Muncy Columbia Financial Corporation Financial Ratios — CCFN

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	9.73	9.8	9.07	8.77	8.47	8.47	8.31	8.77	9.25	9.08	8.96	10	2.83	11.88	13.5
Return on Assets (%)	1.09	1.16	1.11	1.08	1.07	1.08	1.06	1.12	1.22	1.17	1.04	1	0.26	1.18	1.48
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	6.67	8.31	8.25	7.98	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	5.97	41.6	40.92	39.82	39.22	3.09	2.65	2.45	2.43	2.52	2.46	2.33	3.2	6.11	4.96
Operating Margin (%)	- -	36.3	36.51	35.84	35.62	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	922.01	1,034.2	33.35	1.88	-318.75	-3,432.05	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	36.03	36.3	36.51	35.84	35.62	36.35	39.09	34.54	36.45	38	39.34	39.23	12.35	36.72	41.01
Profit Margin (%)	26.85	27.35	27.87	27.4	27.68	28.41	27.2	29.5	30.94	31.41	31.48	33.5	11.15	31.27	34.14
Net Income to Common Margin (%)	26.85	27.35	27.87	27.4	27.68	28.41	27.2	29.5	30.94	31.41	31.48	33.5	11.15	31.27	34.14
Effective Tax Rate (%)	25.47	24.66	23.66	23.56	22.29	21.85	30.41	14.57	15.12	17.34	19.98	14.6	9.73	14.85	16.76
Dvd Payout Ratio (%)	40.66	39.96	43.17	43.72	44.11	42.83	42.92	40.06	36.72	35.63	69.12	36.48	105.02	32.95	33.56
Sustainable Growth Rate (%)	5.77	5.89	5.16	4.93	4.73	4.84	4.74	5.26	5.85	5.84	2.77	6.35	-0.14	7.97	8.97

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	64	4	10	- -	10	- -	- -	14	1	1	1	- -	133	74	41
ST Debt	58	- -	8	- -	10	- -	- -	14	- -	- -	- -	- -	63	19	- -
LT Debt	6	4	2	- -	- -	- -	- -	- -	1	1	1	- -	70	56	41
Total Debt/EBITDA	42.77	0.38	0.96	0.01	1.01	0.11	0.11	21.13	1.53	1.34	1.28	0.04	137.15	19.94	11.53
Net Debt/EBITDA	18.64	-1.51	0.08	-1.62	0.14	-17.96	-30.33	2.77	-27.77	-144.68	-121.71	-19.73	117.26	15.26	-2.26
Total Debt/EBIT	- -	0.43	1.08	0.01	1.11	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	-1.73	0.09	-1.8	0.16	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.43	12.26	12.15	12.53	12.83	12.79	12.64	12.83	13.46	12.36	10.95	9.1	9.38	10.43	11.51
Long-Term Debt/Equity (%)	8.57	5.52	2.78	0.12	0.11	0.1	0.09	0.08	1.07	0.95	0.9	0.03	45.8	33.37	21.08
Long-Term Debt/Capital (%)	4.5	5.23	2.47	0.12	0.1	0.1	0.09	0.07	1.06	0.94	0.89	0.03	24.52	23.09	17.41
Long-Term Debt/Total Assets (%)	0.98	0.68	0.34	0.02	0.01	0.01	0.01	0.01	0.14	0.12	0.1	- -	4.3	3.48	2.43
Total Debt/Equity (%)	90.19	5.52	12.67	0.12	11.91	0.1	0.09	15.1	1.07	0.95	0.9	0.03	86.75	44.54	21.08
Total Debt/Capital (%)	47.42	5.23	11.25	0.12	10.65	0.1	0.09	13.12	1.06	0.94	0.89	0.03	46.45	30.81	17.41
Total Debt/Total Assets (%)	10.31	0.68	1.54	0.02	1.53	0.01	0.01	1.94	0.14	0.12	0.1	- -	8.14	4.64	2.43
Net Debt to Equity	39.31	-22.04	1.09	-20.13	1.69	-16.22	-24.07	1.98	-19.45	-102.53	-85.62	-15.2	74.17	34.1	-4.13
Net Debt/Capital (%)	28.22	-28.26	1.08	-25.2	1.66	-19.36	-31.7	1.94	-23.84	6,351.88	-561.16	-17.92	42.58	25.43	-4.31
EBITDA	2	11	10	10	10	1	1	1	1	1	1	1	1	4	4
EBITDA-CapEx	- -	10	10	10	9	- -	-2	- -	- -	1	- -	- -	- -	3	2
Operating Income (Loss)	- -	9	9	9	9	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.43	12.26	12.15	12.53	12.83	12.79	12.64	12.83	13.46	12.36	10.95	9.1	9.38	10.43	11.51
Long-Term Debt/Equity (%)	8.57	5.52	2.78	0.12	0.11	0.1	0.09	0.08	1.07	0.95	0.9	0.03	45.8	33.37	21.08
Long-Term Debt/Capital (%)	4.5	5.23	2.47	0.12	0.1	0.1	0.09	0.07	1.06	0.94	0.89	0.03	24.52	23.09	17.41
Long-Term Debt/Total Assets (%)	0.98	0.68	0.34	0.02	0.01	0.01	0.01	0.01	0.14	0.12	0.1	- -	4.3	3.48	2.43
Total Debt/Equity (%)	90.19	5.52	12.67	0.12	11.91	0.1	0.09	15.1	1.07	0.95	0.9	0.03	86.75	44.54	21.08
Total Debt/Capital (%)	47.42	5.23	11.25	0.12	10.65	0.1	0.09	13.12	1.06	0.94	0.89	0.03	46.45	30.81	17.41
Total Debt/Total Assets (%)	10.31	0.68	1.54	0.02	1.53	0.01	0.01	1.94	0.14	0.12	0.1	- -	8.14	4.64	2.43
CFO/Total Liabilities	0.83	0.54	1.59	3.19	1.45	1.29	1.57	1.46	1.75	0.99	1.72	1.13	0.48	1.18	1.57
CFO/CapEx	3.44	3.1	29.77	59.01	11.1	8.79	4.41	9.15	10.78	45.93	51.94	32.32	7.31	22.21	16.48
Altman's Z-Score	0.22	0.29	0.29	0.29	0.3	0.26	0.27	0.27	0.28	0.24	0.23	0.23	0.15	0.19	0.23

