Crazy Woman Creek Bancorp Incorporated Financial Ratios — CRZY

Profitability (USD)

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/1996	09/30/1997	09/30/1998	09/30/1999	09/30/2000	09/30/2001	09/30/2002	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Return on Common Equity (%)	- -	4.71	5.05	5.04	4.23	1.58	0.7	8.15	6.64	13.37	11.84	10.81	11.74	11.45
Return on Assets (%)	- -	1.26	1.17	1.1	0.87	0.32	0.13	1.13	0.69	1.25	0.93	0.71	0.87	0.99
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	-1.63	-2.12	-2.39	-3.28	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	-986.87	79.17	-742.97	-1,197.16	-1,101.12	-1,130	-1,278.62	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	-1,065.78	- -	-787.61	-1,267.58	-1,159.55	-1,236.36	-1,404.83	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	35.77	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	600	1,000	921.96	1,428.17	883.15	268.18	62.07	23.85	18.92	32.66	26.92	22.47	27.98	29.1
Profit Margin (%)	400	700	623.1	971.83	628.09	191.82	65.52	19.3	15.16	25.97	21.45	18.13	22.6	23.42
Net Income to Common Margin (%)	400	700	623.1	971.83	628.09	191.82	65.52	19.3	15.16	25.97	21.45	18.13	22.6	23.42
Effective Tax Rate (%)	33.33	30	32.42	31.95	28.88	28.47	- -	19.1	19.86	20.47	20.31	19.28	19.25	19.52
Dvd Payout Ratio (%)	10.82	57.14	50.18	48.26	67.26	168.72	381.05	17.75	22.39	8.42	10.53	12.84	- -	8.87
Sustainable Growth Rate (%)	- -	2.02	2.51	2.61	1.38	-1.09	-1.98	6.7	5.15	12.25	10.59	9.43	11.74	10.43

Credit (USD)

Credit Ratios API ChatGPT

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/1996	09/30/1997	09/30/1998	09/30/1999	09/30/2000	09/30/2001	09/30/2002	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Total Debt	12	31	15	16	19	13	14	6	8	8	7	10	10	11
ST Debt	6	16	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	6	16	15	16	19	13	14	6	8	8	7	10	10	11
Total Debt/EBITDA	-12.43	397.3	-17.25	-18.35	-19.69	-10.78	-7.66	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	-11.82	380.88	-15.41	-15.78	-16.84	-6.04	-6.21	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	-11.51	- -	-16.27	-17.33	-18.7	-9.85	-6.97	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	-10.95	- -	-14.53	-14.9	-15.99	-5.52	-5.65	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	30.1	23.67	22.58	20.98	20.18	19.71	17.81	11.44	9.48	9.21	6.65	6.49	8.27	9
Long-Term Debt/Equity (%)	39.79	110.95	104.38	116.8	147.56	98.83	105.54	41.13	57.82	52.57	60.47	87.19	66.96	62.49
Long-Term Debt/Capital (%)	22.21	34.51	51.07	53.87	59.61	49.71	51.35	29.14	36.64	34.46	37.68	46.58	40.1	38.46
Long-Term Debt/Total Assets (%)	11.97	26.26	23.57	24.5	29.77	19.48	18.8	4.71	5.48	4.84	4.02	5.66	5.54	5.62
Total Debt/Equity (%)	79.14	221.51	104.38	116.8	147.56	98.83	105.54	41.13	57.82	52.57	60.47	87.19	66.96	62.49
Total Debt/Capital (%)	44.18	68.9	51.07	53.87	59.61	49.71	51.35	29.14	36.64	34.46	37.68	46.58	40.1	38.46
Total Debt/Total Assets (%)	23.82	52.42	23.57	24.5	29.77	19.48	18.8	4.71	5.48	4.84	4.02	5.66	5.54	5.62
Net Debt to Equity	75.27	212.35	93.25	100.41	126.19	55.34	85.58	-29.65	-27.38	-26.25	-33.68	-33.86	-24.67	-15.58
Net Debt/Capital (%)	42.95	67.99	48.25	50.1	55.79	35.63	46.12	-26.6	-20.99	-20.78	-26.57	-22.08	-17.34	-10.6
EBITDA	-1	- -	-1	-1	-1	-1	-2	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-1	- -	-1	-1	-1	-2	-3	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	-1	- -	-1	-1	-1	-1	-2	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/1996	09/30/1997	09/30/1998	09/30/1999	09/30/2000	09/30/2001	09/30/2002	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	30.1	23.67	22.58	20.98	20.18	19.71	17.81	11.44	9.48	9.21	6.65	6.49	8.27	9
Long-Term Debt/Equity (%)	39.79	110.95	104.38	116.8	147.56	98.83	105.54	41.13	57.82	52.57	60.47	87.19	66.96	62.49
Long-Term Debt/Capital (%)	22.21	34.51	51.07	53.87	59.61	49.71	51.35	29.14	36.64	34.46	37.68	46.58	40.1	38.46
Long-Term Debt/Total Assets (%)	11.97	26.26	23.57	24.5	29.77	19.48	18.8	4.71	5.48	4.84	4.02	5.66	5.54	5.62
Total Debt/Equity (%)	79.14	221.51	104.38	116.8	147.56	98.83	105.54	41.13	57.82	52.57	60.47	87.19	66.96	62.49
Total Debt/Capital (%)	44.18	68.9	51.07	53.87	59.61	49.71	51.35	29.14	36.64	34.46	37.68	46.58	40.1	38.46
Total Debt/Total Assets (%)	23.82	52.42	23.57	24.5	29.77	19.48	18.8	4.71	5.48	4.84	4.02	5.66	5.54	5.62
CFO/Total Liabilities	1.11	1.53	1.62	1.83	1.01	1.42	0.87	1.28	0.45	2.55	1.38	-0.25	1.91	1.44
CFO/CapEx	4	66.76	95.92	4.67	14.91	0.74	0.35	11.08	8.24	20.33	25.99	-4.82	51.02	26.93
Altman's Z-Score	0.22	0.27	0.21	0.19	0.18	0.16	0.11	0.17	0.16	0.21	0.21	0.2	0.22	0.23

