Riverview Bancorp, Inc. Financial Ratios — RVSB Stock

Profitability (USD)

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	03/31/2012	03/31/2013	03/31/2014	03/31/2015	03/31/2016	03/31/2017	03/31/2018	03/31/2019	03/31/2020	03/31/2021	03/31/2022	03/31/2023	03/31/2024	03/31/2025	03/31/2026

Return on Common Equity (%)	-34.68	3.42	22.02	4.45	6	6.75	8.98	13.81	11.17	6.97	14.13	11.56	2.44	3.11	-2.84
Return on Assets (%)	-3.69	0.32	2.43	0.53	0.71	0.72	0.9	1.5	1.35	0.77	1.33	1.09	0.24	0.32	-0.29
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	4.97	4.9	5.82	9.23	6.73	6.27	5.44	4.67	5.1	5.73	5.83	4.22	5.71	6.58	7.89
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-57.49	6.95	13.32	18.66	25.36	24.65	33.57	38.53	35.42	24.02	46.84	37.11	9.52	12.33	-13.54
Profit Margin (%)	-78.18	6.87	59.57	12.62	16.48	16.91	19.1	29.69	27.11	18.7	36.14	28.32	7.86	9.69	-10.08
Net Income to Common Margin (%)	-78.18	6.87	59.57	12.62	16.48	16.91	19.1	29.69	27.11	18.7	36.14	28.32	7.86	9.69	-10.08
Effective Tax Rate (%)	- -	1.09	- -	32.37	35.02	31.39	43.09	22.96	23.47	22.16	22.83	23.69	17.43	21.4	- -
Dvd Payout Ratio (%)	- -	- -	- -	- -	19.83	24.3	20.89	18.32	25.88	42.76	21.4	28.32	133.72	51.66	-38.47
Sustainable Growth Rate (%)	-34.68	3.42	22.02	4.45	4.81	5.11	7.1	11.28	8.28	3.99	11.11	8.29	-0.82	1.5	-3.93

Credit (USD)

Credit Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	03/31/2012	03/31/2013	03/31/2014	03/31/2015	03/31/2016	03/31/2017	03/31/2018	03/31/2019	03/31/2020	03/31/2021	03/31/2022	03/31/2023	03/31/2024	03/31/2025	03/31/2026

Total Debt	25	25	25	25	25	29	29	86	29	29	29	153	117	106	45
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	25	25	25	25	25	29	29	86	29	29	29	153	117	106	45
Total Debt/EBITDA	12.52	13.38	13.19	7.6	9.69	10.5	9.91	31.48	9.8	9.05	8.27	56.78	42.55	31.74	13.33
Net Debt/EBITDA	-32.38	-73.19	-43.64	-18.87	-19.06	-17.94	-8.31	21.88	-5.25	-74.38	-61.02	47.67	33.2	22.27	-21.65
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.83	10.1	11.88	12.09	11.75	9.81	10.15	11.51	12.61	9.79	9.04	9.77	10.23	10.57	9.95
Long-Term Debt/Equity (%)	33.08	31.78	25.44	23.92	23.23	25.92	24.73	64.27	19.5	19.18	18.52	98.49	75.5	65.99	31.1
Long-Term Debt/Capital (%)	24.86	24.12	20.28	19.3	18.85	20.59	19.83	39.13	16.32	16.09	15.62	49.62	43.02	39.75	23.72
Long-Term Debt/Total Assets (%)	2.94	3.23	3.04	2.91	2.73	2.54	2.51	7.4	2.46	1.88	1.67	9.62	7.72	6.98	3.09
Total Debt/Equity (%)	33.08	31.78	25.44	23.92	23.23	25.92	24.73	64.27	19.5	19.18	18.52	98.49	75.5	65.99	31.1
Total Debt/Capital (%)	24.86	24.12	20.28	19.3	18.85	20.59	19.83	39.13	16.32	16.09	15.62	49.62	43.02	39.75	23.72
Total Debt/Total Assets (%)	2.94	3.23	3.04	2.91	2.73	2.54	2.51	7.4	2.46	1.88	1.67	9.62	7.72	6.98	3.09
Net Debt to Equity	-85.6	-173.79	-84.13	-59.37	-45.71	-44.28	-20.74	44.67	-10.45	-157.6	-136.62	82.7	58.92	46.29	-50.53
Net Debt/Capital (%)	-483.6	245.81	-460.4	-138.69	-80.78	-76.44	-25.5	30.5	-11.47	281.12	388.44	44.91	36.75	31.36	-99.35
EBITDA	2	2	2	3	3	3	3	3	3	3	4	3	3	3	3
EBITDA-CapEx	-1	- -	1	3	2	2	2	2	- -	- -	- -	-2	-3	1	3
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	03/31/2012	03/31/2013	03/31/2014	03/31/2015	03/31/2016	03/31/2017	03/31/2018	03/31/2019	03/31/2020	03/31/2021	03/31/2022	03/31/2023	03/31/2024	03/31/2025	03/31/2026

