WVS Financial Corp. Financial Ratios — WVFC Stock

Profitability (USD)

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Return on Common Equity (%)	4.73	3.47	2.89	4.22	4.07	4.95	6.34	7.98	6.83	3.44	3.31	4.62	3.68	4.31	6.09
Return on Assets (%)	0.56	0.39	0.31	0.42	0.4	0.48	0.6	0.79	0.7	0.37	0.35	0.47	0.38	0.46	0.66
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	1.43	1.76	2	1.57	1.68	1.58	1.13	0.63	0.55	1.34	1.69	1.15	1.25	1.04	0.72
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	39.33	31.65	27.89	34.68	36.44	40.37	47.08	49.75	48.62	32.98	32.08	39.22	34.04	36.61	46.31
Profit Margin (%)	23.93	21.07	18.42	23.3	22.73	26.6	30.75	37.31	36.03	24.55	23.93	29.41	24.62	27.19	34.01
Net Income to Common Margin (%)	23.93	21.07	18.42	23.3	22.73	26.6	30.75	37.31	36.03	24.55	23.93	29.41	24.62	27.19	34.01
Effective Tax Rate (%)	39.15	33.42	33.96	32.82	37.62	34.12	34.68	25.01	25.89	25.56	25.42	25.02	27.68	25.73	26.57
Dvd Payout Ratio (%)	23.54	30.37	35.76	24.42	36.91	29.44	32.42	28.01	28.39	54.01	55.95	39.11	51.05	41.82	30.83
Sustainable Growth Rate (%)	3.62	2.42	1.86	3.19	2.57	3.49	4.28	5.74	4.89	1.58	1.46	2.81	1.8	2.51	4.21

Credit (USD)

Credit Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Total Debt	97	114	135	156	160	172	171	171	166	148	172	118	121	139	146
ST Debt	79	97	24	38	144	156	171	71	66	113	167	11	10	5	1
LT Debt	18	18	112	118	16	16	- -	100	100	35	5	107	111	133	145
Total Debt/EBITDA	1,152.02	1,269.02	1,353.22	1,710.27	1,634.04	1,772.25	2,197.47	3,634.64	4,372.61	2,085.82	1,956.91	1,756.18	1,728.33	2,199.67	2,869.39
Net Debt/EBITDA	1,112.12	1,240.97	1,333.64	1,667.16	1,606.56	1,641.81	2,161.69	3,502.26	4,258.39	2,044.96	1,906.19	1,380.49	1,338.6	1,915.67	2,625.04
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.13	11.07	10.26	9.72	9.85	9.4	9.66	10.13	10.34	11.09	10.13	10.25	10.48	10.86	10.96
Long-Term Debt/Equity (%)	57.54	54.98	351.38	367.65	48.69	48.75	- -	277.4	270.91	91.17	13.6	287.8	293.6	344.84	358.19
Long-Term Debt/Capital (%)	13.76	11.98	66.84	62.77	8.34	7.86	- -	48.34	49.24	18.77	2.39	69.1	69.83	75.16	77.75
Long-Term Debt/Total Assets (%)	6.4	6.09	36.04	35.73	4.8	4.58	- -	28.1	28	10.11	1.38	29.49	30.78	37.46	39.24
Total Debt/Equity (%)	318.19	358.84	425.7	485.71	484.01	520.26	503.87	473.88	450.14	385.77	468.48	316.48	320.45	358.82	360.66
Total Debt/Capital (%)	76.09	78.21	80.98	82.93	82.88	83.88	83.44	82.57	81.82	79.41	82.41	75.99	76.22	78.2	78.29
Total Debt/Total Assets (%)	35.4	39.72	43.66	47.2	47.7	48.89	48.65	48.01	46.53	42.79	47.47	32.43	33.59	38.98	39.51
Net Debt to Equity	307.16	350.91	419.54	473.46	475.87	481.97	495.67	456.62	438.38	378.21	456.34	248.78	248.19	312.49	329.95
Net Debt/Capital (%)	75.44	77.82	80.75	82.56	82.64	82.82	83.21	82.03	81.43	79.09	82.03	71.33	71.28	75.76	76.74
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.13	11.07	10.26	9.72	9.85	9.4	9.66	10.13	10.34	11.09	10.13	10.25	10.48	10.86	10.96
Long-Term Debt/Equity (%)	57.54	54.98	351.38	367.65	48.69	48.75	- -	277.4	270.91	91.17	13.6	287.8	293.6	344.84	358.19
Long-Term Debt/Capital (%)	13.76	11.98	66.84	62.77	8.34	7.86	- -	48.34	49.24	18.77	2.39	69.1	69.83	75.16	77.75
Long-Term Debt/Total Assets (%)	6.4	6.09	36.04	35.73	4.8	4.58	- -	28.1	28	10.11	1.38	29.49	30.78	37.46	39.24
Total Debt/Equity (%)	318.19	358.84	425.7	485.71	484.01	520.26	503.87	473.88	450.14	385.77	468.48	316.48	320.45	358.82	360.66
Total Debt/Capital (%)	76.09	78.21	80.98	82.93	82.88	83.88	83.44	82.57	81.82	79.41	82.41	75.99	76.22	78.2	78.29
Total Debt/Total Assets (%)	35.4	39.72	43.66	47.2	47.7	48.89	48.65	48.01	46.53	42.79	47.47	32.43	33.59	38.98	39.51
CFO/Total Liabilities	0.8	1.61	1.17	0.55	1.09	0.91	1.44	1.18	1.05	0.52	0.78	0.88	0.7	0.08	0.51
CFO/CapEx	24.66	33.93	32.32	15.55	299.36	322	285.81	3,774	12.63	10.44	425.33	35.49	39.1	11.23	112.07
Altman's Z-Score	0.24	0.25	0.23	0.22	0.22	0.23	0.24	0.25	0.24	0.26	0.24	0.24	0.24	0.25	0.26