Working Capital (USD)

Working Capital Ratios API ChatGPT

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/1996	09/30/1997	09/30/1998	09/30/1999	09/30/2000	09/30/2001	09/30/2002	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Accounts Receivable Turnover	- -	0.18	0.38	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	2,007.5	957.74	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/1996	09/30/1997	09/30/1998	09/30/1999	09/30/2000	09/30/2001	09/30/2002	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Market Capitalization	8	9	9	7	6	7	8	- -	- -	12	14	11	15	16
- Cash & Cash Equivalents	1	1	2	2	3	6	3	4	4	4	4	4	4	3
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	12	31	15	16	19	13	14	6	8	8	7	10	10	11
Enterprise Value	-5	11	22	20	23	15	19	2	4	16	17	18	21	24
Total Capital	28	46	29	29	32	27	28	20	21	23	19	23	26	29
Total Debt/Capital (%)	44.18	68.9	51.07	53.87	59.61	49.71	51.35	29.14	36.64	34.46	37.68	46.58	40.1	38.46
Total Debt / EV	-2.72	2.87	0.68	0.77	0.84	0.9	0.75	3.58	1.9	0.48	0.41	0.6	0.49	0.45
EV/Sales	- -	109.49	189.62	285.61	257.65	135.59	131.35	0.28	0.68	2.21	2.36	2.49	2.98	2.99
EV/EBITDA	- -	138.3	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	15.64	27.8	22.04	43.93	19.02	35.27	1.16	7.02	4.35	7.66	- -	6.48	9.5
EV/Free Cash Flow to Firm	- -	15.41	27.52	18.15	41.17	8.12	9.05	1.06	6.26	4.15	7.38	- -	6.35	9.16
Diluted Market Cap	8	9	8	7	6	7	7	11	8	12	14	11	15	16
Diluted Enterprise Value	20	39	21	20	22	14	18	13	12	16	17	18	21	24
EV per Share	- -	11.47	20.49	23.48	26.55	17.27	22.05	- -	- -	30.37	32.3	33.14	40.51	45.84
TTM Sales	- -	- -	- -	- -	- -	- -	- -	6	6	7	7	7	7	8
TTM EBITDA	-1	- -	-1	-1	-1	-1	-2	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	-1	- -	-1	-1	-1	-1	-2	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	1	1	1	1	1	1	1	1	4	2	- -	3	3
TTM Free Cash Flow to Firm	- -	1	1	1	1	2	2	2	1	4	2	- -	3	3