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.83	10.1	11.88	12.09	11.75	9.81	10.15	11.51	12.61	9.79	9.04	9.77	10.23	10.57	9.95
Long-Term Debt/Equity (%)	33.08	31.78	25.44	23.92	23.23	25.92	24.73	64.27	19.5	19.18	18.52	98.49	75.5	65.99	31.1
Long-Term Debt/Capital (%)	24.86	24.12	20.28	19.3	18.85	20.59	19.83	39.13	16.32	16.09	15.62	49.62	43.02	39.75	23.72
Long-Term Debt/Total Assets (%)	2.94	3.23	3.04	2.91	2.73	2.54	2.51	7.4	2.46	1.88	1.67	9.62	7.72	6.98	3.09
Total Debt/Equity (%)	33.08	31.78	25.44	23.92	23.23	25.92	24.73	64.27	19.5	19.18	18.52	98.49	75.5	65.99	31.1
Total Debt/Capital (%)	24.86	24.12	20.28	19.3	18.85	20.59	19.83	39.13	16.32	16.09	15.62	49.62	43.02	39.75	23.72
Total Debt/Total Assets (%)	2.94	3.23	3.04	2.91	2.73	2.54	2.51	7.4	2.46	1.88	1.67	9.62	7.72	6.98	3.09
CFO/Total Liabilities	1.54	1.58	0.9	0.74	1.36	1.77	1.15	1.97	1.54	1.73	1.04	0.95	0.93	0.61	0.91
CFO/CapEx	4.66	5.14	7.82	11.99	30.27	30.2	15.86	19.27	5.39	6.8	5.06	2.73	2.27	3.05	15.26
Altman's Z-Score	0.11	0.13	0.16	0.19	0.18	0.2	0.24	0.24	0.22	0.18	0.18	0.19	0.19	0.2	0.19

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	03/31/2012	03/31/2013	03/31/2014	03/31/2015	03/31/2016	03/31/2017	03/31/2018	03/31/2019	03/31/2020	03/31/2021	03/31/2022	03/31/2023	03/31/2024	03/31/2025	03/31/2026

Accounts Receivable Turnover	17.3	19.63	18.2	17.9	17.06	16.44	16.71	15.73	15.24	12.53	12.21	13.52	10.5	11.32	9.95
Days Sales Outstanding	21.1	18.6	20.06	20.39	21.4	22.2	21.85	23.21	23.95	29.13	29.89	27	34.76	32.24	36.67
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	03/31/2012	03/31/2013	03/31/2014	03/31/2015	03/31/2016	03/31/2017	03/31/2018	03/31/2019	03/31/2020	03/31/2021	03/31/2022	03/31/2023	03/31/2024	03/31/2025	03/31/2026

Market Capitalization	51	59	77	101	95	161	211	165	113	155	167	113	100	119	113
- Cash & Cash Equivalents	88	160	106	85	72	76	51	24	42	266	242	22	24	29	117
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	1	1	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	25	25	25	25	25	29	29	86	29	29	29	153	117	106	45
Enterprise Value	-18	-81	-26	-70	-103	-86	-24	49	-49	-298	-211	32	50	75	40
Total Capital	101	104	123	129	133	140	146	219	178	181	186	308	273	266	191
Total Debt/Capital (%)	24.86	24.12	20.28	19.3	18.85	20.59	19.83	39.13	16.32	16.09	15.62	49.62	43.02	39.75	23.72
Total Debt / EV	-1.43	-0.31	-0.95	-0.35	-0.24	-0.34	-1.19	1.75	-0.6	-0.1	-0.14	4.71	2.34	1.4	1.12
EV/Sales	- -	- -	- -	- -	- -	- -	- -	0.84	- -	- -	- -	0.51	1.04	1.49	0.94
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	17.99	- -	- -	- -	12.04	18.21	22.62	11.88
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	2.43	- -	- -	- -	2.39	3.94	9.1	3.35
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	2.31	- -	- -	- -	1.75	2.74	6.85	3.15
Diluted Market Cap	50	59	77	101	94	161	211	166	114	155	168	116	100	119	115
Diluted Enterprise Value	-12	-75	-3	42	47	114	189	228	101	-82	-45	246	194	195	43
EV per Share	- -	- -	- -	- -	- -	- -	- -	2.16	- -	- -	- -	1.53	2.38	3.59	1.96
TTM Sales	40	38	33	36	39	44	54	58	58	56	60	64	48	51	43
TTM EBITDA	2	2	2	3	3	3	3	3	3	3	4	3	3	3	3
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	12	11	7	6	11	18	12	20	16	24	16	14	13	8	12
TTM Free Cash Flow to Firm	15	13	7	6	11	19	13	21	19	28	20	19	18	11	13