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Accounts Receivable Turnover	4.17	3.43	4.97	6.3	4.31	4.54	5.68	6.13	7.04	7.07	6.22	4.76	3.72	4.24	4.64
Days Sales Outstanding	87.54	106.54	73.4	57.96	84.72	80.47	64.21	59.54	51.84	51.61	58.69	76.64	98.23	86.17	78.63
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Market Capitalization	13	21	19	19	19	27	27	28	21	26	23	18	17	21	26
- Cash & Cash Equivalents	3	3	2	4	3	13	3	6	4	3	4	25	27	18	12
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	97	114	135	156	160	172	171	171	166	148	172	118	121	139	146
Enterprise Value	107	132	152	171	176	78	67	60	35	20	61	62	74	95	95
Total Capital	127	146	167	188	193	205	205	207	203	186	209	155	159	177	187
Total Debt/Capital (%)	76.09	78.21	80.98	82.93	82.88	83.88	83.44	82.57	81.82	79.41	82.41	75.99	76.22	78.2	78.29
Total Debt / EV	0.91	0.86	0.89	0.91	0.91	2.21	2.56	2.83	4.71	7.53	2.81	1.9	1.64	1.46	1.54
EV/Sales	18.2	25.79	30.44	29.61	30.2	12.62	9.68	8.05	5.1	3.73	11.8	10.64	13.2	15.71	13.43
EV/EBITDA	1,269.55	1,468.77	1,520.45	1,880.88	1,796.47	800.67	857.66	1,282.65	927.99	276.97	697.14	922.06	1,054.71	1,509.24	1,868.64
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	54.74	32.19	46.58	103.86	53.46	26.8	14.63	15.97	10.5	12.23	24.04	21.49	32.55	384.95	56.69
EV/Free Cash Flow to Firm	52.61	31.27	45.18	97.58	53.29	26.72	14.58	15.97	9.73	11.16	23.98	20.9	31.74	353.47	56.19
Diluted Market Cap	15	23	22	24	21	30	30	31	23	29	26	21	19	- -	- -
Diluted Enterprise Value	109	135	156	176	179	189	199	196	185	174	194	113	113	121	134
EV per Share	59.27	73.5	88.55	103.41	105.38	46.56	40.86	37.07	22.08	12.34	39.07	41.88	51.3	57.17	58.03
TTM Sales	6	5	5	6	6	6	7	7	7	5	5	6	6	6	7
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	2	4	3	2	3	3	5	4	3	2	3	3	2	- -	2
TTM Free Cash Flow to Firm	2	4	3	2	3	3	5	4	4	2	3	3	2	- -	2

Multiples (USD)

