UTG, Inc. Financial Ratios — UTGN Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	10.44	12.74	4.38	9.01	1.17	1.4	4.76	11.48	13.71	1.56	6.97	22.97	1.67	26.49	7.61
Return on Assets (%)	1.44	2.12	0.76	1.71	0.24	0.3	1.19	3.09	4	0.5	2.25	7.73	0.6	10.89	3.53
Return on Capital (%)	7.89	9.55	3.29	4.89	- -	1.01	- -	11.2	13.37	1.46	6.33	20.01	1.44	25.11	7.56
Return on Invested Capital (%)	- -	10.7	3.92	10.75	- -	1.67	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	34.1	13.52	25.76	0.94	7.59	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	34.1	13.52	25.76	0.94	7.59	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	420.02	164.76	99.24	73.68	76.13	-192.6	-234.93	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	21.64	34.1	13.52	25.76	0.94	7.59	11.45	39.85	45.54	9.34	33.09	62.92	10.65	74.29	51.51
Profit Margin (%)	17.59	20.46	9.45	16.15	3.17	4.18	16.66	29.91	36.71	7.63	27.04	49.06	10.06	58.81	40.23
Net Income to Common Margin (%)	17.59	20.46	9.45	16.15	3.17	4.18	16.66	29.91	36.71	7.63	27.04	49.06	10.06	58.81	40.23
Effective Tax Rate (%)	16.29	35.58	16.79	9.73	- -	31.39	- -	23.67	17.79	13.32	17.5	21.79	1.49	20.68	21.5
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	10.44	12.74	4.38	9.01	1.17	1.4	4.76	11.48	13.71	1.56	6.97	22.97	1.67	26.49	7.61

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	10	19	19	4	- -	3	- -	- -	- -	- -	24	19	19	- -	- -
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	10	19	19	4	- -	3	- -	- -	- -	- -	24	19	19	- -	- -
Total Debt/EBITDA	- -	1.22	4.11	0.4	- -	1.37	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	-0.29	-0.16	-0.86	-43.25	-5.77	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	1.22	4.11	0.4	- -	1.37	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	-0.29	-0.16	-0.86	-43.25	-5.77	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	52.02	6.62	16.43	3.97	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	-0.82	52.02	6.62	14.07	3.97	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	52.02	6.62	16.43	3.97	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	1	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	16.02	17.2	17.43	20.54	19.85	23	26.95	26.88	31.28	32.62	32.11	35.21	36.5	45.37	47.26
Long-Term Debt/Equity (%)	12.58	23.67	24.53	5.26	- -	3.08	- -	- -	- -	- -	16.99	12.02	11.75	- -	- -
Long-Term Debt/Capital (%)	11.17	19.14	19.7	5	- -	2.98	- -	- -	- -	- -	14.52	10.73	10.52	- -	- -
Long-Term Debt/Total Assets (%)	2.2	4.27	4.58	1.1	- -	0.72	- -	- -	- -	- -	5.47	4.25	4.3	- -	- -
Total Debt/Equity (%)	12.58	23.67	24.53	5.26	- -	3.08	- -	- -	- -	- -	16.99	12.02	11.75	- -	- -
Total Debt/Capital (%)	11.17	19.14	19.7	5	- -	2.98	- -	- -	- -	- -	14.52	10.73	10.52	- -	- -
Total Debt/Total Assets (%)	2.2	4.27	4.58	1.1	- -	0.72	- -	- -	- -	- -	5.47	4.25	4.3	- -	- -
