Bank of Idaho Holding Company

BOID

BOIDBank of Idaho Holding Company US flag

Other OTC

44.24

USD

-0.40

- -

196.66MMarket Cap

Profitability (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Return on Common Equity (%)	- -	6.4	6.27	10.51	6.73	6.88
Return on Assets (%)	- -	0.73	0.66	0.91	0.7	0.8
Return on Capital (%)	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
EBITDA Margin (%)	2.79	5.49	4.7	3.93	4.44	3.74
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	19.34	10	15.03	23.2	20.95	22.41
Profit Margin (%)	19.34	12.09	10.88	17.07	14.76	16.21
Net Income to Common Margin (%)	19.34	12.09	10.88	17.07	14.76	16.21
Effective Tax Rate (%)	- -	- -	27.57	26.41	29.55	27.67
Dvd Payout Ratio (%)	41.11	49.08	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	3.26	6.27	10.51	6.73	6.88

Credit (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Total Debt	- -	16	32	28	31	68
ST Debt	- -	- -	15	- -	- -	38
LT Debt	- -	16	17	28	31	30
Total Debt/EBITDA	- -	13.37	22.72	20.14	16.96	34.35
Net Debt/EBITDA	-47.51	2.43	12.62	-62.26	-13.22	9.84
Total Debt/EBIT	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.38	12.37	9.35	8.2	12.17	11.26
Long-Term Debt/Equity (%)	- -	32.49	29.17	45.38	28.86	25.87
Long-Term Debt/Capital (%)	- -	24.73	19.44	31.51	20.53	15.3
Long-Term Debt/Total Assets (%)	- -	4.06	2.9	3.77	3.14	2.63
Total Debt/Equity (%)	- -	32.49	55.92	45.38	28.86	58.37
Total Debt/Capital (%)	- -	24.73	37.28	31.51	20.53	34.52
Total Debt/Total Assets (%)	- -	4.06	5.56	3.77	3.14	5.94
Net Debt to Equity	-74.57	5.92	31.05	-140.34	-22.51	16.71
Net Debt/Capital (%)	-265.76	5.12	23.11	386.95	-23.67	12.66
EBITDA	1	1	1	1	2	2
EBITDA-CapEx	- -	- -	1	1	-1	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Cash Ratio	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.38	12.37	9.35	8.2	12.17	11.26
Long-Term Debt/Equity (%)	- -	32.49	29.17	45.38	28.86	25.87
Long-Term Debt/Capital (%)	- -	24.73	19.44	31.51	20.53	15.3
Long-Term Debt/Total Assets (%)	- -	4.06	2.9	3.77	3.14	2.63
Total Debt/Equity (%)	- -	32.49	55.92	45.38	28.86	58.37
Total Debt/Capital (%)	- -	24.73	37.28	31.51	20.53	34.52
Total Debt/Total Assets (%)	- -	4.06	5.56	3.77	3.14	5.94
CFO/Total Liabilities	2.78	-2.33	-2.36	2.81	2.47	1.16
CFO/CapEx	16.26	-6.5	-15.43	68.41	7.18	6.35
Altman's Z-Score	0.15	0.22	0.17	0.18	0.17	0.17

Working Capital (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Accounts Receivable Turnover	- -	14.99	15.35	14.15	12.06	10.63
Days Sales Outstanding	- -	24.34	23.78	25.8	30.26	34.33
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Market Capitalization	- -	48	49	80	110	120
- Cash & Cash Equivalents	25	8	9	110	49	43
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	16	32	28	31	68
Enterprise Value	-114	-29	-33	-100	-13	51
Total Capital	35	67	86	88	150	196
Total Debt/Capital (%)	- -	24.73	37.28	31.51	20.53	34.52
Total Debt / EV	- -	-0.57	-0.98	-0.28	-2.43	1.32
EV/Sales	- -	- -	- -	- -	- -	0.98
EV/EBITDA	- -	- -	- -	- -	- -	26.04
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	4.33
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	3.74
Diluted Market Cap	- -	48	49	81	111	120
Diluted Enterprise Value	-25	56	72	-1	93	145
EV per Share	- -	- -	- -	- -	- -	11.56
TTM Sales	19	22	30	35	41	53
TTM EBITDA	1	1	1	1	2	2
TTM Operating Income	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	8	-8	-12	19	22	12
TTM Free Cash Flow to Firm	9	-7	-11	19	25	14

