WVS Financial Corp. Financial Ratios — WVFC Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Return on Common Equity (%)	3.44	3.84	2.89	2.42	3.46	3.33	4.01	5.05	6.38	5.44	2.76	2.62	3.54	2.8	3.29
Return on Assets (%)	0.42	0.56	0.39	0.31	0.42	0.4	0.48	0.6	0.79	0.7	0.37	0.35	0.47	0.38	0.46
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	1.81	1.43	1.76	2	1.57	1.68	1.58	1.13	0.63	0.55	1.34	1.69	1.15	1.25	1.04
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	30.59	39.33	31.65	27.89	34.68	36.44	40.37	47.08	49.75	48.62	32.98	32.08	39.22	34.04	36.61
Profit Margin (%)	22.21	23.93	21.07	18.42	23.3	22.73	26.6	30.75	37.31	36.03	24.55	23.93	29.41	24.62	27.19
Net Income to Common Margin (%)	22.21	23.93	21.07	18.42	23.3	22.73	26.6	30.75	37.31	36.03	24.55	23.93	29.41	24.62	27.19
Effective Tax Rate (%)	27.37	39.15	33.42	33.96	32.82	37.62	34.12	34.68	25.01	25.89	25.56	25.42	25.02	27.68	25.73
Dvd Payout Ratio (%)	46.98	23.54	30.37	35.76	24.42	36.91	29.44	32.42	28.01	28.39	54.01	55.95	39.11	51.05	41.82
Sustainable Growth Rate (%)	1.82	2.94	2.01	1.55	2.62	2.1	2.83	3.41	4.59	3.9	1.27	1.15	2.15	1.37	1.92

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Total Debt	55	97	114	135	156	160	172	171	171	166	148	172	118	121	139
ST Debt	- -	79	97	24	38	144	156	171	71	66	113	167	11	10	5
LT Debt	55	18	18	112	118	16	16	- -	100	100	35	5	107	111	133
Total Debt/EBITDA	545.59	1,152.02	1,269.02	1,353.22	1,710.27	1,634.04	1,772.25	2,197.47	3,634.64	4,372.61	2,085.82	1,956.91	1,756.18	1,728.33	2,199.67
Net Debt/EBITDA	489.31	1,112.12	1,240.97	1,333.64	1,667.16	1,606.56	1,641.81	2,161.69	3,502.26	4,258.39	2,044.96	1,906.19	1,380.49	1,338.6	1,915.67
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	15.71	13.55	13.14	12.38	11.95	11.98	11.77	12.16	12.6	13.06	13.65	13.17	13.45	13.74	14.19
Long-Term Debt/Equity (%)	188.93	57.54	54.98	351.38	367.65	48.69	48.75	- -	277.4	270.91	91.17	13.6	287.8	293.6	344.84
Long-Term Debt/Capital (%)	60.27	13.08	11.51	64.31	60.4	8.04	7.55	- -	46.37	47	17.92	2.27	64.27	65.03	70.46
Long-Term Debt/Total Assets (%)	23.84	6.4	6.09	36.04	35.73	4.8	4.58	- -	28.1	28	10.11	1.38	29.49	30.78	37.46
Total Debt/Equity (%)	188.93	318.19	358.84	425.7	485.71	484.01	520.26	503.87	473.88	450.14	385.77	468.48	316.48	320.45	358.82
Total Debt/Capital (%)	60.27	72.32	75.14	77.91	79.8	79.92	80.6	80.01	79.21	78.09	75.82	78.28	70.68	70.98	73.32
Total Debt/Total Assets (%)	23.84	35.4	39.72	43.66	47.2	47.7	48.89	48.65	48.01	46.53	42.79	47.47	32.43	33.59	38.98
Net Debt to Equity	169.44	307.16	350.91	419.54	473.46	475.87	481.97	495.67	456.62	438.38	378.21	456.34	248.78	248.19	312.49
Net Debt/Capital (%)	57.64	71.61	74.72	77.66	79.39	79.65	79.37	79.74	78.59	77.63	75.46	77.83	65.46	65.45	70.53
