High Country Bancorp, Inc. Financial Ratios — HCBC Stock

Profitability (USD)

	2000 Y	2001 Y	2002 Y	2003 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2000	06/30/2001	06/30/2002	06/30/2003	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Return on Common Equity (%)	6.13	7.79	10.23	11.51	13.09	11.88	9.81	15.93	14.06	13.47	11.39	12.1	8.38	8.8	10.67
Return on Assets (%)	0.83	0.85	0.99	1.07	1.32	1.24	0.95	1.5	1.43	1.32	0.99	1.02	0.71	0.72	0.88
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	16.89	16.54	20.51	13.6	3.01	2.7	2.87	2.55	2.84	4.03	4.84	4.4	3.61	3.5	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	208.21	129.37	128.53	116.58	36.45	35.5	29.89	33.65	31.48	30.41	26.9	28.45	20.41	19.49	23.24
Profit Margin (%)	130.86	79.04	79.63	71.34	24.68	23.65	17.28	25.85	23.47	22.85	20.51	21.94	15.8	15.11	18.1
Net Income to Common Margin (%)	130.86	79.04	79.63	71.34	24.68	23.65	17.28	25.85	23.47	22.85	20.51	21.94	15.8	15.11	18.1
Effective Tax Rate (%)	37.15	38.9	38.05	38.81	32.3	33.38	42.19	23.17	25.45	24.85	23.74	22.88	22.58	22.45	22.09
Dvd Payout Ratio (%)	45.97	38.53	25.44	21.74	64.76	61.13	75.82	45.62	31	40.16	45.7	42.11	59.33	53.85	- -
Sustainable Growth Rate (%)	3.31	4.79	7.62	9.01	4.61	4.62	2.37	8.66	9.7	8.06	6.19	7.01	3.41	4.06	10.67

Credit (USD)

Credit Ratios API ChatGPT

	2000 Y	2001 Y	2002 Y	2003 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2000	06/30/2001	06/30/2002	06/30/2003	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Total Debt	36	44	43	39	- -	- -	- -	- -	10	- -	- -	23	45	44	29
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	36	44	43	39	- -	- -	- -	- -	10	- -	- -	23	45	44	29
Total Debt/EBITDA	268.29	165.75	99.05	105.9	0.36	0.29	0.2	0.15	20.04	- -	- -	24.84	61.1	53.2	- -
Net Debt/EBITDA	235.76	155.38	92.38	91.01	-47.46	-48.62	-33.64	-25.84	-24.17	-75.61	-79.48	14.05	46.22	40.99	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.69	10.26	9.14	9.46	10.62	10.34	9.06	9.72	10.51	9.27	8.13	8.7	8.2	8.16	8.42
Long-Term Debt/Equity (%)	224.98	266.47	264.34	221.89	0.49	0.39	0.33	0.22	30.11	- -	- -	59.28	115.3	105.21	65.06
Long-Term Debt/Capital (%)	69.23	72.71	72.55	68.93	0.49	0.39	0.33	0.22	23.14	- -	- -	37.22	53.55	51.27	39.42
Long-Term Debt/Total Assets (%)	26.31	27.35	24.15	20.99	0.05	0.04	0.03	0.02	3.17	- -	- -	5.16	9.45	8.58	5.48
Total Debt/Equity (%)	224.98	266.47	264.34	221.89	0.49	0.39	0.33	0.22	30.11	- -	- -	59.28	115.3	105.21	65.06
Total Debt/Capital (%)	69.23	72.71	72.55	68.93	0.49	0.39	0.33	0.22	23.14	- -	- -	37.22	53.55	51.27	39.42
Total Debt/Total Assets (%)	26.31	27.35	24.15	20.99	0.05	0.04	0.03	0.02	3.17	- -	- -	5.16	9.45	8.58	5.48
Net Debt to Equity	197.71	249.8	246.53	190.71	-65.24	-64.41	-56.69	-38.43	-36.32	-173.41	-215.14	33.54	87.22	81.07	38.92
Net Debt/Capital (%)	66.41	71.41	71.14	65.6	-187.69	-181	-130.91	-62.42	-57.04	236.22	186.85	25.11	46.59	44.77	28.02
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	1	1	1	1	1	1	- -
EBITDA-CapEx	-3	- -	- -	- -	- -	- -	- -	- -	-1	-1	1	1	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2000 Y	2001 Y	2002 Y	2003 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2000	06/30/2001	06/30/2002	06/30/2003	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.69	10.26	9.14	9.46	10.62	10.34	9.06	9.72	10.51	9.27	8.13	8.7	8.2	8.16	8.42
Long-Term Debt/Equity (%)	224.98	266.47	264.34	221.89	0.49	0.39	0.33	0.22	30.11	- -	- -	59.28	115.3	105.21	65.06
Long-Term Debt/Capital (%)	69.23	72.71	72.55	68.93	0.49	0.39	0.33	0.22	23.14	- -	- -	37.22	53.55	51.27	39.42
Long-Term Debt/Total Assets (%)	26.31	27.35	24.15	20.99	0.05	0.04	0.03	0.02	3.17	- -	- -	5.16	9.45	8.58	5.48
Total Debt/Equity (%)	224.98	266.47	264.34	221.89	0.49	0.39	0.33	0.22	30.11	- -	- -	59.28	115.3	105.21	65.06
Total Debt/Capital (%)	69.23	72.71	72.55	68.93	0.49	0.39	0.33	0.22	23.14	- -	- -	37.22	53.55	51.27	39.42
Total Debt/Total Assets (%)	26.31	27.35	24.15	20.99	0.05	0.04	0.03	0.02	3.17	- -	- -	5.16	9.45	8.58	5.48
CFO/Total Liabilities	1.27	1.39	1.41	1.87	1.35	2.09	1.64	0.96	2.36	1.93	1.65	1.19	1.23	0.03	- -
CFO/CapEx	0.45	4.46	5.54	3.74	14.75	15.36	7.17	2.72	5.36	4.89	15.42	16.31	14.28	0.13	- -
Altman's Z-Score	0.1	0.1	0.11	0.13	0.16	0.27	0.25	0.27	0.23	0.22	0.2	0.21	0.18	0.18	0.2

