Porch Group, Inc.

PRCH

PRCHPorch Group, Inc. US flag

NASDAQ Capital Market

3.66

USD

-0.07

(-1.88%)

-0.66EPS

-5.55P/E

370.51MMarket Cap

Mar 06Next Earn

Profitability	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Return on Common Equity (%)	- -	- -	- -	- -	- -
Return on Assets (%)	- -	-34.11	-16.31	-15	-13.75
Return on Capital (%)	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -
Gross Margin (%)	72.29	75.71	69.48	61.02	48.82
EBITDA Margin (%)	-97.62	-51.22	-34.81	-31.79	-25.26
Operating Margin (%)	-107.13	-60.41	-43.32	-41.91	-30.94
Incremental Operating Margin (%)	- -	- -	- -	- -	- -
Pretax Margin (%)	-133.03	-77.07	-60.74	-56.43	-30.98
Profit Margin (%)	-133.15	-74.73	-55.4	-56.73	-31.13
Net Income to Common Margin (%)	-133.15	-74.73	-55.4	-56.73	-31.13
Effective Tax Rate (%)	- -	- -	- -	- -	- -
Dvd Payout Ratio (%)	- -	-55.52	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	- -	- -

Credit	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Total Debt	61	48	417	442	436
ST Debt	20	5	- -	16	- -
LT Debt	41	43	417	425	435
Total Debt/EBITDA	-0.81	-1.3	-6.23	-5.04	-4.01
Net Debt/EBITDA	-0.75	4	-1.48	-2.58	-1.63
Total Debt/EBIT	-0.74	-1.1	-5.01	-3.82	-3.27
Net Debt/EBIT	-0.68	3.39	-1.19	-1.96	-1.33
EBITDA to Interest Expense	-10.62	-2.51	-11.63	-10.06	-3.42
EBITDA-CapEx/Interest Expense	-11.26	-2.71	-11.8	-10.33	-3.44
EBIT to Interest Expense	-11.65	-2.96	-14.48	-13.26	-4.18
Interest Expense	7	15	6	9	32
Common Equity/Total Assets	-543.6	-118.3	-40.83	-55.77	-80.28
Long-Term Debt/Equity (%)	- -	40.29	192.25	535.97	- -
Long-Term Debt/Capital (%)	-20.09	-16.04	-6,253.24	-296.9	-152.11
Long-Term Debt/Total Assets (%)	83.89	16.11	40.17	40.54	48.42
Total Debt/Equity (%)	-101.9	44.71	192.32	556.71	-1,221.14
Total Debt/Capital (%)	-30.2	-17.8	-6,255.49	-308.39	-152.19
Total Debt/Total Assets (%)	126.1	17.88	40.19	42.11	48.45
Net Debt to Equity	-94.93	-137.96	45.61	285.69	-496.93
Net Debt/Capital (%)	-27.57	31.8	-30.7	-63.27	-32.55
EBITDA	-76	-37	-67	-88	-109
EBITDA-CapEx	-80	-40	-68	-90	-110
Operating Income (Loss)	-83	-44	-83	-116	-133

Liquidity	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Cash Ratio	0.07	6.18	0.89	0.49	0.64
Current Ratio	0.18	6.8	1.67	1.18	1.04
Quick Ratio	0.15	6.31	1.6	1.12	0.87
CFO/Avg Current Liab	- -	-1.09	-0.18	-0.04	0.07
Common Equity/Total Assets	-543.6	-118.3	-40.83	-55.77	-80.28
Long-Term Debt/Equity (%)	- -	40.29	192.25	535.97	- -
Long-Term Debt/Capital (%)	-20.09	-16.04	-6,253.24	-296.9	-152.11
Long-Term Debt/Total Assets (%)	83.89	16.11	40.17	40.54	48.42
Total Debt/Equity (%)	-101.9	44.71	192.32	556.71	-1,221.14
Total Debt/Capital (%)	-30.2	-17.8	-6,255.49	-308.39	-152.19
Total Debt/Total Assets (%)	126.1	17.88	40.19	42.11	48.45
CFO/Total Liabilities	-27.05	-30.22	-4.23	-1.83	3.63
CFO/CapEx	-6.41	-16.9	-35.78	-7.55	39.87
Altman's Z-Score	-30.56	0.61	0.5	-1.05	-1.42

