First Pacific Bancorp

FPBC

FPBCFirst Pacific Bancorp US flag

Other OTC

8.25

USD

- -

16.00MMarket Cap

Profitability (USD)

Profitability Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	6.12	5.17	0.94	-3.74	-0.46	2.89	4.96
Return on Assets (%)	- -	0.71	0.56	0.08	-0.3	-0.04	0.26	0.44
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	23.9	26.33	24.33	3.79	-15.76	-2.49	10.5	16.89
Profit Margin (%)	17.21	18.93	17.65	3.26	-10.55	-1.21	7.54	12.34
Net Income to Common Margin (%)	17.21	18.93	17.65	3.26	-10.55	-1.21	7.54	12.34
Effective Tax Rate (%)	27.97	28.08	27.47	14.13	- -	- -	28.15	26.93
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	6.12	5.17	0.94	-3.74	-0.46	2.89	4.96

Credit (USD)

Credit Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	13	20	20	12	65	45	40	36
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	13	20	20	12	65	45	40	36
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.14	12.02	10.05	6.73	9.04	8.89	9.04	8.57
Long-Term Debt/Equity (%)	75.03	106.32	99.93	60.82	196.07	120.4	102.16	86.49
Long-Term Debt/Capital (%)	42.87	51.53	49.98	37.82	66.22	54.63	50.54	46.38
Long-Term Debt/Total Assets (%)	8.35	12.78	10.04	4.1	17.73	10.71	9.24	7.41
Total Debt/Equity (%)	75.03	106.32	99.93	60.82	196.07	120.4	102.16	86.49
Total Debt/Capital (%)	42.87	51.53	49.98	37.82	66.22	54.63	50.54	46.38
Total Debt/Total Assets (%)	8.35	12.78	10.04	4.1	17.73	10.71	9.24	7.41
Net Debt to Equity	-39.59	-126.31	-248.17	-329.59	-12.68	-11.53	-12.03	-31.78
Net Debt/Capital (%)	-29.23	-157.87	514.41	195.29	-4.47	-5.52	-6.33	-20.55
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	-1	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.14	12.02	10.05	6.73	9.04	8.89	9.04	8.57
Long-Term Debt/Equity (%)	75.03	106.32	99.93	60.82	196.07	120.4	102.16	86.49
Long-Term Debt/Capital (%)	42.87	51.53	49.98	37.82	66.22	54.63	50.54	46.38
Long-Term Debt/Total Assets (%)	8.35	12.78	10.04	4.1	17.73	10.71	9.24	7.41
Total Debt/Equity (%)	75.03	106.32	99.93	60.82	196.07	120.4	102.16	86.49
Total Debt/Capital (%)	42.87	51.53	49.98	37.82	66.22	54.63	50.54	46.38
Total Debt/Total Assets (%)	8.35	12.78	10.04	4.1	17.73	10.71	9.24	7.41
CFO/Total Liabilities	0.5	0.75	0.78	-0.04	0.06	0.61	0.42	0.76
CFO/CapEx	7.6	13.17	26.23	-0.69	0.45	4.14	15.22	11.99
Altman's Z-Score	0.1	0.14	0.1	0.08	0.09	0.08	0.08	0.08

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	14	20	17	19	30	25	22	22
- Cash & Cash Equivalents	7	24	51	65	4	4	5	13
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	13	20	20	12	65	45	40	36
Enterprise Value	20	16	-14	-34	91	66	57	45
Total Capital	30	39	41	32	98	82	79	78
Total Debt/Capital (%)	42.87	51.53	49.98	37.82	66.22	54.63	50.54	46.38
Total Debt / EV	0.65	1.27	-1.48	-0.35	0.71	0.68	0.7	0.8
EV/Sales	3.72	2.73	- -	- -	9.72	4.86	3.9	2.78
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	29.17	15.29	- -	- -	445.22	28.19	34.35	13.31
EV/Free Cash Flow to Firm	25.78	14.21	- -	- -	138.46	22.7	32.24	12.29
Diluted Market Cap	14	20	17	20	20	24	22	22
Diluted Enterprise Value	20	16	-14	-34	80	65	57	45
EV per Share	9.81	7.95	- -	- -	24.12	15.62	13.32	10.43
TTM Sales	5	6	6	6	9	14	15	16
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	1	1	1	- -	- -	2	2	3
TTM Free Cash Flow to Firm	1	1	1	- -	1	3	2	4

