Selective Insurance Group, Inc. Financial Ratios — SIGI

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	2.07	3.53	9.48	11.68	12.41	10.82	10.41	10.21	13.63	10.41	14.83	8.44	14.01	6.97	14.45
Return on Assets (%)	0.4	0.61	1.63	2.21	2.46	2.22	2.24	2.29	3.24	2.67	4.01	2.12	3.23	1.64	3.25
Return on Capital (%)	- -	- -	8.57	9.92	10.59	9.31	8.95	9.11	12.01	8.99	12.6	7.61	11.96	6.5	12.42
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	0.71	2.17	7.55	9.69	10.92	9.63	10.61	8.19	11.82	10.37	14.95	7.87	10.83	5.31	11.05
Profit Margin (%)	1.38	2.19	5.59	6.97	7.78	6.94	6.84	6.92	9.54	8.43	11.95	6.32	8.63	4.26	8.74
Net Income to Common Margin (%)	1.38	2.19	5.59	6.97	7.78	6.94	6.84	6.92	9.54	8.43	11.67	6.06	8.41	4.07	8.57
Effective Tax Rate (%)	- -	- -	25.3	28.05	28.72	27.94	35.55	15.48	19.25	18.69	20.08	19.74	20.33	19.77	20.89
Dvd Payout Ratio (%)	116.88	70.97	25.52	20.04	18.72	21.3	21.94	23.53	17.55	22.12	15.24	31.03	20.74	42.94	20.32
Sustainable Growth Rate (%)	-0.35	1.03	7.06	9.34	10.08	8.52	8.12	7.81	11.23	8.11	12.57	5.82	11.11	3.98	11.51

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	307	307	392	373	388	439	439	440	551	551	506	505	504	508	902
ST Debt	58	58	58	45	60	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	249	249	334	328	328	439	439	440	551	551	506	505	504	508	902
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	-0.65	-0.68	-0.53	-0.67	-0.72	-0.8	-0.58	-0.66	-0.92	-0.72	-0.76	-0.9	-0.79	-1.07	-0.79
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	18	19	26	23	22	23	24	24	34	31	29	29	29	29	49
Common Equity/Total Assets	18.61	16.05	18.4	19.4	20.25	20.82	22.29	22.53	24.95	26.21	26.6	21.55	23.34	21.61	22.49
Long-Term Debt/Equity (%)	23.56	22.87	28.98	25.69	23.48	28.65	25.63	24.53	25.08	20.11	16.97	19.97	17.06	16.28	24.99
Long-Term Debt/Capital (%)	18.26	17.84	21.63	19.88	18.37	22.27	20.4	19.7	20.05	16.74	14.5	16.64	14.57	14	19.99
Long-Term Debt/Total Assets (%)	4.39	3.67	5.33	4.98	4.75	5.96	5.71	5.53	6.26	5.68	4.84	4.67	4.27	3.76	5.95
Total Debt/Equity (%)	29.04	28.19	34.01	29.22	27.77	28.65	25.63	24.53	25.08	20.11	16.97	19.97	17.06	16.28	24.99
Total Debt/Capital (%)	22.51	21.99	25.38	22.61	21.73	22.27	20.4	19.7	20.05	16.74	14.5	16.64	14.57	14	19.99
Total Debt/Total Assets (%)	5.41	4.52	6.26	5.67	5.62	5.96	5.71	5.53	6.26	5.68	4.84	4.67	4.27	3.76	5.95
Net Debt to Equity	28.97	28.17	33.99	27.34	27.7	28.62	25.6	24.5	25.04	20.08	16.77	19.82	17.05	16.28	24.88
Net Debt/Capital (%)	22.46	21.98	25.37	21.47	21.69	22.25	20.38	19.68	20.02	16.72	14.34	16.52	14.57	14	19.91
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-12	-13	-14	-16	-16	-18	-14	-16	-31	-22	-22	-26	-23	-31	-39
