International Bancshares Corporation Financial Ratios — IBOC

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	8.62	6.62	8.84	10.19	8.42	7.9	8.84	11.43	10.11	7.79	11.32	13.79	18.33	15.6	13.63
Return on Assets (%)	1.07	0.91	1.05	1.26	1.14	1.14	1.31	1.8	1.71	1.28	1.69	1.9	2.69	2.66	2.55
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	7.66	6.26	6.15	5.03	5.05	4.91	4.81	4.47	4.8	5.26	4.22	3.23	2.63	2.7	2.77
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	36.4	31.57	36.65	43.76	40.7	38.9	42.09	47.14	44.16	39.33	54.3	56.71	62.81	61.02	61.79
Profit Margin (%)	24.2	21.49	25.36	29.15	26.91	26.44	29.9	37.35	34.85	31.07	42.78	44.49	49.41	49.08	48.96
Net Income to Common Margin (%)	21.68	18.63	25.36	29.15	26.91	26.44	29.9	37.35	34.85	31.07	42.78	44.49	49.41	49.08	48.96
Effective Tax Rate (%)	33.51	31.92	30.8	33.39	33.9	32.02	28.97	20.78	21.1	20.99	21.22	21.54	21.35	19.57	20.77
Dvd Payout Ratio (%)	20.35	24.38	22.87	22.7	28.17	29.54	27.69	22.97	33.48	41.79	28.69	25.11	19	20.06	21.12
Sustainable Growth Rate (%)	6.87	5	6.81	7.88	6.05	5.57	6.39	8.8	6.72	4.53	8.07	10.33	14.85	12.47	10.75

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	685	940	1,415	1,249	667	894	1,356	866	761	571	571	146	120	119	119
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	685	940	1,415	1,249	667	894	1,356	866	761	571	571	146	120	119	119
Total Debt/EBITDA	17.03	29.92	46.16	47.32	26.01	35.94	53.57	33.47	26.92	20.16	22.81	6.67	5.45	5.3	5.11
Net Debt/EBITDA	10.52	20.91	37.19	37.66	15.36	25.12	43.08	21.23	17.84	-50.37	-105.42	-89	-24.22	-10.36	-17.87
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.84	12.08	11.79	12.96	14.15	14.61	15.09	16.34	17.49	15.52	14.39	13.19	16.25	17.77	19.62
Long-Term Debt/Equity (%)	42.8	65.46	99.32	79.04	40.06	51.82	73.72	44.65	35.94	26.22	24.73	7.12	4.89	4.27	3.67
Long-Term Debt/Capital (%)	29.97	39.56	49.83	44.15	28.6	34.13	42.44	30.87	26.44	20.77	19.82	6.65	4.66	4.09	3.54
Long-Term Debt/Total Assets (%)	5.83	7.91	11.71	10.24	5.67	7.57	11.13	7.3	6.28	4.07	3.56	0.94	0.79	0.76	0.72
Total Debt/Equity (%)	42.8	65.46	99.32	79.04	40.06	51.82	73.72	44.65	35.94	26.22	24.73	7.12	4.89	4.27	3.67
Total Debt/Capital (%)	29.97	39.56	49.83	44.15	28.6	34.13	42.44	30.87	26.44	20.77	19.82	6.65	4.66	4.09	3.54
Total Debt/Total Assets (%)	5.83	7.91	11.71	10.24	5.67	7.57	11.13	7.3	6.28	4.07	3.56	0.94	0.79	0.76	0.72
Net Debt to Equity	26.43	45.74	80.03	62.9	23.66	36.22	59.29	28.32	23.81	-65.49	-114.29	-94.98	-21.71	-8.34	-12.83
Net Debt/Capital (%)	20.91	31.38	44.45	38.61	19.14	26.59	37.22	22.07	19.23	-189.73	799.58	-1,892.53	-27.73	-9.1	-14.72
EBITDA	40	31	31	26	26	25	25	26	28	28	25	22	22	23	23
EBITDA-CapEx	20	-31	-19	-24	6	-14	11	4	-1	22	15	3	-6	8	5
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.84	12.08	11.79	12.96	14.15	14.61	15.09	16.34	17.49	15.52	14.39	13.19	16.25	17.77	19.62
Long-Term Debt/Equity (%)	42.8	65.46	99.32	79.04	40.06	51.82	73.72	44.65	35.94	26.22	24.73	7.12	4.89	4.27	3.67
Long-Term Debt/Capital (%)	29.97	39.56	49.83	44.15	28.6	34.13	42.44	30.87	26.44	20.77	19.82	6.65	4.66	4.09	3.54
Long-Term Debt/Total Assets (%)	5.83	7.91	11.71	10.24	5.67	7.57	11.13	7.3	6.28	4.07	3.56	0.94	0.79	0.76	0.72
Total Debt/Equity (%)	42.8	65.46	99.32	79.04	40.06	51.82	73.72	44.65	35.94	26.22	24.73	7.12	4.89	4.27	3.67
Total Debt/Capital (%)	29.97	39.56	49.83	44.15	28.6	34.13	42.44	30.87	26.44	20.77	19.82	6.65	4.66	4.09	3.54
Total Debt/Total Assets (%)	5.83	7.91	11.71	10.24	5.67	7.57	11.13	7.3	6.28	4.07	3.56	0.94	0.79	0.76	0.72
CFO/Total Liabilities	1.78	1.53	1.96	1.82	2.01	2.02	1.9	2.31	3.12	2.57	2.12	2.88	3.76	3.66	3.69
CFO/CapEx	8.79	2.57	4.18	3.83	10.27	5.23	13.75	10.74	10.53	45.37	28.07	20.19	17.25	33.5	27.1
Altman's Z-Score	0.28	0.28	0.32	0.33	0.35	0.42	0.42	0.44	0.48	0.39	0.37	0.42	0.5	0.54	0.55