Valuation Multiples API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Price/Free Cash Flow	7.46	5.55	6.65	13.74	6.44	10.38	6.59	8.25	6.44	16.23	10.1	6.96	8.35	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	107	132	152	171	176	78	67	60	35	20	61	62	74	95	95
Low Price	6.63	6.76	10.5	10.75	10.73	11.1	14.76	12.25	13	13	13.54	12.3	12.16	12.01	12.05
EV/Sales	18.2	25.79	30.44	29.61	30.2	12.62	9.68	8.05	5.1	3.73	11.8	10.64	13.2	15.71	13.43
EV/EBITDA	1,269.55	1,468.77	1,520.45	1,880.88	1,796.47	800.67	857.66	1,282.65	927.99	276.97	697.14	922.06	1,054.71	1,509.24	1,868.64
Price/Earnings	10.79	21.72	24.34	17.89	16.06	18.43	14.23	11.15	9.37	22.06	20.77	12.05	14.11	- -	- -
Price/Earnings Average	12.55	18.07	25.59	17.15	16.61	15.77	13.79	10.32	10.98	19.9	21.59	13.41	14.54	- -	- -
Price/Earnings High	15.43	25.97	27.96	19.18	18.16	18.49	15.52	11.75	12.64	22.65	23.17	14.64	16.23	- -	- -
Price/Earnings Low	9.73	12.88	23.49	16.36	15.47	12.71	12.69	7.8	9.23	17.54	18.9	12.04	14.11	- -	- -
Price/Book Value	0.43	0.64	0.59	0.61	0.56	0.81	0.8	0.79	0.57	0.68	0.64	0.49	0.46	0.53	0.65
Price/Book Value Average	0.51	0.54	0.62	0.58	0.58	0.7	0.77	0.73	0.67	0.61	0.66	0.54	0.48	0.54	0.54
Price/Book Value High	0.62	0.77	0.68	0.65	0.64	0.82	0.87	0.83	0.77	0.7	0.71	0.59	0.53	0.59	0.66
Price/Book Value Low	0.39	0.38	0.57	0.56	0.54	0.56	0.71	0.55	0.56	0.54	0.58	0.49	0.46	0.52	0.49
Price/Tangible Book Value	0.43	0.64	0.59	0.61	0.56	0.81	0.8	0.79	0.57	0.68	0.64	0.49	0.46	0.53	0.65
Price/Tangible Book Value Average	0.51	0.54	0.62	0.58	0.58	0.7	0.77	0.73	0.67	0.61	0.66	0.54	0.48	0.54	0.54
Price/Tangible Book Value High	0.62	0.77	0.68	0.65	0.64	0.82	0.87	0.83	0.77	0.7	0.71	0.59	0.53	0.59	0.66
Price/Tangible Book Value Low	0.39	0.38	0.57	0.56	0.54	0.56	0.71	0.55	0.56	0.54	0.58	0.49	0.46	0.52	0.49
Price/Sales	2.58	4.58	4.48	4.17	3.65	4.9	4.38	4.16	3.38	5.42	4.97	3.54	3.47	- -	- -
Price/Sales Average	3	3.81	4.71	4	3.78	4.19	4.24	3.85	3.95	4.89	5.17	3.94	3.58	- -	- -
Price/Sales High	3.69	5.47	5.15	4.47	4.13	4.92	4.77	4.38	4.55	5.56	5.55	4.3	3.99	- -	- -
Price/Sales Low	2.33	2.71	4.33	3.81	3.52	3.38	3.9	2.91	3.33	4.31	4.52	3.54	3.47	- -	- -
Price/Cash Flow	7.76	5.71	6.86	14.62	6.46	10.41	6.61	8.26	6.95	17.78	10.13	7.16	8.56	- -	- -
Price/Cash Flow Average	9.03	4.75	7.21	14.02	6.68	8.91	6.41	7.65	8.14	16.04	10.53	7.97	8.83	- -	- -
Price/Cash Flow High	11.1	6.83	7.88	15.68	7.31	10.44	7.21	8.7	9.37	18.26	11.3	8.69	9.85	- -	- -
Price/Cash Flow Low	7	3.39	6.62	13.38	6.22	7.18	5.9	5.78	6.84	14.14	9.21	7.15	8.56	- -	- -
Price/Free Cash Flow Average	8.68	4.62	7	13.17	6.66	8.88	6.39	7.64	7.54	14.64	10.5	7.75	8.61	- -	- -
Price/Free Cash Flow High	10.67	6.64	7.64	14.73	7.28	10.41	7.19	8.7	8.68	16.66	11.27	8.46	9.61	- -	- -
Price/Free Cash Flow Low	6.73	3.29	6.42	12.57	6.2	7.15	5.88	5.78	6.34	12.9	9.19	6.96	8.35	- -	- -
EV/Sales Average	18.57	25.12	30.63	29.47	30.31	29.61	28.2	25.49	26.99	31.96	36.94	19.4	19.98	23.38	21.94
EV/Sales High	19.18	26.58	31	29.85	30.62	30.25	28.68	25.98	27.53	32.57	37.28	19.72	20.35	23.68	22.64
EV/Sales Low	17.98	24.16	30.31	29.32	30.09	28.88	27.9	24.63	26.42	31.43	36.35	19.05	19.88	23.25	21.66
EV/EBITDA Average	1,295.22	1,430.44	1,530.04	1,872.12	1,802.98	1,878.79	2,498.4	4,063	4,908.09	2,375.98	2,182.19	1,682.15	1,596.29	2,245.25	3,051.79
EV/EBITDA High	1,337.24	1,513.34	1,548.27	1,896.34	1,821.36	1,919.56	2,540.57	4,140.28	5,006.58	2,421.73	2,202.41	1,709.62	1,626.2	2,274.73	3,149.63
EV/EBITDA Low	1,254.13	1,376.05	1,513.93	1,862.69	1,789.48	1,832.71	2,471.51	3,926.1	4,804.82	2,336.68	2,147.81	1,651.28	1,588.58	2,232.75	3,013.09
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	7.35	11.4	10.88	11.75	11.14	16.1	16.55	17.5	13.2	16.35	14.88	12.31	12.16	12.39	16.09
High Price	10.51	13.63	12.5	12.6	12.6	16.15	18.05	18.44	17.8	16.79	16.6	14.95	13.99	13.6	16.29
Enterprise Value Average	109	129	153	170	177	182	195	191	187	169	192	113	112	141	156
Enterprise Value High	112	136	155	173	178	186	198	195	190	172	194	115	114	143	161
Enterprise Value Low	105	124	151	170	175	178	193	185	183	166	189	111	111	141	154

