-10.84	-7.59	-10.78	-6.94	4.02	-3.57	1.94	0.96	-0.48
Operating Margin (%)	7.75	18.94	-14.58	16.76	5.44	-13.43	-19.47	-15.08	-17.95	-11.65	-0.25	-7.51	-0.53	-1.77	-2.76
Incremental Operating Margin (%)	44.78	40.19	- -	36.52	-148.38	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	7.69	18.39	-14.61	17.59	7.59	-9.64	-18.77	-14.78	-17.78	-8.94	-0.25	-7.49	-0.22	0.82	-2.34
Profit Margin (%)	7.31	17.36	-15.23	28.65	7.07	-9.91	-20.65	-15.09	-18.14	-9.01	-0.52	-7.9	-0.57	3.99	-2.94
Net Income to Common Margin (%)	7.31	17.36	-15.23	28.65	7.07	-9.91	-20.65	-15.09	-18.14	-9.01	-0.52	-7.9	-0.57	3.99	-2.94
Effective Tax Rate (%)	4.96	5.63	- -	- -	6.9	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	- -	- -	- -	- -	- -	- -	- -	3	3	3	3	3	4	4
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	1	1	1	1
LT Debt	- -	- -	- -	- -	- -	- -	- -	- -	2	2	3	2	3	3	3
Total Debt/EBITDA	0.8	- -	- -	- -	- -	- -	- -	- -	-0.87	-1.27	1.25	-1.22	2.07	4.88	-9.41
Net Debt/EBITDA	-8.97	-2.69	36.72	-1.23	-3.17	5.72	3.04	1.14	0.7	2.24	-2.87	2.27	-3.87	-9.25	14.68
Total Debt/EBIT	0.8	- -	- -	- -	- -	- -	- -	- -	-0.52	-0.76	-19.99	-0.58	-7.55	-2.63	-1.65
Net Debt/EBIT	-9.06	-2.7	35.18	-1.25	-5.19	2.54	1.69	0.57	0.42	1.33	45.88	1.08	14.15	4.99	2.57
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	576.8	-612.02	314.14	14.74	-7.94
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	281.7	-812.53	153.63	11.1	-16.29
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-36.02	-1,287.2	-86	-27.33	-45.3
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	-1,103.82	-1,026.39	-195.09	-81.65	-71.49	-72.03	-78.7	-83.34	-100.66	-78.46	-48.76	-72.17	-66.53	-63.27	-52.27
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	30.12	14.94	13.65	16.89	17.51	16.21	16.53
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	-3.84	-4.02	-4.1	-3.48	-3.89	-4.86	-4.44
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	3.7	3.02	1.91	2.4	2.47	2.9	2.19
Total Debt/Equity (%)	49.08	- -	- -	- -	- -	- -	- -	- -	34.83	17.02	16.64	21.73	22.42	20.18	21.72
Total Debt/Capital (%)	-0.56	- -	- -	- -	- -	- -	- -	- -	-4.44	-4.58	-5	-4.48	-4.99	-6.04	-5.84
Total Debt/Total Assets (%)	6.11	- -	- -	- -	- -	- -	- -	- -	4.28	3.44	2.32	3.09	3.16	3.61	2.88
Net Debt to Equity	-552.7	-175.83	-4,159.93	-39.91	-44.54	-45.73	-36.58	-22.42	-28.24	-30	-38.19	-40.46	-42	-38.3	-33.89
Net Debt/Capital (%)	5.87	6.63	33.1	5.32	7.67	7.6	8.29	3.66	3.48	7.48	10.28	7.69	8.45	10.19	8.2