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	15.71	13.55	13.14	12.38	11.95	11.98	11.77	12.16	12.6	13.06	13.65	13.17	13.45	13.74	14.19
Long-Term Debt/Equity (%)	188.93	57.54	54.98	351.38	367.65	48.69	48.75	- -	277.4	270.91	91.17	13.6	287.8	293.6	344.84
Long-Term Debt/Capital (%)	60.27	13.08	11.51	64.31	60.4	8.04	7.55	- -	46.37	47	17.92	2.27	64.27	65.03	70.46
Long-Term Debt/Total Assets (%)	23.84	6.4	6.09	36.04	35.73	4.8	4.58	- -	28.1	28	10.11	1.38	29.49	30.78	37.46
Total Debt/Equity (%)	188.93	318.19	358.84	425.7	485.71	484.01	520.26	503.87	473.88	450.14	385.77	468.48	316.48	320.45	358.82
Total Debt/Capital (%)	60.27	72.32	75.14	77.91	79.8	79.92	80.6	80.01	79.21	78.09	75.82	78.28	70.68	70.98	73.32
Total Debt/Total Assets (%)	23.84	35.4	39.72	43.66	47.2	47.7	48.89	48.65	48.01	46.53	42.79	47.47	32.43	33.59	38.98
CFO/Total Liabilities	1.66	0.8	1.61	1.17	0.55	1.09	0.91	1.44	1.18	1.05	0.52	0.78	0.88	0.7	0.08
CFO/CapEx	368.22	24.66	33.93	32.32	15.55	299.36	322	285.81	3,774	12.63	10.44	425.33	35.49	39.1	11.23
Altman's Z-Score	0.3	0.25	0.26	0.24	0.23	0.23	0.24	0.25	0.26	0.25	0.26	0.25	0.24	0.24	0.22

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Accounts Receivable Turnover	3.05	4.17	3.43	4.97	6.3	4.31	4.54	5.68	6.13	7.04	7.07	6.22	4.76	3.72	4.24
Days Sales Outstanding	119.67	87.54	106.54	73.4	57.96	84.72	80.47	64.21	59.54	51.84	51.61	58.69	76.64	98.23	86.17
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Market Capitalization	19	15	23	22	24	21	30	30	31	23	29	26	21	19	- -
- Cash & Cash Equivalents	6	3	3	2	4	3	13	3	6	4	3	4	25	27	18
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	55	97	114	135	156	160	172	171	171	166	148	172	118	121	139
Enterprise Value	68	109	135	156	176	179	81	70	63	38	22	64	64	76	92
Total Capital	91	134	152	174	195	200	213	214	216	213	195	220	166	170	189
Total Debt/Capital (%)	60.27	72.32	75.14	77.91	79.8	79.92	80.6	80.01	79.21	78.09	75.82	78.28	70.68	70.98	73.32
Total Debt / EV	0.8	0.89	0.85	0.87	0.89	0.9	2.12	2.45	2.71	4.43	6.67	2.7	1.83	1.6	1.5
EV/Sales	12.33	18.53	26.37	31.18	30.41	30.66	13.16	10.14	8.41	5.43	4.21	12.28	11.05	13.54	15.28
EV/EBITDA	680.7	1,292.19	1,501.64	1,557.54	1,931.92	1,823.67	834.79	897.9	1,340.11	987.38	312.74	725.27	958.27	1,082.2	1,467.79
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	20.54	55.72	32.91	47.72	106.68	54.27	27.94	15.32	16.69	11.17	13.81	25.01	22.33	33.4	374.38
EV/Free Cash Flow to Firm	20.48	53.55	31.97	46.29	100.23	54.09	27.86	15.26	16.68	10.35	12.6	24.95	21.72	32.57	343.76
Diluted Market Cap	19	15	23	22	24	21	30	30	31	23	29	26	21	19	- -
Diluted Enterprise Value	68	109	135	156	176	179	189	199	196	185	174	194	113	113	121
EV per Share	33.08	52.74	65.67	75.69	85.74	93.58	43.21	38.34	35.37	21.22	12.7	36.75	38.4	47.43	- -
TTM Sales	6	6	5	5	6	6	6	7	7	7	5	5	6	6	6
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	3	2	4	3	2	3	3	5	4	3	2	3	3	2	- -
