Muncy Columbia Financial Corporation

CCFN

CCFNMuncy Columbia Financial Corporation US flag

Other OTC

26.00

USD

-0.50

- -

275.92MMarket Cap

Income Statement (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	25	26	24	25	25	25	27	27	29	30	30	28	30	61	71
+ Sales & Services Revenue	25	26	24	25	25	25	27	27	29	30	30	28	30	61	71
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	-16	-25	-24	-25	-25	-16	-16	-17	-17	-17	-18	-19	-21	- -	- -
- Operating Expenses	16	16	15	16	16	16	16	17	17	17	18	19	21	- -	- -
+ Selling, General & Admin	9	9	9	9	9	9	9	10	10	10	10	11	12	21	23
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	7	7	6	7	6	7	6	7	7	7	8	8	9	-21	-23
Operating Income (Loss)	- -	9	9	9	9	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-9	- -	- -	- -	- -	-9	-10	-9	-11	-11	-12	-11	-4	-22	-29
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-9	- -	- -	- -	- -	-9	-10	-9	-11	-11	-12	-11	-4	-22	-29
Pretax Income	9	9	9	9	9	9	10	9	11	11	12	11	4	22	29
- Income Tax Expense (Benefit)	2	2	2	2	2	2	3	1	2	2	2	2	- -	3	5
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	7	7	7	7	7	7	7	8	9	9	9	10	3	19	24
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	7	7	7	7	7	7	7	8	9	9	9	10	3	19	24
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	7	7	7	7	7	7	7	8	9	9	9	10	3	19	24
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	7	7	7	7	7	7	7	8	9	9	9	10	3	19	24
EBIT	- -	9	9	9	9	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	2	11	10	10	10	1	1	1	1	1	1	1	1	4	4
EBITDA Margin (%)	5.97	41.6	40.92	39.82	39.22	3.09	2.65	2.45	2.43	2.52	2.46	2.33	3.2	6.11	4.96
EBITA	- -	9	9	9	9	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	36.3	36.51	35.84	35.62	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	26.85	27.35	27.87	27.4	27.68	28.41	27.2	29.5	30.94	31.41	31.48	33.5	11.15	31.27	34.14
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.41	0.43	0.45	0.46	0.47	0.48	0.49	0.5	0.52	0.53	1.04	0.56	0.52	0.59	0.77
Depreciation Expense	2	1	1	1	1	1	1	1	1	1	1	1	1	4	4
Basic Weighted Avg Shares	7	7	7	7	6	6	6	6	6	6	6	6	7	11	11
Basic EPS, GAAP	1.02	1.08	1.04	1.05	1.07	1.12	1.14	1.26	1.41	1.49	1.51	1.53	0.5	1.78	2.28
Basic EPS from Cont Ops	1.02	1.08	1.04	1.05	1.07	1.12	1.14	1.26	1.41	1.49	1.51	1.53	0.5	1.78	2.28
Diluted Weighted Avg Shares	7	7	7	7	6	6	6	6	6	6	6	6	7	11	11
Diluted EPS, GAAP	1.02	1.08	1.04	1.05	1.07	1.12	1.14	1.26	1.41	1.49	1.51	1.53	0.5	1.78	2.28
Diluted EPS from Cont Ops	1.02	1.08	1.04	1.05	1.07	1.12	1.14	1.26	1.41	1.49	1.51	1.53	0.5	1.78	2.28