EBITDA	- -	1	-1	2	1	-1	-2	-2	-3	-2	2	-2	2	1	- -
EBITDA-CapEx	- -	1	-1	2	- -	-1	-2	-3	-4	-3	1	-3	1	1	-1
Operating Income (Loss)	- -	1	-1	2	1	-2	-3	-4	-5	-4	- -	-5	- -	-1	-2

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	0.86	1.25	0.99	0.05	0.07	0.07	0.09	0.04	0.04	0.08	0.06	0.07	0.08	0.09	0.07
Current Ratio	0.95	1.42	1.01	1.04	1.07	1.07	1.09	1.04	1.03	1.09	1.08	1.07	1.09	1.12	1.08
Quick Ratio	0.94	1.38	1.01	0.07	0.09	0.09	0.11	0.06	0.07	0.12	0.11	0.12	0.14	0.17	0.11
CFO/Avg Current Liab	0.75	0.13	1.55	0.05	0.04	0.01	-0.02	-0.05	-0.07	0.11	0.34	-0.18	0.04	0.03	0.02
Common Equity/Total Assets	-1,103.82	-1,026.39	-195.09	-81.65	-71.49	-72.03	-78.7	-83.34	-100.66	-78.46	-48.76	-72.17	-66.53	-63.27	-52.27
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	30.12	14.94	13.65	16.89	17.51	16.21	16.53
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	-3.84	-4.02	-4.1	-3.48	-3.89	-4.86	-4.44
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	3.7	3.02	1.91	2.4	2.47	2.9	2.19
Total Debt/Equity (%)	49.08	- -	- -	- -	- -	- -	- -	- -	34.83	17.02	16.64	21.73	22.42	20.18	21.72
Total Debt/Capital (%)	-0.56	- -	- -	- -	- -	- -	- -	- -	-4.44	-4.58	-5	-4.48	-4.99	-6.04	-5.84
Total Debt/Total Assets (%)	6.11	- -	- -	- -	- -	- -	- -	- -	4.28	3.44	2.32	3.09	3.16	3.61	2.88
CFO/Total Liabilities	55.94	15.74	86.2	3.71	3.53	1.4	-1.72	-4.71	-6.91	9.54	25.9	-20.29	3.82	3.29	1.29
CFO/CapEx	492.8	5.06	371.53	54.57	2.66	5.45	-2.52	-3.92	-5.77	7.36	23.4	-20.97	4.2	14.79	3.48
Altman's Z-Score	-12.47	-8.36	-2.45	-0.58	-0.54	-0.7	-0.76	-0.79	-1.03	-0.47	0.3	-0.18	0.22	0.22	0.11

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	18.73	18.85	10.48	16.51	13.24	11.82	15.52	22.92	22.67	15.59	15.8	14.85	16.92	15.62	16.54
Days Sales Outstanding	19.49	19.36	34.82	22.1	27.57	30.88	23.51	15.93	16.1	23.41	23.11	24.58	21.57	23.37	22.07
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	281.93	151.59	116.44	137.59	153.2	151.83
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.29	2.41	3.13	2.65	2.38	2.4
Accounts Payable Turnover	54.23	33.98	31.87	186.91	104.07	57.55	48.47	63.9	61.13	39.42	41.37	48.62	67.64	55.33	61.53
Accounts Payable Turnover Days	6.73	10.74	11.45	1.95	3.51	6.34	7.53	5.71	5.97	9.26	8.82	7.51	5.4	6.6	5.93
Cash Conversion Cycle	12.76	8.62	23.37	20.15	24.06	24.53	15.98	10.22	10.13	15.45	16.69	20.21	18.83	19.15	18.55
