Oak Ridge Financial Services, Inc. Financial Ratios — BKOR

Profitability (USD)

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2012 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2012	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	5.29	7.97	3.59	5.79	1.88	1.65	-0.1	-11.82	14.42	7.69	16.21	12.82	10.35	9.35	11.93
Return on Assets (%)	0.52	0.66	0.26	0.36	0.2	0.21	0.1	-0.56	1.04	0.64	1.38	1.13	0.95	0.88	1.21
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	3.86	2.9	2.81	1.76	1.79	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	19.81	23.86	21.75	18.52	11.65	11.46	4.96	-14.59	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	12.07	16.96	16.09	13.4	6.28	6.32	- -	-20.06	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	23.92	32.95	8.27	3.43	-18.32	6.69	-296.26	- -	146.88	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	- -	16.96	10.04	13.4	6.28	6.32	2.22	-20.06	26.8	19.19	39.13	32.56	28.46	27.33	33.83
Profit Margin (%)	12.07	14.65	6.41	8.57	4.31	4.18	2.03	-11.4	21.86	15.74	31.02	25.92	22.11	21.01	26.15
Net Income to Common Margin (%)	12.07	14.65	6.41	8.57	2.36	1.98	-0.12	-13.65	21.86	15.74	31.02	25.92	22.11	21.01	26.15
Effective Tax Rate (%)	- -	13.59	36.18	36.08	31.29	33.94	8.79	- -	18.43	17.97	20.72	20.39	22.29	23.12	22.72
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	12.38	19.45	9.26	12.53	18.06	22.32	24.11
Sustainable Growth Rate (%)	5.29	7.97	3.59	5.79	1.88	1.65	-0.1	-11.82	12.64	6.19	14.71	11.21	8.48	7.26	9.06

Credit (USD)

Credit Ratios API ChatGPT

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2012 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2012	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	16	18	16	22	9	17	8	8	31	35	20	50	39	60	48
ST Debt	16	2	- -	7	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	16	16	15	9	17	8	8	31	35	20	50	39	60	48
Total Debt/EBITDA	12.42	8.54	7.7	9.8	4.95	8.59	9.3	-3.31	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	11.31	6.04	2.84	7	-1.14	-0.58	-16.06	3.53	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	20.4	12.01	10.42	13.55	9.17	15.57	- -	-2.4	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	18.57	8.5	3.84	9.67	-2.11	-1.05	- -	2.56	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.78	7.94	6.74	5.67	6.22	6.04	5.93	5.43	8.47	8.23	8.75	8.93	9.42	9.49	10.8
Long-Term Debt/Equity (%)	- -	97.25	90.48	82.44	32.62	61.88	29.51	31.74	77.83	77.96	39.72	94.51	66.25	95.88	66.73
Long-Term Debt/Capital (%)	- -	47.12	47.5	37.32	24.6	38.23	22.79	24.09	43.77	43.81	28.43	48.59	39.85	48.95	40.02
Long-Term Debt/Total Assets (%)	- -	7.72	6.1	4.68	2.66	4.94	2.34	2.41	6.6	6.41	3.47	8.44	6.24	9.1	7.21
Total Debt/Equity (%)	106.98	106.36	90.48	120.91	32.62	61.88	29.51	31.74	77.83	77.96	39.72	94.51	66.25	95.88	66.73
Total Debt/Capital (%)	51.69	51.54	47.5	54.73	24.6	38.23	22.79	24.09	43.77	43.81	28.43	48.59	39.85	48.95	40.02
Total Debt/Total Assets (%)	9.39	8.45	6.1	6.86	2.66	4.94	2.34	2.41	6.6	6.41	3.47	8.44	6.24	9.1	7.21
Net Debt to Equity	97.38	75.28	33.32	86.28	-7.51	-4.19	-50.97	-33.84	-58.46	-48	-171.61	-95.66	-35.01	-33.62	-31.41
Net Debt/Capital (%)	49.34	42.95	24.99	46.32	-8.11	-4.37	-103.96	-51.15	-48.98	-36.93	538.15	-96.77	-26.67	-20.72	-23.22
EBITDA	1	2	2	2	2	2	1	-2	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	1	2	- -	-1	-1	2	- -	-3	-2	-1	- -	- -	- -	-1	-2
Operating Income (Loss)	1	1	2	2	1	1	- -	-3	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2012 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2012	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.78	7.94	6.74	5.67	6.22	6.04	5.93	5.43	8.47	8.23	8.75	8.93	9.42	9.49	10.8
Long-Term Debt/Equity (%)	- -	97.25	90.48	82.44	32.62	61.88	29.51	31.74	77.83	77.96	39.72	94.51	66.25	95.88	66.73
Long-Term Debt/Capital (%)	- -	47.12	47.5	37.32	24.6	38.23	22.79	24.09	43.77	43.81	28.43	48.59	39.85	48.95	40.02
Long-Term Debt/Total Assets (%)	- -	7.72	6.1	4.68	2.66	4.94	2.34	2.41	6.6	6.41	3.47	8.44	6.24	9.1	7.21
Total Debt/Equity (%)	106.98	106.36	90.48	120.91	32.62	61.88	29.51	31.74	77.83	77.96	39.72	94.51	66.25	95.88	66.73
Total Debt/Capital (%)	51.69	51.54	47.5	54.73	24.6	38.23	22.79	24.09	43.77	43.81	28.43	48.59	39.85	48.95	40.02
Total Debt/Total Assets (%)	9.39	8.45	6.1	6.86	2.66	4.94	2.34	2.41	6.6	6.41	3.47	8.44	6.24	9.1	7.21
CFO/Total Liabilities	1.07	0.61	1.11	0.75	0.51	1.54	1.07	1.17	1.16	1.12	1.69	1.94	1.3	1.08	1.5
CFO/CapEx	- -	- -	1.2	0.81	0.58	9.98	6.75	6.58	3.32	4.34	24.48	23.03	32	5.88	4.85
Altman's Z-Score	0.13	0.14	0.1	0.09	0.08	0.09	0.07	0.03	0.08	0.12	0.15	0.17	0.17	0.18	0.22