Net Debt to Equity	-96.85	-5.6	-0.95	-11.46	-15.36	-13	-23.03	-18.82	-21.89	-28.46	-4.81	-16.64	-13.72	-20.87	-13.12
Net Debt/Capital (%)	-3,069.57	-5.94	-0.96	-12.94	-18.14	-14.94	-29.92	-23.18	-28.03	-39.78	-5.05	-19.96	-15.9	-26.38	-15.11
EBITDA	- -	15	5	11	- -	2	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	15	5	10	- -	2	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	15	5	11	- -	2	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	16.02	17.2	17.43	20.54	19.85	23	26.95	26.88	31.28	32.62	32.11	35.21	36.5	45.37	47.26
Long-Term Debt/Equity (%)	12.58	23.67	24.53	5.26	- -	3.08	- -	- -	- -	- -	16.99	12.02	11.75	- -	- -
Long-Term Debt/Capital (%)	11.17	19.14	19.7	5	- -	2.98	- -	- -	- -	- -	14.52	10.73	10.52	- -	- -
Long-Term Debt/Total Assets (%)	2.2	4.27	4.58	1.1	- -	0.72	- -	- -	- -	- -	5.47	4.25	4.3	- -	- -
Total Debt/Equity (%)	12.58	23.67	24.53	5.26	- -	3.08	- -	- -	- -	- -	16.99	12.02	11.75	- -	- -
Total Debt/Capital (%)	11.17	19.14	19.7	5	- -	2.98	- -	- -	- -	- -	14.52	10.73	10.52	- -	- -
Total Debt/Total Assets (%)	2.2	4.27	4.58	1.1	- -	0.72	- -	- -	- -	- -	5.47	4.25	4.3	- -	- -
CFO/Total Liabilities	-2.93	-2.94	-3.23	-4.31	-3.71	-3.7	-4.46	-1.75	-2.26	-4.7	-4.19	-1.84	-3.49	-0.6	-2.52
CFO/CapEx	-48.9	- -	- -	-8.53	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	0.2	0.37	0.29	0.41	0.31	0.32	0.37	0.57	0.64	0.54	0.57	0.73	0.68	0.93	1.05

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	1.04	0.88	1.03	1.34	0.92	0.9	0.94	1.37	1.48	0.93	1.22	2.4	0.92	3	1.54
Days Sales Outstanding	349.31	413.28	352.79	272.06	395.52	404.08	387.36	266.75	246.9	393.51	298.37	151.92	397.62	121.46	237.46
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	46	50	48	53	55	59	83	107	116	84	86	79	95	93	173
- Cash & Cash Equivalents	83	23	20	14	12	15	25	20	29	39	31	45	41	45	31
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	6	4	5	1	2	2	1	1	1	- -	- -	- -	- -	- -	- -
+ Total Debt	10	19	19	4	- -	3	- -	- -	- -	- -	24	19	19	- -	- -
Enterprise Value	-163	-174	-162	-198	-186	-190	-179	-73	-94	-198	-61	-58	-35	-30	109
Total Capital	85	99	97	88	77	97	110	107	131	137	165	177	181	217	233
Total Debt/Capital (%)	11.17	19.14	19.7	5	- -	2.98	- -	- -	- -	- -	14.52	10.73	10.52	- -	- -
Total Debt / EV	-0.06	-0.11	-0.12	-0.02	- -	-0.02	- -	- -	- -	- -	-0.39	-0.33	-0.55	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.43	2.56
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	46	50	48	53	55	63	84	107	117	86	86	79	96	93	174
Diluted Enterprise Value	-21	50	53	45	45	52	59	88	88	47	80	54	74	49	144
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	11.58	34.55
TTM Sales	36	45	34	43	29	28	29	41	44	27	36	70	26	85	42
TTM EBITDA	- -	15	5	11	- -	2	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	15	5	11	- -	2	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	-10	-10	-10	-13	-11	-11	-13	-5	-6	-13	-12	-5	-10	-2	-7
