First Community Corporation PFD SER B Financial Ratios — FCCTO

Profitability (USD)

	2003 Y	2004 Y	2005 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Return on Common Equity (%)	- -	47.04	38.48	10.88	8.06	8.16	6.53	4.31	8.04	12.42	8.94
Return on Assets (%)	- -	1.03	1.07	0.62	0.73	0.8	0.66	0.41	0.73	1.17	0.94
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	6.12	6.1	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	44.71	45.28	44.09	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	35.59	35.54	36.54	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	34.23	50.42	128.12	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	35.59	35.54	36.54	16.57	18.89	23.77	21.66	16.01	23.96	35.66	28.21
Profit Margin (%)	22.95	22.87	23.98	17.99	17.42	18.38	17.12	12.57	18.92	27.33	22.77
Net Income to Common Margin (%)	22.95	22.87	23.98	17.04	16.53	17.5	16.15	11.56	18.11	26.61	22.02
Effective Tax Rate (%)	35.51	35.67	34.36	- -	7.8	22.7	20.96	21.46	21.05	23.37	19.28
Dvd Payout Ratio (%)	27.11	26.64	23.77	35.62	34.3	32.03	38.16	56.61	29.06	17.1	21.92
Sustainable Growth Rate (%)	- -	34.51	29.33	7.01	5.3	5.55	4.04	1.87	5.71	10.3	6.98

Credit (USD)

API Chat

	2003 Y	2004 Y	2005 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Total Debt	16	26	22	8	7	6	6	6	6	4	3
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	16	26	22	8	7	6	6	6	6	4	3
Total Debt/EBITDA	4.32	6.6	5.19	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	3.59	5.3	3.84	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	5.43	8.41	6.26	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	4.51	6.75	4.63	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	1.87	2.47	3.06	8.37	8.72	9.88	9.11	8.56	8.79	9.53	10.94
Long-Term Debt/Equity (%)	153.61	212.92	154.83	53.25	44.16	34.88	32.79	32.29	32.79	18.95	12.58
Long-Term Debt/Capital (%)	82.24	83.98	76.2	33.11	29.1	24.94	24.09	23.51	22.39	14.63	10.32
Long-Term Debt/Total Assets (%)	8.66	12.96	9.81	4.73	4.05	3.7	3.24	2.94	2.82	1.8	1.38
Total Debt/Equity (%)	153.61	212.92	154.83	53.25	44.16	34.88	32.79	32.29	32.79	18.95	12.58
Total Debt/Capital (%)	82.24	83.98	76.2	33.11	29.1	24.94	24.09	23.51	22.39	14.63	10.32
Total Debt/Total Assets (%)	8.66	12.96	9.81	4.73	4.05	3.7	3.24	2.94	2.82	1.8	1.38
Net Debt to Equity	127.64	171	114.52	-116.38	-79.39	-66.47	-237.03	-281.73	-175.19	-155.29	-132.8
Net Debt/Capital (%)	79.38	80.81	70.31	-262	-109.69	-90.59	234.84	195.14	608.7	603.64	1,209.14
EBITDA	4	4	4	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	4	4	4	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	3	3	3	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API Chat

	2003 Y	2004 Y	2005 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	1.87	2.47	3.06	8.37	8.72	9.88	9.11	8.56	8.79	9.53	10.94
Long-Term Debt/Equity (%)	153.61	212.92	154.83	53.25	44.16	34.88	32.79	32.29	32.79	18.95	12.58
Long-Term Debt/Capital (%)	82.24	83.98	76.2	33.11	29.1	24.94	24.09	23.51	22.39	14.63	10.32
Long-Term Debt/Total Assets (%)	8.66	12.96	9.81	4.73	4.05	3.7	3.24	2.94	2.82	1.8	1.38
Total Debt/Equity (%)	153.61	212.92	154.83	53.25	44.16	34.88	32.79	32.29	32.79	18.95	12.58
Total Debt/Capital (%)	82.24	83.98	76.2	33.11	29.1	24.94	24.09	23.51	22.39	14.63	10.32
Total Debt/Total Assets (%)	8.66	12.96	9.81	4.73	4.05	3.7	3.24	2.94	2.82	1.8	1.38
CFO/Total Liabilities	1.6	1.59	1.75	0.88	1.04	1.07	0.56	0.64	0.85	1.75	1.05
CFO/CapEx	- -	- -	- -	26.91	4.96	5.41	47.57	6.23	9.68	33.35	196.13
Altman's Z-Score	0.12	0.13	0.14	0.11	0.12	0.13	0.12	0.11	0.12	0.14	0.15

Working Capital (USD)

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	2003 Y	2004 Y	2005 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Accounts Receivable Turnover	- -	7.9	8.59	11.97	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	46.2	42.49	30.49	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API Chat

	2003 Y	2004 Y	2005 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	3	5	6	18	13	11	43	51	31	31	29
+ Preferred Equity and Hybrid Capital	- -	- -	- -	2	2	2	2	2	2	2	2
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	16	26	22	8	7	6	6	6	6	4	3
Enterprise Value	14	21	16	-8	-4	-3	-35	-43	-23	-25	-24
Total Capital	20	31	28	24	24	24	25	25	26	26	26
Total Debt/Capital (%)	82.24	83.98	76.2	33.11	29.1	24.94	24.09	23.51	22.39	14.63	10.32
Total Debt / EV	1.2	1.25	1.35	-1.07	-1.96	-1.76	-0.17	-0.14	-0.25	-0.15	-0.11
EV/Sales	1.61	2.4	1.69	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	3.59	5.3	3.84	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	4.51	6.75	4.63	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	4.76	6.96	4.42	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	4.76	6.96	4.42	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	14	21	16	-8	-4	-3	-35	-43	-23	-25	-24
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	8	9	9	7	7	7	7	6	8	9	8
TTM EBITDA	4	4	4	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	3	3	3	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	3	3	4	1	2	2	1	1	2	3	2
TTM Free Cash Flow to Firm	3	3	4	1	2	2	1	1	2	3	2

Multiples (USD)

API Chat

	2003 Y	2004 Y	2005 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	4.51	6.75	4.63	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	14	21	16	-8	-4	-3	-35	-43	-23	-25	-24
Low Price	- -	- -	- -	3.5	5.75	6	4.6	5.2	7.01	7.5	7.3
EV/Sales	1.61	2.4	1.69	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	3.59	5.3	3.84	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales Average	1.61	2.4	1.69	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales High	1.61	2.4	1.69	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales Low	1.61	2.4	1.69	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	3.59	5.3	3.84	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	3.59	5.3	3.84	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	3.59	5.3	3.84	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	4.51	6.75	4.63	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	4.51	6.75	4.63	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	4.51	6.75	4.63	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	4.33	5.12	5	4.53	7.21	7.02	9.61	7.3
High Price	- -	- -	- -	5.75	6.55	6.51	6.1	8	8	13	9.99
Enterprise Value Average	14	21	16	-8	-4	-3	-35	-43	-23	-25	-24
Enterprise Value High	14	21	16	-8	-4	-3	-35	-43	-23	-25	-24
Enterprise Value Low	14	21	16	-8	-4	-3	-35	-43	-23	-25	-24

	2003 Y	2004 Y	2005 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Shares Outstanding	2	2	2	2	2	2	2	2	2	2	2
Diluted Weighted Avg Shares	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic Weighted Avg Shares	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Revenue per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS from Cont Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted EPS, GAAP	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted EPS from Cont Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow per Basic Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash & Equivalents per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Book Value per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Tangible Book Value per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

First Community Corporation PFD SER B

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)