Lument Finance Trust, Inc. Financial Ratios — LFT Stock

Profitability (USD)

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	4.97	0.31	-1.94	-11.36	1.11	-8.12	2.41	7.59	6.57	3.44	8.11	9.84	-4.37
Return on Assets (%)	- -	1.03	0.19	0.02	-0.43	0.19	-0.33	0.93	1.32	1.26	0.91	1.53	1.76	-0.23
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	4.41	0.27	0.02	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	39.69	22.32	2.47	-154.65	- -	- -	- -	- -	- -	- -	- -	- -	3.87
Operating Margin (%)	- -	39.69	22.32	2.47	-154.65	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	39.69	1.3	-84.35	- -	62	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	- -	39.69	22.32	2.47	-201.81	26.07	-79.13	38.15	41.66	50.34	49.31	65.16	65.02	-13.59
Profit Margin (%)	- -	39.69	22.32	2.47	-201.81	26.07	-109.61	38.41	44.15	49.97	49.26	65.14	64.97	-13.63
Net Income to Common Margin (%)	- -	39.14	2.87	-16.84	-269.98	6.56	-180.3	16.38	44.07	35.2	25.59	49.48	51.37	-37.15
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.73	0.11	0.03	0.08	- -
Dvd Payout Ratio (%)	- -	322.52	4,275.19	-647.05	-214.35	1,004.62	-57.24	134.52	90.56	121.12	227.31	87.2	87.56	-244.66
Sustainable Growth Rate (%)	- -	-11.05	-13.12	-14.52	-35.7	-10.02	-12.77	-0.83	0.72	-1.39	-4.38	1.04	1.22	-15.07

Credit (USD)

Credit Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	- -	2,103	1,794	1,339	1,224	523	545	503	874	876	1,193	876	813
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	- -	2,103	1,794	1,339	1,224	523	545	503	874	876	1,193	876	813
Total Debt/EBITDA	- -	- -	634.5	3,983.34	-167.64	- -	- -	- -	- -	- -	- -	- -	- -	1,043.16
Net Debt/EBITDA	- -	-10.25	624.76	3,925.31	-164.19	- -	- -	- -	- -	- -	- -	- -	- -	1,013.5
Total Debt/EBIT	- -	- -	634.5	3,983.34	-167.64	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	-10.25	624.76	3,925.31	-164.19	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	33.25	18.15	6.01	5.62	4.58	4.16	16.63	16.5	18.28	10.68	16.46	12.68	16	13.3
Long-Term Debt/Equity (%)	- -	- -	988.08	1,010.97	940.17	839.3	348.33	501.92	442.04	515.79	360.61	495.63	368.16	371.04
Long-Term Debt/Capital (%)	- -	- -	90.81	91	90.39	89.35	77.7	83.39	81.55	83.76	78.29	83.21	78.64	78.77
Long-Term Debt/Total Assets (%)	- -	- -	71.95	71.82	58.25	46.84	77.02	82.89	80.87	83.29	77.69	82.48	77.61	66.85
Total Debt/Equity (%)	- -	- -	988.08	1,010.97	940.17	839.3	348.33	501.92	442.04	515.79	360.61	495.63	368.16	371.04
Total Debt/Capital (%)	- -	- -	90.81	91	90.39	89.35	77.7	83.39	81.55	83.76	78.29	83.21	78.64	78.77
Total Debt/Total Assets (%)	- -	- -	71.95	71.82	58.25	46.84	77.02	82.89	80.87	83.29	77.69	82.48	77.61	66.85
Net Debt to Equity	-11.18	-29.02	972.91	996.24	920.84	815.74	343.09	491.85	432.04	507.09	342.56	474.34	339.09	360.49
Net Debt/Capital (%)	-12.59	-40.89	90.68	90.88	90.2	89.08	77.43	83.1	81.2	83.53	77.4	82.59	77.23	78.28
EBITDA	- -	3	3	- -	-8	- -	- -	- -	- -	- -	- -	- -	- -	1
EBITDA-CapEx	- -	3	3	-4	-8	- -	- -	- -	- -	- -	- -	- -	- -	1
Operating Income (Loss)	- -	3	3	- -	-8	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	33.25	18.15	6.01	5.62	4.58	4.16	16.63	16.5	18.28	10.68	16.46	12.68	16	13.3
Long-Term Debt/Equity (%)	- -	- -	988.08	1,010.97	940.17	839.3	348.33	501.92	442.04	515.79	360.61	495.63	368.16	371.04
Long-Term Debt/Capital (%)	- -	- -	90.81	91	90.39	89.35	77.7	83.39	81.55	83.76	78.29	83.21	78.64	78.77
Long-Term Debt/Total Assets (%)	- -	- -	71.95	71.82	58.25	46.84	77.02	82.89	80.87	83.29	77.69	82.48	77.61	66.85
Total Debt/Equity (%)	- -	- -	988.08	1,010.97	940.17	839.3	348.33	501.92	442.04	515.79	360.61	495.63	368.16	371.04
Total Debt/Capital (%)	- -	- -	90.81	91	90.39	89.35	77.7	83.39	81.55	83.76	78.29	83.21	78.64	78.77
Total Debt/Total Assets (%)	- -	- -	71.95	71.82	58.25	46.84	77.02	82.89	80.87	83.29	77.69	82.48	77.61	66.85
CFO/Total Liabilities	- -	3.22	0.77	0.09	0.11	0.17	2.32	1.33	2.41	1.57	1.84	2.05	3.05	1.01
CFO/CapEx	- -	- -	- -	0.42	- -	388.44	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	0.07	0.17	0.05	0.03	0.01	0.03	0.08	0.12	0.16	0.12	0.12	0.13	0.21	0.14

