Greene County Bancorp, Inc. Financial Ratios — GCBC Stock

Profitability (USD)

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Return on Common Equity (%)	11.57	11.71	11.13	11.22	12.69	14.18	16.03	16.77	15.53	17.2	18.21	18.06	12.73	14	15.88
Return on Assets (%)	1.02	1.04	1	1.02	1.12	1.21	1.35	1.44	1.27	1.24	1.17	1.17	0.9	1.06	1.32
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	3.26	2.81	2.31	1.87	1.95	1.73	1.5	1.32	1.33	1.23	1.18	1.19	1.43	1.41	1.22
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	33.23	34.47	33.98	32.68	36.17	40.56	43.64	43.48	40.68	43.96	46.91	48.83	41.33	46	50.58
Profit Margin (%)	22.77	24.28	24.47	24.71	27.85	30.39	33.99	36.15	35.01	38.12	39.9	41.96	38.17	41.32	44.31
Net Income to Common Margin (%)	22.77	24.28	24.47	24.71	27.85	30.39	33.99	36.15	35.01	38.12	39.9	41.96	38.17	41.32	44.31
Effective Tax Rate (%)	31.49	29.55	27.99	24.38	23.01	25.06	22.13	16.85	13.92	13.3	14.95	14.07	7.64	10.18	12.41
Dvd Payout Ratio (%)	22.25	33.4	20.45	25.01	20.69	17.16	10.59	11.65	11.95	10.15	9.41	7.12	13.08	14.37	9.87
Sustainable Growth Rate (%)	9	7.8	8.85	8.42	10.07	11.74	14.34	14.81	13.67	15.45	16.5	16.77	11.06	11.99	14.31

Credit (USD)

Credit Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Total Debt	21	15	18	42	46	30	18	22	25	23	173	49	199	128	155
ST Debt	14	11	3	23	26	7	- -	8	18	3	124	- -	115	74	119
LT Debt	7	4	14	19	20	23	18	14	8	20	49	49	84	54	36
Total Debt/EBITDA	25.15	19.81	28.61	76.51	73.77	46.39	28.58	33.86	35.74	29.22	209.46	56.83	214.59	120.24	136.81
Net Debt/EBITDA	16.14	11.03	5.82	45.75	44.98	17.47	-16.91	-16.95	-26.72	-169.91	120.94	-173.97	6.37	-53	7.95
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.92	8.86	9.08	9.06	8.55	8.5	8.35	8.85	7.68	6.8	6.13	6.79	7.29	7.85	8.73
Long-Term Debt/Equity (%)	13.29	7.13	23.69	28.09	27.32	27.12	18.87	12.1	5.9	13.13	31.27	27	40.7	22.63	13.01
Long-Term Debt/Capital (%)	9.5	5.66	18.39	17.31	16.82	20.03	15.87	10.15	4.93	11.41	14.91	21.26	20.69	14.73	8.35
Long-Term Debt/Total Assets (%)	1.19	0.63	2.15	2.55	2.34	2.31	1.58	1.07	0.45	0.89	1.92	1.83	2.97	1.78	1.14
Total Debt/Equity (%)	39.88	26.02	28.84	62.31	62.45	35.38	18.87	19.22	19.78	15.14	109.7	27	96.67	53.62	55.84
Total Debt/Capital (%)	28.51	20.65	22.38	38.39	38.44	26.13	15.87	16.12	16.52	13.15	52.31	21.26	49.15	34.9	35.83
Total Debt/Total Assets (%)	3.56	2.3	2.62	5.65	5.34	3.01	1.58	1.7	1.52	1.03	6.73	1.83	7.05	4.21	4.87
Net Debt to Equity	25.6	14.49	5.87	37.26	38.08	13.32	-11.16	-9.62	-14.79	-88.03	63.34	-82.67	2.87	-23.63	3.24
Net Debt/Capital (%)	20.38	12.65	5.54	27.14	27.58	11.76	-12.57	-10.65	-17.36	-735.66	38.78	-477.14	2.79	-30.95	3.14
EBITDA	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
EBITDA-CapEx	1	1	- -	- -	- -	1	- -	- -	- -	- -	- -	-1	-1	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.92	8.86	9.08	9.06	8.55	8.5	8.35	8.85	7.68	6.8	6.13	6.79	7.29	7.85	8.73
Long-Term Debt/Equity (%)	13.29	7.13	23.69	28.09	27.32	27.12	18.87	12.1	5.9	13.13	31.27	27	40.7	22.63	13.01
Long-Term Debt/Capital (%)	9.5	5.66	18.39	17.31	16.82	20.03	15.87	10.15	4.93	11.41	14.91	21.26	20.69	14.73	8.35
Long-Term Debt/Total Assets (%)	1.19	0.63	2.15	2.55	2.34	2.31	1.58	1.07	0.45	0.89	1.92	1.83	2.97	1.78	1.14
Total Debt/Equity (%)	39.88	26.02	28.84	62.31	62.45	35.38	18.87	19.22	19.78	15.14	109.7	27	96.67	53.62	55.84
Total Debt/Capital (%)	28.51	20.65	22.38	38.39	38.44	26.13	15.87	16.12	16.52	13.15	52.31	21.26	49.15	34.9	35.83
Total Debt/Total Assets (%)	3.56	2.3	2.62	5.65	5.34	3.01	1.58	1.7	1.52	1.03	6.73	1.83	7.05	4.21	4.87
CFO/Total Liabilities	1.92	1.79	1.86	1.91	1.71	1.56	1.96	1.87	1.73	1.35	1.46	1.12	0.95	1	1.46
CFO/CapEx	31.65	55.27	19.8	17	46.83	184.84	63.8	36.71	23.95	22.13	33.64	18.29	16.54	40.49	57.08
Altman's Z-Score	0.23	0.24	0.26	0.25	0.24	0.3	0.31	0.28	0.2	0.19	0.21	0.25	0.26	0.22	0.27