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	15.53	15.92	16.15	16.92	16.12	15.89	15.81	16.23	16.03	14.46	17.34	17.67	15	12.13	11.65
Days Sales Outstanding	23.51	22.93	22.6	21.58	22.64	22.97	23.09	22.49	22.77	25.25	21.05	20.66	24.33	30.1	31.34
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	1,234	1,215	1,772	1,764	1,703	2,692	2,623	2,257	2,808	2,369	2,686	2,844	3,372	3,929	4,130
- Cash & Cash Equivalents	262	283	275	255	273	269	265	317	257	1,997	3,209	2,088	651	353	536
+ Preferred Equity and Hybrid Capital	211	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	685	940	1,415	1,249	667	894	1,356	866	761	571	571	146	120	119	119
Enterprise Value	-3,346	-3,653	-2,393	-2,154	-2,102	-861	-411	-605	-66	-2,138	-4,166	-3,516	-1,982	-1,292	-1,120
Total Capital	2,285	2,375	2,839	2,830	2,333	2,618	3,195	2,806	2,879	2,749	2,879	2,190	2,567	2,916	3,371
Total Debt/Capital (%)	29.97	39.56	49.83	44.15	28.6	34.13	42.44	30.87	26.44	20.77	19.82	6.65	4.66	4.09	3.54
Total Debt / EV	-0.2	-0.26	-0.59	-0.58	-0.32	-1.04	-3.3	-1.43	-11.46	-0.27	-0.14	-0.04	-0.06	-0.09	-0.11
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	1,239	1,218	1,774	1,780	1,713	2,706	2,651	2,292	2,829	2,391	2,691	2,874	3,380	3,935	4,136
Diluted Enterprise Value	1,873	1,874	2,914	2,774	2,107	3,330	3,741	2,841	3,333	964	53	932	2,848	3,702	3,719
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	525	502	498	525	508	506	527	578	589	538	594	675	833	834	842
TTM EBITDA	40	31	31	26	26	25	25	26	28	28	25	22	22	23	23
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	181	160	209	193	204	203	197	230	312	305	292	388	474	474	491
TTM Free Cash Flow to Firm	201	222	259	243	223	242	211	251	341	312	302	407	502	488	509

