Porch Group, Inc.

PRCH

PRCHPorch Group, Inc. US flag

NASDAQ Capital Market

12.90

USD

-0.78

- -

1.41BMarket Cap

Income Statement (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	78	72	192	276	434	458	510
+ Sales & Services Revenue	78	72	192	276	434	458	510
- Cost of Revenue	22	18	59	108	220	226	- -
+ Cost of Goods & Services	22	18	59	108	220	226	- -
Gross Profit	56	55	134	168	210	212	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	139	98	217	284	343	277	- -
+ Selling, General & Admin	108	70	169	224	245	218	245
+ Research & Development	31	29	47	60	59	55	- -
+ Other Operating Expense	- -	- -	1	1	39	3	-245
Operating Income (Loss)	-83	-44	-83	-116	-133	-65	- -
- Non-Operating (Income) Loss	20	12	34	40	- -	-34	-27
+ Interest Expense, Net	7	15	6	8	16	22	28
+ Interest Expense	7	15	6	9	20	23	30
- Interest Income	- -	- -	- -	1	4	2	2
+ Other Non-Op (Income) Loss	13	-3	28	32	-16	-56	-55
Pretax Income	-103	-56	-117	-156	-133	-31	27
- Income Tax Expense (Benefit)	- -	-2	-10	1	1	2	11
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	-103	-54	-107	-157	-134	-33	15
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	37
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	37
Income (Loss) Incl. MI	-103	-54	-107	-157	-134	-33	-22
- Minority Interest	- -	- -	- -	- -	- -	- -	-19
Net Income, GAAP	-103	-54	-107	-157	-134	-33	-3
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	-103	-54	-107	-157	-134	-33	-3
EBIT	-83	-44	-83	-116	-133	-65	- -
EBITDA	-76	-37	-67	-88	-109	-39	- -
EBITDA Margin (%)	-97.62	-51.22	-34.81	-31.79	-25.05	-8.52	- -
EBITA	-83	-44	-83	-116	-133	-65	-24
Gross Margin (%)	72.29	75.71	69.48	61.02	49.24	50.75	100
Operating Margin (%)	-107.13	-60.41	-43.32	-41.91	-30.68	-14.1	- -
Profit Margin (%)	-133.15	-74.73	-55.4	-56.73	-30.87	-7.17	-0.66
Sales per Employee	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	0.83	- -	- -	- -	- -	- -
Depreciation Expense	7	7	16	28	24	26	24
Basic Weighted Avg Shares	81	36	94	97	96	101	104
Basic EPS, GAAP	-1.27	-1.49	-1.14	-1.61	-1.39	-0.32	-0.03
Basic EPS from Cont Ops	-1.27	-1.49	-1.14	-1.61	-1.39	-0.32	0.15
Diluted Weighted Avg Shares	81	36	94	97	96	101	104
Diluted EPS, GAAP	-1.27	-1.49	-1.14	-1.61	-1.39	-0.32	-0.03
Diluted EPS from Cont Ops	-1.27	-1.49	-1.14	-1.61	-1.39	-0.32	0.15

