Vera Bradley, Inc. Financial Ratios — ELI Stock

Profitability (USD)

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Return on Common Equity (%)	61.51	43.28	26.17	14.25	9.67	6.94	2.47	7.16	5.36	2.81	5.55	-20.64	3.07	-28.34	-30.81
Return on Assets (%)	27.22	27.72	19.23	10.81	7.27	5.24	1.94	5.82	3.58	1.66	3.46	-12.96	2	-18.09	-17.7
Return on Capital (%)	41.79	38.42	25.32	14.25	9.67	6.94	2.47	7.16	4.41	1.67	3.42	- -	2.25	- -	- -
Return on Invested Capital (%)	40.2	39.79	25.62	15.2	9.57	6.87	2.4	6.85	3.76	2.54	4.46	- -	2.33	- -	- -
Gross Margin (%)	55.9	56.85	55.04	52.85	55.95	56.81	55.87	57.34	54.89	56.7	53.28	47.79	53.16	49.82	46.37
EBITDA Margin (%)	22.92	23.24	20.88	15.5	13.16	9.82	7.6	10.49	13.18	12.11	11.07	-12.24	11.34	0.47	-1.45
Operating Margin (%)	20.87	21.22	18.04	12.59	9.3	5.81	3.3	6.51	3.93	2.79	4.98	-4.84	3.03	-8.28	-11.46
Incremental Operating Margin (%)	45.21	23.39	375.46	144.65	271.4	111.05	42.31	- -	- -	23.79	19.18	126.26	- -	58.55	9.2
Pretax Margin (%)	20.62	21.09	17.93	12.51	9.24	5.77	3.39	6.78	4.15	2.53	4.93	-19.01	3.2	-8.8	-12.01
Profit Margin (%)	12.57	12.86	11.08	7.55	5.48	4.07	1.54	4.99	3.24	1.85	3.3	-11.95	2.04	-19.51	-17.74
Net Income to Common Margin (%)	12.57	12.86	11.08	7.55	5.48	4.07	1.54	4.99	3.24	1.85	3.3	-11.95	2.04	-19.51	-17.74
Effective Tax Rate (%)	39.05	35.93	36.83	35.86	40.68	29.54	54.42	26.46	25.85	9.89	24.13	- -	29.99	- -	- -
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	61.51	43.28	26.17	14.25	9.67	6.94	2.47	7.16	5.36	2.81	5.55	-20.64	3.07	-28.34	-30.81

Credit (USD)

Credit Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Total Debt	25	15	- -	- -	- -	- -	- -	- -	135	114	100	94	81	85	71
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	21	22	19	20	18	19	19
LT Debt	25	15	- -	- -	- -	- -	- -	- -	114	92	81	75	63	66	52
Total Debt/EBITDA	0.24	0.12	- -	- -	- -	- -	- -	- -	2.07	2.01	1.66	-1.54	1.86	56.7	-18
Net Debt/EBITDA	0.19	0.04	-0.53	-1.42	-1.48	-1.81	-1.99	-2.6	-0.77	-1.13	-1.48	0.76	-1.78	-19.02	4.72
Total Debt/EBIT	0.26	0.13	- -	- -	- -	- -	- -	- -	6.94	8.71	3.7	-0.99	6.97	-2.96	-2.21
Net Debt/EBIT	0.21	0.05	-0.62	-1.75	-2.09	-3.06	-4.59	-4.19	-2.56	-4.91	-3.29	0.49	-6.65	0.99	0.58
EBITDA to Interest Expense	92.09	- -	- -	- -	- -	- -	- -	- -	- -	47.12	227.45	-399.81	- -	- -	-8.48
EBITDA-CapEx/Interest Expense	75.67	- -	- -	- -	- -	- -	- -	- -	- -	42.35	206.58	-453.66	- -	- -	-15.6
EBIT to Interest Expense	83.85	- -	- -	- -	- -	- -	- -	- -	- -	10.86	102.32	-158.27	- -	- -	-66.91
Interest Expense	1	- -	- -	- -	- -	- -	- -	- -	- -	1	- -	- -	- -	- -	- -
Common Equity/Total Assets	56.49	70.05	76.3	75.4	74.93	75.98	81.35	81.38	56.77	61.29	63.27	62.15	68.26	58.35	56.25
Long-Term Debt/Equity (%)	20.24	7.74	- -	- -	- -	- -	- -	- -	34.08	26.55	22.56	28.49	24.07	37.05	39.44
Long-Term Debt/Capital (%)	16.82	7.18	- -	- -	- -	- -	- -	- -	24.26	19.96	17.66	20.95	18.35	25.09	25.68
Long-Term Debt/Total Assets (%)	11.43	5.42	- -	- -	- -	- -	- -	- -	21.26	17.82	15.62	18.46	16.43	21.62	22.18
Total Debt/Equity (%)	20.31	7.77	- -	- -	- -	- -	- -	- -	40.48	33.03	27.78	36.01	31.16	47.68	53.58
Total Debt/Capital (%)	16.88	7.21	- -	- -	- -	- -	- -	- -	28.81	24.83	21.74	26.48	23.76	32.29	34.89
Total Debt/Total Assets (%)	11.47	5.44	- -	- -	- -	- -	- -	- -	25.25	22.16	19.24	23.33	21.27	27.82	30.14
Net Debt to Equity	16.34	2.83	-23.21	-39.47	-34.24	-30.44	-24.1	-38.51	-14.95	-18.62	-24.67	-17.78	-29.74	-16	-14.06
Net Debt/Capital (%)	14.04	2.75	-30.22	-65.22	-52.08	-43.75	-31.75	-62.63	-11.91	-16.27	-23.93	-15.04	-29.32	-12.15	-10.08
EBITDA	106	125	111	79	66	48	35	44	65	57	60	-61	44	2	-4
EBITDA-CapEx	87	89	88	42	40	27	23	35	52	51	54	-69	40	-9	-7
Operating Income (Loss)	96	114	96	64	47	28	15	27	19	13	27	-24	12	-26	-31

