Mesabi Trust Financial Ratios — MSB Stock

Profitability (USD)

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Return on Common Equity (%)	3,291.94	2,769.5	1,943.97	1,908.73	161.48	101.73	321.19	332.4	209.91	165.38	290.94	25.14	117.13	421.08	63.43
Return on Assets (%)	319.37	325.85	259.96	265.59	85.96	81.14	165.17	147.74	101.71	100.51	178.98	15.61	93.04	145.27	22
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	99.29	99.21	99.03	99.14	98.06	98.27	99.4	99.44	99.14	99.17	99.59	95.57	98.84	98.99	97.25
EBITDA Margin (%)	97.51	97.48	96.04	96.08	89.21	91.22	97.21	97.31	94.89	91.51	96.28	68.24	83.94	81.08	79.05
Operating Margin (%)	97.51	97.48	96.04	96.08	89.21	91.22	97.21	97.31	94.89	91.51	96.28	68.24	83.94	81.08	79.05
Incremental Operating Margin (%)	88.53	97.9	100.8	96.3	100.16	107.98	99.98	97.6	102.32	110.02	99.02	99.59	92	62.27	84.86
Pretax Margin (%)	97.32	97.13	95.53	95	88.1	89.72	97.15	96.86	94.79	90.32	96.94	70.82	85.93	366.42	83.7
Profit Margin (%)	97.32	97.13	95.53	95	88.1	89.72	97.15	96.86	94.79	90.32	96.94	70.82	85.93	366.42	83.7
Net Income to Common Margin (%)	97.32	97.13	95.53	95	88.1	89.72	97.15	96.86	94.79	90.32	96.94	70.82	85.93	366.42	83.7
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dvd Payout Ratio (%)	95.53	111.06	95.96	93.76	104.24	73.91	58.49	80.35	146.67	93.6	54.57	897.06	24.19	18.99	659.37
Sustainable Growth Rate (%)	147.27	-306.42	78.61	119.1	-6.84	26.55	133.33	65.33	-97.97	10.58	132.18	-200.4	88.8	341.12	-354.8

Credit (USD)

Credit Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Total Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	-0.31	-0.22	-0.36	-0.35	-0.3	-1.38	-0.01	-0.02	-0.34	-0.53	-0.7	-2.73	-1.29	-4.86	-1.77
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	-0.31	-0.22	-0.36	-0.35	-0.3	-1.38	-0.01	-0.02	-0.34	-0.53	-0.7	-2.73	-1.29	-4.86	-1.77
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.24	15.46	11.5	15.96	91.57	71.62	40.45	47.4	50.03	71.86	57.12	81.02	78.59	22.93	83.77
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt to Equity	-994.02	-569.05	-784.47	-541.11	-28.78	-134.19	-2.97	-5.25	-86.03	-75.87	-154.99	-122.1	-114.33	-429.55	-113.53
Net Debt/Capital (%)	111.19	121.32	114.61	122.67	-40.41	392.45	-3.06	-5.54	-615.57	-314.4	281.86	552.41	797.94	130.34	839.31
EBITDA	33	31	21	25	9	10	33	46	30	24	68	5	19	21	13
EBITDA-CapEx	33	31	21	25	9	10	33	46	30	24	68	5	19	21	13
Operating Income (Loss)	33	31	21	25	9	10	33	46	30	24	68	5	19	21	13

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Cash Ratio	1.01	1.11	1.05	1.09	10.06	7.28	1.54	1.77	2.53	3.47	2.06	5.21	4.2	1.28	5.86
Current Ratio	1.06	1.15	1.06	1.16	11.31	7.33	1.68	1.9	2.54	3.55	2.33	5.27	4.67	1.3	6.16
Quick Ratio	1.05	1.14	1.06	1.15	11.24	7.3	1.68	1.9	2.53	3.54	2.33	5.22	4.62	1.3	6.12
CFO/Avg Current Liab	3.52	3.7	3.03	3.02	1.77	9.08	3.36	2.66	2.47	2.64	4.25	1.07	3.48	2.23	0.35
Common Equity/Total Assets	9.24	15.46	11.5	15.96	91.57	71.62	40.45	47.4	50.03	71.86	57.12	81.02	78.59	22.93	83.77
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Total Liabilities	326.66	474.81	280.98	286	993.15	311.13	188.98	243.97	292.72	322.51	271.83	517.51	255.56	119.82	364.35
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	37.98	47.82	31.86	27	48.07	31.77	19.07	18.4	20.57	36.78	16.51	71.5	32.04	3.89	70.14