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	18.61	16.05	18.4	19.4	20.25	20.82	22.29	22.53	24.95	26.21	26.6	21.55	23.34	21.61	22.49
Long-Term Debt/Equity (%)	23.56	22.87	28.98	25.69	23.48	28.65	25.63	24.53	25.08	20.11	16.97	19.97	17.06	16.28	24.99
Long-Term Debt/Capital (%)	18.26	17.84	21.63	19.88	18.37	22.27	20.4	19.7	20.05	16.74	14.5	16.64	14.57	14	19.99
Long-Term Debt/Total Assets (%)	4.39	3.67	5.33	4.98	4.75	5.96	5.71	5.53	6.26	5.68	4.84	4.67	4.27	3.76	5.95
Total Debt/Equity (%)	29.04	28.19	34.01	29.22	27.77	28.65	25.63	24.53	25.08	20.11	16.97	19.97	17.06	16.28	24.99
Total Debt/Capital (%)	22.51	21.99	25.38	22.61	21.73	22.27	20.4	19.7	20.05	16.74	14.5	16.64	14.57	14	19.99
Total Debt/Total Assets (%)	5.41	4.52	6.26	5.67	5.62	5.96	5.71	5.53	6.26	5.68	4.84	4.67	4.27	3.76	5.95
CFO/Total Liabilities	2.66	3.97	6.57	4.39	6.93	5.66	6.35	7.38	7.23	7.97	10.32	9.7	8.58	10.58	10.68
CFO/CapEx	10.4	17.6	23.97	15.01	23.51	18.16	26.97	28.24	15.41	25.11	34.81	30.84	33.53	35.7	31.83
Altman's Z-Score	0.68	0.6	0.75	0.76	0.81	0.87	0.98	1	1.01	0.98	1.07	1.07	1.13	1.01	0.94

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	2.22	1.18	1.28	1.84	1.84	1.84	1.87	1.94	2.1	2.07	2.28	2.08	2.21	2.16	2.14
Days Sales Outstanding	164.77	308.74	285.8	198.75	198.39	198.16	195.43	187.83	174.19	176.15	160.34	175.09	165.52	168.89	170.23
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	965	1,063	1,513	1,538	1,926	2,495	3,434	3,592	3,876	4,012	4,932	5,347	6,032	5,690	5,027
- Cash & Cash Equivalents	1	- -	- -	24	1	- -	1	1	- -	- -	- -	- -	- -	- -	- -
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	200	200	200	200	200	200
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	307	307	392	373	388	439	439	440	551	551	506	505	504	508	902
Enterprise Value	-2,000	-2,292	-2,177	-2,503	-2,497	-2,227	-1,456	-1,566	-1,952	-2,103	-1,521	-1,001	-1,073	-2,238	4,884
Total Capital	1,366	1,398	1,546	1,648	1,786	1,970	2,152	2,231	2,746	3,290	3,489	3,032	3,458	3,628	4,511
Total Debt/Capital (%)	22.51	21.99	25.38	22.61	21.73	22.27	20.4	19.7	20.05	16.74	14.5	16.64	14.57	14	19.99
Total Debt / EV	-0.15	-0.13	-0.18	-0.15	-0.16	-0.2	-0.3	-0.28	-0.28	-0.26	-0.33	-0.5	-0.47	-0.23	0.18
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.38	1.09	0.92
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.45	4.71	3.84
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.24	4.59	3.73
Diluted Market Cap	979	1,078	1,537	1,558	1,953	2,529	3,487	3,638	3,879	4,039	4,974	5,396	6,068	5,733	5,112
Diluted Enterprise Value	1,286	1,385	1,929	1,907	2,340	2,967	3,925	4,077	4,429	4,789	5,679	6,101	6,772	6,441	6,214
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	96.08	87.01	81.3