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2000 Y	2001 Y	2002 Y	2003 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2000	06/30/2001	06/30/2002	06/30/2003	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Accounts Receivable Turnover	- -	- -	- -	- -	25.2	13.44	14.71	15.9	14.17	14.95	16.24	14.59	11.7	12.59	13.83
Days Sales Outstanding	- -	- -	- -	- -	14.49	27.15	24.82	22.96	25.77	24.41	22.47	25.01	31.2	28.98	26.39
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2000 Y	2001 Y	2002 Y	2003 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2000	06/30/2001	06/30/2002	06/30/2003	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Market Capitalization	4	5	6	10	- -	40	38	41	36	47	45	39	31	30	42
- Cash & Cash Equivalents	4	3	3	6	16	17	14	10	23	65	80	10	11	10	12
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	36	44	43	39	- -	- -	- -	- -	10	- -	- -	23	45	44	29
Enterprise Value	36	47	46	43	-61	-16	-7	-1	-6	-55	-96	-15	7	40	3
Total Capital	52	61	59	57	25	26	24	27	45	37	37	61	85	86	74
Total Debt/Capital (%)	69.23	72.71	72.55	68.93	0.49	0.39	0.33	0.22	23.14	- -	- -	37.22	53.55	51.27	39.42
Total Debt / EV	1.01	0.95	0.92	0.91	- -	-0.01	-0.01	-0.1	-1.8	- -	- -	-1.57	6.54	1.1	11.3
EV/Sales	44.97	28.9	22.01	15.89	- -	- -	- -	- -	- -	- -	- -	- -	0.34	1.69	0.1
EV/EBITDA	266.22	174.76	107.33	116.85	- -	- -	- -	- -	- -	- -	- -	- -	9.35	48.17	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	23.28	23.11	20.38	13.68	- -	- -	- -	- -	- -	- -	- -	- -	1.28	242.04	- -
EV/Free Cash Flow to Firm	7.22	18.88	17.27	10.79	- -	- -	- -	- -	- -	- -	- -	- -	1.19	28.2	- -
Diluted Market Cap	4	6	6	10	33	39	38	41	34	47	45	39	31	- -	- -
Diluted Enterprise Value	36	47	46	44	17	22	25	31	21	-18	-35	52	65	34	17
EV per Share	33.57	50.23	51.03	48.48	- -	- -	- -	- -	- -	- -	- -	- -	6.81	39.73	2.57
TTM Sales	1	2	2	3	11	13	14	16	18	21	21	21	21	24	25
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	1	1	1	1	1	1	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	2	2	2	3	3	5	4	2	7	7	7	5	5	- -	- -
TTM Free Cash Flow to Firm	5	2	3	4	3	5	4	3	8	9	7	5	6	1	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	2000 Y	2001 Y	2002 Y	2003 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2000	06/30/2001	06/30/2002	06/30/2003	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Price/Free Cash Flow	0.84	2.46	2.41	2.42	11.12	7.85	8.5	12.58	4.05	5.48	6.11	7.66	5.33	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	36	47	46	43	-61	-16	-7	-1	-6	-55	-96	-15	7	40	3
Low Price	9.5	11	15.2	18.51	28.36	36.99	38.51	41.25	23	32	42.8	30.76	28.76	28.76	29.22
EV/Sales	44.97	28.9	22.01	15.89	- -	- -	- -	- -	- -	- -	- -	- -	0.34	1.69	0.1
EV/EBITDA	266.22	174.76	107.33	116.85	- -	- -	- -	- -	- -	- -	- -	- -	9.35	48.17	- -
Price/Earnings	4	4.77	3.73	4.71	11.97	13.05	14.21	9.29	7.13	8.82	9.82	7.95	8.76	- -	- -
Price/Earnings Average	4.09	4.09	3.29	3.81	10.95	12.51	14.07	8.95	8.47	7.44	10.02	7.86	9.59	- -	- -