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	6.15	5.48	6.85	7.31	7.66	11.18	12.56	9.12	8.29	7.67	8.91	7.06	6.73	8.06	8.12
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-3,346	-3,653	-2,393	-2,154	-2,102	-861	-411	-605	-66	-2,138	-4,166	-3,516	-1,982	-1,292	-1,120
Low Price	12.41	16.92	17.95	21.16	22.47	21.05	32.5	32.56	32.04	15.6	35.92	38	39.1	48.85	54.11
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	10.87	13.01	14.02	11.59	12.48	20.1	16.65	10.53	13.75	14.26	10.58	9.55	8.19	9.6	10.02
Price/Earnings Average	10.14	13.69	11.75	10.97	12.73	14.01	15.67	12.76	12.38	12.07	10.87	9.11	6.83	9.02	9.98
Price/Earnings High	12.4	15.75	14.47	12.44	15.06	20.81	18	14.68	14.05	16.61	13.24	11.21	8.25	11.69	11.11
Price/Earnings Low	7.36	12.17	9.55	9.24	10.91	10.37	13.63	9.97	10.23	5.94	8.96	7.93	5.9	7.42	8.16
Price/Book Value	0.89	0.85	1.24	1.12	1.02	1.56	1.43	1.16	1.33	1.09	1.16	1.39	1.38	1.4	1.27
Price/Book Value Average	0.83	0.89	1.04	1.06	1.04	1.09	1.34	1.41	1.19	0.92	1.2	1.33	1.15	1.32	1.27
Price/Book Value High	1.01	1.02	1.28	1.2	1.23	1.62	1.54	1.62	1.35	1.27	1.46	1.63	1.39	1.71	1.41
Price/Book Value Low	0.6	0.79	0.85	0.89	0.89	0.81	1.17	1.1	0.99	0.45	0.99	1.15	0.99	1.09	1.03
Price/Tangible Book Value	1.13	1.06	1.56	1.36	1.23	1.87	1.69	1.36	1.53	1.25	1.33	1.61	1.56	1.56	1.39
Price/Tangible Book Value Average	1.05	1.12	1.3	1.29	1.26	1.3	1.59	1.65	1.38	1.06	1.36	1.54	1.3	1.47	1.39
Price/Tangible Book Value High	1.29	1.28	1.61	1.46	1.49	1.93	1.82	1.9	1.56	1.46	1.66	1.89	1.57	1.9	1.54
Price/Tangible Book Value Low	0.76	0.99	1.06	1.08	1.08	0.96	1.38	1.29	1.14	0.52	1.12	1.34	1.12	1.21	1.13
Price/Sales	2.36	2.42	3.56	3.38	3.36	5.31	4.98	3.93	4.79	4.43	4.52	4.25	4.05	4.71	4.9
Price/Sales Average	2.2	2.55	2.98	3.2	3.42	3.71	4.68	4.77	4.32	3.75	4.65	4.05	3.37	4.43	4.89
Price/Sales High	2.69	2.93	3.67	3.63	4.05	5.5	5.38	5.48	4.89	5.16	5.66	4.99	4.08	5.74	5.44
Price/Sales Low	1.59	2.27	2.42	2.69	2.94	2.74	4.08	3.72	3.56	1.85	3.83	3.53	2.91	3.64	3.99
Price/Cash Flow	6.85	7.6	8.47	9.19	8.38	13.24	13.32	9.89	9.05	7.82	9.21	7.39	7.11	8.29	8.41
Price/Cash Flow Average	6.39	8	7.1	8.7	8.54	9.24	12.53	11.99	8.15	6.62	9.46	7.05	5.92	7.79	8.38
Price/Cash Flow High	7.81	9.2	8.74	9.87	10.11	13.71	14.4	13.79	9.25	9.11	11.52	8.67	7.16	10.09	9.33
Price/Cash Flow Low	4.63	7.11	5.77	7.33	7.33	6.83	10.91	9.36	6.73	3.26	7.8	6.14	5.12	6.41	6.85
Price/Free Cash Flow Average	5.74	5.76	5.74	6.92	7.81	7.79	11.81	11.06	7.47	6.49	9.16	6.73	5.61	7.58	8.1
Price/Free Cash Flow High	7.02	6.63	7.07	7.85	9.24	11.57	13.57	12.72	8.47	8.93	11.15	8.29	6.78	9.82	9.01
Price/Free Cash Flow Low	4.16	5.12	4.66	5.83	6.7	5.77	10.28	8.64	6.17	3.19	7.55	5.86	4.85	6.23	6.62
EV/Sales Average	3.4	3.86	5.27	5.07	4.19	4.94	6.76	5.68	5.15	1.07	0.21	1.14	2.73	4.15	4.39
EV/Sales High	3.89	4.24	5.96	5.5	4.82	6.74	7.45	6.39	5.73	2.48	1.22	2.07	3.44	5.46	4.94
EV/Sales Low	2.8	3.57	4.71	4.57	3.71	3.98	6.15	4.64	4.41	- -	- -	0.62	2.27	3.37	3.5
EV/EBITDA Average	44.36	61.62	85.62	100.89	83.06	100.6	140.59	126.93	107.3	20.44	4.9	35.27	103.86	153.62	158.41
EV/EBITDA High	50.74	67.74	96.83	109.37	95.46	137.22	155.11	142.82	119.32	47.06	28.93	63.95	130.58	202.06	178.25
EV/EBITDA Low	36.5	57.1	76.55	90.92	73.42	80.97	127.95	103.8	91.73	-15.51	-14.47	19.21	86.39	124.56	126.2
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	18.34	18.09	26.36	26.54	25.7	40.8	39.7	34.4	43.07	37.44	42.39	45.76	54.32	63.16	66.44
High Price	20.92	21.89	27.2	28.49	31	42.25	42.9	47.95	44	43.6	53.06	53.71	54.72	76.91	73.66
Enterprise Value Average	1,785	1,935	2,624	2,664	2,131	2,502	3,558	3,284	3,033	579	123	770	2,279	3,460	3,699
Enterprise Value High	2,041	2,127	2,968	2,888	2,449	3,412	3,925	3,695	3,373	1,333	724	1,396	2,865	4,551	4,162
Enterprise Value Low	1,468	1,793	2,346	2,400	1,883	2,013	3,238	2,686	2,593	-439	-362	419	1,896	2,806	2,947