Multiples (USD)

Valuation Multiples API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	18.26	18	11.31	402.58	29.84	8.23	12.32	6.06
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	20	16	-14	-34	91	66	57	45
Low Price	6.5	6.7	6.05	8.26	7.15	5.03	4.75	5
EV/Sales	3.72	2.73	- -	- -	9.72	4.86	3.9	2.78
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	15.32	17.86	16.2	101.1	- -	- -	19.74	11.11
Price/Earnings Average	21.58	15.96	15.13	103.83	-21.41	-163.33	22.82	11.6
Price/Earnings High	23.42	19.02	19.36	119.19	-24.88	-213.13	24.58	12.93
Price/Earnings Low	14.64	12.13	11.88	87.91	-17.7	-122.52	18.38	10.79
Price/Book Value	0.8	1.03	0.81	0.97	0.91	0.68	0.56	0.53
Price/Book Value Average	1.13	0.92	0.75	0.99	0.98	0.76	0.65	0.56
Price/Book Value High	1.22	1.1	0.96	1.14	1.14	0.99	0.7	0.62
Price/Book Value Low	0.76	0.7	0.59	0.84	0.81	0.57	0.52	0.52
Price/Tangible Book Value	0.8	1.03	0.82	1.06	0.95	0.7	0.58	0.55
Price/Tangible Book Value Average	1.13	0.92	0.77	1.09	1.03	0.79	0.67	0.57
Price/Tangible Book Value High	1.22	1.1	0.98	1.25	1.19	1.03	0.72	0.64
Price/Tangible Book Value Low	0.76	0.7	0.6	0.92	0.85	0.59	0.54	0.53
Price/Sales	2.64	3.38	2.86	3.29	2.09	1.76	1.49	1.37
Price/Sales Average	3.71	3.02	2.67	3.38	2.26	1.97	1.72	1.43
Price/Sales High	4.03	3.6	3.42	3.88	2.63	2.57	1.85	1.6
Price/Sales Low	2.52	2.3	2.1	2.86	1.87	1.48	1.39	1.33
Price/Cash Flow	20.66	18.95	11.61	-176.44	95.97	10.22	13.13	6.56
Price/Cash Flow Average	29.11	16.94	10.84	-181.2	103.45	11.42	15.18	6.85
Price/Cash Flow High	31.6	20.18	13.88	-208.01	120.26	14.9	16.35	7.63
Price/Cash Flow Low	19.75	12.88	8.52	-153.41	85.56	8.57	12.23	6.37
Price/Free Cash Flow Average	25.73	16.09	10.56	413.43	32.17	9.2	14.24	6.32
Price/Free Cash Flow High	27.93	19.17	13.52	474.62	37.4	12	15.34	7.04
Price/Free Cash Flow Low	17.45	12.23	8.3	350.03	26.61	6.9	11.48	5.88
EV/Sales Average	4.78	2.37	- -	- -	9.97	5.08	4.13	2.84
EV/Sales High	5.09	2.95	- -	- -	10.54	5.72	4.26	3.01
EV/Sales Low	3.61	1.64	- -	- -	9.37	4.56	3.79	2.74
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	6.8	9.86	8.25	9.5	8.02	6	5.1	5.15
High Price	10.4	10.5	9.86	11.2	10.05	8.75	6.35	5.99
Enterprise Value Average	25	14	-15	-33	93	69	61	46
Enterprise Value High	27	17	-11	-31	99	78	63	49
Enterprise Value Low	19	10	-18	-36	88	62	56	45

Profitability (USD)

Profitability Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	6.12	5.17	0.94	-3.74	-0.46	2.89	4.96
Return on Assets (%)	- -	0.71	0.56	0.08	-0.3	-0.04	0.26	0.44
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	23.9	26.33	24.33	3.79	-15.76	-2.49	10.5	16.89
Profit Margin (%)	17.21	18.93	17.65	3.26	-10.55	-1.21	7.54	12.34
Net Income to Common Margin (%)	17.21	18.93	17.65	3.26	-10.55	-1.21	7.54	12.34
Effective Tax Rate (%)	27.97	28.08	27.47	14.13	- -	- -	28.15	26.93
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	6.12	5.17	0.94	-3.74	-0.46	2.89	4.96