TTM Free Cash Flow to Firm	-10	-10	-10	-11	-11	-11	-13	-5	-6	-13	-12	-5	-10	-2	-7

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	-4.47	-4.74	-4.41	-4.44	-4.9	-5.52	-6.34	-21.25	-18	-6.47	-6.93	-14.88	-9.78	-59.55	-26.66
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-163	-174	-162	-198	-186	-190	-179	-73	-94	-198	-61	-58	-35	-30	109
Low Price	9	12	10.55	10.55	13.05	14.26	17	22.95	29.36	23.75	24.56	23	23.35	24.81	28.88
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.43	2.56
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	7.27	5.45	14.85	7.66	59.61	53.76	17.39	8.67	7.17	41.03	8.93	2.32	36.01	1.87	10.16
Price/Earnings Average	6.85	5.3	14.64	6.81	60.23	46.82	13.38	7.43	6.47	45.7	9.08	2.58	34.35	1.77	7.45
Price/Earnings High	7.93	5.76	18.05	7.8	76.78	53.76	19.83	9.08	8.08	55.74	11.16	3.08	46.19	2.03	11.03
Price/Earnings Low	5.45	4.93	12.29	5.67	52.74	43.19	11.83	6.13	5.93	36.77	8.06	2.13	27.92	1.57	5.33
Price/Book Value	0.67	0.66	0.66	0.64	0.73	0.64	0.76	1.01	0.89	0.62	0.61	0.5	0.59	0.43	0.75
Price/Book Value Average	0.63	0.65	0.65	0.57	0.74	0.56	0.59	0.86	0.8	0.69	0.62	0.56	0.56	0.41	0.55
Price/Book Value High	0.73	0.7	0.81	0.65	0.94	0.64	0.87	1.05	1	0.84	0.76	0.67	0.76	0.47	0.81
Price/Book Value Low	0.5	0.6	0.55	0.48	0.64	0.52	0.52	0.71	0.73	0.55	0.55	0.46	0.46	0.36	0.39
Price/Tangible Book Value	0.67	0.66	0.66	0.64	0.73	0.64	0.76	1.01	0.89	0.62	0.61	0.5	0.59	0.43	0.75
Price/Tangible Book Value Average	0.63	0.65	0.65	0.57	0.74	0.56	0.59	0.86	0.8	0.69	0.62	0.56	0.56	0.41	0.55
Price/Tangible Book Value High	0.73	0.7	0.81	0.65	0.94	0.64	0.87	1.05	1	0.84	0.76	0.67	0.76	0.47	0.81
Price/Tangible Book Value Low	0.5	0.6	0.55	0.48	0.64	0.52	0.52	0.71	0.73	0.55	0.55	0.46	0.46	0.36	0.39
Price/Sales	1.28	1.11	1.4	1.24	1.89	2.24	2.9	2.6	2.63	3.13	2.41	1.14	3.62	1.1	4.09
Price/Sales Average	1.21	1.09	1.38	1.1	1.91	1.95	2.23	2.22	2.37	3.49	2.45	1.27	3.46	1.04	3
Price/Sales High	1.4	1.18	1.71	1.26	2.43	2.24	3.3	2.71	2.97	4.25	3.02	1.51	4.65	1.19	4.44
Price/Sales Low	0.96	1.01	1.16	0.92	1.67	1.8	1.97	1.83	2.18	2.8	2.18	1.04	2.81	0.92	2.14
Price/Cash Flow	-4.38	-4.74	-4.41	-3.92	-4.9	-5.52	-6.34	-21.25	-18	-6.47	-6.93	-14.88	-9.78	-59.55	-26.63
Price/Cash Flow Average	-4.13	-4.62	-4.35	-3.48	-4.95	-4.81	-4.88	-18.19	-16.25	-7.21	-7.04	-16.57	-9.33	-56.33	-19.52
Price/Cash Flow High	-4.78	-5.01	-5.36	-3.99	-6.31	-5.52	-7.23	-22.23	-20.28	-8.79	-8.66	-19.77	-12.54	-64.6	-28.9
Price/Cash Flow Low	-3.28	-4.3	-3.65	-2.9	-4.34	-4.43	-4.31	-15.01	-14.89	-5.8	-6.26	-13.66	-7.58	-50.08	-13.96
Price/Free Cash Flow Average	-4.21	-4.62	-4.35	-3.95	-4.95	-4.81	-4.88	-18.19	-16.25	-7.21	-7.04	-16.57	-9.33	-56.33	-19.54