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Accounts Receivable Turnover	9.48	9.81	9.93	10.14	9.7	9.63	9.33	8.87	7.61	7.86	8.4	6.93	4.89	4.92	5.52
Days Sales Outstanding	38.51	37.22	36.75	35.98	37.63	37.9	39.13	41.17	47.98	46.45	43.45	52.65	74.58	74.23	66.16
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Market Capitalization	78	90	112	120	138	231	289	251	190	239	386	507	574	378	572
- Cash & Cash Equivalents	8	6	14	17	18	18	29	32	45	154	73	201	193	185	146
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	21	15	18	42	46	30	18	22	25	23	173	49	199	128	155
Enterprise Value	4	29	60	59	66	151	158	118	-56	-283	77	75	230	-34	224
Total Capital	74	71	79	109	121	113	114	134	154	172	331	233	405	367	433
Total Debt/Capital (%)	28.51	20.65	22.38	38.39	38.44	26.13	15.87	16.12	16.52	13.15	52.31	21.26	49.15	34.9	35.83
Total Debt / EV	5.14	0.51	0.29	0.7	0.7	0.2	0.11	0.18	-0.46	-0.08	2.23	0.66	0.87	-3.75	0.69
EV/Sales	0.16	1.09	2.24	2.03	2.06	4.1	3.72	2.43	- -	- -	1.1	1.02	3.54	0.03	2.42
EV/EBITDA	4.89	38.96	97.02	108.53	105.17	236.92	248.64	184.39	- -	- -	93.81	85.81	247.72	1.92	197.23
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	0.39	2.78	5.26	4.62	4.87	10.74	7.64	5.44	- -	- -	2.19	2.66	9.23	0.07	5.29
EV/Free Cash Flow to Firm	0.38	2.73	5.01	4.37	4.77	10.69	7.52	5.3	- -	- -	2.13	2.52	8.7	0.07	5.2
Diluted Market Cap	78	91	113	121	138	232	289	251	190	239	386	507	574	- -	- -
Diluted Enterprise Value	92	99	117	146	166	243	279	240	171	108	486	356	580	-56	9
EV per Share	0.24	1.71	3.55	3.5	3.9	8.87	9.25	6.89	- -	- -	4.55	4.39	13.5	0.12	13.14
TTM Sales	26	26	27	29	32	37	42	48	53	63	70	73	65	75	93
TTM EBITDA	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	10	10	11	13	14	14	21	22	27	28	35	28	25	28	42
TTM Free Cash Flow to Firm	11	11	12	14	14	14	21	22	28	29	36	30	26	29	43

Multiples (USD)

