Great American Bancorp, Inc. Financial Ratios — GTPS Stock

Profitability (USD)

	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	10.16	8.04	8.25	12.36	8.76	6.86	2.89	5.46	8.13	6.65	2.14	5.76	12.09	16.16	13.07
Return on Assets (%)	1.13	0.9	0.91	1.42	1.06	0.81	0.3	0.56	0.86	0.65	0.18	0.49	1.21	1.9	1.69
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	5.22	4.55	4.6	6.53	4.73	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	38.65	28.86	32.8	38.59	31.52	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	33.12	26.94	26.06	33.36	26.29	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	78.93	154.99	-88.24	75.61	86.86	779.23	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	33.12	26.94	26.06	33.36	26.29	20.76	14.83	15.46	22.29	19.53	7.21	16.62	28.62	36.47	32.95
Profit Margin (%)	20.39	16.54	16.27	20.58	16.42	12.92	5.65	10.68	15.59	13.63	4.77	12.24	21.68	27.17	24.38
Net Income to Common Margin (%)	20.39	16.54	16.27	20.58	16.42	12.92	5.65	10.68	15.59	13.63	4.77	12.24	21.68	27.17	24.38
Effective Tax Rate (%)	38.44	38.6	37.57	38.31	37.56	37.78	61.89	30.95	30.06	30.22	33.89	26.36	24.25	25.51	26.03
Dvd Payout Ratio (%)	19.59	23.33	22.31	14.9	18.84	- -	51.24	25.45	19.01	23.4	69.85	25.14	11.88	9.43	10.89
Sustainable Growth Rate (%)	8.17	6.16	6.41	10.52	7.11	6.86	1.41	4.07	6.59	5.09	0.65	4.31	10.65	14.64	11.65

Credit (USD)

Credit Ratios API ChatGPT

	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	15	13	15	16	13	14	- -	- -	- -	4	- -	- -	- -	- -	- -
ST Debt	- -	- -	3	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	15	13	12	16	13	14	- -	- -	- -	4	- -	- -	- -	- -	- -
Total Debt/EBITDA	4.16	5.07	5.11	4.02	4.54	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	-4.8	-0.41	0.74	1.51	-0.38	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	4.85	5.43	6.43	4.65	5.45	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	-5.6	-0.44	0.94	1.74	-0.46	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.32	11.06	11.07	11.98	12.31	11.27	9.94	10.58	10.66	9.14	8.08	8.94	11.17	12.32	13.56
Long-Term Debt/Equity (%)	79.21	73.71	67.87	92.62	74.32	86.1	- -	- -	- -	21.48	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	44.2	42.43	36.72	47.69	42.23	46.27	- -	- -	- -	17.68	- -	- -	- -	- -	- -
Long-Term Debt/Total Assets (%)	8.97	8.15	7.51	11.1	9.15	9.71	- -	- -	- -	1.96	- -	- -	- -	- -	- -
Total Debt/Equity (%)	79.21	73.71	84.83	94.24	75.96	86.1	- -	- -	- -	21.48	- -	- -	- -	- -	- -
Total Debt/Capital (%)	44.2	42.43	45.9	48.52	43.17	46.27	- -	- -	- -	17.68	- -	- -	- -	- -	- -
Total Debt/Total Assets (%)	8.97	8.15	9.39	11.29	9.35	9.71	- -	- -	- -	1.96	- -	- -	- -	- -	- -
Net Debt to Equity	-91.53	-6.02	12.35	35.35	-6.37	-0.39	-365.06	-340.57	-379.77	-553.82	-670.55	-155.54	-187.56	-88.25	-115.44
Net Debt/Capital (%)	-1,080.67	-6.41	10.99	26.12	-6.8	-0.39	137.73	141.57	135.74	128.1	117.53	280.03	214.21	-750.76	747.52
EBITDA	4	3	3	4	3	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	4	3	3	4	3	- -	- -	- -	- -	-1	- -	- -	-1	- -	- -
Operating Income (Loss)	3	2	2	4	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.32	11.06	11.07	11.98	12.31	11.27	9.94	10.58	10.66	9.14	8.08	8.94	11.17	12.32	13.56
Long-Term Debt/Equity (%)	79.21	73.71	67.87	92.62	74.32	86.1	- -	- -	- -	21.48	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	44.2	42.43	36.72	47.69	42.23	46.27	- -	- -	- -	17.68	- -	- -	- -	- -	- -
Long-Term Debt/Total Assets (%)	8.97	8.15	7.51	11.1	9.15	9.71	- -	- -	- -	1.96	- -	- -	- -	- -	- -
Total Debt/Equity (%)	79.21	73.71	84.83	94.24	75.96	86.1	- -	- -	- -	21.48	- -	- -	- -	- -	- -
Total Debt/Capital (%)	44.2	42.43	45.9	48.52	43.17	46.27	- -	- -	- -	17.68	- -	- -	- -	- -	- -
Total Debt/Total Assets (%)	8.97	8.15	9.39	11.29	9.35	9.71	- -	- -	- -	1.96	- -	- -	- -	- -	- -
CFO/Total Liabilities	2.28	2.76	1.34	1.88	1.62	- -	0.66	0.97	0.56	-0.31	1.22	0.42	0.78	1.46	1.46
CFO/CapEx	- -	- -	- -	- -	- -	- -	8.93	6.93	9.67	-1.04	15.5	11.57	2.52	10.41	6.11
Altman's Z-Score	0.34	0.36	0.35	0.46	0.48	0.4	0.36	0.38	0.38	0.32	0.29	0.31	0.38	0.43	0.46