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Accounts Receivable Turnover

- -

Days Sales Outstanding

- -

Inventory Turnover

- -

Days Inventory Outstanding

- -

Accounts Payable Turnover

- -

Accounts Payable Turnover Days

- -

Cash Conversion Cycle

- -

Inventory to Cash Days

- -

Inventories

- -

Raw Materials

- -

Work In Process

- -

Finished Goods

- -

Other Inventory

- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Market Capitalization	421	324	264	224	58	180	325	360	268	327	367	302	256	310	432
- Cash & Cash Equivalents	10	7	8	9	3	14	- -	1	10	13	48	14	24	100	23
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Capital	1	1	1	2	9	10	11	17	12	16	31	11	21	23	20
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	421	324	264	224	58	180	325	360	268	327	367	302	256	310	432
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	34	32	22	26	10	11	34	47	32	26	71	7	22	25	17
TTM EBITDA	33	31	21	25	9	10	33	46	30	24	68	5	19	21	13
TTM Operating Income	33	31	21	25	9	10	33	46	30	24	68	5	19	21	13
TTM Cash Flow to Firm	33	31	21	24	8	13	30	45	35	21	63	14	15	94	14
TTM Free Cash Flow to Firm	33	31	21	24	8	13	30	45	35	21	63	14	15	94	14

Multiples (USD)

Valuation Multiples API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	01/31/2012	01/31/2013	01/31/2014	01/31/2015	01/31/2016	01/31/2017	01/31/2018	01/31/2019	01/31/2020	01/31/2021	01/31/2022	01/31/2023	01/31/2024	01/31/2025	01/31/2026

