Steele Bancorp Inc.

STLE

STLESteele Bancorp Inc. US flag

Other OTC

41.15

USD

+0.14

- -

76.48MMarket Cap

Profitability (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Return on Common Equity (%)	- -	9.79	10.27	9.75	6.52	6.86
Return on Assets (%)	- -	1.1	1.12	1.08	0.75	0.77
Return on Capital (%)	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	38.69	37.91	38.54	39.52	30.29	28.83
Profit Margin (%)	33.03	32.13	32.72	33.39	26.13	24.03
Net Income to Common Margin (%)	33.03	32.13	32.72	33.39	26.13	24.03
Effective Tax Rate (%)	14.63	15.26	15.12	15.52	13.71	16.63
Dvd Payout Ratio (%)	44.21	43.7	41.19	42.85	62.97	60.14
Sustainable Growth Rate (%)	- -	5.51	6.04	5.57	2.41	2.74

Credit (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Total Debt	22	22	9	32	16	43
ST Debt	- -	- -	- -	- -	- -	- -
LT Debt	22	22	9	32	16	43
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.52	10.99	10.75	11.5	11.49	11.09
Long-Term Debt/Equity (%)	46.25	41.14	16.21	63.33	28.66	76.99
Long-Term Debt/Capital (%)	29.71	27.94	13.04	33.4	19.6	39.41
Long-Term Debt/Total Assets (%)	4.87	4.26	1.61	5.77	2.8	7.21
Total Debt/Equity (%)	46.25	41.14	16.21	63.33	28.66	76.99
Total Debt/Capital (%)	29.71	27.94	13.04	33.4	19.6	39.41
Total Debt/Total Assets (%)	4.87	4.26	1.61	5.77	2.8	7.21
Net Debt to Equity	-67.5	-111.5	-138.61	-50.68	-55.65	-32.48
Net Debt/Capital (%)	-76.58	-312.23	971.87	-36.48	-61.48	-19.94
EBITDA	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	-1	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Cash Ratio	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.52	10.99	10.75	11.5	11.49	11.09
Long-Term Debt/Equity (%)	46.25	41.14	16.21	63.33	28.66	76.99
Long-Term Debt/Capital (%)	29.71	27.94	13.04	33.4	19.6	39.41
Long-Term Debt/Total Assets (%)	4.87	4.26	1.61	5.77	2.8	7.21
Total Debt/Equity (%)	46.25	41.14	16.21	63.33	28.66	76.99
Total Debt/Capital (%)	29.71	27.94	13.04	33.4	19.6	39.41
Total Debt/Total Assets (%)	4.87	4.26	1.61	5.77	2.8	7.21
CFO/Total Liabilities	1.63	1.14	1.35	1.1	1.14	1.04
CFO/CapEx	83.96	3.8	14.15	18.82	26.53	29.06
Altman's Z-Score	0.27	0.27	0.25	0.25	0.24	0.18

Working Capital (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Market Capitalization	53	65	59	53	44	- -
- Cash & Cash Equivalents	33	59	76	25	30	18
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	22	22	9	32	16	43
Enterprise Value	43	28	-9	59	29	25
Total Capital	76	78	69	95	80	109
Total Debt/Capital (%)	29.71	27.94	13.04	33.4	19.6	39.41
Total Debt / EV	0.52	0.77	-1.04	0.53	0.54	1.73
EV/Sales	2.77	1.69	- -	3.31	1.84	1.33
EV/EBITDA	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	6.4	5.39	- -	10.79	5.04	4.44
EV/Free Cash Flow to Firm	6.33	4.27	- -	10.24	4.86	4.29
Diluted Market Cap	53	65	59	53	44	47
Diluted Enterprise Value	43	28	-9	59	29	72
EV per Share	22.98	15.09	- -	31.69	15.59	- -
TTM Sales	15	17	18	18	16	19
TTM EBITDA	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	7	5	7	5	6	6
TTM Free Cash Flow to Firm	7	7	7	6	6	6