Multiples (USD)

Valuation Multiples API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	03/31/2012	03/31/2013	03/31/2014	03/31/2015	03/31/2016	03/31/2017	03/31/2018	03/31/2019	03/31/2020	03/31/2021	03/31/2022	03/31/2023	03/31/2024	03/31/2025	03/31/2026

Price/Free Cash Flow	3.46	4.49	10.42	16.75	8.26	8.64	16.64	7.81	6.03	5.58	8.51	6.23	5.43	10.84	8.93
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-18	-81	-26	-70	-103	-86	-24	49	-49	-298	-211	32	50	75	40
Low Price	2	1.07	2.25	3.3	4	4.25	6.46	5.46	4.47	3.77	6.44	5.2	4.17	3.3	4.74
EV/Sales	- -	- -	- -	- -	- -	- -	- -	0.84	- -	- -	- -	0.51	1.04	1.49	0.94
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	17.99	- -	- -	- -	12.04	18.21	22.62	11.88
Price/Earnings	- -	22.4	3.95	22.44	14.83	21.71	20.55	9.56	7.2	14.75	7.69	6.39	26.26	24.27	- -
Price/Earnings Average	-1.82	14.5	3.21	20.05	15.64	17.56	17.95	11.01	10.69	11.1	7.47	8.27	30.1	20.49	-25.79
Price/Earnings High	-2.26	23.76	4.03	23.73	19.35	24.77	21.45	13.07	12.51	16.59	8.37	9.58	36.56	25.3	-31.64
Price/Earnings Low	-1.41	9.08	2.59	16.45	14.12	12.9	14.21	7.14	6.43	8.03	6.56	6.23	23.2	14.18	-22.76
Price/Book Value	0.67	0.76	0.79	0.97	0.87	1.45	1.8	1.24	0.76	1.02	1.06	0.73	0.64	0.74	0.78
Price/Book Value Average	0.77	0.49	0.64	0.87	0.92	1.17	1.58	1.43	1.13	0.77	1.03	0.94	0.73	0.63	0.76
Price/Book Value High	0.95	0.8	0.8	1.03	1.14	1.65	1.88	1.7	1.32	1.15	1.16	1.09	0.89	0.77	0.93
Price/Book Value Low	0.59	0.31	0.52	0.71	0.83	0.86	1.25	0.93	0.68	0.56	0.91	0.71	0.57	0.43	0.67
Price/Tangible Book Value	1.02	1.13	1.07	1.3	1.15	1.95	2.39	1.58	0.93	1.25	1.29	0.89	0.78	0.89	0.95
Price/Tangible Book Value Average	1.17	0.73	0.87	1.16	1.21	1.58	2.08	1.82	1.39	0.94	1.25	1.15	0.89	0.75	0.93
Price/Tangible Book Value High	1.45	1.2	1.09	1.38	1.5	2.23	2.49	2.15	1.62	1.41	1.4	1.33	1.08	0.93	1.14
Price/Tangible Book Value Low	0.91	0.46	0.7	0.95	1.09	1.16	1.65	1.18	0.83	0.68	1.1	0.86	0.69	0.52	0.82
Price/Sales	1.25	1.54	2.35	2.83	2.44	3.67	3.93	2.84	1.95	2.76	2.78	1.81	2.06	2.35	2.66
Price/Sales Average	1.43	1	1.91	2.53	2.58	2.97	3.43	3.27	2.9	2.07	2.7	2.34	2.37	1.99	2.6
Price/Sales High	1.76	1.63	2.4	3	3.19	4.19	4.1	3.88	3.39	3.1	3.02	2.71	2.87	2.45	3.19
Price/Sales Low	1.1	0.62	1.54	2.08	2.33	2.18	2.71	2.12	1.74	1.5	2.37	1.76	1.82	1.37	2.29
Price/Cash Flow	4.2	5.36	11.75	18.12	8.51	8.9	17.63	8.19	7.13	6.39	10.19	8.51	7.82	14.39	9.52
Price/Cash Flow Average	4.81	3.47	9.54	16.19	8.98	7.2	15.4	9.44	10.57	4.81	9.9	11.01	8.96	12.15	9.3
Price/Cash Flow High	5.95	5.69	11.99	19.16	11.11	10.16	18.4	11.2	12.38	7.19	11.09	12.75	10.89	15	11.4
Price/Cash Flow Low	3.72	2.17	7.71	13.29	8.11	5.29	12.19	6.12	6.36	3.48	8.69	8.29	6.91	8.41	8.2
Price/Free Cash Flow Average	3.96	2.9	8.46	14.97	8.71	6.99	14.54	9	8.94	4.19	8.27	8.06	6.23	9.15	8.73
Price/Free Cash Flow High	4.9	4.76	10.63	17.72	10.77	9.86	17.38	10.68	10.47	6.27	9.27	9.34	7.56	11.3	10.7
Price/Free Cash Flow Low	3.06	1.82	6.83	12.28	7.86	5.14	11.51	5.84	5.38	3.03	7.26	6.07	4.8	6.33	7.7
EV/Sales Average	- -	- -	- -	0.88	1.37	1.91	3.03	4.34	2.66	- -	- -	4.34	4.3	3.48	0.9
EV/Sales High	0.24	- -	- -	1.35	1.98	3.13	3.7	4.95	3.15	- -	- -	4.71	4.81	3.95	1.48
EV/Sales Low	- -	- -	- -	0.42	1.12	1.12	2.31	3.19	1.51	- -	- -	3.78	3.76	2.87	0.6
EV/EBITDA Average	-1.99	-51.11	-9.18	9.53	20.29	30.38	55.64	92.79	52.1	-37.39	-14.24	102.93	75.34	52.97	11.45
EV/EBITDA High	4.86	-38.04	-0.7	14.6	29.39	49.85	67.96	105.86	61.74	-19.45	-8.71	111.54	84.22	60.03	18.82
EV/EBITDA Low	-8.54	-58.75	-15.5	4.59	16.56	17.79	42.5	68.18	29.56	-47.42	-19.9	89.48	65.87	43.7	7.62
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	2.26	2.64	3.43	4.5	4.2	7.15	9.34	7.31	5.01	6.93	7.55	5.34	4.72	5.65	5.5
High Price	3.2	2.8	3.5	4.76	5.48	8.16	9.75	9.99	8.7	7.79	8.22	8	6.57	5.89	6.59
Enterprise Value Average	-4	-96	-17	31	53	83	162	252	154	-120	-50	277	208	176	39
Enterprise Value High	10	-71	-1	48	76	137	198	288	183	-62	-31	300	233	200	64
Enterprise Value Low	-17	-110	-29	15	43	49	124	185	88	-152	-70	241	182	145	26