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Cash Ratio	0.08	0.18	1.08	1.78	1.47	1.86	3.05	3.05	0.67	0.85	1.13	0.69	1.33	0.49	0.37
Current Ratio	2.77	3.76	4.53	4.25	3.81	4.09	6.01	5.8	2.5	3.35	3.58	3.35	3.88	2.84	2.37
Quick Ratio	0.72	0.84	1.61	2.33	1.95	2.29	3.55	3.43	0.96	1.3	1.52	1.03	1.63	0.74	0.72
CFO/Avg Current Liab	0.8	0.91	1.63	1.76	0.67	1.01	0.83	1.04	0.31	0.25	0.51	-0.18	0.76	-0.24	-0.18
Common Equity/Total Assets	56.49	70.05	76.3	75.4	74.93	75.98	81.35	81.38	56.77	61.29	63.27	62.15	68.26	58.35	56.25
Long-Term Debt/Equity (%)	20.24	7.74	- -	- -	- -	- -	- -	- -	34.08	26.55	22.56	28.49	24.07	37.05	39.44
Long-Term Debt/Capital (%)	16.82	7.18	- -	- -	- -	- -	- -	- -	24.26	19.96	17.66	20.95	18.35	25.09	25.68
Long-Term Debt/Total Assets (%)	11.43	5.42	- -	- -	- -	- -	- -	- -	21.26	17.82	15.62	18.46	16.43	21.62	22.18
Total Debt/Equity (%)	20.31	7.77	- -	- -	- -	- -	- -	- -	40.48	33.03	27.78	36.01	31.16	47.68	53.58
Total Debt/Capital (%)	16.88	7.21	- -	- -	- -	- -	- -	- -	28.81	24.83	21.74	26.48	23.76	32.29	34.89
Total Debt/Total Assets (%)	11.47	5.44	- -	- -	- -	- -	- -	- -	25.25	22.16	19.24	23.33	21.27	27.82	30.14
CFO/Total Liabilities	53.94	61.99	110.89	111.85	45.34	72.65	65.22	64.59	10.25	12.24	25.05	-9.42	39.71	-11.04	-9.74
CFO/CapEx	2.73	1.43	3.84	2.8	1.64	3.14	3.61	5.35	1.55	3.6	7.26	-1.63	12.73	-1.36	-3.03
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.9	2.66	2.5

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Accounts Receivable Turnover	12.73	14.69	16.59	16.81	16.04	17.8	23.39	26.7	24.83	18.07	22.41	23.37	19.57	20.63	17.34
Days Sales Outstanding	28.67	24.84	22	21.71	22.76	20.51	15.61	13.67	14.7	20.2	16.28	15.62	18.65	17.69	21.05
Inventory Turnover	2	1.94	1.78	2.04	2.09	1.94	2.11	1.98	2.08	1.53	1.76	1.82	1.38	1.53	1.73
Days Inventory Outstanding	182.92	188.34	205.29	178.96	174.74	187.7	172.93	184.46	175.78	238.55	206.92	200.78	264.54	239.26	211.23
Accounts Payable Turnover	7.45	12.14	11.46	6.64	8.23	6.94	8.07	12.9	14.67	9.32	8.89	10.17	9.03	8.49	7.73
Accounts Payable Turnover Days	48.98	30.07	31.86	54.94	44.36	52.59	45.21	28.29	24.88	39.16	41.06	35.91	40.43	42.99	47.25
Cash Conversion Cycle	162.61	183.11	195.43	145.73	153.13	155.62	143.33	169.84	165.6	219.59	182.15	180.49	242.76	213.97	185.03
Inventory to Cash Days	-154.25	-163.5	-183.29	-157.25	-151.98	-167.19	-157.33	-170.79	-161.08	-218.35	-190.64	-185.16	-245.89	-221.57	-190.18
Inventories	107	132	137	98	114	102	88	92	124	141	145	142	118	91	76
Raw Materials	11	19	11	6	- -	- -	- -	- -	1	- -	- -	- -	- -	- -	- -
Work In Process	1	1	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	96	111	125	92	113	102	91	92	123	141	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	3	- -	1	- -	- -	145	142	118	91	76