Price/Free Cash Flow	12.7	10.55	12.39	9.23	7.02	14.28	11.03	7.91	7.74	15.69	5.84	21.79	17.53	3.3	29.97
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Low Price	18.85	21.51	17.07	16.06	3	3.83	12.7	21.6	20.25	9.76	20.22	16.56	17.13	15.93	22.55
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	12.66	10.56	12.52	9.05	6.74	18.41	9.73	7.9	8.91	13.95	5.34	56.91	13.48	3.32	31.12
Price/Earnings Average	11.88	11.66	13.24	10.27	17.93	12.35	7.16	7.62	11.52	11.1	5.99	59.38	14.44	2.93	28.28
Price/Earnings High	16.59	14.31	15.5	11.98	27.56	19.42	12.14	9.41	14.14	16.7	7.56	79.6	20.04	5.2	40.09
Price/Earnings Low	7.44	9.21	10.64	8.51	4.6	5.15	4.99	6.22	8.84	5.47	3.86	40.92	11.84	2.24	21.33
Price/Book Value	407.78	273.78	267.84	139.09	6.42	17.61	30.68	21.42	22.63	19.82	11.92	26.42	12.2	13.27	21.16
Price/Book Value Average	382.75	302.42	283.36	157.91	17.07	11.81	22.56	20.64	29.26	15.76	13.37	27.56	13.07	11.73	19.22
Price/Book Value High	534.46	371.11	331.57	184.2	26.24	18.58	38.25	25.51	35.92	23.73	16.88	36.95	18.14	20.81	27.25
Price/Book Value Low	239.76	238.71	227.58	130.78	4.38	4.92	15.71	16.86	22.46	7.77	8.61	18.99	10.71	8.96	14.5
Price/Tangible Book Value	407.78	273.78	267.84	139.09	6.42	17.61	30.68	21.42	22.63	19.82	11.92	26.42	12.2	13.27	21.16
Price/Tangible Book Value Average	382.75	302.42	283.36	157.91	17.07	11.81	22.56	20.64	29.26	15.76	13.37	27.56	13.07	11.73	19.22
Price/Tangible Book Value High	534.46	371.11	331.57	184.2	26.24	18.58	38.25	25.51	35.92	23.73	16.88	36.95	18.14	20.81	27.25
Price/Tangible Book Value Low	239.76	238.71	227.58	130.78	4.38	4.92	15.71	16.86	22.46	7.77	8.61	18.99	10.71	8.96	14.5
Price/Sales	12.32	10.26	11.96	8.6	5.94	16.52	9.46	7.65	8.45	12.6	5.18	40.31	11.59	12.16	26.05
Price/Sales Average	11.56	11.33	12.65	9.76	15.8	11.08	6.95	7.38	10.92	10.02	5.8	42.06	12.41	10.75	23.67
Price/Sales High	16.14	13.9	14.8	11.38	24.28	17.42	11.79	9.12	13.4	15.09	7.33	56.37	17.22	19.07	33.56
Price/Sales Low	7.24	8.94	10.16	8.08	4.05	4.62	4.84	6.03	8.38	4.94	3.74	28.98	10.17	8.21	17.85
Price/Cash Flow	12.7	10.55	12.39	9.23	7.02	14.28	11.03	7.91	7.74	15.69	5.84	21.79	17.53	3.3	29.97
Price/Cash Flow Average	11.92	11.65	13.11	10.48	18.66	9.58	8.11	7.63	10.01	12.48	6.55	22.74	18.77	2.91	27.23
Price/Cash Flow High	16.65	14.3	15.34	12.23	28.69	15.07	13.75	9.42	12.29	18.79	8.27	30.48	26.05	5.17	38.6
Price/Cash Flow Low	7.47	9.2	10.53	8.68	4.79	3.99	5.65	6.23	7.68	6.15	4.22	15.67	15.39	2.22	20.54
Price/Free Cash Flow Average	11.92	11.65	13.11	10.48	18.66	9.58	8.11	7.63	10.01	12.48	6.55	22.74	18.77	2.91	27.23
Price/Free Cash Flow High	16.65	14.3	15.34	12.23	28.69	15.07	13.75	9.42	12.29	18.79	8.27	30.48	26.05	5.17	38.6
Price/Free Cash Flow Low	7.47	9.2	10.53	8.68	4.79	3.99	5.65	6.23	7.68	6.15	4.22	15.67	15.39	2.22	20.54
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	32.06	24.67	20.09	17.08	4.4	13.7	24.8	27.44	20.41	24.89	27.98	23.03	19.51	23.6	32.9
High Price	42.02	33.44	24.87	22.62	17.98	14.45	30.92	32.68	32.39	29.8	39.61	32.21	29	37	42.38
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Shares Outstanding	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13
Diluted Weighted Avg Shares	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13
Basic Weighted Avg Shares	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13
Revenue per Share	2.6	2.41	1.68	1.99	0.74	0.83	2.62	3.58	2.42	1.98	5.41	0.57	1.68	1.94	1.26
EBITDA per Share	2.54	2.34	1.61	1.91	0.66	0.76	2.55	3.49	2.29	1.81	5.21	0.39	1.41	1.57	1
Operating Income per Share	2.54	2.34	1.61	1.91	0.66	0.76	2.55	3.49	2.29	1.81	5.21	0.39	1.41	1.57	1
Basic EPS, GAAP	2.53	2.34	1.6	1.89	0.65	0.74	2.55	3.47	2.29	1.78	5.24	0.4	1.45	7.11	1.06
Basic EPS from Cont Ops	2.53	2.34	1.6	1.89	0.65	0.74	2.55	3.47	2.29	1.78	5.24	0.4	1.45	7.11	1.06
Diluted EPS, GAAP	2.53	2.34	1.6	1.89	0.65	0.74	2.55	3.47	2.29	1.78	5.24	0.4	1.45	7.11	1.06
Diluted EPS from Cont Ops	2.53	2.34	1.6	1.89	0.65	0.74	2.55	3.47	2.29	1.78	5.24	0.4	1.45	7.11	1.06
Dividend per Share	2.42	2.6	1.54	1.77	0.68	0.55	1.49	2.79	3.36	1.67	2.86	3.63	0.35	1.35	6.97
Cash Flow per Share	2.52	2.34	1.62	1.85	0.63	0.96	2.25	3.47	2.64	1.59	4.79	1.06	1.11	7.16	1.1
Free Cash Flow per Basic Share	2.52	2.34	1.62	1.85	0.63	0.96	2.25	3.47	2.64	1.59	4.79	1.06	1.11	7.16	1.1
Cash & Equivalents per Share	0.78	0.55	0.6	0.7	0.63	1.08	1.84	2.52	1.79	1.71	3.64	1.06	1.83	7.64	1.77
Book Value per Share	0.08	0.09	0.08	0.12	0.69	0.78	0.81	1.28	0.9	1.26	2.35	0.87	1.6	1.78	1.56
Tangible Book Value per Share	0.08	0.09	0.08	0.12	0.69	0.78	0.81	1.28	0.9	1.26	2.35	0.87	1.6	1.78	1.56

Mesabi Trust