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	13.17	2.47	1.86	0.64	2.19	0.88	6.82	8.78	7.03	4.1	4.21	4.8	3.54
Days Sales Outstanding	- -	27.72	147.59	196.21	574.74	166.51	412.52	53.55	41.55	51.92	89.09	86.75	76.09	103.03
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	80	166	84	91	92	71	80	85	100	99	122	135	74
- Cash & Cash Equivalents	4	33	32	26	28	34	8	11	11	15	44	51	69	23
+ Preferred Equity and Hybrid Capital	- -	18	37	37	37	37	37	- -	- -	57	57	57	57	57
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	2,103	1,794	1,339	1,224	523	545	503	874	876	1,193	876	813
Enterprise Value	-85	-380	1,905	1,317	569	28	623	614	576	1,016	989	1,321	999	921
Total Capital	32	114	2,315	1,972	1,482	1,369	673	654	616	1,043	1,119	1,434	1,114	1,032
Total Debt/Capital (%)	- -	- -	90.81	91	90.39	89.35	77.7	83.39	81.55	83.76	78.29	83.21	78.64	78.77
Total Debt / EV	- -	- -	1.1	1.36	2.35	43.61	0.84	0.89	0.87	0.86	0.89	0.9	0.88	0.88
EV/Sales	- -	- -	128.3	72.22	110.15	1.55	124.87	37.76	30.12	48.24	49.39	43.66	28.65	45.71
EV/EBITDA	- -	- -	574.9	2,924.64	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,181.91
EV/EBIT	- -	- -	574.9	2,924.64	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	91.84	638.48	243.1	6.62	50.79	84.36	47.18	73.39	60.72	53.41	36.82	91.2
EV/Free Cash Flow to Firm	- -	- -	91.84	188.1	243.1	6.6	50.79	84.36	47.18	73.39	60.72	53.41	36.82	91.2
Diluted Market Cap	- -	67	139	84	76	84	70	80	85	96	92	122	135	74
Diluted Enterprise Value	-4	52	2,247	1,889	1,425	1,310	623	614	576	1,012	982	1,321	999	921
EV per Share	- -	- -	124	86.12	31.09	1.21	25.21	24.84	22.14	39.03	18.94	25.29	19.1	17.58
TTM Sales	- -	8	15	18	5	18	5	16	19	21	20	30	35	20
TTM EBITDA	- -	3	3	- -	-8	- -	- -	- -	- -	- -	- -	- -	- -	1
TTM Operating Income	- -	3	3	- -	-8	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	13	21	2	2	4	12	7	12	14	16	25	27	10
TTM Free Cash Flow to Firm	- -	13	21	7	2	4	12	7	12	14	16	25	27	10

Multiples (USD)

