1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Greene County Bancorp, Inc.

Greene County Bancorp, Inc.

GCBC
Greene County Bancorp, Inc.US flagNASDAQ Capital Market
25.56
USD
-0.34
- -
435.17MMarket Cap

Income Statement (USD)

APIChat
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Sales/Revenue/Turnover
25
26
26
27
29
32
37
42
48
53
63
70
73
65
75
+ Sales & Services Revenue
25
26
26
27
29
32
37
42
48
53
63
70
73
65
75
- Cost of Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cost of Goods & Services
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Profit
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Income
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Operating Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Selling, General & Admin
11
9
9
10
11
11
12
14
16
18
20
22
25
26
26
+ Research & Development
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Expense
-11
-9
-9
-10
-11
-11
-12
-14
-16
-18
-20
-22
-25
-26
-26
Operating Income (Loss)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Non-Operating (Income) Loss
-8
-9
-9
-9
-10
-12
-15
-19
-21
-22
-28
-33
-36
-27
-35
+ Interest Expense, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Interest Income
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
-8
-9
-9
-9
-10
-12
-15
-19
-21
-22
-28
-33
-36
-27
-35
Pretax Income
8
9
9
9
10
12
15
19
21
22
28
33
36
27
35
- Income Tax Expense (Benefit)
3
3
3
3
2
3
4
4
4
3
4
5
5
2
4
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
5
6
6
7
7
9
11
14
17
19
24
28
31
25
31
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
5
6
6
7
7
9
11
14
17
19
24
28
31
25
31
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
5
6
6
7
7
9
11
14
17
19
24
28
31
25
31
- Preferred Dividends
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
5
6
6
7
7
9
11
14
17
19
24
28
31
25
31
EBIT
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
EBITDA
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
EBITDA Margin (%)
3.01
3.26
2.81
2.31
1.87
1.95
1.73
1.5
1.32
1.33
1.23
1.18
1.19
1.43
1.41
EBITA
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Margin (%)
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
21.59
22.77
24.28
24.47
24.71
27.85
30.39
33.99
36.15
35.01
38.12
39.9
41.96
38.17
41.32
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.1
0.08
0.13
0.08
0.11
0.11
0.11
0.09
0.12
0.13
0.14
0.15
0.13
0.19
- -
Depreciation Expense
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
Basic Weighted Avg Shares
17
17
17
17
17
17
17
17
17
17
17
17
17
17
- -
Basic EPS, GAAP
0.32
0.35
0.38
0.39
0.43
0.53
0.66
0.85
1.02
1.1
1.41
1.64
1.81
1.45
- -
Basic EPS from Cont Ops
0.32
0.35
0.38
0.39
0.43
0.53
0.66
0.85
1.02
1.1
1.41
1.64
1.81
1.45
- -
Diluted Weighted Avg Shares
17
17
17
17
17
17
17
17
17
17
17
17
17
17
- -
Diluted EPS, GAAP
0.32
0.35
0.38
0.38
0.42
0.53
0.66
0.84
1.02
1.1
1.41
1.64
1.81
1.45
- -
Diluted EPS from Cont Ops
0.32
0.35
0.38
0.38
0.42
0.53
0.66
0.84
1.02
1.1
1.41
1.64
1.81
1.45
- -

Balance Sheet (USD)