Multiples (USD)

Valuation Multiples API ChatGPT

	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/1996	09/30/1997	09/30/1998	09/30/1999	09/30/2000	09/30/2001	09/30/2002	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Price/Free Cash Flow	15.8	12.71	9.54	6.14	10.67	3.65	3.28	7.18	12.32	3.15	6.04	-32.01	4.39	6.05
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-5	11	22	20	23	15	19	2	4	16	17	18	21	24
Low Price	10	11.25	12.5	11.56	9.25	10.63	11.7	16.05	13.95	15.25	23.05	20.55	20.56	28
EV/Sales	- -	109.49	189.62	285.61	257.65	135.59	131.35	0.28	0.68	2.21	2.36	2.49	2.98	2.99
EV/EBITDA	- -	138.3	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	19.75	12.9	10.28	9.81	10.63	31.78	72.67	9.78	8.79	6.47	9	8.72	9.12	8.42
Price/Earnings Average	17.21	10.7	12.42	9.79	10.03	34.27	81.29	9.62	9.52	5.99	8.81	9.52	7.55	8.41
Price/Earnings High	31.94	20.73	25.32	19.14	18.21	68.52	139.58	10.25	11.65	7.02	9.49	11.62	9.44	9.74
Price/Earnings Low	27.78	15.41	15.82	14.27	13.21	39.37	97.5	8.9	8.04	4.28	7.84	8.53	6.69	7.79
Price/Book Value	0.49	0.63	0.61	0.51	0.49	0.55	0.56	- -	- -	0.83	1.21	0.93	0.95	0.91
Price/Book Value Average	0.42	0.53	0.74	0.51	0.46	0.59	0.63	- -	- -	0.77	1.19	1.01	0.78	0.91
Price/Book Value High	0.78	1.02	1.51	1	0.84	1.18	1.08	- -	- -	0.9	1.28	1.23	0.98	1.05
Price/Book Value Low	0.68	0.76	0.94	0.75	0.61	0.68	0.75	- -	- -	0.55	1.06	0.9	0.69	0.84
Price/Tangible Book Value	0.49	0.63	0.61	0.51	0.49	0.56	0.57	- -	- -	0.84	1.22	0.94	0.95	0.92
Price/Tangible Book Value Average	0.42	0.53	0.74	0.51	0.46	0.6	0.64	- -	- -	0.77	1.2	1.02	0.79	0.92
Price/Tangible Book Value High	0.78	1.02	1.51	1	0.84	1.2	1.1	- -	- -	0.91	1.29	1.25	0.99	1.06
Price/Tangible Book Value Low	0.68	0.76	0.94	0.75	0.61	0.69	0.77	- -	- -	0.55	1.07	0.91	0.7	0.85
Price/Sales	79	90.33	64.04	95.38	66.76	60.96	47.61	1.89	1.33	1.68	1.93	1.58	2.06	1.97
Price/Sales Average	68.83	74.87	77.4	95.17	62.99	65.73	53.26	1.86	1.44	1.56	1.89	1.73	1.71	1.97
Price/Sales High	127.78	145.08	157.75	185.97	114.4	131.43	91.45	1.98	1.77	1.82	2.04	2.11	2.13	2.28
Price/Sales Low	111.11	107.88	98.59	138.7	83	75.52	63.88	1.72	1.22	1.11	1.68	1.55	1.51	1.82
Price/Cash Flow	19.75	12.9	9.39	7.36	11.38	8.55	12.78	7.83	13.82	3.3	6.27	-25.38	4.48	6.27
Price/Cash Flow Average	17.21	10.7	11.35	7.34	10.74	9.22	14.3	7.71	14.98	3.06	6.14	-27.7	3.71	6.26
Price/Cash Flow High	31.94	20.73	23.13	14.35	19.51	18.44	24.56	8.21	18.32	3.58	6.62	-33.8	4.64	7.25
Price/Cash Flow Low	27.78	15.41	14.46	10.7	14.15	10.6	17.15	7.13	12.64	2.18	5.47	-24.81	3.29	5.8
Price/Free Cash Flow Average	13.77	10.54	11.52	6.12	10.07	3.94	3.67	7.07	13.36	2.91	5.92	-34.94	3.64	6.04
Price/Free Cash Flow High	25.56	20.42	23.49	11.97	18.28	7.87	6.3	7.53	16.34	3.41	6.37	-42.64	4.55	6.99
Price/Free Cash Flow Low	22.22	15.18	14.68	8.93	13.26	4.52	4.4	6.54	11.27	2.08	5.26	-31.3	3.22	5.59
EV/Sales Average	182.2	376.1	205.29	285.39	253.57	140.86	137.52	0.28	0.68	2.09	2.32	2.64	2.63	2.98
EV/Sales High	238.34	446.01	299.55	377.46	309.18	213.48	179.19	0.28	0.68	2.36	2.46	3.02	3.05	3.3
EV/Sales Low	222.47	408.96	230.15	329.53	275.21	151.68	149.11	0.28	0.68	1.65	2.11	2.46	2.43	2.84
EV/EBITDA Average	-18.46	475.05	-27.63	-23.84	-23.03	-12.47	-10.76	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	-24.15	563.36	-40.32	-31.53	-28.08	-18.89	-14.01	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	-22.54	516.56	-30.98	-27.53	-24.99	-13.42	-11.66	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	-17.1	- -	-26.07	-22.51	-21.87	-11.39	-9.79	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	-22.36	- -	-38.03	-29.78	-26.66	-17.27	-12.76	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	-20.87	- -	-29.22	-26	-23.73	-12.27	-10.61	- -	- -	- -	- -	- -	- -	- -
Last Price	7.11	9.42	8.12	7.95	7.44	8.58	8.72	17.64	15.25	23.05	26.45	21.02	28	30.26
High Price	11.5	15.13	20	15.5	12.75	18.5	16.75	18.5	20.22	25	27.9	28	29	35
Enterprise Value Average	18	38	23	20	23	15	20	2	4	15	17	19	19	24
Enterprise Value High	24	45	34	27	28	23	26	2	4	17	18	21	22	27
Enterprise Value Low	22	41	26	23	24	17	22	2	4	12	15	17	18	23