Valuation Multiples API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	5	6.72	11.98	32.45	19.7	5.74	10.97	6.96	6.92	5.64	4.92	4.97	7.31
EV/EBIT	- -	- -	574.9	2,924.64	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-85	-380	1,905	1,317	569	28	623	614	576	1,016	989	1,321	999	921
Low Price	- -	9.25	10.26	4.8	3.82	3.8	2.55	2.84	0.86	2.96	1.84	1.53	2.16	1.39
EV/Sales	- -	- -	128.3	72.22	110.15	1.55	124.87	37.76	30.12	48.24	49.39	43.66	28.65	45.71
EV/EBITDA	- -	- -	574.9	2,924.64	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,181.91
Price/Earnings	- -	20.96	326.66	- -	- -	70.64	- -	29.98	10.09	12.92	17.92	8.13	7.53	- -
Price/Earnings Average	- -	24.9	341.41	-42.96	-5.92	84.3	-9.15	31.19	8.03	12.75	24.19	7.08	7.21	-15.65
Price/Earnings High	- -	31.61	372.03	-56.03	-6.89	99.07	-11.01	33.78	11.76	15.07	37.36	8.55	8.14	-19.86
Price/Earnings Low	- -	18.61	310.33	-24.01	-4.19	67.11	-6.98	26.36	2.65	9.96	17.36	5.34	6.3	-9.72
Price/Book Value	- -	0.84	0.94	0.6	0.86	0.85	0.63	0.74	0.75	0.89	0.53	0.66	0.75	0.46
Price/Book Value Average	- -	1	0.99	0.94	0.94	1.02	0.73	0.77	0.6	0.88	0.72	0.58	0.72	0.72
Price/Book Value High	- -	1.26	1.08	1.22	1.09	1.19	0.88	0.83	0.87	1.04	1.11	0.7	0.81	0.92
Price/Book Value Low	- -	0.74	0.9	0.52	0.66	0.81	0.56	0.65	0.2	0.69	0.52	0.44	0.63	0.45
Price/Tangible Book Value	- -	0.84	0.94	0.61	0.89	0.87	0.65	0.75	0.76	0.9	0.54	0.67	0.75	0.46
Price/Tangible Book Value Average	- -	1	0.99	0.97	0.97	1.04	0.76	0.79	0.6	0.89	0.72	0.58	0.72	0.73
Price/Tangible Book Value High	- -	1.26	1.08	1.26	1.13	1.23	0.91	0.85	0.88	1.05	1.12	0.7	0.81	0.92
Price/Tangible Book Value Low	- -	0.74	0.9	0.54	0.69	0.83	0.58	0.66	0.2	0.69	0.52	0.44	0.63	0.45
Price/Sales	- -	8.21	9.38	4.6	14.7	4.64	14.12	4.91	4.45	4.55	4.59	4.02	3.87	3.66
Price/Sales Average	- -	9.75	9.81	7.23	15.98	5.53	16.5	5.11	3.54	4.49	6.19	3.5	3.7	5.81
Price/Sales High	- -	12.37	10.69	9.43	18.61	6.5	19.85	5.53	5.18	5.3	9.56	4.23	4.18	7.38
Price/Sales Low	- -	7.28	8.91	4.04	11.3	4.4	12.59	4.32	1.17	3.5	4.44	2.64	3.24	3.61
Price/Cash Flow	- -	5	6.72	40.66	32.45	19.75	5.74	10.97	6.96	6.92	5.64	4.92	4.97	7.31
Price/Cash Flow Average	- -	5.94	7.02	63.95	35.27	23.57	6.71	11.41	5.54	6.83	7.61	4.28	4.76	11.6
Price/Cash Flow High	- -	7.55	7.65	83.4	41.06	27.7	8.07	12.36	8.12	8.07	11.75	5.17	5.38	14.72
Price/Cash Flow Low	- -	4.44	6.38	35.74	24.94	18.76	5.12	9.64	1.83	5.33	5.46	3.23	4.16	7.2
Price/Free Cash Flow Average	- -	5.94	7.02	18.84	35.27	23.51	6.71	11.41	5.54	6.83	7.61	4.28	4.76	11.6
Price/Free Cash Flow High	- -	7.55	7.65	24.57	41.06	27.63	8.07	12.36	8.12	8.07	11.75	5.17	5.38	14.72
Price/Free Cash Flow Low	- -	4.44	6.38	10.53	24.94	18.72	5.12	9.64	1.83	5.33	5.46	3.23	4.16	7.2
EV/Sales Average	- -	9.9	153.61	106.17	280.26	74.04	127.25	37.96	29.21	48.18	51.12	43.14	28.49	47.87
EV/Sales High	- -	13.06	154.66	108.36	283.4	75.12	130.62	38.39	30.85	49.03	54.76	43.86	28.97	49.43
EV/Sales Low	- -	6.93	152.55	102.99	274.65	72.8	123.33	37.17	26.84	47.15	49.23	42.27	28.02	45.66
EV/EBITDA Average	- -	24.94	688.31	4,299.44	-181.22	- -	- -	- -	- -	- -	- -	- -	- -	1,237.56
EV/EBITDA High	- -	32.9	693	4,388.15	-183.26	- -	- -	- -	- -	- -	- -	- -	- -	1,278.07
EV/EBITDA Low	- -	17.46	683.54	4,170.8	-177.6	- -	- -	- -	- -	- -	- -	- -	- -	1,180.57
EV/EBIT Average	- -	24.94	688.31	4,299.44	-181.22	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	32.9	693	4,388.15	-183.26	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	17.46	683.54	4,170.8	-177.6	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	10.42	10.8	5.46	4.97	4	2.86	3.23	3.27	3.84	1.9	2.33	2.58	1.41
High Price	- -	15.71	12.3	11.2	6.29	5.61	4.02	3.64	3.81	4.48	3.96	2.45	2.79	2.84
Enterprise Value Average	-4	80	2,281	1,937	1,448	1,337	635	618	559	1,015	1,024	1,306	993	964
Enterprise Value High	-4	106	2,296	1,977	1,464	1,356	652	624	591	1,033	1,097	1,328	1,010	996
Enterprise Value Low	-4	56	2,265	1,879	1,419	1,314	616	605	514	993	986	1,279	977	920