Inventory to Cash Days	19.49	19.36	34.82	22.1	27.57	30.88	23.51	15.93	16.1	22.12	20.7	21.45	18.92	20.98	19.67
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	13	17	8	17	15	15	23	20	20	41	87	34	46	39	37
- Cash & Cash Equivalents	4	4	27	3	4	4	5	2	2	5	7	6	7	8	7
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	- -	- -	- -	- -	- -	- -	3	3	3	3	3	4	4
Enterprise Value	10	14	-19	15	11	10	18	18	21	39	83	31	42	35	33
Total Capital	-54	-53	-54	-50	-49	-50	-53	-57	-59	-62	-62	-68	-68	-64	-67
Total Debt/Capital (%)	-0.56	- -	- -	- -	- -	- -	- -	- -	-4.44	-4.58	-5	-4.48	-4.99	-6.04	-5.84
Total Debt / EV	0.03	- -	- -	- -	- -	- -	- -	- -	0.13	0.07	0.04	0.1	0.08	0.11	0.12
EV/Sales	2.04	1.84	- -	1.1	0.74	0.86	1.23	0.72	0.73	1.21	1.34	0.45	0.5	0.42	0.39
EV/EBITDA	26.07	9.68	- -	6.42	8.32	- -	- -	- -	- -	- -	33.43	- -	25.57	44.16	- -
EV/EBIT	26.33	9.73	- -	6.54	13.6	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	4.08	28.5	- -	7.31	5.09	12.23	- -	- -	- -	6.2	2.79	- -	11.87	11.09	20.95
EV/Free Cash Flow to Firm	4.08	23.79	- -	7.18	3.7	10.34	- -	- -	- -	5.46	2.68	- -	9.59	10.44	16.42
Diluted Market Cap	14	18	8	25	24	15	23	20	20	41	87	34	46	39	37
Diluted Enterprise Value	10	14	-19	22	20	10	18	18	21	39	83	31	42	35	33
EV per Share	1.12	1.53	- -	2.27	1.44	1.32	2	1.48	1.6	2.53	4.15	1.52	1.58	1.3	1.23
TTM Sales	5	7	5	13	14	12	15	25	28	32	62	69	84	83	85
TTM EBITDA	- -	1	-1	2	1	-1	-2	-2	-3	-2	2	-2	2	1	- -
TTM Operating Income	- -	1	-1	2	1	-2	-3	-4	-5	-4	- -	-5	- -	-1	-2
TTM Cash Flow to Firm	2	- -	23	2	2	1	-1	-3	-4	6	30	-17	4	3	2
TTM Free Cash Flow to Firm	2	1	23	2	3	1	-1	-2	-3	7	31	-16	4	3	2

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	5.64	31.29	0.33	12.23	8.3	14.44	-40.35	-9.81	-6.55	5.76	2.81	-2.07	10.49	12.68	18.79
EV/EBIT	26.33	9.73	- -	6.54	13.6	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	10	14	-19	15	11	10	18	18	21	39	83	31	42	35	33
Low Price	0.15	0.9	0.45	0.9	1.78	1	1.17	1.38	1.56	0.75	2.61	1.22	1.45	1.24	1.24
EV/Sales	2.04	1.84	- -	1.1	0.74	0.86	1.23	0.72	0.73	1.21	1.34	0.45	0.5	0.42	0.39
EV/EBITDA	26.07	9.68	- -	6.42	8.32	- -	- -	- -	- -	- -	33.43	- -	25.57	44.16	- -
Price/Earnings	37.51	13.56	- -	4.55	14.47	- -	- -	- -	- -	- -	- -	- -	- -	11.86	- -
Price/Earnings Average	18.4	10.42	-12.88	2.96	27.07	-11.94	-5.02	-5.76	-6.27	-9.75	-364.5	-9.23	-101.94	12.51	-16.76
Price/Earnings High	48.77	17.74	-24.56	4.81	48	-24.89	-12.26	-10.89	-9.68	-19.75	-536.79	-17.02	-131.59	16.25	-31.3