Working Capital	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Accounts Receivable Turnover	- -	16.11	11.65	10	16.97
Days Sales Outstanding	- -	22.66	31.33	36.51	21.51
Inventory Turnover	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	2.51	7.26	16.26	29.31
Accounts Payable Turnover Days	- -	145.58	50.25	22.45	12.45
Cash Conversion Cycle	- -	-122.92	-18.92	14.06	9.06
Inventory to Cash Days	- -	22.66	31.33	36.51	21.51
Inventories	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -

Enterprise Value	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Market Capitalization	- -	519	1,464	183	296
- Cash & Cash Equivalents	4	196	316	215	258
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -
+ Total Debt	61	48	417	442	436
Enterprise Value	57	371	1,556	373	438
Total Capital	-202	-270	-7	-143	-286
Total Debt/Capital (%)	-30.2	-17.8	-6,255.49	-308.39	-152.19
Total Debt / EV	1.07	0.13	0.27	1.18	1
EV/Sales	0.73	5.13	8.09	1.35	1.02
EV/EBITDA	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	6.64
EV/Free Cash Flow to Firm	- -	- -	- -	- -	6.55
Diluted Market Cap	- -	519	1,464	183	296
Diluted Enterprise Value	57	371	1,565	410	473
EV per Share	0.7	10.2	16.57	3.83	4.56
TTM Sales	78	72	192	276	430
TTM EBITDA	-76	-37	-67	-88	-109
TTM Operating Income	-83	-44	-83	-116	-133
TTM Cash Flow to Firm	-22	-34	-30	-9	66
TTM Free Cash Flow to Firm	-18	-32	-29	-7	67

Multiples	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Price/Earnings	- -	- -	- -	- -	- -
Price/Earnings Average	- -	-6.99	-15.92	-2.71	-1.08
Price/Earnings High	- -	-11.64	-24.22	-10.11	-2.86
Price/Earnings Low	- -	-6.15	-10.33	-0.58	-0.36
Price/Book Value	- -	-1.63	-3.45	-0.31	-0.41
Price/Book Value Average	- -	-1.19	-4	-0.73	-0.2
Price/Book Value High	- -	-1.98	-6.09	-2.71	-0.53
Price/Book Value Low	- -	-1.05	-2.6	-0.16	-0.07
Price/Tangible Book Value	- -	8.22	-10.57	-0.67	-0.94
Price/Tangible Book Value Average	- -	5.99	-12.26	-1.55	-0.46
Price/Tangible Book Value High	- -	9.97	-18.65	-5.79	-1.22
Price/Tangible Book Value Low	- -	5.27	-7.96	-0.33	-0.15
Price/Sales	- -	7.17	7.61	0.66	0.69
Price/Sales Average	- -	5.22	8.82	1.54	0.34
Price/Sales High	- -	8.7	13.42	5.74	0.89
Price/Sales Low	- -	4.6	5.73	0.33	0.11
Price/Cash Flow	- -	-10.66	-42.09	-10.32	8.72
Price/Cash Flow Average	- -	-7.76	-48.81	-23.94	4.27
Price/Cash Flow High	- -	-12.93	-74.24	-89.25	11.3
Price/Cash Flow Low	- -	-6.83	-31.68	-5.16	1.4
Price/Free Cash Flow	- -	-11.33	-43.3	-11.9	8.51
Price/Free Cash Flow Average	- -	-8.25	-50.21	-27.59	4.16
Price/Free Cash Flow High	- -	-13.74	-76.37	-102.88	11.02
Price/Free Cash Flow Low	- -	-7.26	-32.59	-5.95	1.37
EV/Sales	0.73	5.13	8.09	1.35	1.02
EV/Sales Average	0.73	3.18	9.35	2.36	0.75
EV/Sales High	0.73	6.65	13.95	6.56	1.3
EV/Sales Low	0.73	2.55	6.25	1.15	0.52
EV/EBITDA	- -	- -	- -	- -	- -
EV/EBITDA Average	-0.75	-6.2	-26.86	-7.42	-2.96
EV/EBITDA High	-0.75	-12.99	-40.06	-20.63	-5.16
EV/EBITDA Low	-0.75	-4.98	-17.97	-3.63	-2.07
EV/EBIT	- -	- -	- -	- -	- -
EV/EBIT Average	-0.68	-5.26	-21.58	-5.63	-2.42
EV/EBIT High	-0.68	-11.01	-32.19	-15.65	-4.21
EV/EBIT Low	-0.68	-4.22	-14.44	-2.75	-1.69
Last Price	- -	14.27	15.59	1.88	3.08
High Price	- -	17.31	27.5	16.26	3.99
Low Price	- -	9.15	11.74	0.94	0.5
Enterprise Value	57	371	1,556	373	438
Enterprise Value Average	57	230	1,799	651	322
Enterprise Value High	57	481	2,684	1,810	561
Enterprise Value Low	57	184	1,203	318	225