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	17.05	17.91	15.02	14.95	14.59	14.24	14.53	13.9	14.67	15.35	17.39	15.3	8.01	11.92	14.32
Days Sales Outstanding	21.41	20.38	24.31	24.42	25.02	25.63	25.12	26.25	24.88	23.78	20.98	23.86	45.55	30.63	25.49
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	81	80	81	83	85	90	105	106	103	91	108	100	127	148	199
- Cash & Cash Equivalents	36	21	9	16	8	14	22	12	19	108	89	13	19	17	49
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	64	4	10	- -	10	- -	- -	14	1	1	1	- -	133	74	41
Enterprise Value	-88	-107	-96	-107	-85	-99	-98	-72	-116	-226	-318	-254	-173	58	33
Total Capital	136	79	85	80	93	86	90	107	101	107	105	86	287	241	233
Total Debt/Capital (%)	47.42	5.23	11.25	0.12	10.65	0.1	0.09	13.12	1.06	0.94	0.89	0.03	46.45	30.81	17.41
Total Debt / EV	-0.74	-0.04	-0.1	- -	-0.12	- -	- -	-0.2	-0.01	- -	- -	- -	-0.77	1.29	1.25
EV/Sales	- -	- -	- -	- -	- -	- -	- -	0.76	2.29	- -	0.35	- -	- -	0.95	0.46
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	15.49	9.24
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	2.24	5.89	- -	0.71	- -	- -	3.41	1.4
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	2.02	5.39	- -	0.7	- -	- -	3.26	1.32
Diluted Market Cap	81	81	81	84	86	90	105	106	103	92	108	100	81	150	199
Diluted Enterprise Value	109	64	82	67	87	76	83	108	85	-16	20	87	195	206	191
EV per Share	- -	- -	- -	- -	- -	- -	- -	9.77	31.32	- -	5.02	- -	- -	5.43	3.07
TTM Sales	25	26	24	25	25	25	27	27	29	30	30	28	30	61	71
TTM EBITDA	2	11	10	10	10	1	1	1	1	1	1	1	1	4	4
TTM Operating Income	- -	9	9	9	9	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	5	3	9	18	8	8	10	9	11	7	15	10	7	17	23
TTM Free Cash Flow to Firm	6	4	9	18	9	8	12	10	12	8	15	10	8	18	25