Multiples (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Price/Free Cash Flow	7.85	9.9	8.16	9.15	7.32	8.06
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	43	28	-9	59	29	25
Low Price	23.65	28	30	28.31	21.75	19.1
EV/Sales	2.77	1.69	- -	3.31	1.84	1.33
EV/EBITDA	- -	- -	- -	- -	- -	- -
Price/Earnings	10.42	12.24	9.91	8.85	10.58	- -
Price/Earnings Average	9.44	10.69	10.81	10.09	11.82	- -
Price/Earnings High	10.6	12.59	17.3	10.94	13.96	- -
Price/Earnings Low	8.64	9.79	9.43	8.85	9.8	- -
Price/Book Value	1	1.17	0.99	0.84	0.68	- -
Price/Book Value Average	0.91	1.02	1.08	0.96	0.76	- -
Price/Book Value High	1.02	1.2	1.72	1.04	0.9	- -
Price/Book Value Low	0.83	0.93	0.94	0.84	0.63	- -
Price/Tangible Book Value	1.1	1.24	1.07	1.06	0.8	- -
Price/Tangible Book Value Average	0.99	1.08	1.17	1.21	0.9	- -
Price/Tangible Book Value High	1.12	1.27	1.86	1.31	1.06	- -
Price/Tangible Book Value Low	0.91	0.99	1.02	1.06	0.74	- -
Price/Sales	3.44	3.93	3.24	2.96	2.77	- -
Price/Sales Average	3.12	3.43	3.54	3.37	3.09	- -
Price/Sales High	3.5	4.04	5.66	3.65	3.65	- -
Price/Sales Low	2.86	3.15	3.09	2.96	2.56	- -
Price/Cash Flow	7.94	12.51	8.73	9.64	7.6	- -
Price/Cash Flow Average	7.19	10.93	9.53	10.99	8.48	- -
Price/Cash Flow High	8.08	12.87	15.25	11.91	10.03	- -
Price/Cash Flow Low	6.59	10.01	8.32	9.64	7.03	- -
Price/Free Cash Flow Average	7.11	8.65	8.9	10.44	8.18	7.49
Price/Free Cash Flow High	7.98	10.19	14.24	11.31	9.66	8.85
Price/Free Cash Flow Low	6.51	7.92	7.77	9.15	6.78	6.16
EV/Sales Average	2.45	1.2	- -	3.72	2.16	1.33
EV/Sales High	2.84	1.81	1.94	4.01	2.72	1.33
EV/Sales Low	2.19	0.91	- -	3.31	1.63	1.33
EV/EBITDA Average	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -
Last Price	28.5	35	31.5	28.31	23.5	25
High Price	29	36	55	35	31	27.45
Enterprise Value Average	38	20	-3	67	34	25
Enterprise Value High	44	30	35	72	43	25
Enterprise Value Low	34	15	-11	59	26	25

Profitability (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Return on Common Equity (%)	- -	9.79	10.27	9.75	6.52	6.86
Return on Assets (%)	- -	1.1	1.12	1.08	0.75	0.77
Return on Capital (%)	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	38.69	37.91	38.54	39.52	30.29	28.83
Profit Margin (%)	33.03	32.13	32.72	33.39	26.13	24.03
Net Income to Common Margin (%)	33.03	32.13	32.72	33.39	26.13	24.03
Effective Tax Rate (%)	14.63	15.26	15.12	15.52	13.71	16.63
Dvd Payout Ratio (%)	44.21	43.7	41.19	42.85	62.97	60.14
Sustainable Growth Rate (%)	- -	5.51	6.04	5.57	2.41	2.74

Credit (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Total Debt	22	22	9	32	16	43
ST Debt	- -	- -	- -	- -	- -	- -
LT Debt	22	22	9	32	16	43
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.52	10.99	10.75	11.5	11.49	11.09
Long-Term Debt/Equity (%)	46.25	41.14	16.21	63.33	28.66	76.99
Long-Term Debt/Capital (%)	29.71	27.94	13.04	33.4	19.6	39.41
Long-Term Debt/Total Assets (%)	4.87	4.26	1.61	5.77	2.8	7.21
Total Debt/Equity (%)	46.25	41.14	16.21	63.33	28.66	76.99
Total Debt/Capital (%)	29.71	27.94	13.04	33.4	19.6	39.41
Total Debt/Total Assets (%)	4.87	4.26	1.61	5.77	2.8	7.21
Net Debt to Equity	-67.5	-111.5	-138.61	-50.68	-55.65	-32.48
Net Debt/Capital (%)	-76.58	-312.23	971.87	-36.48	-61.48	-19.94
EBITDA	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	-1	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API Chat

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Cash Ratio	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.52	10.99	10.75	11.5	11.49	11.09
Long-Term Debt/Equity (%)	46.25	41.14	16.21	63.33	28.66	76.99
Long-Term Debt/Capital (%)	29.71	27.94	13.04	33.4	19.6	39.41
Long-Term Debt/Total Assets (%)	4.87	4.26	1.61	5.77	2.8	7.21
Total Debt/Equity (%)	46.25	41.14	16.21	63.33	28.66	76.99
Total Debt/Capital (%)	29.71	27.94	13.04	33.4	19.6	39.41
Total Debt/Total Assets (%)	4.87	4.26	1.61	5.77	2.8	7.21
CFO/Total Liabilities	1.63	1.14	1.35	1.1	1.14	1.04
CFO/CapEx	83.96	3.8	14.15	18.82	26.53	29.06
Altman's Z-Score	0.27	0.27	0.25	0.25	0.24	0.18

Working Capital (USD)