Shares Outstanding	67	67	67	66	66	66	66	66	65	63	63	62	62	62	62
Diluted Weighted Avg Shares	68	67	67	67	67	66	67	67	66	64	63	63	62	62	62
Basic Weighted Avg Shares	68	67	67	67	66	66	66	66	65	64	63	63	62	62	62
Revenue per Share	7.78	7.46	7.41	7.86	7.65	7.68	7.97	8.75	8.99	8.45	9.37	10.77	13.42	13.41	13.55
EBITDA per Share	0.6	0.47	0.46	0.39	0.39	0.38	0.38	0.39	0.43	0.44	0.4	0.35	0.35	0.36	0.38
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.69	1.39	1.88	2.29	2.06	2.03	2.38	3.27	3.13	2.63	4.01	4.79	6.63	6.58	6.63
Basic EPS from Cont Ops	1.88	1.6	1.88	2.29	2.06	2.03	2.38	3.27	3.13	2.63	4.01	4.79	6.63	6.58	6.63
Diluted EPS, GAAP	1.69	1.39	1.88	2.28	2.05	2.02	2.36	3.24	3.12	2.62	4	4.78	6.62	6.57	6.62
Diluted EPS from Cont Ops	1.88	1.6	1.88	2.28	2.05	2.02	2.36	3.24	3.12	2.62	4	4.78	6.62	6.57	6.62
Dividend per Share	0.54	0.55	0.43	0.52	0.58	0.6	0.66	0.75	1.05	1.1	1.15	1.2	1.26	1.32	1.4
Cash Flow per Share	2.68	2.38	3.11	2.89	3.07	3.08	2.98	3.48	4.76	4.79	4.6	6.19	7.64	7.62	7.9
Free Cash Flow per Basic Share	2.37	1.45	2.37	2.13	2.77	2.49	2.76	3.15	4.31	4.68	4.44	5.88	7.2	7.39	7.61
Cash & Equivalents per Share	81.39	86.45	83.02	77.75	67.48	67.4	66.43	56.82	55.76	80.25	117.14	104.69	88.17	85.85	86.38
Book Value per Share	20.65	21.37	21.19	23.78	25.13	26.14	27.83	29.56	32.49	34.42	36.43	32.9	39.43	44.96	52.3
Tangible Book Value per Share	16.27	17.05	16.94	19.52	20.86	21.86	23.55	25.26	28.15	29.95	31.97	28.36	34.88	40.41	47.76

International Bancshares Corporation

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)