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	13.72	21.33	8.95	4.61	9.61	10.65	8.75	10.3	8.38	12.09	7.28	10.01	10.05	8.47	8.05
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-88	-107	-96	-107	-85	-99	-98	-72	-116	-226	-318	-254	-173	58	33
Low Price	9.5	11.42	12.08	11.17	12.5	12.95	13.67	15.57	16.03	9.93	14	14.37	11.17	9.5	12.75
EV/Sales	- -	- -	- -	- -	- -	- -	- -	0.76	2.29	- -	0.35	- -	- -	0.95	0.46
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	15.49	9.24
Price/Earnings	11.98	11.26	11.83	12.23	12.4	12.54	14.34	13.2	11.53	9.85	11.51	10.49	23.89	7.86	8.21
Price/Earnings Average	10.92	11.01	11.89	11.56	12.48	11.94	13.58	13.11	11.76	9.41	10.55	10.93	27.5	6.34	6.87
Price/Earnings High	12.48	11.69	12.24	13.36	14.36	13.44	18.32	15.65	13.02	11.2	13.52	12.67	37.01	8.25	8.29
Price/Earnings Low	9.36	10.54	11.59	10.66	11.73	11.6	11.97	12.39	11.39	6.67	9.28	9.42	22.56	5.35	5.58
Price/Book Value	1.13	1.07	1.07	1.04	1.03	1.04	1.17	1.13	1.03	0.86	1.04	1.16	0.82	0.89	1.03
Price/Book Value Average	1.03	1.05	1.07	0.98	1.03	0.99	1.11	1.13	1.05	0.83	0.95	1.21	0.95	0.72	0.86
Price/Book Value High	1.18	1.11	1.1	1.14	1.19	1.11	1.49	1.34	1.16	0.98	1.22	1.4	1.28	0.93	1.04
Price/Book Value Low	0.88	1	1.04	0.91	0.97	0.96	0.98	1.06	1.01	0.59	0.84	1.04	0.78	0.61	0.7
Price/Tangible Book Value	1.32	1.24	1.22	1.16	1.14	1.16	1.3	1.25	1.13	0.95	1.14	1.28	1.09	1.13	1.25
Price/Tangible Book Value Average	1.2	1.21	1.23	1.1	1.15	1.11	1.23	1.25	1.15	0.91	1.04	1.33	1.25	0.91	1.05
Price/Tangible Book Value High	1.37	1.29	1.26	1.27	1.32	1.25	1.66	1.49	1.27	1.08	1.34	1.55	1.69	1.19	1.26
Price/Tangible Book Value Low	1.03	1.16	1.2	1.01	1.08	1.07	1.08	1.18	1.11	0.64	0.92	1.15	1.03	0.77	0.85
Price/Sales	3.22	3.08	3.3	3.35	3.43	3.56	3.9	3.89	3.57	3.09	3.62	3.51	2.66	2.46	2.8
Price/Sales Average	2.93	3.01	3.31	3.17	3.46	3.39	3.7	3.87	3.64	2.96	3.32	3.66	3.07	1.98	2.34
Price/Sales High	3.35	3.2	3.41	3.66	3.97	3.82	4.98	4.62	4.03	3.52	4.26	4.24	4.13	2.58	2.83
Price/Sales Low	2.51	2.88	3.23	2.92	3.25	3.3	3.26	3.66	3.52	2.1	2.92	3.15	2.51	1.67	1.91
Price/Cash Flow	17.71	28.21	9.25	4.69	10.48	11.86	10.74	11.43	9.16	12.35	7.42	10.32	11.43	8.85	8.54
Price/Cash Flow Average	16.14	27.58	9.3	4.43	10.55	11.3	10.17	11.36	9.35	11.81	6.8	10.76	13.16	7.14	7.14
Price/Cash Flow High	18.45	29.29	9.57	5.12	12.13	12.71	13.71	13.55	10.34	14.04	8.71	12.47	17.71	9.29	8.62
Price/Cash Flow Low	13.83	26.4	9.06	4.09	9.91	10.97	8.96	10.73	9.05	8.37	5.98	9.27	10.79	6.02	5.81
Price/Free Cash Flow Average	12.5	20.86	8.99	4.36	9.67	10.14	8.29	10.24	8.55	11.55	6.67	10.44	11.57	6.83	6.74
Price/Free Cash Flow High	14.29	22.15	9.25	5.04	11.12	11.41	11.18	12.22	9.47	13.74	8.55	12.1	15.58	8.89	8.13
Price/Free Cash Flow Low	10.72	19.96	8.77	4.02	9.09	9.85	7.31	9.68	8.28	8.19	5.86	8.99	9.49	5.76	5.47
EV/Sales Average	4.03	2.36	3.35	2.51	3.49	2.83	2.89	3.92	2.99	- -	0.36	3.2	8.56	2.9	2.23
EV/Sales High	4.44	2.55	3.45	3	4.01	3.25	4.18	4.67	3.38	- -	1.3	3.79	10.22	3.49	2.72
EV/Sales Low	3.61	2.24	3.27	2.26	3.28	2.73	2.45	3.71	2.87	- -	- -	2.7	7.69	2.59	1.79
EV/EBITDA Average	67.48	5.68	8.19	6.3	8.9	91.64	109.08	160.3	123.17	-26.84	14.75	137.38	267.14	47.41	45.02
EV/EBITDA High	74.47	6.13	8.43	7.53	10.22	105.35	157.71	190.79	139.17	-4.75	52.88	162.4	319.04	57.09	54.81
EV/EBITDA Low	60.5	5.37	7.99	5.68	8.37	88.5	92.55	151.67	118.4	-60.8	-1.56	115.67	240.22	42.35	36.16
EV/EBIT Average	- -	6.51	9.18	7	9.8	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	7.02	9.45	8.37	11.25	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	6.16	8.95	6.31	9.22	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	12.16	12.2	12.33	12.82	13.22	14	16.38	16.58	16.23	14.66	17.38	16	11.83	13.97	18.75
High Price	12.67	12.67	12.75	14	15.3	15	20.92	19.66	18.33	16.67	20.41	19.33	18.33	14.67	18.94
Enterprise Value Average	102	62	82	63	87	71	78	107	86	-20	11	91	260	176	159
Enterprise Value High	112	67	84	75	100	82	112	127	97	-4	39	108	310	212	193
Enterprise Value Low	91	58	80	56	82	69	66	101	83	-46	-1	77	234	157	127