Balance Sheet (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	233	191	187	191	180	188	203	191	219	319	427	354	433	165	207
+ Cash & Cash Equivalents	36	21	9	16	8	14	22	12	19	108	89	13	19	17	49
+ ST Investments	196	170	178	174	172	174	181	179	200	210	338	341	413	147	158
+ Accounts & Notes Receiv	1	2	2	2	2	2	2	2	2	2	1	2	5	5	5
+ Accounts Receivable, Net	1	2	2	2	2	2	2	2	2	2	1	2	5	5	5
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-234	-193	-189	-192	-182	-190	-205	-193	-221	-321	-429	-356	-438	-169	-212
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	12	12	12	11	11	11	13	13	15	14	14	13	28	26	26
+ Property, Plant & Equip	23	24	24	24	25	26	28	29	31	31	31	31	51	51	52
- Accumulated Depreciation	11	12	13	13	14	15	15	16	16	17	18	18	23	25	26
+ LT Investments & Receivables	198	172	179	175	173	177	184	182	203	213	340	346	420	154	164
+ LT Investments	198	172	179	175	173	177	184	182	203	213	340	346	420	154	164
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-210	-184	-191	-186	-184	-188	-197	-196	-218	-227	-354	-358	-448	-180	-190
+ Total Intangible Assets	10	10	10	8	8	9	9	9	9	9	9	8	38	36	34
+ Goodwill	8	8	8	8	8	8	8	8	8	8	8	8	26	26	26
+ Other Intangible Assets	2	2	2	1	- -	1	1	1	1	1	1	- -	12	10	8
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-220	-194	-201	-195	-193	-197	-206	-205	-227	-236	-364	-366	-485	-216	-224
Total Assets	625	608	624	639	647	674	709	726	743	855	953	944	1,640	1,596	1,673
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2	2	2
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2	2	2
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	58	- -	8	- -	10	- -	- -	14	- -	- -	- -	- -	63	19	- -
+ ST Borrowings	58	- -	8	- -	10	- -	- -	14	- -	- -	- -	- -	63	19	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-59	- -	-8	- -	-10	- -	- -	-14	- -	- -	- -	- -	-65	-20	-2
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-59	- -	-8	- -	-10	- -	- -	-14	- -	- -	- -	- -	-65	-20	-2
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	6	4	2	- -	- -	- -	- -	- -	1	1	1	- -	70	56	41
+ LT Borrowings	6	4	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	70	56	41
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	1	1	1	- -	- -	- -	- -
+ Other LT Liabilities	-6	-4	-2	- -	- -	- -	- -	- -	-1	-1	-1	- -	-70	-56	-41
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-6	-4	-2	- -	- -	- -	- -	- -	-1	-1	-1	- -	-70	-56	-41
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	553	533	548	559	564	587	620	633	643	749	848	858	1,486	1,430	1,481
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	31	32	32	32	32	33	33	33	33	33	33	33	88	88	89
+ Common Stock	3	3	3	3	3	3	3	3	3	3	3	3	5	5	5
+ Additional Paid in Capital	28	29	29	30	30	30	30	30	30	30	30	30	83	84	84
- Treasury Stock	3	4	5	5	6	7	7	7	8	10	10	10	10	11	11
+ Retained Earnings	40	45	49	52	56	60	65	70	75	81	84	90	91	103	119
+ Other Equity	2	2	- -	1	- -	- -	-1	-2	- -	1	-3	-27	-15	-14	-4
Equity Before Minority Interest	71	75	76	80	83	86	90	93	100	106	104	86	154	166	193
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	71	75	76	80	83	86	90	93	100	106	104	86	154	166	193
Total Liabilities & Equity	625	608	624	639	647	674	709	726	743	855	953	944	1,640	1,596	1,673
Shares Outstanding	7	7	7	6	6	6	6	6	6	6	6	6	11	11	11