Shares Outstanding	1	1	1	1	1	1	1	- -	- -	1	1	1	1	1
Diluted Weighted Avg Shares	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Basic Weighted Avg Shares	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Revenue per Share	0.09	0.1	0.13	0.08	0.11	0.14	0.18	9.35	11.45	13.71	13.7	13.29	13.59	15.35
EBITDA per Share	-0.89	0.08	-0.94	-1	-1.23	-1.59	-2.34	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	-0.96	- -	-1	-1.06	-1.29	-1.74	-2.57	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.36	0.73	0.79	0.81	0.7	0.27	0.12	1.8	1.74	3.56	2.94	2.41	3.07	3.59
Basic EPS from Cont Ops	0.36	0.73	0.79	0.81	0.7	0.27	0.12	1.8	1.74	3.56	2.94	2.41	3.07	3.59
Diluted EPS, GAAP	0.36	0.73	0.77	0.8	0.7	0.27	0.12	1.8	1.74	3.56	2.94	2.41	3.07	3.59
Diluted EPS from Cont Ops	0.36	0.73	0.77	0.8	0.7	0.27	0.12	1.8	1.74	3.56	2.94	2.41	3.07	3.59
Dividend per Share	0.04	0.42	0.4	0.39	0.47	0.46	0.46	0.32	0.39	0.3	0.31	0.31	- -	0.32
Cash Flow per Share	0.36	0.73	0.86	1.08	0.65	1	0.68	2.25	1.1	6.98	4.22	-0.83	6.26	4.83
Free Cash Flow per Basic Share	0.27	0.72	0.86	0.85	0.61	-0.34	-1.29	2.05	0.97	6.64	4.05	-1	6.13	4.65
Cash & Equivalents per Share	22.97	30.9	1.48	2.53	3.24	6.83	3.11	- -	- -	7.31	7.36	7.69	7.3	5.17
Book Value per Share	14.65	14.87	13.27	15.46	15.14	15.7	15.58	- -	- -	27.83	21.84	22.72	29.59	33.21
Tangible Book Value per Share	14.65	14.87	13.27	15.46	15.14	15.38	15.29	- -	- -	27.58	21.59	22.47	29.34	32.96

Crazy Woman Creek Bancorp Incorporated

Profitability (USD)

Credit (USD)

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Working Capital (USD)

Enterprise Value (USD)

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Per Share Data Items (USD)