Price/Earnings High	14.06	13.71	10.76	12.95	11.98	14.03	14.75	9.55	9.93	9.21	10.6	9.11	10.99	- -	- -
Price/Earnings Low	9.9	9.43	7.98	8.14	9.18	11.22	13.21	8.56	4.68	6.27	9.66	6.44	8.33	- -	- -
Price/Book Value	0.26	0.31	0.4	0.54	- -	1.55	1.59	1.54	1.04	1.24	1.21	1.01	0.78	0.72	0.94
Price/Book Value Average	0.26	0.27	0.35	0.44	- -	1.49	1.58	1.49	1.24	1.05	1.24	1	0.86	0.74	0.78
Price/Book Value High	0.9	0.89	1.15	1.49	- -	1.67	1.65	1.58	1.45	1.3	1.31	1.16	0.98	0.84	0.96
Price/Book Value Low	0.63	0.62	0.85	0.93	- -	1.33	1.48	1.42	0.69	0.88	1.19	0.82	0.75	0.69	0.65
Price/Tangible Book Value	0.26	0.31	0.4	0.54	- -	1.55	1.59	1.54	1.04	1.24	1.21	1.01	0.78	0.72	0.94
Price/Tangible Book Value Average	0.26	0.27	0.35	0.44	- -	1.49	1.58	1.49	1.24	1.05	1.24	1	0.86	0.74	0.78
Price/Tangible Book Value High	0.9	0.9	1.15	1.49	- -	1.67	1.65	1.58	1.45	1.3	1.31	1.16	0.98	0.84	0.96
Price/Tangible Book Value Low	0.63	0.62	0.85	0.93	- -	1.33	1.48	1.42	0.69	0.88	1.19	0.82	0.75	0.69	0.65
Price/Sales	5.24	3.77	2.97	3.36	2.95	3.09	2.45	2.4	1.67	2.02	2.01	1.74	1.38	- -	- -
Price/Sales Average	5.35	3.24	2.62	2.72	2.7	2.96	2.43	2.31	1.99	1.7	2.05	1.72	1.52	- -	- -
Price/Sales High	18.4	10.84	8.57	9.24	2.96	3.32	2.55	2.47	2.33	2.1	2.18	2	1.74	- -	- -
Price/Sales Low	12.95	7.45	6.36	5.8	2.27	2.65	2.28	2.21	1.1	1.43	1.98	1.41	1.32	- -	- -
Price/Cash Flow	2.71	3.02	2.75	2.89	11.87	8.36	8.76	15.72	4.41	6.06	6.03	7.58	5.24	- -	- -
Price/Cash Flow Average	2.77	2.59	2.43	2.34	10.86	8.02	8.68	15.15	5.24	5.11	6.15	7.49	5.74	- -	- -
Price/Cash Flow High	9.53	8.67	7.94	7.96	11.88	8.99	9.1	16.16	6.14	6.33	6.51	8.69	6.57	- -	- -
Price/Cash Flow Low	6.7	5.96	5.88	5	9.1	7.19	8.15	14.49	2.9	4.31	5.93	6.14	4.98	- -	- -
Price/Free Cash Flow Average	0.86	2.11	2.12	1.96	10.17	7.53	8.41	12.12	4.82	4.62	6.23	7.58	5.83	- -	- -
Price/Free Cash Flow High	2.96	7.08	6.93	6.65	11.12	8.44	8.82	12.93	5.64	5.73	6.6	8.79	6.69	- -	- -
Price/Free Cash Flow Low	2.08	4.87	5.14	4.18	8.52	6.75	7.9	11.59	2.66	3.9	6.01	6.21	5.07	- -	- -
EV/Sales Average	45.08	28.45	21.65	15.22	1.27	1.71	1.72	1.88	1.66	- -	- -	2.46	3.31	2.75	2.05
EV/Sales High	57.91	34.9	27.79	22.03	1.53	2.08	1.85	2.05	2.06	- -	- -	2.76	3.55	2.92	2.35
EV/Sales Low	52.55	32.03	25.5	18.44	0.84	1.4	1.56	1.77	0.61	- -	- -	2.13	3.09	2.66	1.82
EV/EBITDA Average	266.88	172	105.55	111.93	-47.46	63.58	59.99	74.04	58.4	-29.94	-33.75	55.93	91.7	78.43	- -
EV/EBITDA High	342.83	211.04	135.49	162.04	-47.46	77.17	64.49	80.72	72.57	-19.04	-31.06	62.61	98.34	83.43	- -
EV/EBITDA Low	311.11	193.65	124.35	135.63	-47.46	51.99	54.25	69.72	21.47	-37.1	-35.39	48.38	85.72	75.86	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	3.84	5.57	7.11	10.72	36.99	43	41.42	44.75	35	45	43.51	37.95	30.23	29.94	42
High Price	13.5	16	20.5	29.47	37	46.25	43	46	48.75	47	47	43.51	37.95	35	42.71
Enterprise Value Average	36	46	45	42	-16	22	24	29	31	-26	-34	51	68	65	52
Enterprise Value High	46	56	58	60	-16	26	26	32	38	-16	-31	57	73	69	60
Enterprise Value Low	42	52	54	50	-16	18	22	28	11	-32	-35	44	64	63	46