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	237	103	67
- Cash & Cash Equivalents	5	10	59	112	98	86	69	113	50	64	88	47	77	29	19
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	30	30	31	11	- -	- -	- -
+ Total Debt	25	15	- -	- -	- -	- -	- -	- -	135	114	100	94	81	85	71
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	240	159	119
Total Capital	149	209	255	284	285	284	285	295	469	459	458	356	341	264	202
Total Debt/Capital (%)	16.88	7.21	- -	- -	- -	- -	- -	- -	28.81	24.83	21.74	26.48	23.76	32.29	34.89
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.34	0.54	0.59
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.63	0.5	0.44
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.52	105.95	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.7	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.01	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.44	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	241	107	67
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	244	164	119
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.8	5.76	4.25
TTM Sales	461	536	531	509	503	486	455	416	495	468	540	500	384	319	270
TTM EBITDA	106	125	111	79	66	48	35	44	65	57	60	-61	44	2	-4
TTM Operating Income	96	114	96	64	47	28	15	27	19	13	27	-24	12	-26	-31
TTM Cash Flow to Firm	52	51	88	104	43	65	43	44	21	22	40	- -	48	- -	- -
TTM Free Cash Flow to Firm	33	16	65	67	17	44	31	35	7	16	35	- -	44	- -	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.44	-4.38	-5.04
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.7	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	240	159	119
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.81	3.31	1.47
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.63	0.5	0.44
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.52	105.95	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	30.22	- -	- -
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	29.32	- -	- -
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	30.94	- -	- -
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	26.8	- -	- -
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.91	0.57	0.51
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.88	0.93	0.5
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.93	1.27	0.79
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.81	0.51	0.31
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.94	0.57	0.51
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.91	0.93	0.5
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.96	1.27	0.79
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.83	0.51	0.31
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.62	0.34	0.25
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.6	0.54	0.24
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.63	0.75	0.39
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.55	0.3	0.15
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.94	-7.61	-6.7
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.79	-12.3	-6.59
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.05	-16.89	-10.42
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.38	-6.79	-4.11
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.28	-7.09	-4.95
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.57	-9.73	-7.84
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.82	-3.91	-3.09
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.61	0.7	0.44
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.64	0.89	0.58
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.56	0.47	0.35
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.36	148.04	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.65	189.2	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.91	98.6	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20.09	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	21.18	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	18.39	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.68	3.71	2.39
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.86	8.23	3.72
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	233	223	118
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	246	285	156
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	214	148	93

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Shares Outstanding	41	41	41	40	38	36	35	34	34	33	33	31	31	28	28
Diluted Weighted Avg Shares	41	41	41	41	39	37	36	35	34	34	34	32	31	29	28
Basic Weighted Avg Shares	41	41	41	41	39	37	36	35	34	33	34	32	31	29	28
Revenue per Share	11.38	13.21	13.08	12.55	12.96	13.19	12.66	11.81	14.57	14.02	16	15.87	12.44	11.02	9.66
EBITDA per Share	2.61	3.07	2.73	1.94	1.7	1.3	0.96	1.24	1.92	1.7	1.77	-1.94	1.41	0.05	-0.14
Operating Income per Share	2.37	2.8	2.36	1.58	1.2	0.77	0.42	0.77	0.57	0.39	0.8	-0.77	0.38	-0.91	-1.11
Basic EPS, GAAP	1.43	1.7	1.45	0.95	0.71	0.54	0.2	0.59	0.47	0.26	0.53	-1.9	0.25	-2.15	-1.71
Basic EPS from Cont Ops	1.43	1.79	1.48	1.01	0.71	0.54	0.2	0.59	0.45	0.32	0.6	-2.52	0.28	-1.15	-1.17
Diluted EPS, GAAP	1.43	1.7	1.45	0.95	0.71	0.53	0.19	0.59	0.47	0.26	0.52	-1.9	0.25	-2.15	-1.71
Diluted EPS from Cont Ops	1.43	1.78	1.48	1	0.71	0.53	0.19	0.59	0.44	0.32	0.59	-2.52	0.27	-1.15	-1.17
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	1.27	1.27	2.16	2.56	1.12	1.77	1.19	1.24	0.61	0.62	1.18	-0.43	1.56	-0.49	-0.36
Free Cash Flow per Basic Share	0.81	0.38	1.6	1.64	0.44	1.21	0.86	1.01	0.22	0.45	1.02	-0.69	1.43	-0.85	-0.48
Cash & Equivalents per Share	0.12	0.24	1.46	2.8	2.59	3.22	3.47	3.87	1.76	1.96	2.67	1.51	2.51	1.03	0.66
Book Value per Share	3.06	4.79	6.28	7.1	7.57	7.84	8.05	8.58	9.07	9.42	9.87	8.17	8.44	6.46	4.71
Tangible Book Value per Share	3.06	4.79	6.28	7.1	7.57	7.84	8.05	8.58	6.07	6.68	7.2	7.65	8.19	6.46	4.71