Credit (USD)

Credit Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	13	20	20	12	65	45	40	36
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	13	20	20	12	65	45	40	36
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.14	12.02	10.05	6.73	9.04	8.89	9.04	8.57
Long-Term Debt/Equity (%)	75.03	106.32	99.93	60.82	196.07	120.4	102.16	86.49
Long-Term Debt/Capital (%)	42.87	51.53	49.98	37.82	66.22	54.63	50.54	46.38
Long-Term Debt/Total Assets (%)	8.35	12.78	10.04	4.1	17.73	10.71	9.24	7.41
Total Debt/Equity (%)	75.03	106.32	99.93	60.82	196.07	120.4	102.16	86.49
Total Debt/Capital (%)	42.87	51.53	49.98	37.82	66.22	54.63	50.54	46.38
Total Debt/Total Assets (%)	8.35	12.78	10.04	4.1	17.73	10.71	9.24	7.41
Net Debt to Equity	-39.59	-126.31	-248.17	-329.59	-12.68	-11.53	-12.03	-31.78
Net Debt/Capital (%)	-29.23	-157.87	514.41	195.29	-4.47	-5.52	-6.33	-20.55
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	-1	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.14	12.02	10.05	6.73	9.04	8.89	9.04	8.57
Long-Term Debt/Equity (%)	75.03	106.32	99.93	60.82	196.07	120.4	102.16	86.49
Long-Term Debt/Capital (%)	42.87	51.53	49.98	37.82	66.22	54.63	50.54	46.38
Long-Term Debt/Total Assets (%)	8.35	12.78	10.04	4.1	17.73	10.71	9.24	7.41
Total Debt/Equity (%)	75.03	106.32	99.93	60.82	196.07	120.4	102.16	86.49
Total Debt/Capital (%)	42.87	51.53	49.98	37.82	66.22	54.63	50.54	46.38
Total Debt/Total Assets (%)	8.35	12.78	10.04	4.1	17.73	10.71	9.24	7.41
CFO/Total Liabilities	0.5	0.75	0.78	-0.04	0.06	0.61	0.42	0.76
CFO/CapEx	7.6	13.17	26.23	-0.69	0.45	4.14	15.22	11.99
Altman's Z-Score	0.1	0.14	0.1	0.08	0.09	0.08	0.08	0.08

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	14	20	17	19	30	25	22	22
- Cash & Cash Equivalents	7	24	51	65	4	4	5	13
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	13	20	20	12	65	45	40	36
Enterprise Value	20	16	-14	-34	91	66	57	45
Total Capital	30	39	41	32	98	82	79	78
Total Debt/Capital (%)	42.87	51.53	49.98	37.82	66.22	54.63	50.54	46.38
Total Debt / EV	0.65	1.27	-1.48	-0.35	0.71	0.68	0.7	0.8
EV/Sales	3.72	2.73	- -	- -	9.72	4.86	3.9	2.78
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	29.17	15.29	- -	- -	445.22	28.19	34.35	13.31
EV/Free Cash Flow to Firm	25.78	14.21	- -	- -	138.46	22.7	32.24	12.29
Diluted Market Cap	14	20	17	20	20	24	22	22
Diluted Enterprise Value	20	16	-14	-34	80	65	57	45
EV per Share	9.81	7.95	- -	- -	24.12	15.62	13.32	10.43
TTM Sales	5	6	6	6	9	14	15	16
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	1	1	1	- -	- -	2	2	3
TTM Free Cash Flow to Firm	1	1	1	- -	1	3	2	4

Multiples (USD)