Shares Outstanding	1	1	1	1	- -	1	1	1	1	1	1	1	1	1	1
Diluted Weighted Avg Shares	1	1	1	1	1	1	1	1	1	1	1	1	1	- -	- -
Basic Weighted Avg Shares	1	1	1	1	1	1	1	1	1	1	1	1	1	- -	- -
Revenue per Share	0.73	1.48	2.39	3.19	12.52	13.93	16.88	18.64	20.93	22.33	21.61	21.76	21.85	- -	- -
EBITDA per Share	0.12	0.24	0.49	0.43	0.38	0.38	0.48	0.47	0.59	0.9	1.05	0.96	0.79	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.96	1.17	1.9	2.28	3.09	3.3	2.92	4.82	4.91	5.1	4.43	4.77	3.45	- -	- -
Basic EPS from Cont Ops	0.96	1.17	1.9	2.28	3.09	3.3	2.92	4.82	4.91	5.1	4.43	4.77	3.45	- -	- -
Diluted EPS, GAAP	0.96	1.17	1.85	2.15	3.09	3.3	2.64	4.4	4.51	4.68	4.11	4.45	3.17	- -	- -
Diluted EPS from Cont Ops	0.96	1.17	1.85	2.15	3.09	3.3	2.64	4.4	4.51	4.68	4.11	4.45	3.17	- -	- -
Dividend per Share	0.44	0.45	0.48	0.49	2	2.01	2.21	2.2	1.52	2.05	2.03	2.01	2.05	- -	- -
Cash Flow per Share	1.42	1.85	2.58	3.7	3.12	5.14	4.73	2.85	7.93	7.43	7.22	5.01	5.77	- -	- -
Free Cash Flow per Basic Share	-1.73	1.43	2.12	2.71	2.9	4.81	4.07	1.8	6.45	5.91	6.75	4.7	5.37	- -	- -
Cash & Equivalents per Share	4.1	2.98	3.17	6.17	- -	60.33	49.12	45.45	50.72	98.44	136.5	74.42	67.92	34.08	68.5
Book Value per Share	15.04	17.88	17.82	19.8	- -	27.75	26	29.03	33.53	36.23	35.86	37.53	38.59	41.7	44.68
Tangible Book Value per Share	15.02	17.86	17.81	19.8	- -	27.75	26	29.03	33.53	36.23	35.86	37.53	38.59	41.7	44.68

High Country Bancorp, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)