Valuation Multiples API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Price/Free Cash Flow	7.34	8.64	9.46	8.93	9.95	16.39	13.78	11.31	6.83	8.25	10.59	17.12	21.73	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	4	29	60	59	66	151	158	118	-56	-283	77	75	230	-34	224
Low Price	4.16	4.63	5.25	6.3	6.75	8	11.08	14.25	7.51	10.13	13.62	17.5	22.34	20	21.25
EV/Sales	0.16	1.09	2.24	2.03	2.06	4.1	3.72	2.43	- -	- -	1.1	1.02	3.54	0.03	2.42
EV/EBITDA	4.89	38.96	97.02	108.53	105.17	236.92	248.64	184.39	- -	- -	93.81	85.81	247.72	1.92	197.23
Price/Earnings	13.32	14.14	17.19	16.71	15.37	20.65	20.03	14.37	10.16	10	13.78	16.48	23.17	- -	- -
Price/Earnings Average	12.81	13.47	16.38	16.32	14.91	15.8	18.51	15.55	11.97	8.76	11.86	15.11	19.41	- -	- -
Price/Earnings High	14.89	17.82	20.95	18.19	20.1	22.02	22.45	17.09	13.78	11.52	17.04	24.83	25.28	- -	- -
Price/Earnings Low	11.86	12.17	13.53	14.79	12.74	12.15	13.09	13.92	6.84	7.2	8.29	9.68	15.36	- -	- -
Price/Book Value	1.48	1.61	1.84	1.8	1.86	2.77	3.01	2.24	1.47	1.6	2.45	2.77	2.79	1.58	2.06
Price/Book Value Average	1.43	1.53	1.75	1.76	1.8	2.12	2.78	2.42	1.74	1.4	2.1	2.54	2.33	1.97	1.46
Price/Book Value High	1.66	2.03	2.24	1.96	2.43	2.95	3.37	2.66	2	1.84	3.02	4.17	3.04	2.66	2.08
Price/Book Value Low	1.32	1.38	1.45	1.59	1.54	1.63	1.97	2.17	0.99	1.15	1.47	1.63	1.85	1.43	1.3
Price/Tangible Book Value	1.48	1.61	1.84	1.8	1.86	2.77	3.01	2.24	1.47	1.6	2.45	2.77	2.79	1.58	2.06
Price/Tangible Book Value Average	1.43	1.53	1.75	1.76	1.8	2.12	2.78	2.42	1.74	1.4	2.1	2.54	2.33	1.97	1.46
Price/Tangible Book Value High	1.66	2.03	2.24	1.96	2.43	2.95	3.37	2.66	2	1.84	3.02	4.17	3.04	2.66	2.08
Price/Tangible Book Value Low	1.32	1.38	1.45	1.59	1.54	1.63	1.97	2.17	0.99	1.15	1.47	1.63	1.85	1.43	1.3
Price/Sales	3.03	3.43	4.21	4.13	4.28	6.28	6.81	5.19	3.56	3.81	5.5	6.92	8.85	- -	- -
Price/Sales Average	2.92	3.27	4.01	4.03	4.15	4.8	6.29	5.62	4.19	3.34	4.73	6.34	7.41	- -	- -
Price/Sales High	3.39	4.33	5.13	4.49	5.6	6.69	7.63	6.18	4.83	4.39	6.8	10.42	9.65	- -	- -
Price/Sales Low	2.7	2.96	3.31	3.65	3.55	3.69	4.45	5.03	2.4	2.75	3.31	4.06	5.86	- -	- -
Price/Cash Flow	7.5	8.72	9.86	9.39	10.14	16.45	13.96	11.62	7.12	8.63	10.91	18.05	23.04	- -	- -
Price/Cash Flow Average	7.21	8.3	9.39	9.17	9.84	12.58	12.9	12.57	8.39	7.55	9.39	16.55	19.3	- -	- -
Price/Cash Flow High	8.39	10.99	12.01	10.22	13.27	17.54	15.65	13.82	9.66	9.94	13.49	27.2	25.14	- -	- -
Price/Cash Flow Low	6.68	7.5	7.76	8.31	8.41	9.68	9.13	11.25	4.79	6.21	6.56	10.6	15.27	- -	- -
Price/Free Cash Flow Average	7.06	8.23	9.02	8.72	9.66	12.54	12.73	12.24	8.05	7.23	9.12	15.69	18.2	- -	- -
Price/Free Cash Flow High	8.21	10.89	11.53	9.72	13.02	17.48	15.45	13.45	9.27	9.51	13.1	25.79	23.71	- -	- -
Price/Free Cash Flow Low	6.54	7.43	7.45	7.9	8.25	9.64	9.01	10.95	4.6	5.95	6.37	10.05	14.4	- -	- -
EV/Sales Average	3.46	3.58	4.15	4.89	5.04	5.11	6.05	5.4	3.83	1.24	6.16	4.28	7.5	5.5	4.47
EV/Sales High	3.94	4.64	5.27	5.36	6.49	7	7.4	5.96	4.46	2.29	8.22	8.36	9.74	7.67	6.34
EV/Sales Low	3.24	3.27	3.45	4.51	4.43	4	4.21	4.81	2.03	0.65	4.73	2	5.95	3.77	4.01
EV/EBITDA Average	106.12	127.61	179.48	261.26	257.91	295.22	404.16	409.05	287.11	100.62	522.75	360.2	524.36	389.42	365
EV/EBITDA High	120.74	165.31	227.91	285.92	332	404.56	494.01	451.43	334.6	186	698.12	703.76	681.2	542.54	517.21
EV/EBITDA Low	99.5	116.39	149.24	240.98	226.89	231.04	281.04	364.44	152.63	52.64	401.69	168.13	416.26	266.75	326.99
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	4.67	5.38	6.67	7.12	8.14	13.6	16.95	14.71	11.15	14.06	22.65	29.8	33.71	22.22	33.59
High Price	5.22	6.78	8.13	7.75	10.65	14.5	19	17.5	15.13	16.2	28	44.9	36.78	37.25	33.92
Enterprise Value Average	89	94	111	142	162	188	257	261	205	78	432	314	487	415	414
Enterprise Value High	101	122	141	156	209	258	314	288	239	144	577	613	632	578	587
Enterprise Value Low	83	86	92	131	143	147	178	233	109	41	332	146	386	284	371