Multiples (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Price/Free Cash Flow	- -	-6.86	-4.31	4.23	4.53	8.79
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	-114	-29	-33	-100	-13	51
Low Price	- -	22.5	16.8	19.41	29.05	25
EV/Sales	- -	- -	- -	- -	- -	0.98
EV/EBITDA	- -	- -	- -	- -	- -	26.04
Price/Earnings	- -	17.59	15.13	13.29	18.19	14.05
Price/Earnings Average	- -	23	14.63	11.4	19.09	14.03
Price/Earnings High	- -	23.45	19.37	15.43	20.66	15.35
Price/Earnings Low	- -	17.59	13.09	8.32	18.13	13.01
Price/Book Value	- -	0.95	0.92	1.32	0.92	0.93
Price/Book Value Average	- -	1.25	0.89	1.13	0.97	0.93
Price/Book Value High	- -	1.27	1.17	1.53	1.05	1.02
Price/Book Value Low	- -	0.95	0.79	0.83	0.92	0.86
Price/Tangible Book Value	- -	0.94	0.86	1.3	1.11	1.1
Price/Tangible Book Value Average	- -	1.23	0.83	1.12	1.16	1.1
Price/Tangible Book Value High	- -	1.26	1.1	1.51	1.26	1.2
Price/Tangible Book Value Low	- -	0.94	0.75	0.82	1.11	1.02
Price/Sales	- -	2.13	1.65	2.27	2.69	2.28
Price/Sales Average	- -	2.78	1.59	1.95	2.82	2.27
Price/Sales High	- -	2.83	2.11	2.63	3.05	2.49
Price/Sales Low	- -	2.13	1.42	1.42	2.68	2.11
Price/Cash Flow	- -	-5.77	-4.03	4.2	5.11	10.13
Price/Cash Flow Average	- -	-7.54	-3.9	3.61	5.36	10.11
Price/Cash Flow High	- -	-7.69	-5.16	4.88	5.8	11.06
Price/Cash Flow Low	- -	-5.77	-3.49	2.63	5.09	9.38
Price/Free Cash Flow Average	- -	-8.97	-4.17	3.63	4.75	8.78
Price/Free Cash Flow High	- -	-9.15	-5.51	4.91	5.14	9.61
Price/Free Cash Flow Low	- -	-6.86	-3.73	2.65	4.52	8.14
EV/Sales Average	- -	3.16	2.36	- -	2.38	2.74
EV/Sales High	- -	3.21	2.88	0.28	2.62	2.96
EV/Sales Low	- -	2.5	2.19	- -	2.24	2.58
EV/EBITDA Average	-47.51	57.5	50.24	-10.26	53.76	73.29
EV/EBITDA High	-47.51	58.5	61.2	7.24	58.98	79.01
EV/EBITDA Low	-47.51	45.58	46.68	-23.68	50.56	68.87
EV/EBIT Average	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -
Last Price	- -	22.5	19.41	31	29.15	27
High Price	- -	30	24.85	36	33.1	29.5
Enterprise Value Average	-25	71	71	-14	98	144
Enterprise Value High	-25	72	86	10	107	155
Enterprise Value Low	-25	56	66	-33	92	135

Profitability (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Return on Common Equity (%)	- -	6.4	6.27	10.51	6.73	6.88
Return on Assets (%)	- -	0.73	0.66	0.91	0.7	0.8
Return on Capital (%)	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
EBITDA Margin (%)	2.79	5.49	4.7	3.93	4.44	3.74
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	19.34	10	15.03	23.2	20.95	22.41
Profit Margin (%)	19.34	12.09	10.88	17.07	14.76	16.21
Net Income to Common Margin (%)	19.34	12.09	10.88	17.07	14.76	16.21
Effective Tax Rate (%)	- -	- -	27.57	26.41	29.55	27.67
Dvd Payout Ratio (%)	41.11	49.08	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	3.26	6.27	10.51	6.73	6.88

