Crazy Woman Creek Bancorp Incorporated Financial Ratios — CRZY

Profitability (USD)

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Return on Common Equity (%)	- -	11.01	10.67	9.84	7.68	2.89	1.34	12.57	8.13	15.05	11.05	8.31	9.73	10.35
Return on Assets (%)	- -	1.26	1.17	1.1	0.87	0.32	0.13	1.13	0.69	1.25	0.93	0.71	0.87	0.99
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	-1.63	-2.12	-2.39	-3.28	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	-986.87	79.17	-742.97	-1,197.16	-1,101.12	-1,130	-1,278.62	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	-1,065.78	- -	-787.61	-1,267.58	-1,159.55	-1,236.36	-1,404.83	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	35.77	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	600	1,000	921.96	1,428.17	883.15	268.18	62.07	23.85	18.92	32.66	26.92	22.47	27.98	29.1
Profit Margin (%)	400	700	623.1	971.83	628.09	191.82	65.52	19.3	15.16	25.97	21.45	18.13	22.6	23.42
Net Income to Common Margin (%)	400	700	623.1	971.83	628.09	191.82	65.52	19.3	15.16	25.97	21.45	18.13	22.6	23.42
Effective Tax Rate (%)	33.33	30	32.42	31.95	28.88	28.47	- -	19.1	19.86	20.47	20.31	19.28	19.25	19.52
Dvd Payout Ratio (%)	10.82	57.14	50.18	48.26	67.26	168.72	381.05	17.75	22.39	8.42	10.53	12.84	- -	8.87
Sustainable Growth Rate (%)	- -	4.72	5.32	5.09	2.51	-1.99	-3.76	10.34	6.31	13.78	9.88	7.25	9.73	9.43

Credit (USD)

API Chat

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Debt	12	31	15	16	19	13	14	6	8	8	7	10	10	11
ST Debt	6	16	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	6	16	15	16	19	13	14	6	8	8	7	10	10	11
Total Debt/EBITDA	-12.43	397.3	-17.25	-18.35	-19.69	-10.78	-7.66	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	-11.82	380.88	-15.41	-15.78	-16.84	-6.04	-6.21	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	-11.51	- -	-16.27	-17.33	-18.7	-9.85	-6.97	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	-10.95	- -	-14.53	-14.9	-15.99	-5.52	-5.65	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	12.05	10.84	11.01	11.29	11.38	10.51	9.22	8.83	8.21	8.38	8.51	8.58	9.25	9.86
Long-Term Debt/Equity (%)	39.79	110.95	104.38	116.8	147.56	98.83	105.54	41.13	57.82	52.57	60.47	87.19	66.96	62.49
Long-Term Debt/Capital (%)	33.38	41.5	68.16	68.46	72.35	64.95	67.1	34.77	40.04	36.64	32.11	39.75	37.44	36.33
Long-Term Debt/Total Assets (%)	11.97	26.26	23.57	24.5	29.77	19.48	18.8	4.71	5.48	4.84	4.02	5.66	5.54	5.62
Total Debt/Equity (%)	79.14	221.51	104.38	116.8	147.56	98.83	105.54	41.13	57.82	52.57	60.47	87.19	66.96	62.49
Total Debt/Capital (%)	66.41	82.86	68.16	68.46	72.35	64.95	67.1	34.77	40.04	36.64	32.11	39.75	37.44	36.33
Total Debt/Total Assets (%)	23.82	52.42	23.57	24.5	29.77	19.48	18.8	4.71	5.48	4.84	4.02	5.66	5.54	5.62
Net Debt to Equity	75.27	212.35	93.25	100.41	126.19	55.34	85.58	-29.65	-27.38	-26.25	-33.68	-33.86	-24.67	-15.58
Net Debt/Capital (%)	65.28	82.25	65.67	65.11	69.11	50.92	62.31	-33.46	-23.4	-22.4	-21.78	-18.25	-16	-9.96
EBITDA	-1	- -	-1	-1	-1	-1	-2	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-1	- -	-1	-1	-1	-2	-3	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	-1	- -	-1	-1	-1	-1	-2	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API Chat