Shares Outstanding	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17
Diluted Weighted Avg Shares	17	17	17	17	17	17	17	17	17	17	17	17	17	- -	- -
Basic Weighted Avg Shares	17	17	17	17	17	17	17	17	17	17	17	17	17	- -	- -
Revenue per Share	1.54	1.57	1.59	1.72	1.9	2.17	2.49	2.83	3.14	3.69	4.12	4.31	3.81	- -	- -
EBITDA per Share	0.05	0.04	0.04	0.03	0.04	0.04	0.04	0.04	0.04	0.05	0.05	0.05	0.05	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.35	0.38	0.39	0.43	0.53	0.66	0.85	1.02	1.1	1.41	1.64	1.81	1.45	- -	- -
Basic EPS from Cont Ops	0.35	0.38	0.39	0.43	0.53	0.66	0.85	1.02	1.1	1.41	1.64	1.81	1.45	- -	- -
Diluted EPS, GAAP	0.35	0.38	0.38	0.42	0.53	0.66	0.84	1.02	1.1	1.41	1.64	1.81	1.45	- -	- -
Diluted EPS from Cont Ops	0.35	0.38	0.38	0.42	0.53	0.66	0.84	1.02	1.1	1.41	1.64	1.81	1.45	- -	- -
Dividend per Share	0.08	0.13	0.08	0.11	0.11	0.11	0.09	0.12	0.13	0.14	0.15	0.13	0.19	- -	- -
Cash Flow per Share	0.62	0.62	0.68	0.76	0.8	0.83	1.21	1.27	1.57	1.63	2.08	1.65	1.46	- -	- -
Free Cash Flow per Basic Share	0.6	0.61	0.64	0.71	0.79	0.82	1.2	1.23	1.5	1.56	2.01	1.56	1.37	- -	- -
Cash & Equivalents per Share	5.68	4.54	4.17	6.09	6.97	6.46	8.77	9.09	15.93	32.02	28.26	28.32	31.9	31.75	29.57
Book Value per Share	3.15	3.35	3.63	3.96	4.38	4.91	5.63	6.58	7.56	8.79	9.26	10.76	12.1	14.03	16.32
Tangible Book Value per Share	3.15	3.35	3.63	3.96	4.38	4.91	5.63	6.58	7.56	8.79	9.26	10.76	12.1	14.03	16.32

Greene County Bancorp, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)