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2012 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2012	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	15.67	9.63	11.64	12.24	11.81	11.15	25.68	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	23.3	37.9	31.35	29.83	30.91	32.73	14.21	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2012 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2012	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	20	23	16	14	8	8	4	7	- -	35	48	53	45	57	81
- Cash & Cash Equivalents	1	5	10	6	11	18	22	17	24	21	88	50	20	21	22
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	7	7	7	7	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	16	18	16	22	9	17	8	8	31	35	20	50	39	60	48
Enterprise Value	35	35	22	30	12	14	-3	6	8	48	-19	52	63	96	107
Total Capital	31	34	34	40	37	45	36	34	72	79	72	102	97	123	119
Total Debt/Capital (%)	51.69	51.54	47.5	54.73	24.6	38.23	22.79	24.09	43.77	43.81	28.43	48.59	39.85	48.95	40.02
Total Debt / EV	0.46	0.49	0.72	0.74	0.74	1.27	-3.06	1.39	4.02	0.72	-1.06	0.96	0.61	0.63	0.45
EV/Sales	5.34	4.12	2.34	2.45	0.77	0.77	- -	0.35	0.4	2.34	- -	2.03	2.42	3.55	3.48
EV/EBITDA	26.95	17.26	10.77	13.25	6.65	6.75	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	44.26	24.29	14.56	18.31	12.34	12.25	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	30.64	8.21	13.13	7.61	2.74	- -	1.6	1.55	8.72	- -	5.01	8.62	14.79	12.09
EV/Free Cash Flow to Firm	- -	30.64	4.47	5.88	2.81	2.49	- -	1.39	1.19	7.08	- -	4.8	8.36	12.64	10.03
Diluted Market Cap	21	24	17	14	8	8	4	7	42	35	48	53	45	57	- -
Diluted Enterprise Value	35	36	23	30	12	14	-3	6	49	48	-19	52	63	96	25
EV per Share	17.85	17.97	11.35	15.09	6.14	6.88	- -	2.98	- -	18.35	- -	19.27	23.02	35.03	38.88
TTM Sales	7	9	10	12	16	18	18	17	19	21	25	26	26	27	31
TTM EBITDA	1	2	2	2	2	2	1	-2	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	1	1	2	2	1	1	- -	-3	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	1	3	2	2	5	3	4	5	6	9	10	7	6	9
TTM Free Cash Flow to Firm	- -	1	5	5	4	5	4	4	7	7	9	11	8	8	11

Multiples (USD)