TTM Free Cash Flow to Firm	3	2	4	3	2	3	3	5	4	4	2	3	3	2	- -

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Price/Free Cash Flow	5.76	7.46	5.55	6.65	13.74	6.44	10.38	6.59	8.25	6.44	16.23	10.1	6.96	8.35	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	68	109	135	156	176	179	81	70	63	38	22	64	64	76	92
Low Price	8.31	6.63	6.76	10.5	10.75	10.73	11.1	14.76	12.25	13	13	13.54	12.3	12.16	12.01
EV/Sales	12.33	18.53	26.37	31.18	30.41	30.66	13.16	10.14	8.41	5.43	4.21	12.28	11.05	13.54	15.28
EV/EBITDA	680.7	1,292.19	1,501.64	1,557.54	1,931.92	1,823.67	834.79	897.9	1,340.11	987.38	312.74	725.27	958.27	1,082.2	1,467.79
Price/Earnings	15.61	10.79	21.72	24.34	17.89	16.06	18.43	14.23	11.15	9.37	22.06	20.77	12.05	14.11	- -
Price/Earnings Average	16.27	12.55	18.07	25.59	17.15	16.61	15.77	13.79	10.32	10.98	19.9	21.59	13.41	14.54	- -
Price/Earnings High	22.11	15.43	25.97	27.96	19.18	18.16	18.49	15.52	11.75	12.64	22.65	23.17	14.64	16.23	- -
Price/Earnings Low	13.95	9.73	12.88	23.49	16.36	15.47	12.71	12.69	7.8	9.23	17.54	18.9	12.04	14.11	- -
Price/Book Value	0.53	0.41	0.62	0.58	0.61	0.53	0.73	0.71	0.69	0.5	0.61	0.54	0.42	0.39	- -
Price/Book Value Average	0.55	0.48	0.52	0.61	0.59	0.55	0.62	0.68	0.64	0.59	0.55	0.56	0.47	0.4	- -
Price/Book Value High	0.75	0.58	0.74	0.67	0.66	0.6	0.73	0.77	0.73	0.68	0.62	0.6	0.51	0.45	- -
Price/Book Value Low	0.48	0.37	0.37	0.56	0.56	0.51	0.5	0.63	0.49	0.49	0.48	0.49	0.42	0.39	- -
Price/Tangible Book Value	0.66	0.5	0.74	0.7	0.75	0.64	0.91	0.89	0.86	0.63	0.74	0.7	0.55	0.51	- -
Price/Tangible Book Value Average	0.69	0.58	0.61	0.74	0.72	0.67	0.78	0.86	0.8	0.74	0.67	0.73	0.62	0.53	- -
Price/Tangible Book Value High	0.94	0.71	0.88	0.81	0.81	0.73	0.92	0.97	0.91	0.85	0.76	0.78	0.67	0.59	- -
Price/Tangible Book Value Low	0.59	0.45	0.44	0.68	0.69	0.62	0.63	0.79	0.61	0.62	0.59	0.64	0.55	0.51	- -
Price/Sales	3.47	2.58	4.58	4.48	4.17	3.65	4.9	4.38	4.16	3.38	5.42	4.97	3.54	3.47	- -
Price/Sales Average	3.61	3	3.81	4.71	4	3.78	4.19	4.24	3.85	3.95	4.89	5.17	3.94	3.58	- -
Price/Sales High	4.91	3.69	5.47	5.15	4.47	4.13	4.92	4.77	4.38	4.55	5.56	5.55	4.3	3.99	- -
Price/Sales Low	3.1	2.33	2.71	4.33	3.81	3.52	3.38	3.9	2.91	3.33	4.31	4.52	3.54	3.47	- -
Price/Cash Flow	5.78	7.76	5.71	6.86	14.62	6.46	10.41	6.61	8.26	6.95	17.78	10.13	7.16	8.56	- -
Price/Cash Flow Average	6.02	9.03	4.75	7.21	14.02	6.68	8.91	6.41	7.65	8.14	16.04	10.53	7.97	8.83	- -
Price/Cash Flow High	8.18	11.1	6.83	7.88	15.68	7.31	10.44	7.21	8.7	9.37	18.26	11.3	8.69	9.85	- -
Price/Cash Flow Low	5.16	7	3.39	6.62	13.38	6.22	7.18	5.9	5.78	6.84	14.14	9.21	7.15	8.56	- -
Price/Free Cash Flow Average	6	8.68	4.62	7	13.17	6.66	8.88	6.39	7.64	7.54	14.64	10.5	7.75	8.61	- -
Price/Free Cash Flow High	8.16	10.67	6.64	7.64	14.73	7.28	10.41	7.19	8.7	8.68	16.66	11.27	8.46	9.61	- -