TTM Sales	1,597	1,734	1,904	2,035	2,132	2,284	2,470	2,586	2,846	2,922	3,379	3,558	4,232	4,861	5,337
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	159	246	356	249	398	346	395	476	505	579	795	826	782	1,123	1,272
TTM Free Cash Flow to Firm	171	259	370	265	414	364	409	492	536	601	817	852	804	1,154	1,311

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	7.26	4.5	4.39	6.28	4.91	7.27	8.86	7.72	7.63	7.01	6.27	6.51	7.76	5.07	4.02
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-2,000	-2,292	-2,177	-2,503	-2,497	-2,227	-1,456	-1,566	-1,952	-2,103	-1,521	-1,001	-1,073	-2,238	4,884
Low Price	12.1	16.22	19.53	21.38	25.49	29.27	38.5	53.55	58.06	37.05	62.81	66.81	87.66	81	71.75
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.38	1.09	0.92
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	43.2	27.93	14.17	10.78	11.58	15.71	20.34	20.08	14.27	16.29	12.5	24.79	16.94	28.77	10.99
Price/Earnings Average	39.81	26.05	12.55	9.58	10.4	13.59	17.55	19.82	15.37	13.77	11.68	23.46	16.91	29.74	11.03
Price/Earnings High	46.23	29.43	14.82	10.97	13.07	16.06	21.62	22.13	17.81	17.24	13.95	27.64	18.42	33.71	12.68
Price/Earnings Low	29.48	23.51	10.23	8.48	8.79	10.68	13.34	17.64	12.71	9.01	9.58	18.69	14.93	24.92	9.43
Price/Book Value	0.91	0.97	1.31	1.21	1.38	1.63	2	2	1.77	1.58	1.77	2.3	2.19	1.95	1.47
Price/Book Value Average	0.84	0.91	1.16	1.07	1.24	1.41	1.73	1.98	1.9	1.34	1.66	2.17	2.19	2.01	1.48
Price/Book Value High	0.98	1.03	1.37	1.23	1.56	1.67	2.13	2.21	2.2	1.67	1.98	2.56	2.38	2.28	1.7
Price/Book Value Low	0.62	0.82	0.95	0.95	1.05	1.11	1.31	1.76	1.57	0.87	1.36	1.73	1.93	1.69	1.26
Price/Tangible Book Value	0.92	0.98	1.32	1.21	1.39	1.64	2.01	2.01	1.77	1.59	1.78	2.3	2.2	1.95	1.48
Price/Tangible Book Value Average	0.85	0.92	1.17	1.08	1.24	1.42	1.74	1.99	1.91	1.34	1.66	2.18	2.19	2.02	1.48
Price/Tangible Book Value High	0.98	1.03	1.38	1.23	1.56	1.67	2.14	2.22	2.21	1.68	1.98	2.57	2.39	2.29	1.7
Price/Tangible Book Value Low	0.63	0.83	0.95	0.95	1.05	1.11	1.32	1.77	1.58	0.88	1.36	1.74	1.94	1.69	1.27
Price/Sales	0.6	0.61	0.79	0.75	0.9	1.09	1.39	1.39	1.36	1.37	1.46	1.5	1.43	1.17	0.94
Price/Sales Average	0.55	0.57	0.7	0.67	0.81	0.94	1.2	1.37	1.47	1.16	1.36	1.42	1.42	1.21	0.94
Price/Sales High	0.64	0.64	0.83	0.76	1.02	1.11	1.48	1.53	1.7	1.45	1.63	1.68	1.55	1.37	1.09
Price/Sales Low	0.41	0.51	0.57	0.59	0.68	0.74	0.91	1.22	1.21	0.76	1.12	1.13	1.26	1.01	0.81
Price/Cash Flow	7.74	4.68	4.49	6.57	5.03	7.56	9.05	7.9	8.12	7.24	6.39	6.66	7.95	5.17	4.08
Price/Cash Flow Average	7.13	4.36	3.97	5.84	4.52	6.54	7.81	7.79	8.74	6.12	5.97	6.31	7.93	5.35	4.09
Price/Cash Flow High	8.28	4.93	4.69	6.69	5.68	7.72	9.62	8.7	10.13	7.66	7.14	7.43	8.64	6.06	4.7