Per Share Data Items	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Shares Outstanding	81	82	98	98	97
Diluted Weighted Avg Shares	81	36	94	97	96
Basic Weighted Avg Shares	81	36	94	97	96
Revenue per Share	0.95	1.99	2.05	2.83	4.48
EBITDA per Share	-0.93	-1.02	-0.71	-0.9	-1.13
Operating Income per Share	-1.02	-1.2	-0.89	-1.19	-1.39
Basic EPS, GAAP	-1.27	-1.49	-1.14	-1.61	-1.39
Basic EPS from Cont Ops	-1.27	-1.49	-1.14	-1.61	-1.39
Diluted EPS, GAAP	-1.27	-1.49	-1.14	-1.61	-1.39
Diluted EPS from Cont Ops	-1.27	-1.49	-1.14	-1.61	-1.39
Dividend per Share	- -	0.83	- -	- -	- -
Cash Flow per Share	-0.36	-1.34	-0.37	-0.18	0.35
Free Cash Flow per Basic Share	-0.42	-1.42	-0.38	-0.21	0.34
Cash & Equivalents per Share	0.05	5.39	3.46	2.58	3.06
Book Value per Share	-3.23	-8.74	-4.52	-6.01	-7.52
Tangible Book Value per Share	-1.08	1.74	-1.47	-2.81	-3.28

Profitability	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Return on Common Equity (%)	- -	- -	- -	- -	- -
Return on Assets (%)	- -	-34.11	-16.31	-15	-13.75
Return on Capital (%)	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -
Gross Margin (%)	72.29	75.71	69.48	61.02	48.82
EBITDA Margin (%)	-97.62	-51.22	-34.81	-31.79	-25.26
Operating Margin (%)	-107.13	-60.41	-43.32	-41.91	-30.94
Incremental Operating Margin (%)	- -	- -	- -	- -	- -
Pretax Margin (%)	-133.03	-77.07	-60.74	-56.43	-30.98
Profit Margin (%)	-133.15	-74.73	-55.4	-56.73	-31.13
Net Income to Common Margin (%)	-133.15	-74.73	-55.4	-56.73	-31.13
Effective Tax Rate (%)	- -	- -	- -	- -	- -
Dvd Payout Ratio (%)	- -	-55.52	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	- -	- -

Credit	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Total Debt	61	48	417	442	436
ST Debt	20	5	- -	16	- -
LT Debt	41	43	417	425	435
Total Debt/EBITDA	-0.81	-1.3	-6.23	-5.04	-4.01
Net Debt/EBITDA	-0.75	4	-1.48	-2.58	-1.63
Total Debt/EBIT	-0.74	-1.1	-5.01	-3.82	-3.27
Net Debt/EBIT	-0.68	3.39	-1.19	-1.96	-1.33
EBITDA to Interest Expense	-10.62	-2.51	-11.63	-10.06	-3.42
EBITDA-CapEx/Interest Expense	-11.26	-2.71	-11.8	-10.33	-3.44
EBIT to Interest Expense	-11.65	-2.96	-14.48	-13.26	-4.18
Interest Expense	7	15	6	9	32
Common Equity/Total Assets	-543.6	-118.3	-40.83	-55.77	-80.28
Long-Term Debt/Equity (%)	- -	40.29	192.25	535.97	- -
Long-Term Debt/Capital (%)	-20.09	-16.04	-6,253.24	-296.9	-152.11
Long-Term Debt/Total Assets (%)	83.89	16.11	40.17	40.54	48.42
Total Debt/Equity (%)	-101.9	44.71	192.32	556.71	-1,221.14
Total Debt/Capital (%)	-30.2	-17.8	-6,255.49	-308.39	-152.19
Total Debt/Total Assets (%)	126.1	17.88	40.19	42.11	48.45
Net Debt to Equity	-94.93	-137.96	45.61	285.69	-496.93
Net Debt/Capital (%)	-27.57	31.8	-30.7	-63.27	-32.55
EBITDA	-76	-37	-67	-88	-109
EBITDA-CapEx	-80	-40	-68	-90	-110
Operating Income (Loss)	-83	-44	-83	-116	-133