API Chat

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API Chat

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Market Capitalization	53	65	59	53	44	- -
- Cash & Cash Equivalents	33	59	76	25	30	18
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	22	22	9	32	16	43
Enterprise Value	43	28	-9	59	29	25
Total Capital	76	78	69	95	80	109
Total Debt/Capital (%)	29.71	27.94	13.04	33.4	19.6	39.41
Total Debt / EV	0.52	0.77	-1.04	0.53	0.54	1.73
EV/Sales	2.77	1.69	- -	3.31	1.84	1.33
EV/EBITDA	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	6.4	5.39	- -	10.79	5.04	4.44
EV/Free Cash Flow to Firm	6.33	4.27	- -	10.24	4.86	4.29
Diluted Market Cap	53	65	59	53	44	47
Diluted Enterprise Value	43	28	-9	59	29	72
EV per Share	22.98	15.09	- -	31.69	15.59	- -
TTM Sales	15	17	18	18	16	19
TTM EBITDA	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	7	5	7	5	6	6
TTM Free Cash Flow to Firm	7	7	7	6	6	6

Multiples (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Price/Free Cash Flow	7.85	9.9	8.16	9.15	7.32	8.06
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	43	28	-9	59	29	25
Low Price	23.65	28	30	28.31	21.75	19.1
EV/Sales	2.77	1.69	- -	3.31	1.84	1.33
EV/EBITDA	- -	- -	- -	- -	- -	- -
Price/Earnings	10.42	12.24	9.91	8.85	10.58	- -
Price/Earnings Average	9.44	10.69	10.81	10.09	11.82	- -
Price/Earnings High	10.6	12.59	17.3	10.94	13.96	- -
Price/Earnings Low	8.64	9.79	9.43	8.85	9.8	- -
Price/Book Value	1	1.17	0.99	0.84	0.68	- -
Price/Book Value Average	0.91	1.02	1.08	0.96	0.76	- -
Price/Book Value High	1.02	1.2	1.72	1.04	0.9	- -
Price/Book Value Low	0.83	0.93	0.94	0.84	0.63	- -
Price/Tangible Book Value	1.1	1.24	1.07	1.06	0.8	- -
Price/Tangible Book Value Average	0.99	1.08	1.17	1.21	0.9	- -
Price/Tangible Book Value High	1.12	1.27	1.86	1.31	1.06	- -
Price/Tangible Book Value Low	0.91	0.99	1.02	1.06	0.74	- -
Price/Sales	3.44	3.93	3.24	2.96	2.77	- -
Price/Sales Average	3.12	3.43	3.54	3.37	3.09	- -
Price/Sales High	3.5	4.04	5.66	3.65	3.65	- -
Price/Sales Low	2.86	3.15	3.09	2.96	2.56	- -
Price/Cash Flow	7.94	12.51	8.73	9.64	7.6	- -
Price/Cash Flow Average	7.19	10.93	9.53	10.99	8.48	- -
Price/Cash Flow High	8.08	12.87	15.25	11.91	10.03	- -
Price/Cash Flow Low	6.59	10.01	8.32	9.64	7.03	- -
Price/Free Cash Flow Average	7.11	8.65	8.9	10.44	8.18	7.49
Price/Free Cash Flow High	7.98	10.19	14.24	11.31	9.66	8.85
Price/Free Cash Flow Low	6.51	7.92	7.77	9.15	6.78	6.16
EV/Sales Average	2.45	1.2	- -	3.72	2.16	1.33
EV/Sales High	2.84	1.81	1.94	4.01	2.72	1.33
EV/Sales Low	2.19	0.91	- -	3.31	1.63	1.33
EV/EBITDA Average	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -
Last Price	28.5	35	31.5	28.31	23.5	25
High Price	29	36	55	35	31	27.45
Enterprise Value Average	38	20	-3	67	34	25
Enterprise Value High	44	30	35	72	43	25
Enterprise Value Low	34	15	-11	59	26	25

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Shares Outstanding	2	2	2	2	2	2
Diluted Weighted Avg Shares	2	2	2	2	2	2
Basic Weighted Avg Shares	2	2	2	2	2	- -
Revenue per Share	8.28	8.9	9.72	9.58	8.5	- -
EBITDA per Share	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	2.74	2.86	3.18	3.2	2.22	- -
Basic EPS from Cont Ops	2.74	2.86	3.18	3.2	2.22	- -
Diluted EPS, GAAP	2.74	2.86	3.18	3.2	2.22	2.4
Diluted EPS from Cont Ops	2.74	2.86	3.18	3.2	2.22	2.4
Dividend per Share	1.21	1.25	1.31	1.37	1.4	- -
Cash Flow per Share	3.59	2.8	3.61	2.94	3.09	- -
Free Cash Flow per Basic Share	3.55	2.06	3.35	2.78	2.98	- -
Cash & Equivalents per Share	17.53	31.55	40.88	13.54	16.3	- -
Book Value per Share	28.41	30.02	31.89	33.73	34.42	- -
Tangible Book Value per Share	25.97	28.3	29.49	26.71	29.29	- -

Steele Bancorp Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)