APIChat
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Total Current Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash, Cash Equivalents & STI
10
95
76
70
103
118
110
150
155
271
545
481
482
543
504
+ Cash & Cash Equivalents
10
8
6
14
17
18
18
29
32
45
154
73
201
193
185
+ ST Investments
- -
88
70
56
86
100
91
121
123
227
391
408
281
350
320
+ Accounts & Notes Receiv
3
3
3
3
3
4
4
5
6
8
8
9
12
14
16
+ Accounts Receivable, Net
3
3
3
3
3
4
4
5
6
8
8
9
12
14
16
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
-13
-98
-79
-73
-106
-122
-114
-155
-161
-279
-553
-490
-494
-557
-521
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Property, Plant & Equip, Net
15
15
14
14
15
14
14
13
13
14
14
14
15
16
15
+ Property, Plant & Equip
24
24
25
22
23
23
23
23
24
25
26
27
29
27
28
- Accumulated Depreciation
9
9
10
8
8
9
9
10
11
11
12
13
14
12
13
+ LT Investments & Receivables
214
234
246
238
255
305
315
396
427
611
888
1,170
1,008
1,041
1,133
+ LT Investments
214
234
246
238
255
305
315
396
427
611
888
1,170
1,008
1,041
1,133
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
-230
-249
-261
-252
-270
-319
-329
-409
-440
-624
-902
-1,185
-1,023
-1,056
-1,148
+ Total Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Goodwill
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
-230
-249
-261
-252
-270
-319
-329
-409
-440
-624
-902
-1,185
-1,023
-1,056
-1,148
Total Assets
548
591
634
674
739
869
982
1,151
1,269
1,677
2,200
2,572
2,698
2,826
3,041
+ Payables & Accruals
3
5
4
6
7
9
10
12
15
21
23
28
28
- -
- -
+ Accounts Payable
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Accrued Taxes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
3
5
4
6
7
9
10
12
15
21
23
28
28
- -
- -
+ ST Debt
14
14
11
3
23
26
7
- -
8
18
3
124
- -
115
74
+ ST Borrowings
14
14
11
3
23
26
7
- -
8
18
3
124
- -
115
74
+ ST Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Liabilities
-18
-19
-15
-9
-30
-35
-17
-12
-23
-39
-26
-152
-28
-115
-74
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
-18
-19
-15
-9
-30
-35
-17
-12
-23
-39
-26
-152
-28
-115
-74
Total Current Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Debt
12
7
4
14
19
20
23
18
14
8
20
49
49
84
54
+ LT Borrowings
12
7
4
14
19
20
23
18
14
8
20
49
49
84
54
+ LT Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Liabilities
-12
-7
-4
-14
-19
-20
-23
-18
-14
-8
-20
-49
-49
-84
-54
+ Accrued Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
-12
-7
-4
-14
-19
-20
-23
-18
-14
-8
-20
-49
-49
-84
-54
Total Noncurrent Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Liabilities
499
538
577
613
672
794
899
1,055
1,157
1,548
2,051
2,414
2,515
2,620
2,802
+ Preferred Equity and Hybrid Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Share Capital & APIC
11
12
12
12
12
12
12
12
12
12
12
12
12
12
12
+ Common Stock
- -
- -
- -
- -
- -
1
1
1
1
1
1
2
2
2
2
+ Additional Paid in Capital
11
11
11
11
11
11
11
11
11
11
11
10
10
10
10
- Treasury Stock
1
1
1
1
1
1
- -
- -
- -
1
1
1
1
1
1
+ Retained Earnings
37
42
46
51
57
64
73
86
102
118
140
165
194
215
241
+ Other Equity
1
- -
-1
-1
-1
-1
-1
-2
-1
- -
-1
-18
-21
-20
-14
Equity Before Minority Interest
48
53
56
61
67
74
84
96
112
129
150
158
183
206
239
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
48
53
56
61
67
74
84
96
112
129
150
158
183
206
239
Total Liabilities & Equity
548
591
634
674
739
869
982
1,151
1,269
1,677
2,200
2,572
2,698
2,826
3,041
Shares Outstanding
17
17
17
17
17
17
17
17
17
17
17
17
17
17
17
Number of Employees
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Debt
16
13
8
4
25
28
11
-11
-11
-19
-132
100
-152
6
-56
Net Debt to Equity
33.97
25.6
14.49
5.87
37.26
38.08
13.32
-11.16
-9.62
-14.79
-88.03
63.34
-82.67
2.87
-23.63
Tangible Common Equity Ratio
8.78
8.92
8.86
9.08
9.06
8.55
8.5
8.35
8.85
7.68
6.8
6.13
6.79
7.29
7.85
Current Ratio
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash Conversion Cycle
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Cash Flow Statement (USD)