Liquidity	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Cash Ratio	0.07	6.18	0.89	0.49	0.64
Current Ratio	0.18	6.8	1.67	1.18	1.04
Quick Ratio	0.15	6.31	1.6	1.12	0.87
CFO/Avg Current Liab	- -	-1.09	-0.18	-0.04	0.07
Common Equity/Total Assets	-543.6	-118.3	-40.83	-55.77	-80.28
Long-Term Debt/Equity (%)	- -	40.29	192.25	535.97	- -
Long-Term Debt/Capital (%)	-20.09	-16.04	-6,253.24	-296.9	-152.11
Long-Term Debt/Total Assets (%)	83.89	16.11	40.17	40.54	48.42
Total Debt/Equity (%)	-101.9	44.71	192.32	556.71	-1,221.14
Total Debt/Capital (%)	-30.2	-17.8	-6,255.49	-308.39	-152.19
Total Debt/Total Assets (%)	126.1	17.88	40.19	42.11	48.45
CFO/Total Liabilities	-27.05	-30.22	-4.23	-1.83	3.63
CFO/CapEx	-6.41	-16.9	-35.78	-7.55	39.87
Altman's Z-Score	-30.56	0.61	0.5	-1.05	-1.42

Working Capital	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Accounts Receivable Turnover	- -	16.11	11.65	10	16.97
Days Sales Outstanding	- -	22.66	31.33	36.51	21.51
Inventory Turnover	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	2.51	7.26	16.26	29.31
Accounts Payable Turnover Days	- -	145.58	50.25	22.45	12.45
Cash Conversion Cycle	- -	-122.92	-18.92	14.06	9.06
Inventory to Cash Days	- -	22.66	31.33	36.51	21.51
Inventories	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -

Enterprise Value	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Market Capitalization	- -	519	1,464	183	296
- Cash & Cash Equivalents	4	196	316	215	258
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -
+ Total Debt	61	48	417	442	436
Enterprise Value	57	371	1,556	373	438
Total Capital	-202	-270	-7	-143	-286
Total Debt/Capital (%)	-30.2	-17.8	-6,255.49	-308.39	-152.19
Total Debt / EV	1.07	0.13	0.27	1.18	1
EV/Sales	0.73	5.13	8.09	1.35	1.02
EV/EBITDA	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	6.64
EV/Free Cash Flow to Firm	- -	- -	- -	- -	6.55
Diluted Market Cap	- -	519	1,464	183	296
Diluted Enterprise Value	57	371	1,565	410	473
EV per Share	0.7	10.2	16.57	3.83	4.56
TTM Sales	78	72	192	276	430
TTM EBITDA	-76	-37	-67	-88	-109
TTM Operating Income	-83	-44	-83	-116	-133
TTM Cash Flow to Firm	-22	-34	-30	-9	66
TTM Free Cash Flow to Firm	-18	-32	-29	-7	67