Credit (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Total Debt	- -	16	32	28	31	68
ST Debt	- -	- -	15	- -	- -	38
LT Debt	- -	16	17	28	31	30
Total Debt/EBITDA	- -	13.37	22.72	20.14	16.96	34.35
Net Debt/EBITDA	-47.51	2.43	12.62	-62.26	-13.22	9.84
Total Debt/EBIT	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.38	12.37	9.35	8.2	12.17	11.26
Long-Term Debt/Equity (%)	- -	32.49	29.17	45.38	28.86	25.87
Long-Term Debt/Capital (%)	- -	24.73	19.44	31.51	20.53	15.3
Long-Term Debt/Total Assets (%)	- -	4.06	2.9	3.77	3.14	2.63
Total Debt/Equity (%)	- -	32.49	55.92	45.38	28.86	58.37
Total Debt/Capital (%)	- -	24.73	37.28	31.51	20.53	34.52
Total Debt/Total Assets (%)	- -	4.06	5.56	3.77	3.14	5.94
Net Debt to Equity	-74.57	5.92	31.05	-140.34	-22.51	16.71
Net Debt/Capital (%)	-265.76	5.12	23.11	386.95	-23.67	12.66
EBITDA	1	1	1	1	2	2
EBITDA-CapEx	- -	- -	1	1	-1	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Cash Ratio	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.38	12.37	9.35	8.2	12.17	11.26
Long-Term Debt/Equity (%)	- -	32.49	29.17	45.38	28.86	25.87
Long-Term Debt/Capital (%)	- -	24.73	19.44	31.51	20.53	15.3
Long-Term Debt/Total Assets (%)	- -	4.06	2.9	3.77	3.14	2.63
Total Debt/Equity (%)	- -	32.49	55.92	45.38	28.86	58.37
Total Debt/Capital (%)	- -	24.73	37.28	31.51	20.53	34.52
Total Debt/Total Assets (%)	- -	4.06	5.56	3.77	3.14	5.94
CFO/Total Liabilities	2.78	-2.33	-2.36	2.81	2.47	1.16
CFO/CapEx	16.26	-6.5	-15.43	68.41	7.18	6.35
Altman's Z-Score	0.15	0.22	0.17	0.18	0.17	0.17

Working Capital (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Accounts Receivable Turnover	- -	14.99	15.35	14.15	12.06	10.63
Days Sales Outstanding	- -	24.34	23.78	25.8	30.26	34.33
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Market Capitalization	- -	48	49	80	110	120
- Cash & Cash Equivalents	25	8	9	110	49	43
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	16	32	28	31	68
Enterprise Value	-114	-29	-33	-100	-13	51
Total Capital	35	67	86	88	150	196
Total Debt/Capital (%)	- -	24.73	37.28	31.51	20.53	34.52
Total Debt / EV	- -	-0.57	-0.98	-0.28	-2.43	1.32
EV/Sales	- -	- -	- -	- -	- -	0.98
EV/EBITDA	- -	- -	- -	- -	- -	26.04
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	4.33
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	3.74
Diluted Market Cap	- -	48	49	81	111	120
Diluted Enterprise Value	-25	56	72	-1	93	145
EV per Share	- -	- -	- -	- -	- -	11.56
TTM Sales	19	22	30	35	41	53
TTM EBITDA	1	1	1	1	2	2
TTM Operating Income	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	8	-8	-12	19	22	12
TTM Free Cash Flow to Firm	9	-7	-11	19	25	14