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover

- -

Days Sales Outstanding

- -

Inventory Turnover

- -

Days Inventory Outstanding

- -

Accounts Payable Turnover

- -

Accounts Payable Turnover Days

- -

Cash Conversion Cycle

- -

Inventory to Cash Days

- -

Inventories

- -

Raw Materials

- -

Work In Process

- -

Finished Goods

- -

Other Inventory

- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	15	17	13	16	23	20	13	12	14	13	14	12	13	17	24
- Cash & Cash Equivalents	32	14	13	10	14	14	63	60	70	103	125	30	40	21	31
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	15	13	15	16	13	14	- -	- -	- -	4	- -	- -	- -	- -	- -
Enterprise Value	-3	16	16	22	22	20	-50	-48	-56	-87	-111	-18	-27	-4	-7
Total Capital	34	31	33	34	31	30	17	18	18	23	19	20	21	24	27
Total Debt/Capital (%)	44.2	42.43	45.9	48.52	43.17	46.27	- -	- -	- -	17.68	- -	- -	- -	- -	- -
Total Debt / EV	-5.58	0.79	0.96	0.73	0.61	0.71	- -	- -	- -	-0.05	- -	- -	- -	- -	- -
EV/Sales	- -	1.84	1.74	2.13	2.35	2.2	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	6.38	5.3	5.52	7.44	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	6.84	6.67	6.39	8.92	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	4.18	8.17	9.37	10.77	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	4.18	8.17	9.37	10.77	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	17	20	15	18	23	20	13	12	14	13	14	13	14	18	- -
Diluted Enterprise Value	- -	19	17	24	22	20	-50	-48	-56	-86	-111	-18	-26	-3	-31
EV per Share	- -	22.27	21.18	32.57	32.34	32.15	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	9	9	9	11	9	9	9	9	9	9	8	9	11	13	14
TTM EBITDA	4	3	3	4	3	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	3	2	2	4	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	3	4	2	2	2	- -	1	1	1	-1	3	1	1	2	2
TTM Free Cash Flow to Firm	3	4	2	2	2	- -	1	2	1	- -	3	1	2	3	3

Multiples (USD)