APIChat
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
+ Net Income
5
6
6
7
7
9
11
14
17
19
24
28
31
25
31
+ Depreciation & Amortization
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
+ Non-Cash Items
3
4
4
4
4
2
3
3
1
5
1
2
1
-1
-1
+ Stock-Based Compensation
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Income Taxes
- -
1
- -
- -
- -
-1
- -
- -
-1
-1
-2
-1
- -
- -
-1
+ Asset Impairment Charge
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Cash Adj
3
3
4
4
3
3
3
3
2
6
3
2
1
-1
- -
+ Chg in Non-Cash Work Cap
1
- -
-1
1
1
2
-1
3
2
3
2
5
-4
- -
-3
+ (Inc) Dec in Accts Receiv
- -
- -
- -
- -
- -
-1
- -
-1
-1
-2
- -
-1
-3
-2
-2
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
- -
1
- -
-1
- -
- -
- -
- -
-2
-1
- -
- -
- -
-4
+ Inc (Dec) in Accts Payable
- -
-1
-1
-1
2
1
-2
4
3
7
2
6
-1
2
3
+ Inc (Dec) in Other
1
1
- -
1
1
2
1
- -
- -
- -
- -
- -
- -
- -
- -
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
10
10
10
11
13
14
14
21
22
27
28
35
28
25
28
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
-1
- -
- -
-1
-1
- -
- -
- -
-1
-1
-1
-1
-2
-2
-1
+ Acq of Fixed Prod Assets
-1
- -
- -
-1
-1
- -
- -
- -
-1
-1
-1
-1
-2
-2
-1
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
-1
- -
- -
- -
- -
- -
+ Increase in Capital Stock
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Decrease in Capital Stock
- -
- -
- -
- -
- -
- -
- -
- -
- -
-1
- -
- -
- -
- -
- -
+ Net Change in LT Investment
-48
-21
-15
6
-17
-50
-12
-82
-31
-183
-283
-310
155
-32
-84
+ Dec in LT Investment
52
59
69
45
51
73
103
101
161
208
344
360
367
298
360
+ Inc in LT Investment
-99
-80
-84
-39
-69
-123
-115
-183
-191
-391
-627
-669
-212
-330
-444
+ Net Cash From Acq & Div
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash from Divestitures
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for Acq of Subs
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
-8
-27
-35
-42
-49
-82
-104
-81
-84
-213
-133
-161
-153
-96
-125
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
-57
-48
-50
-37
-67
-132
-116
-163
-115
-397
-417
-471
1
-129
-210
+ Dividends Paid
-2
-1
-2
-1
-2
-2
-2
-2
-2
-2
-2
-3
-2
-3
-4
+ Net Cash From Debt
-5
-5
-3
10
4
2
2
-4
3
4
-3
150
-124
34
-30
+ Cash From Debt
- -
- -
4
10
4
2
5
- -
9
18
20
153
- -
34
4
+ Repayments of Debt
-5
-5
-7
- -
- -
- -
-2
-4
-6
-14
-22
-3
-124
- -
-34
+ Other Financing Activities
54
42
43
24
53
120
102
159
95
381
504
207
225
67
209
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
47
36
38
33
55
119
102
153
97
382
499
355
99
98
175
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Changes in Cash
- -
-2
-2
8
2
- -
- -
10
3
11
109
-81
127
-6
-7
EBITDA
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
EBITDA Margin (%)
3.01
3.26
2.81
2.31
1.87
1.95
1.73
1.5
1.32
1.33
1.23
1.18
1.19
1.43
1.41
Free Cash Flow
9
10
10
11
12
13
14
20
21
26
26
34
27
23
27
Net Cash Paid for Acquisitions
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow to Firm
9
10
10
11
12
13
14
20
21
26
26
34
27
23
27
Free Cash Flow to Equity
4
5
7
21
16
15
16
16
24
29
24
185
-97
58
-3
Free Cash Flow per Basic Share
0.53
0.6
0.61
0.64
0.71
0.79
0.82
1.2
1.23
1.5
1.56
2.01
1.56
1.37
- -
Price/Free Cash Flow
6.42
7.34
8.64
9.46
8.93
9.95
16.39
13.78
11.31
6.83
8.25
10.59
17.12
21.73
- -
Cash Flow to Net Income
1.91
1.78
1.62
1.74
1.78
1.52
1.26
1.43
1.24
1.43
1.16
1.26
0.91
1.01
0.9
Capital Expenditures
-1
- -
- -
-1
-1
- -
- -
- -
-1
-1
-1
-1
-2
-2
-1