Balance Sheet (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	10	216	605	610	481	365	- -
+ Cash, Cash Equivalents & STI	4	196	325	252	294	192	181
+ Cash & Cash Equivalents	4	196	316	215	258	168	161
+ ST Investments	- -	- -	9	37	36	24	20
+ Accounts & Notes Receiv	5	4	257	324	108	111	58
+ Accounts Receivable, Net	5	4	29	25	24	111	58
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	228	299	84	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	1	15	23	34	79	62	-239
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	38	53	434	438	418	449	- -
+ Property, Plant & Equip, Net	7	5	11	12	17	23	- -
+ Property, Plant & Equip	14	14	29	29	36	46	- -
- Accumulated Depreciation	7	9	18	17	19	23	- -
+ LT Investments & Receivables	- -	- -	58	55	104	159	- -
+ LT Investments	- -	- -	58	55	104	159	- -
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	32	48	364	371	298	268	- -
+ Total Intangible Assets	28	44	355	353	279	261	246
+ Goodwill	18	28	226	245	192	192	192
+ Other Intangible Assets	10	16	130	108	87	69	54
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	4	4	9	18	19	7	-246
Total Assets	48	268	1,039	1,049	899	814	797
+ Payables & Accruals	22	19	45	97	84	65	56
+ Accounts Payable	5	9	7	6	9	22	8
+ Accrued Taxes	- -	- -	- -	- -	- -	4	4
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	17	10	38	91	75	39	44
+ ST Debt	20	5	- -	16	- -	- -	8
+ ST Borrowings	20	5	- -	16	- -	- -	8
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	15	8	318	402	378	349	-64
+ Deferred Revenue	6	8	216	291	267	249	5
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	9	- -	102	111	111	101	-69
Total Current Liabilities	57	32	363	516	462	414	- -
+ LT Debt	41	43	417	425	435	404	385
+ LT Borrowings	41	43	415	425	435	404	385
+ LT Finance Leases	- -	- -	3	3	- -	- -	- -
+ Other LT Liabilities	10	86	41	29	37	39	-385
+ Accrued Liabilities	3	1	- -	- -	- -	- -	220
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	7	86	41	29	37	39	-605
Total Noncurrent Liabilities	51	129	459	454	473	443	- -
Total Liabilities	108	161	822	970	935	857	775
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	203	425	641	671	690	717	623
+ Common Stock	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	203	425	641	671	690	717	623
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	-263	-318	-424	-585	-722	-755	-648
+ Other Equity	- -	- -	- -	-6	-4	-5	1
Equity Before Minority Interest	-60	107	217	79	-36	-43	-25
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	47
Total Equity	-60	107	217	79	-36	-43	22
Total Liabilities & Equity	48	268	1,039	1,049	899	814	797
Shares Outstanding	81	82	98	98	97	101	106
Number of Employees	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	3	3	- -	- -	- -
Net Debt	57	-148	99	227	177	236	232
Net Debt to Equity	-94.93	-137.96	45.61	285.69	-496.93	-546.66	1,037.36
Tangible Common Equity Ratio	-432.6	28.14	-20.26	-39.3	-50.75	-54.92	-40.48
Current Ratio	0.18	6.8	1.67	1.18	1.04	0.88	- -
Cash Conversion Cycle	- -	-122.92	-18.92	13.4	8.46	29.44	- -

Cash Flow Statement (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	-103	-54	-107	-157	-134	-33	15
+ Depreciation & Amortization	7	7	16	28	24	26	- -
+ Non-Cash Items	53	15	71	74	55	4	69
+ Stock-Based Compensation	36	11	39	27	21	27	29
+ Deferred Income Taxes	- -	- -	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	61	57	- -	- -
+ Other Non-Cash Adj	17	4	33	-14	-23	-24	40
+ Chg in Non-Cash Work Cap	13	-16	-16	37	89	-28	-18
+ (Inc) Dec in Accts Receiv	-2	-3	-22	-76	1	- -	-5
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	1	-3	-5	-5	- -	- -	- -
+ Inc (Dec) in Accts Payable	10	-12	-28	-7	181	-22	57
+ Inc (Dec) in Other	4	1	40	125	-93	-6	-70
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	-29	-49	-35	-18	34	-32	66
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-5	-3	-1	-2	-1	-1	- -
+ Acq of Fixed Prod Assets	- -	- -	-1	-2	-1	-1	- -
+ Acq of Intangible Assets	-4	-3	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	-2	-6	- -	- -
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	-2	-6	- -	- -
+ Net Change in LT Investment	- -	- -	-2	-31	-44	-43	-59
+ Dec in LT Investment	- -	- -	22	22	47	68	90
+ Inc in LT Investment	- -	- -	-24	-53	-91	-111	-148
+ Net Cash From Acq & Div	-1	-8	-256	-39	-2	11	1
+ Cash from Divestitures	- -	- -	- -	- -	- -	11	1
+ Cash for Acq of Subs	-1	-8	-256	-39	-2	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	- -	- -	-4	-8	-9	-12	-14
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-5	-11	-263	-80	-56	-45	-72
+ Dividends Paid	- -	-30	- -	- -	- -	- -	- -
+ Net Cash From Debt	31	-15	367	10	107	-23	-17
+ Cash From Debt	31	66	414	15	117	- -	51
+ Repayments of Debt	- -	-82	-47	-5	-10	-23	-68
+ Other Financing Activities	3	305	49	-7	-10	- -	-5
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	34	260	416	1	91	-24	-22
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	- -	200	117	-96	69	-100	-28
EBITDA	-76	-37	-67	-88	-109	-39	- -
EBITDA Margin (%)	-97.62	-51.22	-34.81	-31.79	-25.05	-8.52	- -
Free Cash Flow	-34	-52	-36	-20	33	-32	66
Net Cash Paid for Acquisitions	1	8	256	39	2	-11	-1
Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	83
Free Cash Flow to Equity	- -	-64	331	-10	140	-56	49
Free Cash Flow per Basic Share	-0.42	-1.42	-0.38	-0.21	0.34	-0.32	0.64
Price/Free Cash Flow	- -	-11.33	-43.3	-11.9	8.51	-16.02	14.16
Cash Flow to Net Income	0.28	0.9	0.33	0.11	-0.25	0.97	-19.76
Capital Expenditures	-5	-3	-1	-2	-1	-1	- -