Valuation Multiples API ChatGPT

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2012 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2012	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	12.24	20.69	3.36	2.78	1.77	1.45	1.12	1.72	6.36	5.14	5.14	4.85	5.93	7.51	- -
EV/EBIT	44.26	24.29	14.56	18.31	12.34	12.25	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	35	35	22	30	12	14	-3	6	8	48	-19	52	63	96	107
Low Price	8.65	10.27	8.18	5.06	3.27	3.64	1.82	1.86	12.6	10.6	13.3	18.01	14.06	16.35	19.9
EV/Sales	5.34	4.12	2.34	2.45	0.77	0.77	- -	0.35	0.4	2.34	- -	2.03	2.42	3.55	3.48
EV/EBITDA	26.95	17.26	10.77	13.25	6.65	6.75	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	25.68	18.27	26.9	13.52	20.61	22.84	- -	- -	9.77	10.78	6.22	7.89	7.77	10.05	- -
Price/Earnings Average	23.73	18.51	32.25	14.16	28.04	24.83	-303.77	-3.16	8.97	9.93	5.75	7.69	7.85	8.85	- -
Price/Earnings High	26.95	21.3	38.1	18.13	40.59	30.68	-411.42	-4.46	9.77	13.25	6.27	8.28	9.5	10.07	- -
Price/Earnings Low	21.44	16.06	26.32	9.61	17.46	20.68	-164.57	-1.58	7.77	8.59	4.57	7.29	6.68	7.93	- -
Price/Book Value	1.35	1.4	0.93	0.77	0.36	0.38	0.21	0.4	- -	0.79	0.94	1	0.77	0.9	1.14
Price/Book Value Average	1.24	1.42	1.12	0.81	0.49	0.41	0.32	0.4	- -	0.73	0.87	0.97	0.77	0.79	0.92
Price/Book Value High	1.41	1.63	1.32	1.03	0.71	0.51	0.43	0.56	- -	0.97	0.95	1.05	0.94	0.9	1.14
Price/Book Value Low	1.12	1.23	0.91	0.55	0.31	0.34	0.17	0.2	- -	0.63	0.69	0.92	0.66	0.71	0.77
Price/Tangible Book Value	1.35	1.4	0.93	0.77	0.36	0.38	0.21	0.4	- -	0.79	0.94	1	0.77	0.9	1.14
Price/Tangible Book Value Average	1.24	1.42	1.12	0.81	0.49	0.41	0.32	0.4	- -	0.73	0.87	0.97	0.77	0.79	0.92
Price/Tangible Book Value High	1.41	1.63	1.32	1.03	0.71	0.51	0.43	0.56	- -	0.97	0.95	1.05	0.94	0.9	1.14
Price/Tangible Book Value Low	1.12	1.23	0.91	0.55	0.31	0.34	0.17	0.2	- -	0.63	0.69	0.92	0.66	0.71	0.77
Price/Sales	3.1	2.68	1.72	1.16	0.49	0.45	0.25	0.43	2.14	1.7	1.93	2.05	1.72	2.11	- -
Price/Sales Average	2.86	2.71	2.07	1.21	0.66	0.49	0.37	0.43	1.96	1.56	1.78	1.99	1.74	1.86	- -
Price/Sales High	3.25	3.12	2.44	1.55	0.96	0.61	0.51	0.61	2.14	2.09	1.95	2.15	2.1	2.12	- -
Price/Sales Low	2.59	2.35	1.69	0.82	0.41	0.41	0.2	0.22	1.7	1.35	1.42	1.89	1.48	1.67	- -
Price/Cash Flow	12.14	19.91	6.04	6.19	4.78	1.6	1.29	1.99	8.25	6.32	5.35	5.06	6.11	8.79	- -
Price/Cash Flow Average	11.22	20.18	7.24	6.49	6.51	1.74	1.92	1.99	7.57	5.83	4.94	4.93	6.18	7.75	- -
Price/Cash Flow High	12.74	23.22	8.56	8.31	9.42	2.15	2.61	2.81	8.25	7.77	5.39	5.31	7.48	8.81	- -
Price/Cash Flow Low	10.14	17.51	5.91	4.4	4.05	1.45	1.04	1	6.56	5.04	3.93	4.68	5.26	6.94	- -
Price/Free Cash Flow Average	11.31	20.97	4.03	2.91	2.4	1.58	1.68	1.73	5.84	4.74	4.75	4.73	5.99	6.62	- -
Price/Free Cash Flow High	12.84	24.13	4.76	3.72	3.48	1.95	2.27	2.44	6.36	6.32	5.18	5.09	7.25	7.53	- -
Price/Free Cash Flow Low	10.22	18.2	3.29	1.97	1.5	1.32	0.91	0.87	5.06	4.09	3.78	4.48	5.1	5.93	- -
EV/Sales Average	5.1	4.15	2.69	2.51	0.95	0.81	- -	0.35	0.4	2.21	- -	1.97	2.44	3.3	2.95
EV/Sales High	5.49	4.56	3.06	2.85	1.25	0.93	0.11	0.52	0.4	2.73	- -	2.13	2.81	3.56	3.48
EV/Sales Low	4.83	3.79	2.31	2.12	0.7	0.73	- -	0.13	0.4	2	- -	1.87	2.18	3.11	2.6
EV/EBITDA Average	25.76	17.41	12.35	13.54	8.15	7.1	-0.55	-2.39	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	27.72	19.13	14.07	15.38	10.7	8.11	2.12	-3.6	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	24.37	15.91	10.6	11.44	6.01	6.38	-4	-0.91	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	42.31	24.5	16.69	18.71	15.13	12.87	- -	-1.74	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	45.52	26.91	19.03	21.25	19.85	14.7	- -	-2.62	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	40.02	22.38	14.33	15.81	11.15	11.57	- -	-0.66	- -	- -	- -	- -	- -	- -	- -
Last Price	10.36	11.68	8.36	7.12	3.86	4.02	2.25	3.7	15.85	13.3	18.1	19.49	16.35	20.7	29.7
High Price	10.87	13.62	11.84	9.55	7.6	5.4	4.55	5.23	15.85	16.35	18.25	20.45	20	20.75	29.7
Enterprise Value Average	34	36	26	30	15	14	- -	6	8	46	-23	51	63	89	91
Enterprise Value High	36	39	29	35	19	16	2	9	8	56	-19	55	73	96	107
Enterprise Value Low	32	33	22	26	11	13	-4	2	8	41	-32	48	57	84	80