Price/Free Cash Flow High	-4.88	-5.01	-5.36	-4.52	-6.31	-5.52	-7.23	-22.23	-20.28	-8.79	-8.66	-19.77	-12.54	-64.6	-28.93
Price/Free Cash Flow Low	-3.35	-4.3	-3.65	-3.29	-4.34	-4.43	-4.31	-15.01	-14.89	-5.8	-6.26	-13.66	-7.58	-50.08	-13.97
EV/Sales Average	- -	1.07	1.51	0.9	1.57	1.48	1.37	1.75	1.73	2.01	2.27	0.89	2.62	0.51	2.28
EV/Sales High	- -	1.16	1.83	1.06	2.09	1.75	2.44	2.24	2.32	2.77	2.84	1.14	3.81	0.66	3.72
EV/Sales Low	- -	0.99	1.29	0.72	1.33	1.34	1.11	1.36	1.53	1.35	2	0.67	1.98	0.39	1.43
EV/EBITDA Average	- -	3.13	11.16	3.49	166.17	19.49	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	3.4	13.54	4.1	221.6	23.11	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	2.9	9.52	2.78	141.07	17.6	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	3.13	11.16	3.49	166.17	19.49	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	3.4	13.54	4.1	221.6	23.11	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	2.9	9.52	2.78	141.07	17.6	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	12	13.25	12.75	14.25	14.75	17.75	25	32.5	35.5	26.5	27.2	25.06	30.11	29.5	55.1
High Price	13.1	14	15.5	14.5	19	17.75	28.5	34	40	36	34	33.3	38.63	32	59.8
Enterprise Value Average	-23	48	52	39	45	41	40	72	77	55	81	62	69	43	97
Enterprise Value High	-17	52	63	46	61	49	70	93	103	76	101	80	101	56	158
Enterprise Value Low	-32	45	44	31	39	37	32	56	68	37	71	47	52	34	61

Shares Outstanding	4	4	4	4	4	3	3	3	3	3	3	3	3	3	3
Diluted Weighted Avg Shares	4	4	4	4	4	4	3	3	3	3	3	3	3	3	3
Basic Weighted Avg Shares	4	4	4	4	4	4	3	3	3	3	3	3	3	3	3
Revenue per Share	9.39	11.88	9.08	11.52	7.81	7.91	8.63	12.52	13.49	8.47	11.27	22.04	8.31	26.86	13.47
EBITDA per Share	- -	4.05	1.23	2.97	0.07	0.6	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	4.05	1.23	2.97	0.07	0.6	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.65	2.43	0.86	1.86	0.25	0.33	1.44	3.75	4.95	0.65	3.05	10.81	0.84	15.8	5.42
Basic EPS from Cont Ops	1.7	2.61	1.02	2.68	0.33	0.41	1.44	3.81	5.05	0.69	3.08	10.85	0.87	15.83	5.45
Diluted EPS, GAAP	1.65	2.43	0.86	1.86	0.25	0.33	1.44	3.75	4.95	0.65	3.05	10.81	0.84	15.8	5.42
Diluted EPS from Cont Ops	1.7	2.61	1.02	2.68	0.33	0.41	1.44	3.81	5.05	0.69	3.08	10.85	0.87	15.83	5.44
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	-2.74	-2.79	-2.89	-3.64	-3.01	-3.22	-3.94	-1.53	-1.97	-4.1	-3.93	-1.68	-3.08	-0.5	-2.07
Free Cash Flow per Basic Share	-2.8	-2.79	-2.89	-4.06	-3.01	-3.22	-3.94	-1.53	-1.97	-4.1	-3.93	-1.68	-3.08	-0.5	-2.07
Cash & Equivalents per Share	58.32	65.13	62.17	69.29	65.58	75.85	78.85	54.95	64.33	89.08	54.24	49.67	47.2	39.17	20.7
Book Value per Share	18.03	19.99	19.25	22.16	20.24	27.6	32.86	32.27	39.96	43.04	44.45	49.79	50.94	68.52	73.9
Tangible Book Value per Share	18.03	19.99	19.25	22.16	20.24	27.6	32.86	32.27	39.96	43.04	44.45	49.79	50.94	68.52	73.9

UTG, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)