Valuation Multiples API ChatGPT

	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	5.08	5.08	7.63	7.44	11.59	- -	11.51	7.53	14.86	-577.28	5.07	13.88	7.43	6.57	- -
EV/EBIT	- -	6.84	6.67	6.39	8.92	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-3	16	16	22	22	20	-50	-48	-56	-87	-111	-18	-27	-4	-7
Low Price	19	28.02	23	26.49	30.15	30	27.15	28.62	28.62	21	30.25	31	31	34.7	47
EV/Sales	- -	1.84	1.74	2.13	2.35	2.2	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	6.38	5.3	5.52	7.44	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	8.29	12.28	9.22	7.89	15.25	17.12	27.39	13.07	9.62	10.32	35.07	11.44	5.54	4.86	- -
Price/Earnings Average	6.8	11.13	10.61	7.47	13.9	17.32	29.01	14.76	9.48	9.92	34.26	11.99	5.33	4.19	- -
Price/Earnings High	14.39	18.39	18.61	11.58	15.47	18.31	31.9	15.53	9.92	11.58	36.36	12.92	5.67	5.22	- -
Price/Earnings Low	8.33	14.52	11.65	8.83	13.52	15.93	24.75	13.07	8.35	7.16	31.2	11.44	4.95	3.59	- -
Price/Book Value	0.77	0.99	0.76	0.94	1.31	1.22	0.75	0.7	0.76	0.67	0.75	0.63	0.63	0.72	0.89
Price/Book Value Average	0.63	0.9	0.87	0.89	1.19	1.23	0.8	0.79	0.75	0.65	0.73	0.66	0.6	0.62	0.77
Price/Book Value High	1.34	1.48	1.53	1.38	1.33	1.3	0.87	0.83	0.79	0.76	0.78	0.72	0.64	0.77	0.91
Price/Book Value Low	0.78	1.17	0.96	1.05	1.16	1.13	0.68	0.7	0.66	0.47	0.67	0.63	0.56	0.53	0.62
Price/Tangible Book Value	0.77	0.99	0.78	0.97	1.35	1.26	0.77	0.72	0.79	0.69	0.77	0.65	0.64	0.73	0.9
Price/Tangible Book Value Average	0.63	0.9	0.89	0.92	1.23	1.27	0.82	0.81	0.77	0.67	0.75	0.68	0.62	0.63	0.78
Price/Tangible Book Value High	1.34	1.48	1.57	1.42	1.37	1.34	0.9	0.85	0.81	0.78	0.8	0.73	0.66	0.79	0.93
Price/Tangible Book Value Low	0.78	1.17	0.98	1.08	1.19	1.17	0.7	0.72	0.68	0.48	0.68	0.65	0.57	0.54	0.63
Price/Sales	1.69	2.03	1.5	1.62	2.5	2.21	1.55	1.4	1.5	1.41	1.67	1.4	1.2	1.32	- -
Price/Sales Average	1.39	1.84	1.73	1.54	2.28	2.24	1.64	1.58	1.48	1.35	1.63	1.47	1.16	1.14	- -
Price/Sales High	2.94	3.04	3.03	2.38	2.54	2.37	1.8	1.66	1.55	1.58	1.73	1.58	1.23	1.42	- -
Price/Sales Low	1.7	2.4	1.9	1.82	2.22	2.06	1.4	1.4	1.3	0.98	1.49	1.4	1.07	0.97	- -
Price/Cash Flow	4.66	4.61	7.05	7.14	11.49	- -	12.8	8.62	16.4	-21.9	5.39	15.08	10.38	7.2	- -
Price/Cash Flow Average	3.82	4.18	8.11	6.76	10.48	- -	13.55	9.73	16.17	-21.05	5.27	15.81	9.99	6.21	- -
Price/Cash Flow High	8.09	6.9	14.23	10.48	11.66	- -	14.9	10.24	16.92	-24.58	5.59	17.03	10.62	7.74	- -
Price/Cash Flow Low	4.68	5.45	8.9	7.99	10.19	- -	11.56	8.62	14.24	-15.2	4.8	15.08	9.28	5.32	- -
Price/Free Cash Flow Average	4.17	4.61	8.78	7.04	10.57	- -	12.19	8.51	14.65	-554.95	4.95	14.55	7.15	5.67	- -
Price/Free Cash Flow High	8.83	7.61	15.4	10.92	11.76	- -	13.4	8.95	15.33	-647.89	5.25	15.67	7.6	7.06	- -
Price/Free Cash Flow Low	5.11	6.01	9.64	8.32	10.28	- -	10.4	7.53	12.91	-400.75	4.51	13.88	6.64	4.85	- -
EV/Sales Average	- -	1.66	1.96	2.05	2.13	2.23	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales High	0.87	2.82	3.26	2.85	2.38	2.36	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales Low	- -	2.2	2.13	2.31	2.07	2.05	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	-1.47	5.74	5.98	5.3	6.75	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	2.24	9.76	9.94	7.4	7.56	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	-0.72	7.62	6.5	6	6.56	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	-1.72	6.15	7.53	6.14	8.1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	2.62	10.45	12.51	8.56	9.06	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	-0.84	8.16	8.18	6.94	7.86	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	18.9	23.71	18.21	23.68	34	32.25	30.05	28.62	32.95	30.25	34	31	34.7	47	67
High Price	32.82	35.49	36.75	34.75	34.5	34.5	34.99	34	34	33.95	35.25	35	35.5	50.5	69
Enterprise Value Average	-5	15	18	21	20	20	-49	-46	-56	-87	-111	-17	-27	-6	-10
Enterprise Value High	8	25	29	30	22	21	-48	-46	-55	-85	-110	-16	-26	-3	-6
Enterprise Value Low	-3	20	19	24	19	18	-51	-48	-58	-90	-112	-18	-28	-8	-14