Multiples	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Price/Earnings	- -	- -	- -	- -	- -
Price/Earnings Average	- -	-6.99	-15.92	-2.71	-1.08
Price/Earnings High	- -	-11.64	-24.22	-10.11	-2.86
Price/Earnings Low	- -	-6.15	-10.33	-0.58	-0.36
Price/Book Value	- -	-1.63	-3.45	-0.31	-0.41
Price/Book Value Average	- -	-1.19	-4	-0.73	-0.2
Price/Book Value High	- -	-1.98	-6.09	-2.71	-0.53
Price/Book Value Low	- -	-1.05	-2.6	-0.16	-0.07
Price/Tangible Book Value	- -	8.22	-10.57	-0.67	-0.94
Price/Tangible Book Value Average	- -	5.99	-12.26	-1.55	-0.46
Price/Tangible Book Value High	- -	9.97	-18.65	-5.79	-1.22
Price/Tangible Book Value Low	- -	5.27	-7.96	-0.33	-0.15
Price/Sales	- -	7.17	7.61	0.66	0.69
Price/Sales Average	- -	5.22	8.82	1.54	0.34
Price/Sales High	- -	8.7	13.42	5.74	0.89
Price/Sales Low	- -	4.6	5.73	0.33	0.11
Price/Cash Flow	- -	-10.66	-42.09	-10.32	8.72
Price/Cash Flow Average	- -	-7.76	-48.81	-23.94	4.27
Price/Cash Flow High	- -	-12.93	-74.24	-89.25	11.3
Price/Cash Flow Low	- -	-6.83	-31.68	-5.16	1.4
Price/Free Cash Flow	- -	-11.33	-43.3	-11.9	8.51
Price/Free Cash Flow Average	- -	-8.25	-50.21	-27.59	4.16
Price/Free Cash Flow High	- -	-13.74	-76.37	-102.88	11.02
Price/Free Cash Flow Low	- -	-7.26	-32.59	-5.95	1.37
EV/Sales	0.73	5.13	8.09	1.35	1.02
EV/Sales Average	0.73	3.18	9.35	2.36	0.75
EV/Sales High	0.73	6.65	13.95	6.56	1.3
EV/Sales Low	0.73	2.55	6.25	1.15	0.52
EV/EBITDA	- -	- -	- -	- -	- -
EV/EBITDA Average	-0.75	-6.2	-26.86	-7.42	-2.96
EV/EBITDA High	-0.75	-12.99	-40.06	-20.63	-5.16
EV/EBITDA Low	-0.75	-4.98	-17.97	-3.63	-2.07
EV/EBIT	- -	- -	- -	- -	- -
EV/EBIT Average	-0.68	-5.26	-21.58	-5.63	-2.42
EV/EBIT High	-0.68	-11.01	-32.19	-15.65	-4.21
EV/EBIT Low	-0.68	-4.22	-14.44	-2.75	-1.69
Last Price	- -	14.27	15.59	1.88	3.08
High Price	- -	17.31	27.5	16.26	3.99
Low Price	- -	9.15	11.74	0.94	0.5
Enterprise Value	57	371	1,556	373	438
Enterprise Value Average	57	230	1,799	651	322
Enterprise Value High	57	481	2,684	1,810	561
Enterprise Value Low	57	184	1,203	318	225

Per Share Data Items	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y
Shares Outstanding	81	82	98	98	97
Diluted Weighted Avg Shares	81	36	94	97	96
Basic Weighted Avg Shares	81	36	94	97	96
Revenue per Share	0.95	1.99	2.05	2.83	4.48
EBITDA per Share	-0.93	-1.02	-0.71	-0.9	-1.13
Operating Income per Share	-1.02	-1.2	-0.89	-1.19	-1.39
Basic EPS, GAAP	-1.27	-1.49	-1.14	-1.61	-1.39
Basic EPS from Cont Ops	-1.27	-1.49	-1.14	-1.61	-1.39
Diluted EPS, GAAP	-1.27	-1.49	-1.14	-1.61	-1.39
Diluted EPS from Cont Ops	-1.27	-1.49	-1.14	-1.61	-1.39
Dividend per Share	- -	0.83	- -	- -	- -
Cash Flow per Share	-0.36	-1.34	-0.37	-0.18	0.35
Free Cash Flow per Basic Share	-0.42	-1.42	-0.38	-0.21	0.34
Cash & Equivalents per Share	0.05	5.39	3.46	2.58	3.06
Book Value per Share	-3.23	-8.74	-4.52	-6.01	-7.52
Tangible Book Value per Share	-1.08	1.74	-1.47	-2.81	-3.28

Porch Group, Inc.

Profitability

Credit

Liquidity

Working Capital

Enterprise Value

Multiples

Per Share Data Items

Profitability

Credit

Liquidity

Working Capital

Enterprise Value

Multiples

Per Share Data Items