Multiples (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023

Price/Free Cash Flow	- -	-6.86	-4.31	4.23	4.53	8.79
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	-114	-29	-33	-100	-13	51
Low Price	- -	22.5	16.8	19.41	29.05	25
EV/Sales	- -	- -	- -	- -	- -	0.98
EV/EBITDA	- -	- -	- -	- -	- -	26.04
Price/Earnings	- -	17.59	15.13	13.29	18.19	14.05
Price/Earnings Average	- -	23	14.63	11.4	19.09	14.03
Price/Earnings High	- -	23.45	19.37	15.43	20.66	15.35
Price/Earnings Low	- -	17.59	13.09	8.32	18.13	13.01
Price/Book Value	- -	0.95	0.92	1.32	0.92	0.93
Price/Book Value Average	- -	1.25	0.89	1.13	0.97	0.93
Price/Book Value High	- -	1.27	1.17	1.53	1.05	1.02
Price/Book Value Low	- -	0.95	0.79	0.83	0.92	0.86
Price/Tangible Book Value	- -	0.94	0.86	1.3	1.11	1.1
Price/Tangible Book Value Average	- -	1.23	0.83	1.12	1.16	1.1
Price/Tangible Book Value High	- -	1.26	1.1	1.51	1.26	1.2
Price/Tangible Book Value Low	- -	0.94	0.75	0.82	1.11	1.02
Price/Sales	- -	2.13	1.65	2.27	2.69	2.28
Price/Sales Average	- -	2.78	1.59	1.95	2.82	2.27
Price/Sales High	- -	2.83	2.11	2.63	3.05	2.49
Price/Sales Low	- -	2.13	1.42	1.42	2.68	2.11
Price/Cash Flow	- -	-5.77	-4.03	4.2	5.11	10.13
Price/Cash Flow Average	- -	-7.54	-3.9	3.61	5.36	10.11
Price/Cash Flow High	- -	-7.69	-5.16	4.88	5.8	11.06
Price/Cash Flow Low	- -	-5.77	-3.49	2.63	5.09	9.38
Price/Free Cash Flow Average	- -	-8.97	-4.17	3.63	4.75	8.78
Price/Free Cash Flow High	- -	-9.15	-5.51	4.91	5.14	9.61
Price/Free Cash Flow Low	- -	-6.86	-3.73	2.65	4.52	8.14
EV/Sales Average	- -	3.16	2.36	- -	2.38	2.74
EV/Sales High	- -	3.21	2.88	0.28	2.62	2.96
EV/Sales Low	- -	2.5	2.19	- -	2.24	2.58
EV/EBITDA Average	-47.51	57.5	50.24	-10.26	53.76	73.29
EV/EBITDA High	-47.51	58.5	61.2	7.24	58.98	79.01
EV/EBITDA Low	-47.51	45.58	46.68	-23.68	50.56	68.87
EV/EBIT Average	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -
Last Price	- -	22.5	19.41	31	29.15	27
High Price	- -	30	24.85	36	33.1	29.5
Enterprise Value Average	-25	71	71	-14	98	144
Enterprise Value High	-25	72	86	10	107	155
Enterprise Value Low	-25	56	66	-33	92	135

Shares Outstanding	3	3	3	3	4	4
Diluted Weighted Avg Shares	3	2	3	3	4	4
Basic Weighted Avg Shares	3	2	3	3	4	4
Revenue per Share	7.52	10.58	11.79	13.67	10.85	11.85
EBITDA per Share	0.21	0.58	0.55	0.54	0.48	0.44
Operating Income per Share	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.45	1.28	1.28	2.33	1.6	1.92
Basic EPS from Cont Ops	1.45	1.28	1.28	2.33	1.6	1.92
Diluted EPS, GAAP	1.45	1.27	1.28	2.29	1.58	1.91
Diluted EPS from Cont Ops	1.45	1.27	1.28	2.29	1.58	1.91
Dividend per Share	0.6	0.63	- -	- -	- -	- -
Cash Flow per Share	3.3	-3.9	-4.82	7.38	5.71	2.67
Free Cash Flow per Basic Share	3.1	-4.5	-5.13	7.27	4.91	2.25
Cash & Equivalents per Share	45.05	43.84	44.89	80.73	40.68	30.69
Book Value per Share	13.73	23.63	21.18	23.48	31.61	28.91
Tangible Book Value per Share	13.38	23.9	22.51	23.8	26.28	24.54

Bank of Idaho Holding Company

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)