Shares Outstanding	1	1	1	1	1	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Weighted Avg Shares	1	1	1	1	1	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic Weighted Avg Shares	1	1	1	1	1	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
Revenue per Share	11.18	11.67	12.14	14.58	13.58	14.58	19.41	20.51	21.98	21.51	20.33	22.14	28.89	35.6	- -
EBITDA per Share	4.32	3.37	3.98	5.63	4.28	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	3.7	3.14	3.16	4.86	3.57	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	2.28	1.93	1.97	3	2.23	1.88	1.1	2.19	3.43	2.93	0.97	2.71	6.26	9.67	- -
Basic EPS from Cont Ops	2.28	1.93	1.97	3	2.23	1.88	1.1	2.19	3.43	2.93	0.97	2.71	6.26	9.67	- -
Diluted EPS, GAAP	2.09	1.75	1.82	2.88	2.21	1.88	1.1	2.19	3.43	2.93	0.97	2.71	6.26	9.67	- -
Diluted EPS from Cont Ops	2.09	1.75	1.82	2.88	2.21	1.88	1.1	2.19	3.43	2.93	0.97	2.71	6.26	9.67	- -
Dividend per Share	0.45	0.45	0.44	0.45	0.42	- -	0.56	0.56	0.65	0.69	0.68	0.68	0.74	0.91	- -
Cash Flow per Share	4.06	5.15	2.58	3.32	2.96	- -	2.35	3.32	2.01	-1.38	6.3	2.06	3.34	6.52	- -
Free Cash Flow per Basic Share	4.06	5.15	2.58	3.32	2.96	- -	2.09	2.84	1.8	-2.71	5.9	1.88	2.02	5.9	- -
Cash & Equivalents per Share	41.72	19.13	17.44	14.81	21.4	22.88	146	139.64	163.68	248.6	304.46	76.09	103.6	57.73	87.18
Book Value per Share	24.44	23.99	24.06	25.15	25.99	26.45	39.99	41	43.1	44.89	45.41	48.92	55.23	65.42	75.52
Tangible Book Value per Share	24.44	23.99	23.4	24.44	25.27	25.66	38.87	39.88	41.96	43.72	44.22	47.71	53.98	64.08	74.16

Great American Bancorp, Inc.