Shares Outstanding	2	2	2	2	2	2	2	2	2	2	2	1	1	2	2
Diluted Weighted Avg Shares	2	2	2	2	2	2	2	2	2	2	2	2	2	- -	- -
Basic Weighted Avg Shares	2	2	2	2	2	2	2	2	2	2	2	2	2	- -	- -
Revenue per Share	2.85	2.49	2.43	2.82	3.05	3.28	3.78	4.21	3.91	3.02	2.99	3.47	3.5	- -	- -
EBITDA per Share	0.04	0.04	0.05	0.04	0.05	0.05	0.04	0.03	0.02	0.04	0.05	0.04	0.04	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.68	0.52	0.45	0.66	0.69	0.87	1.16	1.57	1.41	0.74	0.72	1.02	0.86	- -	- -
Basic EPS from Cont Ops	0.68	0.52	0.45	0.66	0.69	0.87	1.16	1.57	1.41	0.74	0.72	1.02	0.86	- -	- -
Diluted EPS, GAAP	0.68	0.52	0.45	0.66	0.69	0.87	1.16	1.57	1.41	0.74	0.72	1.02	0.86	- -	- -
Diluted EPS from Cont Ops	0.68	0.52	0.45	0.66	0.69	0.87	1.16	1.57	1.41	0.74	0.72	1.02	0.86	- -	- -
Dividend per Share	0.16	0.16	0.16	0.16	0.26	0.26	0.38	0.44	0.4	0.4	0.4	0.4	0.44	- -	- -
Cash Flow per Share	0.95	2	1.59	0.8	1.72	1.55	2.5	2.12	1.9	0.92	1.47	1.72	1.42	- -	- -
Free Cash Flow per Basic Share	0.91	1.94	1.54	0.75	1.72	1.54	2.49	2.12	1.75	0.83	1.47	1.67	1.38	- -	- -
Cash & Equivalents per Share	1.86	1.4	1.14	2.37	1.61	72.59	80.38	85.48	95.15	96.96	85.48	50.2	44.93	38.54	47.17
Book Value per Share	16.9	17.7	18.51	19.36	19.8	19.81	20.78	22.17	23.11	24.09	23.41	25.21	26.24	23.22	24.71
Tangible Book Value per Share	16.9	17.7	18.51	19.36	19.8	19.81	20.78	22.17	23.11	24.09	23.41	25.21	26.24	23.22	24.71

WVS Financial Corp.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)