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	12.05	10.84	11.01	11.29	11.38	10.51	9.22	8.83	8.21	8.38	8.51	8.58	9.25	9.86
Long-Term Debt/Equity (%)	39.79	110.95	104.38	116.8	147.56	98.83	105.54	41.13	57.82	52.57	60.47	87.19	66.96	62.49
Long-Term Debt/Capital (%)	33.38	41.5	68.16	68.46	72.35	64.95	67.1	34.77	40.04	36.64	32.11	39.75	37.44	36.33
Long-Term Debt/Total Assets (%)	11.97	26.26	23.57	24.5	29.77	19.48	18.8	4.71	5.48	4.84	4.02	5.66	5.54	5.62
Total Debt/Equity (%)	79.14	221.51	104.38	116.8	147.56	98.83	105.54	41.13	57.82	52.57	60.47	87.19	66.96	62.49
Total Debt/Capital (%)	66.41	82.86	68.16	68.46	72.35	64.95	67.1	34.77	40.04	36.64	32.11	39.75	37.44	36.33
Total Debt/Total Assets (%)	23.82	52.42	23.57	24.5	29.77	19.48	18.8	4.71	5.48	4.84	4.02	5.66	5.54	5.62
CFO/Total Liabilities	1.11	1.53	1.62	1.83	1.01	1.42	0.87	1.28	0.45	2.55	1.38	-0.25	1.91	1.44
CFO/CapEx	4	66.76	95.92	4.67	14.91	0.74	0.35	11.08	8.24	20.33	25.99	-4.82	51.02	26.93
Altman's Z-Score	0.23	0.27	0.2	0.19	0.17	0.15	0.11	0.23	0.19	0.21	0.21	0.2	0.22	0.23

Working Capital (USD)

API Chat

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Accounts Receivable Turnover	- -	0.18	0.38	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	2,007.5	957.74	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API Chat

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Market Capitalization	8	9	7	7	6	7	7	10	8	12	14	11	15	16
- Cash & Cash Equivalents	1	1	2	2	3	6	3	4	4	4	4	4	4	3
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	12	31	15	16	19	13	14	6	8	8	7	10	10	11
Enterprise Value	-4	11	20	20	22	14	18	12	12	16	17	17	21	24
Total Capital	18	38	21	23	27	21	21	17	19	21	22	26	28	30
Total Debt/Capital (%)	66.41	82.86	68.16	68.46	72.35	64.95	67.1	34.77	40.04	36.64	32.11	39.75	37.44	36.33
Total Debt / EV	-2.97	2.86	0.72	0.77	0.86	0.94	0.77	0.49	0.66	0.5	0.42	0.6	0.49	0.45
EV/Sales	- -	109.87	178.52	284.27	252.2	129.16	127.02	2.03	1.94	2.15	2.31	2.48	2.96	2.99
EV/EBITDA	- -	138.78	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	15.7	26.18	21.94	43	18.12	34.11	8.43	20.1	4.23	7.51	- -	6.43	9.5
EV/Free Cash Flow to Firm	- -	15.46	25.91	18.07	40.3	7.73	8.75	7.73	17.93	4.03	7.23	- -	6.31	9.16
Diluted Market Cap	8	9	8	7	6	7	7	10	8	12	14	11	15	16
Diluted Enterprise Value	20	39	21	20	22	14	18	12	12	16	17	17	21	24
EV per Share	- -	11.46	22.63	23.69	28.11	18.18	23.26	18.98	22.19	29.52	31.65	32.92	40.22	45.84
TTM Sales	- -	- -	- -	- -	- -	- -	- -	6	6	7	7	7	7	8
TTM EBITDA	-1	- -	-1	-1	-1	-1	-2	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	-1	- -	-1	-1	-1	-1	-2	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	1	1	1	1	1	1	1	1	4	2	- -	3	3
TTM Free Cash Flow to Firm	- -	1	1	1	1	2	2	2	1	4	2	- -	3	3

Multiples (USD)