Price/Earnings Low	3.75	6.26	-3.68	1.52	12.94	-6.55	-3.5	-4.43	-3.95	-3.99	-162.53	-4.53	-80.85	10.07	-13.29
Price/Book Value	-0.24	-0.33	-0.14	-0.35	-0.3	-0.29	-0.43	-0.35	-0.33	-0.64	-1.34	-0.48	-0.64	-0.58	-0.52
Price/Book Value Average	-0.12	-0.25	-0.19	-0.23	-0.56	-0.29	-0.28	-0.38	-0.52	-0.44	-1.8	-0.72	-0.68	-0.61	-0.6
Price/Book Value High	-0.32	-0.43	-0.36	-0.37	-1	-0.59	-0.69	-0.72	-0.8	-0.88	-2.65	-1.32	-0.88	-0.79	-1.12
Price/Book Value Low	-0.02	-0.15	-0.05	-0.12	-0.27	-0.16	-0.2	-0.29	-0.33	-0.18	-0.8	-0.35	-0.54	-0.49	-0.47
Price/Tangible Book Value	21.59	8.09	12.14	2.64	1.68	1.64	2.69	3.38	4.13	3.86	6.02	2.97	3.42	2.15	2.05
Price/Tangible Book Value Average	10.59	6.21	15.92	1.72	3.13	1.62	1.79	3.65	6.55	2.66	8.08	4.48	3.64	2.26	2.35
Price/Tangible Book Value High	28.07	10.58	30.34	2.79	5.56	3.37	4.37	6.9	10.12	5.38	11.9	8.25	4.7	2.94	4.39
Price/Tangible Book Value Low	2.16	3.73	4.55	0.88	1.5	0.89	1.25	2.81	4.13	1.09	3.6	2.2	2.88	1.82	1.87
Price/Sales	2.74	2.35	1.5	1.3	1.02	1.2	1.56	0.8	0.72	1.28	1.41	0.48	0.54	0.47	0.43
Price/Sales Average	1.34	1.81	1.96	0.85	1.91	1.18	1.04	0.87	1.14	0.88	1.89	0.73	0.58	0.5	0.49
Price/Sales High	3.56	3.08	3.74	1.38	3.39	2.47	2.53	1.64	1.76	1.78	2.79	1.34	0.74	0.65	0.92
Price/Sales Low	0.27	1.09	0.56	0.43	0.91	0.65	0.72	0.67	0.72	0.36	0.84	0.36	0.46	0.4	0.39
Price/Cash Flow	5.49	36.41	0.33	8.71	7.04	17.09	-24.3	-7.3	-5.42	6.54	2.93	-1.97	12.99	13.54	24.19
Price/Cash Flow Average	2.69	27.96	0.44	5.66	13.16	16.85	-16.13	-7.89	-8.59	4.5	3.94	-2.97	13.81	14.28	27.82
Price/Cash Flow High	7.13	47.61	0.84	9.19	23.33	35.11	-39.39	-14.92	-13.26	9.12	5.8	-5.48	17.82	18.54	51.94
Price/Cash Flow Low	0.55	16.8	0.13	2.9	6.29	9.24	-11.24	-6.07	-5.42	1.84	1.76	-1.46	10.95	11.5	22.06
Price/Free Cash Flow Average	2.77	24.03	0.44	7.95	15.52	14.24	-26.78	-10.6	-10.39	3.96	3.77	-3.12	11.15	13.37	21.61
Price/Free Cash Flow High	7.33	40.92	0.83	12.91	27.52	29.67	-65.38	-20.02	-16.04	8.03	5.56	-5.75	14.4	17.37	40.35
Price/Free Cash Flow Low	0.56	14.44	0.13	4.08	7.42	7.81	-18.66	-8.15	-6.55	1.62	1.68	-1.53	8.85	10.77	17.13
EV/Sales Average	0.64	1.3	- -	0.64	1.63	0.84	0.71	0.78	1.15	0.81	1.83	0.69	0.53	0.45	0.45
EV/Sales High	2.86	2.57	- -	1.17	3.11	2.13	2.2	1.56	1.77	1.71	2.72	1.31	0.7	0.6	0.88
EV/Sales Low	- -	0.57	- -	0.23	0.63	0.31	0.39	0.58	0.73	0.29	0.78	0.32	0.41	0.35	0.35
EV/EBITDA Average	8.22	6.81	22.67	3.75	18.33	-14.13	-6.53	-10.32	-10.71	-11.69	45.45	-19.33	27.33	46.87	-93.31