Shares Outstanding	8	8	15	15	18	23	25	25	26	26	52	52	52	52
Diluted Weighted Avg Shares	- -	6	13	15	15	21	25	25	26	25	48	52	52	52
Basic Weighted Avg Shares	- -	6	13	15	15	21	25	25	26	25	48	52	52	52
Revenue per Share	- -	1.27	1.15	1.19	0.34	0.86	0.2	0.66	0.74	0.84	0.41	0.58	0.67	0.38
EBITDA per Share	- -	0.5	0.26	0.03	-0.52	- -	- -	- -	- -	- -	- -	- -	- -	0.01
Operating Income per Share	- -	0.5	0.26	0.03	-0.52	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	- -	0.5	0.03	-0.2	-0.91	0.06	-0.37	0.11	0.32	0.3	0.11	0.29	0.34	-0.14
Basic EPS from Cont Ops	- -	0.5	0.26	0.03	-0.68	0.22	-0.22	0.25	0.32	0.42	0.2	0.38	0.43	-0.05
Diluted EPS, GAAP	- -	0.5	0.03	-0.2	-0.91	0.06	-0.37	0.11	0.32	0.3	0.11	0.29	0.34	-0.14
Diluted EPS from Cont Ops	- -	0.5	0.26	0.03	-0.68	0.22	-0.22	0.25	0.32	0.42	0.2	0.38	0.43	-0.05
Dividend per Share	- -	1.61	1.64	1.52	2.19	0.74	0.35	0.29	0.29	0.48	0.34	0.34	0.39	0.44
Cash Flow per Share	- -	2.08	1.61	0.13	0.15	0.2	0.5	0.29	0.47	0.56	0.34	0.47	0.52	0.19
Free Cash Flow per Basic Share	- -	2.08	1.61	-0.19	0.15	0.2	0.5	0.29	0.47	0.56	0.34	0.47	0.52	0.19
Cash & Equivalents per Share	10.97	61.98	26.07	39.06	49.08	57.33	0.32	0.44	0.44	0.57	0.84	0.98	1.32	0.44
Book Value per Share	4.18	12.43	11.43	9.17	5.75	4.7	4.57	4.39	4.36	4.3	3.55	3.51	3.45	3.09
Tangible Book Value per Share	4.18	12.43	11.43	8.89	5.56	4.57	4.41	4.28	4.33	4.28	3.54	3.5	3.44	3.08

Lument Finance Trust, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)