Shares Outstanding	7	7	7	6	6	6	6	6	6	6	6	6	11	11	11
Diluted Weighted Avg Shares	7	7	7	7	6	6	6	6	6	6	6	6	7	11	11
Basic Weighted Avg Shares	7	7	7	7	6	6	6	6	6	6	6	6	7	11	11
Revenue per Share	3.78	3.96	3.74	3.83	3.85	3.93	4.2	4.26	4.55	4.74	4.79	4.55	4.44	5.68	6.69
EBITDA per Share	0.23	1.65	1.53	1.52	1.51	0.12	0.11	0.1	0.11	0.12	0.12	0.11	0.14	0.35	0.33
Operating Income per Share	- -	1.44	1.36	1.37	1.37	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.02	1.08	1.04	1.05	1.07	1.12	1.14	1.26	1.41	1.49	1.51	1.53	0.5	1.78	2.28
Basic EPS from Cont Ops	1.02	1.08	1.04	1.05	1.07	1.12	1.14	1.26	1.41	1.49	1.51	1.53	0.5	1.78	2.28
Diluted EPS, GAAP	1.02	1.08	1.04	1.05	1.07	1.12	1.14	1.26	1.41	1.49	1.51	1.53	0.5	1.78	2.28
Diluted EPS from Cont Ops	1.02	1.08	1.04	1.05	1.07	1.12	1.14	1.26	1.41	1.49	1.51	1.53	0.5	1.78	2.28
Dividend per Share	0.41	0.43	0.45	0.46	0.47	0.48	0.49	0.5	0.52	0.53	1.04	0.56	0.52	0.59	0.77
Cash Flow per Share	0.69	0.43	1.33	2.73	1.26	1.18	1.53	1.45	1.77	1.19	2.34	1.55	1.04	1.58	2.2
Free Cash Flow per Basic Share	0.49	0.29	1.29	2.69	1.15	1.05	1.18	1.29	1.61	1.16	2.3	1.5	0.89	1.51	2.06
Cash & Equivalents per Share	35.06	29.13	28.52	29.34	27.96	29.45	31.73	30.06	34.73	51.16	68.53	56.78	40.39	15.53	19.51
Book Value per Share	10.76	11.37	11.57	12.33	12.89	13.47	14.02	14.63	15.82	16.97	16.74	13.78	14.36	15.7	18.15
Tangible Book Value per Share	9.22	9.85	10.09	11.03	11.61	12.05	12.61	13.22	14.39	15.47	15.24	12.51	10.86	12.34	14.98

Muncy Columbia Financial Corporation

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)