EV/EBITDA High	36.58	13.49	9.94	6.84	34.95	-35.64	-20.32	-20.52	-16.44	-24.67	67.72	-36.56	35.95	62.44	-181.63
EV/EBITDA Low	-5.47	3.02	32.7	1.32	7.11	-5.16	-3.63	-7.68	-6.81	-4.21	19.34	-8.95	21.19	36.71	-72.2
EV/EBIT Average	8.3	6.85	21.72	3.81	29.94	-6.27	-3.63	-5.19	-6.43	-6.97	-727.81	-9.19	-99.82	-25.28	-16.35
EV/EBIT High	36.94	13.56	9.52	6.97	57.1	-15.82	-11.31	-10.32	-9.88	-14.7	-1,084.43	-17.38	-131.31	-33.67	-31.82
EV/EBIT Low	-5.52	3.04	31.33	1.35	11.61	-2.29	-2.02	-3.86	-4.09	-2.51	-309.73	-4.25	-77.42	-19.8	-12.65
Last Price	1.5	1.95	1.2	2.7	1.99	1.85	2.53	1.66	1.56	2.67	4.36	1.65	1.72	1.46	1.36
High Price	1.95	2.55	3	2.85	6.6	3.8	4.1	3.39	3.82	3.72	8.62	4.58	2.36	2	2.92
Enterprise Value Average	3	10	-16	9	23	10	10	20	33	26	113	48	45	37	39
Enterprise Value High	14	19	-7	16	45	26	32	39	50	55	168	91	59	50	75
Enterprise Value Low	-2	4	-24	3	9	4	6	15	21	9	48	22	35	29	30

Shares Outstanding	10	10	9	12	12	12	16	16	17	25	25	25	26	27	28
Diluted Weighted Avg Shares	9	9	6	9	12	8	9	12	13	15	20	20	26	27	27
Basic Weighted Avg Shares	9	9	6	6	7	8	9	12	13	15	20	20	26	27	27
Revenue per Share	0.55	0.83	0.8	2.07	1.95	1.54	1.62	2.06	2.18	2.09	3.09	3.41	3.17	3.09	3.17
EBITDA per Share	0.04	0.16	-0.11	0.35	0.17	-0.09	-0.18	-0.16	-0.23	-0.15	0.12	-0.12	0.06	0.03	-0.02
Operating Income per Share	0.04	0.16	-0.12	0.35	0.11	-0.21	-0.32	-0.31	-0.39	-0.24	-0.01	-0.26	-0.02	-0.05	-0.09
Basic EPS, GAAP	0.04	0.14	-0.12	0.59	0.14	-0.15	-0.33	-0.31	-0.39	-0.19	-0.02	-0.27	-0.02	0.12	-0.09
Basic EPS from Cont Ops	0.04	0.14	-0.12	0.59	0.14	-0.15	-0.33	-0.31	-0.39	-0.19	-0.02	-0.27	-0.02	0.12	-0.09
Diluted EPS, GAAP	0.04	0.14	-0.12	0.41	0.08	-0.15	-0.33	-0.31	-0.39	-0.19	-0.02	-0.27	-0.02	0.12	-0.09
Diluted EPS from Cont Ops	0.04	0.14	-0.12	0.41	0.08	-0.15	-0.33	-0.31	-0.39	-0.19	-0.02	-0.27	-0.02	0.12	-0.09
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	0.27	0.05	3.59	0.31	0.28	0.11	-0.1	-0.23	-0.29	0.41	1.49	-0.84	0.13	0.11	0.06
Free Cash Flow per Basic Share	0.27	0.04	3.58	0.3	0.18	0.09	-0.15	-0.29	-0.34	0.35	1.42	-0.88	0.1	0.1	0.04
Cash & Equivalents per Share	0.42	0.42	4.11	0.43	0.55	0.53	0.53	0.18	0.16	0.32	0.36	0.28	0.27	0.3	0.28
Book Value per Share	-6.16	-5.97	-8.31	-7.71	-6.61	-6.39	-5.9	-4.69	-4.78	-4.2	-3.25	-3.47	-2.69	-2.53	-2.62
Tangible Book Value per Share	0.07	0.24	0.1	1.02	1.19	1.13	0.94	0.49	0.38	0.69	0.72	0.55	0.5	0.68	0.66

Usio, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)