API Chat

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Price/Free Cash Flow	15.8	12.71	9.54	6.14	10.67	3.65	3.28	6.67	11.67	3.03	5.89	-31.68	4.34	6.05
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-4	11	20	20	22	14	18	12	12	16	17	17	21	24
Low Price	10	11.25	12.5	11.56	9.25	10.63	11.7	16.05	13.95	15.25	23.05	20.55	20.56	28
EV/Sales	- -	109.87	178.52	284.27	252.2	129.16	127.02	2.03	1.94	2.15	2.31	2.48	2.96	2.99
EV/EBITDA	- -	138.78	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	19.75	12.9	10.28	9.81	10.63	31.78	72.67	9.07	8.32	6.23	8.78	8.63	9.02	8.42
Price/Earnings Average	17.21	10.7	12.42	9.79	10.03	34.27	81.29	9.03	9.01	5.75	8.58	9.4	7.48	8.39
Price/Earnings High	31.94	20.73	25.32	19.14	18.21	68.52	139.58	10.25	11.65	7.02	9.49	11.62	9.44	9.74
Price/Earnings Low	27.78	15.41	15.82	14.27	13.21	39.37	97.5	8.9	8.04	4.28	7.84	8.53	6.69	7.79
Price/Book Value	1.27	1.39	1.07	0.94	0.81	0.93	0.99	0.93	0.66	0.88	0.92	0.69	0.84	0.83
Price/Book Value Average	1.11	1.15	1.29	0.94	0.76	1	1.11	0.93	0.71	0.81	0.9	0.75	0.69	0.83
Price/Book Value High	2.06	2.23	2.64	1.84	1.38	2	1.9	1.05	0.92	0.99	1	0.93	0.88	0.96
Price/Book Value Low	1.79	1.66	1.65	1.37	1	1.15	1.33	0.91	0.63	0.6	0.83	0.68	0.62	0.77
Price/Tangible Book Value	0.51	0.64	0.52	0.51	0.45	0.5	0.52	0.73	0.57	0.81	1.19	0.93	0.94	0.92
Price/Tangible Book Value Average	0.44	0.53	0.63	0.51	0.43	0.54	0.58	0.72	0.62	0.74	1.17	1.01	0.78	0.91
Price/Tangible Book Value High	0.82	1.02	1.28	0.99	0.78	1.09	1	0.82	0.8	0.91	1.29	1.25	0.99	1.06
Price/Tangible Book Value Low	0.72	0.76	0.8	0.74	0.56	0.63	0.7	0.71	0.55	0.55	1.07	0.91	0.7	0.85
Price/Sales	79	90.33	64.04	95.38	66.76	60.96	47.61	1.75	1.26	1.62	1.88	1.57	2.04	1.97
Price/Sales Average	68.83	74.87	77.4	95.17	62.99	65.73	53.26	1.74	1.37	1.49	1.84	1.7	1.69	1.96
Price/Sales High	127.78	145.08	157.75	185.97	114.4	131.43	91.45	1.98	1.77	1.82	2.04	2.11	2.13	2.28
Price/Sales Low	111.11	107.88	98.59	138.7	83	75.52	63.88	1.72	1.22	1.11	1.68	1.55	1.51	1.82
Price/Cash Flow	19.75	12.9	9.39	7.36	11.38	8.55	12.78	7.27	13.08	3.18	6.12	-25.11	4.43	6.27
Price/Cash Flow Average	17.21	10.7	11.35	7.34	10.74	9.22	14.3	7.23	14.17	2.94	5.98	-27.35	3.67	6.25
Price/Cash Flow High	31.94	20.73	23.13	14.35	19.51	18.44	24.56	8.21	18.32	3.58	6.62	-33.8	4.64	7.25
Price/Cash Flow Low	27.78	15.41	14.46	10.7	14.15	10.6	17.15	7.13	12.64	2.18	5.47	-24.81	3.29	5.8
Price/Free Cash Flow Average	13.77	10.54	11.52	6.12	10.07	3.94	3.67	6.63	12.64	2.8	5.76	-34.5	3.6	6.02
Price/Free Cash Flow High	25.56	20.42	23.49	11.97	18.28	7.87	6.3	7.53	16.34	3.41	6.37	-42.64	4.55	6.99
Price/Free Cash Flow Low	22.22	15.18	14.68	8.93	13.26	4.52	4.4	6.54	11.27	2.08	5.26	-31.3	3.22	5.59
EV/Sales Average	185.49	376.41	191.88	284.06	248.43	133.94	132.67	2.02	2.04	2.03	2.27	2.62	2.61	2.98
EV/Sales High	244.45	446.63	272.22	374.86	299.84	199.64	170.86	2.26	2.44	2.36	2.46	3.02	3.05	3.3
EV/Sales Low	227.78	409.42	213.07	327.58	268.44	143.73	143.29	2	1.9	1.65	2.11	2.46	2.43	2.84
EV/EBITDA Average	-18.8	475.45	-25.83	-23.73	-22.56	-11.85	-10.38	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	-24.77	564.14	-36.64	-31.31	-27.23	-17.67	-13.36	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	-23.08	517.14	-28.68	-27.36	-24.38	-12.72	-11.21	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	-17.4	- -	-24.36	-22.41	-21.42	-10.83	-9.44	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	-22.94	- -	-34.56	-29.57	-25.86	-16.15	-12.16	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	-21.37	- -	-27.05	-25.84	-23.15	-11.63	-10.2	- -	- -	- -	- -	- -	- -	- -
Last Price	7.11	9.42	8.12	7.95	7.44	8.58	8.72	16.37	14.44	22.2	25.8	20.8	27.71	30.26
High Price	11.5	15.13	20	15.5	12.75	18.5	16.75	18.5	20.22	25	27.9	28	29	35
Enterprise Value Average	19	38	22	20	22	15	19	12	12	15	16	18	19	24
Enterprise Value High	24	45	31	27	27	22	25	13	15	17	18	21	22	27
Enterprise Value Low	23	41	24	23	24	16	21	12	11	12	15	17	18	23