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	1	1	1	- -	- -	- -	- -
Net Debt	28	-16	1	-16	1	-14	-22	2	-19	-108	-89	-13	114	57	-8
Net Debt to Equity	39.31	-22.04	1.09	-20.13	1.69	-16.22	-24.07	1.98	-19.45	-102.53	-85.62	-15.2	74.17	34.1	-4.13
Tangible Common Equity Ratio	9.96	10.8	10.76	11.35	11.71	11.6	11.52	11.74	12.39	11.4	10.07	8.33	7.26	8.38	9.69
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	7	7	7	7	7	7	7	8	9	9	9	10	3	19	24
+ Depreciation & Amortization	2	1	1	1	1	1	1	1	1	1	1	1	1	4	4
+ Non-Cash Items	-4	-6	- -	10	- -	- -	2	1	2	-3	4	- -	3	-8	-7
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	- -	-1	- -	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	2	1
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	-4	-5	- -	10	1	- -	1	1	2	-2	4	- -	3	-10	-8
+ Chg in Non-Cash Work Cap	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	-1	- -	2	3
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	-1	1	1
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	1	2
+ Inc (Dec) in Other	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	5	3	9	18	8	8	10	9	11	7	15	10	7	17	23
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	-1	- -	- -	-1	-1	-2	-1	-1	- -	- -	- -	-1	-1	-1
+ Acq of Fixed Prod Assets	-1	-1	- -	- -	-1	-1	-2	-1	-1	- -	- -	- -	-1	- -	-1
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	-1	-1	- -	-1	-1	-1	- -	-1	-1	-1	- -	- -	- -	-1	- -
+ Increase in Capital Stock	- -	1	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	-1	-1	-1	-1	-1	-1	- -	-1	-1	-1	- -	- -	- -	-2	- -
+ Net Change in LT Investment	13	21	-11	3	1	-5	-8	- -	-19	-9	-135	-39	34	92	9
+ Dec in LT Investment	122	132	66	62	57	89	74	20	112	175	99	63	37	107	94
+ Inc in LT Investment	-109	-111	-77	-59	-56	-94	-82	-20	-131	-184	-234	-102	-3	-15	-85
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-7	-19	-19	-21	-18	-17	-20	-28	13	-11	16	-61	-24	-43	-41
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	6	1	-30	-18	-18	-23	-30	-30	-7	-21	-119	-101	9	48	-33
+ Dividends Paid	-3	-3	-3	-3	-3	-3	-3	-3	-3	-3	-7	-3	-4	-6	-8
+ Net Cash From Debt	-5	-2	-2	-2	- -	- -	- -	- -	- -	- -	31	29	25	-199	-71
+ Cash From Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	31	29	25	- -	- -
+ Repayments of Debt	-5	-2	-2	-2	- -	- -	- -	- -	- -	- -	- -	- -	- -	-199	-71
+ Other Financing Activities	8	-14	15	15	5	23	32	13	8	106	68	-19	-32	141	120
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	- -	-19	10	9	2	19	29	9	4	101	93	6	-11	-66	41
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	11	-16	-12	8	-8	3	9	-11	8	88	-12	-84	5	-1	31
EBITDA	2	11	10	10	10	1	1	1	1	1	1	1	1	4	4
EBITDA Margin (%)	5.97	41.6	40.92	39.82	39.22	3.09	2.65	2.45	2.43	2.52	2.46	2.33	3.2	6.11	4.96
Free Cash Flow	3	2	8	18	7	7	8	8	10	7	14	9	6	16	22
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	3	2	8	18	7	7	8	8	10	7	14	9	6	16	22
Free Cash Flow to Equity	- -	- -	6	16	7	7	8	8	10	7	46	38	31	-183	-49
Free Cash Flow per Basic Share	0.49	0.29	1.29	2.69	1.15	1.05	1.18	1.29	1.61	1.16	2.3	1.5	0.89	1.51	2.06
Price/Free Cash Flow	13.72	21.33	8.95	4.61	9.61	10.65	8.75	10.3	8.38	12.09	7.28	10.01	10.05	8.47	8.05
Cash Flow to Net Income	0.68	0.4	1.28	2.61	1.18	1.06	1.34	1.15	1.26	0.8	1.55	1.02	2.09	0.89	0.96
Capital Expenditures	-1	-1	- -	- -	-1	-1	-2	-1	-1	- -	- -	- -	-1	-1	-1