Shares Outstanding	22	22	22	22	23	23	23	23	23	22	22	21	21	21	21
Diluted Weighted Avg Shares	22	22	22	22	22	23	23	23	23	22	22	22	21	21	21
Basic Weighted Avg Shares	22	22	22	22	22	22	23	23	23	22	22	22	21	21	21
Revenue per Share	1.81	1.72	1.46	1.59	1.72	1.95	2.38	2.57	2.57	2.51	2.72	2.95	2.29	2.4	2.07
EBITDA per Share	0.09	0.08	0.08	0.15	0.12	0.12	0.13	0.12	0.13	0.14	0.16	0.12	0.13	0.16	0.16
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	-1.42	0.12	0.87	0.2	0.28	0.33	0.45	0.76	0.7	0.47	0.98	0.84	0.18	0.23	-0.21
Basic EPS from Cont Ops	-1.42	0.12	0.87	0.2	0.28	0.33	0.45	0.76	0.7	0.47	0.98	0.84	0.18	0.23	-0.21
Diluted EPS, GAAP	-1.42	0.12	0.87	0.2	0.28	0.33	0.45	0.76	0.69	0.47	0.98	0.83	0.18	0.23	-0.21
Diluted EPS from Cont Ops	-1.42	0.12	0.87	0.2	0.28	0.33	0.45	0.76	0.69	0.47	0.98	0.83	0.18	0.23	-0.21
Dividend per Share	- -	- -	- -	- -	0.06	0.08	0.09	0.14	0.18	0.2	0.21	0.24	0.24	0.12	0.08
Cash Flow per Share	0.54	0.49	0.29	0.25	0.49	0.8	0.53	0.89	0.7	1.08	0.74	0.63	0.6	0.39	0.58
Free Cash Flow per Basic Share	0.42	0.4	0.25	0.23	0.48	0.78	0.5	0.85	0.57	0.92	0.59	0.4	0.34	0.26	0.54
Cash & Equivalents per Share	4.19	7.4	5.74	8.76	9.9	12.25	11.69	8.93	8.45	21.56	18.41	11.02	7.9	7.1	5.74
Book Value per Share	3.36	3.49	4.36	4.62	4.81	4.94	5.18	5.89	6.6	6.78	7.11	7.32	7.37	7.63	7.08
Tangible Book Value per Share	2.21	2.33	3.2	3.46	3.66	3.66	3.91	4.64	5.36	5.54	5.86	6.02	6.07	6.33	5.76

Riverview Bancorp, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)