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Shares Outstanding	1	1	1	1	1	1	1	- -	- -	1	1	1	1	1
Diluted Weighted Avg Shares	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Basic Weighted Avg Shares	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Revenue per Share	0.09	0.1	0.13	0.08	0.11	0.14	0.18	9.35	11.45	13.71	13.7	13.29	13.59	15.35
EBITDA per Share	-0.89	0.08	-0.94	-1	-1.23	-1.59	-2.34	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	-0.96	- -	-1	-1.06	-1.29	-1.74	-2.57	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.36	0.73	0.79	0.81	0.7	0.27	0.12	1.8	1.74	3.56	2.94	2.41	3.07	3.59
Basic EPS from Cont Ops	0.36	0.73	0.79	0.81	0.7	0.27	0.12	1.8	1.74	3.56	2.94	2.41	3.07	3.59
Diluted EPS, GAAP	0.36	0.73	0.77	0.8	0.7	0.27	0.12	1.8	1.74	3.56	2.94	2.41	3.07	3.59
Diluted EPS from Cont Ops	0.36	0.73	0.77	0.8	0.7	0.27	0.12	1.8	1.74	3.56	2.94	2.41	3.07	3.59
Dividend per Share	0.04	0.42	0.4	0.39	0.47	0.46	0.46	0.32	0.39	0.3	0.31	0.31	- -	0.32
Cash Flow per Share	0.36	0.73	0.86	1.08	0.65	1	0.68	2.25	1.1	6.98	4.22	-0.83	6.26	4.83
Free Cash Flow per Basic Share	0.27	0.72	0.86	0.85	0.61	-0.34	-1.29	2.05	0.97	6.64	4.05	-1	6.13	4.65
Cash & Equivalents per Share	21.87	30.76	1.73	2.57	3.5	7.55	3.39	6.75	6.97	7.31	7.36	7.69	7.3	5.17
Book Value per Share	5.59	6.78	7.59	8.44	9.24	9.25	8.8	17.55	22.04	25.3	27.93	30.03	33.1	36.37
Tangible Book Value per Share	13.95	14.81	15.56	15.68	16.38	17	16.68	22.55	25.2	27.58	21.59	22.47	29.34	32.96

Crazy Woman Creek Bancorp Incorporated

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)