Valuation Multiples API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	18.26	18	11.31	402.58	29.84	8.23	12.32	6.06
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	20	16	-14	-34	91	66	57	45
Low Price	6.5	6.7	6.05	8.26	7.15	5.03	4.75	5
EV/Sales	3.72	2.73	- -	- -	9.72	4.86	3.9	2.78
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	15.32	17.86	16.2	101.1	- -	- -	19.74	11.11
Price/Earnings Average	21.58	15.96	15.13	103.83	-21.41	-163.33	22.82	11.6
Price/Earnings High	23.42	19.02	19.36	119.19	-24.88	-213.13	24.58	12.93
Price/Earnings Low	14.64	12.13	11.88	87.91	-17.7	-122.52	18.38	10.79
Price/Book Value	0.8	1.03	0.81	0.97	0.91	0.68	0.56	0.53
Price/Book Value Average	1.13	0.92	0.75	0.99	0.98	0.76	0.65	0.56
Price/Book Value High	1.22	1.1	0.96	1.14	1.14	0.99	0.7	0.62
Price/Book Value Low	0.76	0.7	0.59	0.84	0.81	0.57	0.52	0.52
Price/Tangible Book Value	0.8	1.03	0.82	1.06	0.95	0.7	0.58	0.55
Price/Tangible Book Value Average	1.13	0.92	0.77	1.09	1.03	0.79	0.67	0.57
Price/Tangible Book Value High	1.22	1.1	0.98	1.25	1.19	1.03	0.72	0.64
Price/Tangible Book Value Low	0.76	0.7	0.6	0.92	0.85	0.59	0.54	0.53
Price/Sales	2.64	3.38	2.86	3.29	2.09	1.76	1.49	1.37
Price/Sales Average	3.71	3.02	2.67	3.38	2.26	1.97	1.72	1.43
Price/Sales High	4.03	3.6	3.42	3.88	2.63	2.57	1.85	1.6
Price/Sales Low	2.52	2.3	2.1	2.86	1.87	1.48	1.39	1.33
Price/Cash Flow	20.66	18.95	11.61	-176.44	95.97	10.22	13.13	6.56
Price/Cash Flow Average	29.11	16.94	10.84	-181.2	103.45	11.42	15.18	6.85
Price/Cash Flow High	31.6	20.18	13.88	-208.01	120.26	14.9	16.35	7.63
Price/Cash Flow Low	19.75	12.88	8.52	-153.41	85.56	8.57	12.23	6.37
Price/Free Cash Flow Average	25.73	16.09	10.56	413.43	32.17	9.2	14.24	6.32
Price/Free Cash Flow High	27.93	19.17	13.52	474.62	37.4	12	15.34	7.04
Price/Free Cash Flow Low	17.45	12.23	8.3	350.03	26.61	6.9	11.48	5.88
EV/Sales Average	4.78	2.37	- -	- -	9.97	5.08	4.13	2.84
EV/Sales High	5.09	2.95	- -	- -	10.54	5.72	4.26	3.01
EV/Sales Low	3.61	1.64	- -	- -	9.37	4.56	3.79	2.74
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	6.8	9.86	8.25	9.5	8.02	6	5.1	5.15
High Price	10.4	10.5	9.86	11.2	10.05	8.75	6.35	5.99
Enterprise Value Average	25	14	-15	-33	93	69	61	46
Enterprise Value High	27	17	-11	-31	99	78	63	49
Enterprise Value Low	19	10	-18	-36	88	62	56	45

Shares Outstanding	2	2	2	2	4	4	4	4
Diluted Weighted Avg Shares	2	2	2	2	2	4	4	4
Basic Weighted Avg Shares	2	2	2	2	2	4	4	4
Revenue per Share	2.58	2.92	2.89	2.89	3.83	3.41	3.42	3.75
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.44	0.55	0.51	0.09	-0.4	-0.04	0.26	0.46
Basic EPS from Cont Ops	0.44	0.55	0.51	0.09	-0.4	-0.04	0.26	0.46
Diluted EPS, GAAP	0.44	0.54	0.5	0.09	-0.4	-0.04	0.26	0.46
Diluted EPS from Cont Ops	0.44	0.54	0.5	0.09	-0.4	-0.04	0.26	0.46
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	0.33	0.52	0.71	-0.05	0.08	0.59	0.39	0.78
Free Cash Flow per Basic Share	0.29	0.48	0.68	-0.13	-0.1	0.45	0.36	0.72
Cash & Equivalents per Share	3.37	12.04	25.37	32.41	1.11	1.02	1.1	3.07
Book Value per Share	8.51	9.53	10.22	9.83	8.78	8.83	9.12	9.65
Tangible Book Value per Share	8.51	9.53	10.03	8.94	8.42	8.53	8.83	9.38

First Pacific Bancorp

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)