Shares Outstanding	2	2	2	2	2	2	2	2	- -	3	3	3	3	3	3
Diluted Weighted Avg Shares	2	2	2	2	2	2	2	2	3	3	3	3	3	3	- -
Basic Weighted Avg Shares	2	2	2	2	2	2	2	2	3	3	3	3	3	3	- -
Revenue per Share	3.34	4.36	4.85	6.15	7.93	8.89	9	8.6	7.42	7.84	9.38	9.53	9.52	9.81	- -
EBITDA per Share	0.66	1.04	1.05	1.14	0.92	1.02	0.45	-1.25	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	0.4	0.74	0.78	0.82	0.5	0.56	- -	-1.72	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.4	0.64	0.31	0.53	0.19	0.18	-0.01	-1.17	1.62	1.23	2.91	2.47	2.1	2.06	- -
Basic EPS from Cont Ops	0.4	0.64	0.31	0.53	0.34	0.37	0.18	-0.98	1.62	1.23	2.91	2.47	2.1	2.06	- -
Diluted EPS, GAAP	0.4	0.62	0.3	0.53	0.19	0.18	-0.01	-1.17	1.62	1.23	2.91	2.47	2.1	2.06	- -
Diluted EPS from Cont Ops	0.4	0.62	0.3	0.53	0.34	0.37	0.18	-0.98	1.62	1.23	2.91	2.47	2.1	2.06	- -
Dividend per Share	- -	- -	- -	- -	0.15	0.2	0.19	0.19	0.2	0.24	0.27	0.31	0.38	0.46	- -
Cash Flow per Share	0.85	0.59	1.38	1.15	0.81	2.52	1.75	1.86	1.92	2.1	3.38	3.85	2.67	2.36	- -
Free Cash Flow per Basic Share	0.85	0.59	0.23	-0.27	-0.57	2.26	1.49	1.58	1.34	1.62	3.25	3.68	2.59	1.95	- -
Cash & Equivalents per Share	0.74	2.6	5.13	3.2	5.62	9.34	11.31	8.57	- -	8.09	32.96	18.64	7.47	7.74	8.17
Book Value per Share	7.69	8.35	8.97	9.23	10.67	10.68	10.49	9.36	- -	16.85	19.21	19.48	21.35	23.02	25.99
Tangible Book Value per Share	7.69	8.35	8.97	9.23	10.67	10.68	10.49	9.36	- -	16.85	19.21	19.48	21.35	23.02	25.99

Oak Ridge Financial Services, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)