Price/Free Cash Flow Low	5.15	6.73	3.29	6.42	12.57	6.2	7.15	5.88	5.78	6.34	12.9	9.19	6.96	8.35	- -
EV/Sales Average	12.48	18.95	25.6	31.41	30.24	30.79	30.07	28.64	25.83	27.37	32.39	37.43	19.87	20.33	19.94
EV/Sales High	13.78	19.64	27.27	31.85	30.71	31.14	30.79	29.17	26.36	27.97	33.07	37.81	20.23	20.75	19.94
EV/Sales Low	11.96	18.28	24.51	31.03	30.06	30.53	29.25	28.3	24.89	26.74	31.81	36.79	19.47	20.22	19.94
EV/EBITDA Average	688.74	1,321.55	1,457.78	1,569.03	1,921.07	1,831.1	1,908	2,537.4	4,116.22	4,977.62	2,408.26	2,211.44	1,722.44	1,624.63	1,915.67
EV/EBITDA High	760.34	1,369.61	1,552.63	1,590.88	1,951.07	1,852.12	1,953.79	2,584.45	4,200.83	5,086.66	2,458.46	2,233.8	1,753.59	1,657.83	1,915.67
EV/EBITDA Low	660.32	1,274.55	1,395.54	1,549.72	1,909.39	1,815.67	1,856.24	2,507.4	3,966.33	4,863.31	2,365.12	2,173.41	1,687.45	1,616.08	1,915.67
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	9.3	7.35	11.4	10.88	11.75	11.14	16.1	16.55	17.5	13.2	16.35	14.88	12.31	12.16	12.39
High Price	13.17	10.51	13.63	12.5	12.6	12.6	16.15	18.05	18.44	17.8	16.79	16.6	14.95	13.99	13.6
Enterprise Value Average	69	111	131	157	175	179	185	198	193	189	171	195	115	114	121
Enterprise Value High	76	115	140	159	178	182	190	202	197	193	175	197	117	116	121
Enterprise Value Low	66	107	126	155	174	178	180	196	186	185	168	191	113	113	121

Shares Outstanding	2	2	2	2	2	2	2	2	2	2	2	2	1	1	2
Diluted Weighted Avg Shares	2	2	2	2	2	2	2	2	2	2	2	2	2	2	- -
Basic Weighted Avg Shares	2	2	2	2	2	2	2	2	2	2	2	2	2	2	- -
Revenue per Share	2.68	2.85	2.49	2.43	2.82	3.05	3.28	3.78	4.21	3.91	3.02	2.99	3.47	3.5	- -
EBITDA per Share	0.05	0.04	0.04	0.05	0.04	0.05	0.05	0.04	0.03	0.02	0.04	0.05	0.04	0.04	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.6	0.68	0.52	0.45	0.66	0.69	0.87	1.16	1.57	1.41	0.74	0.72	1.02	0.86	- -
Basic EPS from Cont Ops	0.6	0.68	0.52	0.45	0.66	0.69	0.87	1.16	1.57	1.41	0.74	0.72	1.02	0.86	- -
Diluted EPS, GAAP	0.6	0.68	0.52	0.45	0.66	0.69	0.87	1.16	1.57	1.41	0.74	0.72	1.02	0.86	- -
Diluted EPS from Cont Ops	0.6	0.68	0.52	0.45	0.66	0.69	0.87	1.16	1.57	1.41	0.74	0.72	1.02	0.86	- -
Dividend per Share	0.28	0.16	0.16	0.16	0.16	0.26	0.26	0.38	0.44	0.4	0.4	0.4	0.4	0.44	- -
Cash Flow per Share	1.61	0.95	2	1.59	0.8	1.72	1.55	2.5	2.12	1.9	0.92	1.47	1.72	1.42	- -
Free Cash Flow per Basic Share	1.61	0.91	1.94	1.54	0.75	1.72	1.54	2.49	2.12	1.75	0.83	1.47	1.67	1.38	- -
Cash & Equivalents per Share	2.73	1.63	1.23	0.95	1.91	1.41	64.63	72.04	78.07	85.95	88.34	77.29	44.28	40.48	- -
Book Value per Share	17.47	17.99	18.36	18.65	19.21	21.06	22.08	23.45	25.19	26.37	27.01	27.51	29.19	30.97	- -
Tangible Book Value per Share	14.03	14.78	15.47	15.45	15.63	17.32	17.63	18.62	20.25	20.88	21.95	21.17	22.24	23.64	- -

WVS Financial Corp.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)