Price/Cash Flow Low	5.28	3.94	3.24	5.17	3.82	5.14	5.93	6.94	7.23	4.01	4.9	5.02	7	4.48	3.5
Price/Free Cash Flow Average	6.69	4.2	3.89	5.57	4.41	6.29	7.65	7.62	8.21	5.93	5.85	6.17	7.75	5.24	4.03
Price/Free Cash Flow High	7.77	4.74	4.59	6.39	5.54	7.44	9.42	8.51	9.52	7.42	7	7.26	8.44	5.94	4.64
Price/Free Cash Flow Low	4.96	3.79	3.17	4.94	3.73	4.95	5.81	6.79	6.79	3.88	4.8	4.91	6.84	4.39	3.45
EV/Sales Average	0.75	0.75	0.91	0.84	0.99	1.14	1.38	1.54	1.66	1.42	1.57	1.62	1.59	1.36	1.15
EV/Sales High	0.84	0.82	1.04	0.94	1.2	1.31	1.66	1.7	1.89	1.71	1.84	1.87	1.72	1.52	1.29
EV/Sales Low	0.6	0.69	0.78	0.77	0.87	0.93	1.09	1.39	1.41	1.02	1.33	1.33	1.42	1.16	1.01
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	17.73	19.27	27.06	27.17	33.58	43.05	58.7	60.94	65.19	66.98	81.94	88.61	99.48	93.52	83.67
High Price	18.97	20.31	28.31	27.65	37.91	44	62.4	67.17	81.35	70.89	91.46	98.8	108.18	109.58	96.49
Enterprise Value Average	1,196	1,299	1,732	1,715	2,118	2,597	3,402	3,985	4,724	4,142	5,312	5,765	6,724	6,590	6,145
Enterprise Value High	1,339	1,428	1,975	1,914	2,562	2,989	4,089	4,399	5,387	4,997	6,210	6,666	7,263	7,376	6,898
Enterprise Value Low	965	1,202	1,484	1,559	1,849	2,135	2,691	3,596	4,003	2,970	4,486	4,736	6,019	5,637	5,412

Shares Outstanding	54	55	56	57	57	58	58	59	59	60	60	60	61	61	60
Diluted Weighted Avg Shares	55	56	57	57	58	59	59	60	60	60	61	61	61	61	61
Basic Weighted Avg Shares	54	55	56	56	57	58	58	59	59	60	60	60	61	61	60
Revenue per Share	29.75	31.52	34.17	36.16	37.27	39.49	42.23	43.87	47.87	48.78	56.15	58.97	69.8	79.9	88.84
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.41	0.69	1.91	2.52	2.9	2.74	2.89	3.04	4.57	4.11	6.55	3.57	5.87	3.25	7.61
Basic EPS from Cont Ops	0.42	0.69	1.93	2.52	2.9	2.74	2.89	3.04	4.57	4.11	6.71	3.73	6.02	3.4	7.76
Diluted EPS, GAAP	0.4	0.68	1.87	2.47	2.85	2.7	2.84	3	4.57	4.09	6.5	3.54	5.84	3.23	7.48
Diluted EPS from Cont Ops	0.41	0.68	1.89	2.47	2.85	2.7	2.84	3	4.57	4.09	6.65	3.69	5.99	3.38	7.63
Dividend per Share	0.49	0.49	0.49	0.51	0.54	0.58	0.63	0.71	0.8	0.91	1.15	1.26	1.37	1.55	1.7
Cash Flow per Share	2.29	4.12	6.03	4.14	6.67	5.7	6.49	7.72	8.03	9.25	12.82	13.3	12.52	18.08	20.52
Free Cash Flow per Basic Share	2.07	3.89	5.78	3.86	6.39	5.38	6.25	7.44	7.51	8.88	12.45	12.87	12.14	17.57	19.88
Cash & Equivalents per Share	60.15	66.39	73.01	77.98	83.87	89.04	91.09	94.96	107.27	114.62	118.94	116.88	128.78	141.94	20.71
Book Value per Share	19.45	19.77	20.63	22.54	24.37	26.42	29.28	30.4	36.91	42.38	46.24	38.57	45.42	47.99	56.74
Tangible Book Value per Share	19.31	19.63	20.49	22.4	24.24	26.28	29.15	30.26	36.78	42.25	46.11	38.44	45.3	47.86	56.61

Selective Insurance Group, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)